NOT LISTED FOR SALE

190 Chambers St Unit 8 El Cajon, CA 92020

Estimated Value: $422,000 - $496,105

2 Beds
2 Baths
925 Sq Ft
$308/mo HOA Fee

Last Sold September 12, 2024

Last sale price $449,000 $485 Per Sq Ft

Est. 2% increase in value since last sale

Current estimated payment $2,973/month

52 Days on Market

Highlights

  • In Ground Pool
  • 1 Car Detached Garage
  • Forced Air Heating and Cooling System
  • Grossmont High School Rated A-
  • Laundry closet
  • Gated Home

About This Home

As of September 2024

Perfect Condo Located in the Heart of El Cajon! This 2 Bedroom & 2 full Bath condo is in a gated community with one of lowest HOA fee in town, pool, spa, outdoor BBQ area, workout/rec room, & more! Stainless appliances, granite countertops, upgraded flooring, in unit washer / dryer. Walking distance to everything.

Last Agent to Sell the Property

Don Swanson

Don Swanson, Real Estate License #01271617 Listed on: 06/19/2024

Last Buyer's Agent

Jenn Edwards

Real Broker License #02192589

Property Details

Home Type

  • Condominium

Year Built

  • Built in 1985

Lot Details

  • Gated Home
  • Property is Fully Fenced

HOA Fees

  • $308 Monthly HOA Fees

Home Design

  • Entry on the 1st floor
  • Composition Roof
  • Stucco Exterior

Interior Spaces

  • 925 Sq Ft Home
  • 2-Story Property

Kitchen

  • Built-In Range
  • Dishwasher
  • Disposal

Bedrooms and Bathrooms

  • 2 Bedrooms
  • 2 Full Bathrooms

Laundry

  • Laundry closet
  • Stacked Washer and Dryer

Parking

  • 1 Car Detached Garage
  • Uncovered Parking

Pool

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Natural Gas
  • Separate Water Meter

Listing and Financial Details

  • Assessor Parcel Number 487-160-17-52

Community Details

Overview

  • Association fees include common area maintenance, exterior (landscaping), exterior bldg maintenance, gated community, hot water, roof maintenance, sewer, termite, trash pickup, water, pest control, clubhouse paid
  • 12 Units
  • Prescott Association, Phone Number (760) 634-4700
  • Artesia Community

Recreation

  • Community Pool

Property Details

Home Type

Condominium

Year Built

Built in 1985

Lot Details

0

HOA Fees

$308 per month

Listing Details

  • Class: RESIDENTIAL
  • Sub Category: Attached
  • Residential Styles: All Other Attached
  • Market Area: East County
  • Cross Street: S Main
  • Neighborhood: EC
  • LP / Sq Ft: 485.41
  • Price Per Sq Ft: 485.41
  • SP/ Sq Ft: 485.41
  • Stories: 1 Story
  • Stories In Building: 2
  • Ownership: Condominium
  • Total Stories: 1
  • Year Built: 1985
  • A D U Yes No: No
  • Allow Comments Review: Yes
  • Internet Address Field: Partial Address
  • Internet Syndication Y N: Yes
  • Keyword1: 1
  • Special Features: None
  • Property Sub Type: Condos

Interior Features

  • Equipment Available: Dishwasher, Disposal, Built In Range, Electric Range
  • Total Bedrooms: 2
  • Bedrooms: 2
  • Master Bedroom Dimensions: 15x12
  • Full Bathrooms: 2
  • Laundry Location: Closet Stacked
  • Estimated Sq Ft: 925
  • Total Bathrooms: 2

Exterior Features

  • Exterior Material: Stucco
  • Fencing: Full, Gate
  • Pool: Below Ground, Community/Common
  • Roof: Composition

Garage/Parking

  • Non Garage Parking: Detached, Uncovered
  • Parking Spaces Total: 1

Utilities

  • Cooling: Central Forced Air
  • Laundry Utilities: Electric, Gas
  • Sewer/Septic: Sewer Connected, Public Sewer
  • Water: Meter on Property, Public
  • Heating: Forced Air Unit
  • Heating Fuel: Natural Gas

Condo/Co-op/Association

  • Complex Name: Artesia
  • Units In Building: 12
  • Total Number of Units: 178
  • Community: EL CAJON
  • Home Owner Association: prescott
  • Home Owner Association Fee Includes: Common Area Maintenance, Exterior (Landscaping), Exterior Bldg Maintenance, Gated Community, Hot Water, Roof Maintenance, Sewer, Termite, Trash Pickup, Water, Pest Control, Clubhouse Paid
  • Home Owner Association Fee Reflects: Month
  • Home Owner Association Fees: 308.0
  • HOA Payment Frequency: Monthly
  • Home Owner Association Phone: 760-634-4700

