Joanna Concepcion
eXp Realty
(401) 361-4519
64 Total Sales
1 in Montgomery
$486,000 Price
190 Union St Montgomery, NY 12549
Montgomery AreaEstimated Value: $468,183
3
Beds
1.5
Baths
1,520
Sq Ft
$308/Sq Ft
Est. Value
Highlights
- Colonial Architecture
- Wood Flooring
- Formal Dining Room
- Deck
- Covered Patio or Porch
- Stainless Steel Appliances
About This Home
As of July 2025Don't miss this ADORABLE farmhouse in the historic Village of Montgomery! This home features original details including arched doorways, built-ins and hardwood flooring and more combined with modern conveniences and beautifully done updates of today! ... Imagine enjoying this wonderful oversized lemonade porch as it welcomes you home to your lovely 3 bedroom, 2 bath CHARMER! Step into the large entry foyer and you'll find a beautiful original showpiece staircase and built-in storage. Through the arched doorway on the left, you'll move into your light-filled living room with a cozy gas fireplace. Flow to the sun-filled dining room with original built-in china cabinets and convenient access to the redecorated kitchen with stainless appliances and a nearby bath. The screened porch off the back provides for added living space for year-round enjoyment plus an open deck for grilling. ... Coming back in and heading upstairs, you'll enjoy 3 sunny bedrooms with walk-in and ample closet spaces, a large hall cedar closet and beautiful full bath. Don't miss the wonderful walk-up attic offering plenty of storage or possible expansion space! ..... Downstairs you'll enjoy the full basement partially finished with laundry area, legal egress window and walk out side entrance. The basement can easily add living space with simple sheetrock and flooring ... This home also features a new roof less than 3 years old as well as new windows plus all new mini-split ac/heating units throughout! ... This charming home sits on a lovely level lot with a spacious backyard accented by mature landscaping and a one car detached garage. Nothing to do but move in! ... Sought-after Valley Central Schools and Montgomery Elementary just down the road! ... Low taxes and the enjoyment and convenience of Village living in wonderful Montgomery!
Last Agent to Sell the Property
Our House Real Estate Group License #10491212126 Listed on: 05/31/2025
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Home Details
Home Type
- Single Family
Est. Annual Taxes
- $9,334
Year Built
- Built in 1927 | Remodeled in 2023
Lot Details
- 11,775 Sq Ft Lot
- Landscaped
- Level Lot
- Back and Front Yard
Parking
- 1 Car Garage
- Driveway
Home Design
- Colonial Architecture
- Farmhouse Style Home
- Vinyl Siding
Interior Spaces
- 1,520 Sq Ft Home
- 3-Story Property
- Built-In Features
- Ceiling Fan
- Recessed Lighting
- Gas Fireplace
- New Windows
- Family Room
- Formal Dining Room
- Storage
- Wood Flooring
Kitchen
- Oven
- Gas Range
- Freezer
- Dishwasher
- Stainless Steel Appliances
Bedrooms and Bathrooms
- 3 Bedrooms
- Walk-In Closet
Laundry
- Dryer
- Washer
Partially Finished Basement
- Basement Fills Entire Space Under The House
- Laundry in Basement
- Basement Storage
Outdoor Features
- Deck
- Covered Patio or Porch
Location
- Property is near schools and shops
Schools
- Montgomery Elementary School
- Valley Central Middle School
- Valley Central High School
Utilities
- Ductless Heating Or Cooling System
- Hot Water Heating System
- Heating System Uses Natural Gas
- Natural Gas Connected
- Gas Water Heater
- Water Softener is Owned
Listing and Financial Details
- Exclusions: Sauna
- Assessor Parcel Number 334203-211-000-0002-003.000-0000
Ownership History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
May 31, 2025
Closed on
Jul 25, 2025
Sold by
Bought by
Seller's Agent
Karen Gauvin
Our House Real Estate Group
