Seller's Agent in 2020
Natasha OKonski
Keller Williams Pell City
(205) 812-4917
16 in this area
301 Total Sales
190 Coves Dr Vincent, AL 35178
Estimated Value: $1,139,000 - $1,220,000
4
Beds
4.5
Baths
5,798
Sq Ft
$203/Sq Ft
Est. Value
Highlights
- 128 Feet of Waterfront
- Community Boat Launch
- Fishing
- Private Dock
- In Ground Pool
- Lake View
About This Home
As of October 2020ABSOLUTELY STUNNING 4 BEDROOM, 4 1/2 BATH LAKE HOME ON DEEP YEAR ROUND WATER!! The main level living area features a formal dining room, office, den with gas logs fireplace and coffered ceilings, Gourmet kitchen with custom cabinets, granite countertops, a large master bedroom with sitting room, and two additional bedrooms with jack-n-jill bath. Upstairs you will find the 4th bedroom and a full bath as well as a bonus room that could be used as 5th bedroom. Downstairs includes an additional family/entertainment area complete with bar. Storm shelter in basement and plenty of space for storage. The home features a fabulous in-ground pool and stunning lake view!!
Last Agent to Sell the Property
Keller Williams Pell City License #117637 Listed on: 09/15/2020
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $2,601
Year Built
- Built in 2007
Lot Details
- 0.69 Acre Lot
- 128 Feet of Waterfront
- Few Trees
HOA Fees
- $29 Monthly HOA Fees
Parking
- 4 Car Garage
- Basement Garage
- Front Facing Garage
- Driveway
Home Design
- Four Sided Brick Exterior Elevation
Interior Spaces
- 1.5-Story Property
- Wet Bar
- Smooth Ceilings
- Recessed Lighting
- Ventless Fireplace
- Gas Log Fireplace
- Marble Fireplace
- Stone Fireplace
- Family Room with Fireplace
- 4 Fireplaces
- Great Room with Fireplace
- Dining Room
- Den with Fireplace
- Workshop
- Lake Views
- Home Security System
- Attic
Kitchen
- Double Oven
- Electric Oven
- Gas Cooktop
- Stove
- Built-In Microwave
- Ice Maker
- Dishwasher
- Stainless Steel Appliances
- Kitchen Island
- Stone Countertops
Flooring
- Wood
- Tile
Bedrooms and Bathrooms
- 4 Bedrooms
- Primary Bedroom on Main
- Split Bedroom Floorplan
- Walk-In Closet
- Bathtub and Shower Combination in Primary Bathroom
- Double Shower
- Garden Bath
- Separate Shower
- Linen Closet In Bathroom
Laundry
- Laundry Room
- Laundry on main level
- Sink Near Laundry
- Washer and Electric Dryer Hookup
Unfinished Basement
- Basement Fills Entire Space Under The House
- Recreation or Family Area in Basement
- Natural lighting in basement
Pool
- In Ground Pool
- Pool is Self Cleaning
- Fence Around Pool
Outdoor Features
- Swimming Allowed
- Private Dock
- Covered Deck
- Covered Patio or Porch
Utilities
- Multiple cooling system units
- Central Heating and Cooling System
- Multiple Heating Units
- Heating System Uses Propane
- Underground Utilities
- Electric Water Heater
- Septic Tank
Listing and Financial Details
- Assessor Parcel Number 31-08-28-0-004-001.005
Community Details
Overview
- Association fees include common grounds mntc, utilities for comm areas
- $15 Other Monthly Fees
- Cumberland Coves Association
Recreation
- Community Boat Launch
- Fishing
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Sep 15, 2020
Closed on
Oct 29, 2020
Sold by
Hobbs Doris Jean Brown Harrell
Bought by
Champion Scott and Champion Jennifer
Seller's Agent
Natasha OKonski
Keller Williams Pell City
Buyer's Agent
Brandon Harder
Keller Williams Realty Vestavia
List Price
$899,900
Sold Price
$899,900
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$275,701
Avg. Annual Appreciation
6.03%
Original Mortgage
$719,900
Outstanding Balance
$642,069
Interest Rate
2.8%
Mortgage Type
New Conventional
Estimated Equity
$549,410
Purchase Details
Closed on
Apr 20, 2010
Sold by
Harrel Robbie Eugene
Bought by
Hobbs Doris Jean Harrell
Purchase Details
Closed on
Dec 26, 2007
Sold by
Davis Anita Renee
Bought by
Harrell Ronnie E and Harrell Doris J
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$585,000
Interest Rate
6.25%
Mortgage Type
Adjustable Rate Mortgage/ARM
Purchase Details
Closed on
Oct 26, 2006
Sold by
Riverfront Development Partnership
Bought by
Elite Construction L L C
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$184,900
Interest Rate
6.27%
Mortgage Type
Future Advance Clause Open End Mortgage
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Buyer | Sale Price | Title Company |
|---|---|---|---|
| Champion Scott | $899,900 | None Available | |
| Hobbs Doris Jean Harrell | -- | -- | |
| Hobbs Doris Jean Harrell | -- | -- | |
| Harrell Ronnie E | $800,000 | None Available | |
| Elite Construction L L C | $197,900 | Land Title Company Of Alabam |
Source: Public Records
Mortgage History
| Date | Status | Borrower | Loan Amount |
|---|---|---|---|
| Open | Champion Scott | $719,900 | |
| Previous Owner | Harrell Ronnie E | $247,000 | |
| Previous Owner | Harrell Doris Hobbs | $417,000 | |
| Previous Owner | Harrell Ronnie E | $585,000 | |
| Previous Owner | Elite Construction Llc | $562,500 | |
| Previous Owner | Elite Construction L L C | $184,900 |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 10/29/2020 10/29/20 | Sold | $899,900 | 0.0% | $155 / Sq Ft |
| 09/15/2020 09/15/20 | For Sale | $899,900 | -- | $155 / Sq Ft |
Source: Greater Alabama MLS
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $3,396 | $188,606 | $45,000 | $143,606 |
| 2023 | $3,348 | $188,606 | $45,000 | $143,606 |
| 2022 | $3,007 | $84,845 | $22,500 | $62,345 |
| 2021 | $2,601 | $84,845 | $22,500 | $62,345 |
| 2020 | $2,601 | $85,454 | $22,500 | $62,954 |
| 2019 | $2,601 | $85,454 | $22,500 | $62,954 |
| 2018 | $2,496 | $82,080 | $0 | $0 |
| 2017 | $2,523 | $82,080 | $0 | $0 |
| 2016 | $2,496 | $82,080 | $0 | $0 |
| 2015 | $2,523 | $82,080 | $0 | $0 |
| 2014 | $2,523 | $82,940 | $0 | $0 |
Source: Public Records
Agents Affiliated with this Home
-
Natasha OKonski
-
Brandon Harder
Buyer's Agent in 2020
Brandon Harder
Keller Williams Realty Vestavia
(205) 936-0128
1 in this area
159 Total Sales
Map
Source: Greater Alabama MLS
MLS Number: 895462
APN: 31-08-28-0-004-001.005
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