Association/Amenities

  • Entry Level Unit: 1

Lot Info

  • Lot Size: 0 (Common Interest)
  • Topography: Level
  • Zoning: R-1:SINGLE
  • Assessor Parcel Number: 487-160-17-52
  • Estimated Lot Sq Ft: 113208
  • Estimated Number of Acres: 2.6
  • Map Code Column: E
  • Map Code Page: 1251
  • Map Code Row: 5

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jun 19, 2024
Closed on
Aug 30, 2024
Sold by
Sfpt Llc and Premier Trust Inc
Bought by
Mussa Rami Alan
Seller's Agent
Don Swanson
Don Swanson, Real Estate
Buyer's Agent
Jenn Edwards
Real Broker
List Price
$475,000
Sold Price
$449,000
Premium/Discount to List
-$26,000
-5.47%
Views
146
Current Estimated Value
$459,276

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$10,276
Avg. Annual Appreciation
1.65%
Original Mortgage
$432,948
Outstanding Balance
$428,316
Interest Rate
6.73%
Mortgage Type
VA
Estimated Equity
$30,960

Purchase Details

Closed on
Feb 24, 2021
Sold by
Sky Blue Properties Llc
Bought by
Premier Trust Inc

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$178,500
Interest Rate
2.95%
Mortgage Type
New Conventional

Purchase Details

Closed on
May 3, 2010
Sold by
Rust Jim and Rust Patti
Bought by
Sky Blue Properties Llc

Purchase Details

Closed on
Mar 19, 2010
Sold by
Ruiz Leonel
Bought by
Rust Jim and Rust Patti

Purchase Details

Closed on
Jul 3, 2006
Sold by
Gonzalez Maria E Valencia
Bought by
Ruiz Leonel

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$15,000
Interest Rate
6.63%
Mortgage Type
Unknown

Purchase Details

Closed on
Jun 30, 2006
Sold by
Las Brisas Development Llc
Bought by
Ruiz Leonel

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$15,000
Interest Rate
6.63%
Mortgage Type
Unknown
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Average Value
Not Available
List Price
Sold Price
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Purchase History

Date Buyer Sale Price Title Company
Mussa Rami Alan $449,000 Chicago Title
Premier Trust Inc $255,000 Chicago Title Company Sd
Sky Blue Properties Llc -- None Available
Rust Jim $104,000 American Coast Title
Ruiz Leonel -- First American Title Co
Ruiz Leonel $255,000 First American Title
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Mussa Rami Alan $432,948
Previous Owner Premier Trust Inc $178,500
Previous Owner Ruiz Leonel $15,000
Previous Owner Ruiz Leonel $15,000
Previous Owner Ruiz Leonel $232,253
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
09/12/2024 09/12/24 Sold $449,000 0.0% $485 / Sq Ft
08/26/2024 08/26/24 Off Market $449,000 -- --
08/11/2024 08/11/24 Pending -- -- --
08/07/2024 08/07/24 Price Changed $449,000 -2.2% $485 / Sq Ft
07/26/2024 07/26/24 Price Changed $459,000 -1.3% $496 / Sq Ft
07/17/2024 07/17/24 Price Changed $465,000 -0.9% $503 / Sq Ft
07/03/2024 07/03/24 Price Changed $469,000 -1.3% $507 / Sq Ft
06/19/2024 06/19/24 For Sale $475,000 -- $514 / Sq Ft
Source: San Diego MLS

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $3,295 $449,000 $119,718 $329,282
2024 $3,295 $270,605 $72,152 $198,453
2023 $3,210 $265,300 $70,738 $194,562
2022 $3,160 $260,099 $69,351 $190,748
2021 $1,536 $124,009 $33,065 $90,944
2020 $1,520 $122,738 $32,726 $90,012
2019 $1,501 $120,333 $32,085 $88,248
2018 $1,477 $117,974 $31,456 $86,518
2017 $1,458 $115,662 $30,840 $84,822
2016 $1,401 $113,395 $30,236 $83,159
2015 $1,394 $111,692 $29,782 $81,910
2014 -- $109,505 $29,199 $80,306
Source: Public Records

Agents Affiliated with this Home

  • D

    Seller's Agent in 2024

    Don Swanson

    Don Swanson, Real Estate

    (619) 857-8585

    11 Total Sales

    Don Swanson
    Section Image
  • Jenn Edwards

    Buyer's Agent in 2024

    Jenn Edwards

    Real Broker

    (858) 727-4566

    46 Total Sales

    Jenn Edwards
    Section Image
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Map

Source: San Diego MLS

MLS Number: 240014020

San Diego MLS

APN: 487-160-17-52

California San Diego County El Cajon 92020

190 Chambers St Unit 8, El Cajon, CA

Not Listed for Sale

Condos

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