Buyer's Agent
Karen Gundelach
Keller Williams NY Realty
List Price
$455,900
Sold Price
$480,000
Premium/Discount to List
$24,100
5.29%
Views
73
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$11,817
Avg. Annual Appreciation
-2.37%
Original Mortgage
$384,000
Outstanding Balance
$380,274
Interest Rate
6.77%
Mortgage Type
New Conventional
Estimated Equity
$87,910
Purchase Details
Closed on
Aug 23, 2016
Sold by
Bought by
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$218,500
Interest Rate
3.48%
Mortgage Type
New Conventional
Home Values in the Area
Average Home Value in this Area
Agents Specializing in Montgomery, NY
-
Joanna Concepcion
-
Luciana DiGiacomo
Luciana DiGiacomo
Coldwell Banker Realty
(914) 312-4947
45 Total Sales
1 in Montgomery
$675,000 Price
-
Milton Hyatt
Milton Hyatt
KFortuna All Aspects Realty
(845) 682-5690
41 Total Sales
1 in Montgomery
$325,000 Price
-
Chris Ogden
Chris Ogden
Realty Promotions Inc
(845) 479-5977
315 Total Sales
36 in Montgomery
$445K - $783K Price Range
-
Brenda Otero
Brenda Otero
HomeSmart Homes & Estates
(855) 709-2992
102 Total Sales
6 in Montgomery
$355K - $670K Price Range
-
Heather Bragg
Heather Bragg
River to Ridge Rlty Associates
(843) 994-3474
92 Total Sales
2 in Montgomery
$364K - $515K Price Range
Purchase History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Buyer | Sale Price | Title Company |
|---|---|---|---|
| $480,000 | Catic Title Insurance Co | ||
| $230,000 | William T Okeeffe |
Source: Public Records
Mortgage History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Status | Borrower | Loan Amount |
|---|---|---|---|
| Open | $384,000 | ||
| Previous Owner | $44,900 | ||
| Previous Owner | $218,500 |
Source: Public Records
Property History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Event | Price | List to Sale | Price per Sq Ft |
|---|---|---|---|---|
| 07/25/2025 07/25/25 | Sold | $480,000 | +5.3% | $316 / Sq Ft |
| 06/23/2025 06/23/25 | Pending | -- | -- | -- |
| 05/31/2025 05/31/25 | For Sale | $455,900 | -- | $300 / Sq Ft |
Source: OneKey® MLS
Tax History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $9,144 | $147,600 | $30,700 | $116,900 |
| 2024 | $8,940 | $147,600 | $30,700 | $116,900 |
| 2023 | $8,940 | $143,600 | $30,700 | $112,900 |
| 2022 | $8,901 | $143,600 | $30,700 | $112,900 |
| 2021 | $8,877 | $143,600 | $30,700 | $112,900 |
| 2020 | $8,915 | $143,600 | $30,700 | $112,900 |
| 2019 | $8,696 | $143,600 | $30,700 | $112,900 |
| 2018 | $8,696 | $143,600 | $30,700 | $112,900 |
| 2017 | $8,441 | $143,600 | $30,700 | $112,900 |
| 2016 | $7,441 | $143,600 | $30,700 | $112,900 |
| 2015 | -- | $143,600 | $30,700 | $112,900 |
| 2014 | -- | $143,600 | $30,700 | $112,900 |
Source: Public Records
Agents Affiliated with this Home
-
Karen Gauvin
Seller's Agent in 2025
Karen Gauvin
Our House Real Estate Group
(845) 705-8093
56 Total Sales
-
Karen Gundelach
Buyer's Agent in 2025
Karen Gundelach
Keller Williams NY Realty
(914) 488-4126
72 Total Sales
Map
Source: OneKey® MLS
MLS Number: 848364
APN: 334203-211-000-0002-003.000-0000
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The data relating to real estate for sale or lease on this web site comes in part from OneKey® MLS. Real estate listings held by brokerage firms other than Ten-X are marked with the OneKey® MLS logo or an abbreviated logo and detailed information about them includes the name of the listing broker.
Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Some IDX listings have been excluded from this website. IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
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Based on information submitted to the MLS GRID
Listings courtesy of OneKey® MLS as distributed by MLS GRID
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