191 Water Oaks Loop Santa Rosa Beach, FL 32459
Estimated payment $2,830/month
Highlights
- New Construction
- Florida Architecture
- Central Heating and Cooling System
- Van R. Butler Elementary School Rated A-
- Covered Patio or Porch
- High Speed Internet
About This Home
Never lived in 2021-built Florida cottage in a non-short-term rental community in Santa Rosa Beach, offering a quiet residential setting just minutes from 30A and local hotspots. Originally held off-market as the builder's office, this home presents as new with a clean, well-maintained interior and no prior occupancy. The 3-bedroom, 2.5-bath layout spans approximately 1,417 square feet with an open-concept living area, tray ceilings, and abundant natural light. The kitchen features white shaker cabinetry, solid surface countertops, stainless steel appliances, and a large island overlooking the main living space. Luxury vinyl plank flooring runs throughout, creating a cohesive, low-maintenance interior. The primary suite includes a double vanity and a walk-in shower, while the split layout provides separation from the additional bedrooms. Situated in a neighborhood with HOA-maintained standards and no short-term rentals, this property offers a more stable, residential environment compared to nearby rental-heavy areas. Located just off Mussett Bayou with convenient access to Hwy 98, 30A, dining, and shopping and best of all the emerald coast beaches.
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $3,061
Year Built
- Built in 2021 | New Construction
Lot Details
- 4,225 Sq Ft Lot
- Lot Dimensions are 50x85
- Zoning described as County, Resid Single Family
Parking
- No Garage
Home Design
- Florida Architecture
- Shingle Roof
- HardiePlank Type
Kitchen
- Convection Oven
- Electric Oven
- Electric Cooktop
- Ice Maker
Bedrooms and Bathrooms
- 3 Bedrooms
Outdoor Features
- Covered Patio or Porch
Schools
- Van R Butler Elementary School
- Emerald Coast Middle School
- South Walton High School
Utilities
- Central Heating and Cooling System
- High Speed Internet
Community Details
- Property has a Home Owners Association
Map
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $3,061 | $338,730 | $23,029 | $315,701 |
| 2024 | $3,044 | $338,730 | $23,029 | $315,701 |
| 2023 | $3,044 | $331,715 | $0 | $0 |
| 2022 | $2,798 | $302,410 | $25,563 | $276,847 |
| 2021 | $216 | $22,358 | $22,358 | $0 |
| 2020 | $204 | $20,455 | $20,455 | $0 |
| 2019 | $195 | $19,668 | $19,668 | $0 |
| 2018 | $189 | $18,912 | $0 | $0 |
| 2017 | $182 | $18,361 | $18,361 | $0 |
| 2016 | $169 | $17,655 | $0 | $0 |
| 2015 | $158 | $16,500 | $0 | $0 |
| 2014 | $137 | $13,252 | $0 | $0 |
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft |
|---|---|---|---|---|
| 04/03/2026 04/03/26 | For Sale | $489,000 | -- | $345 / Sq Ft |
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Special Warranty Deed | $140,000 | Attorney | |
| Quit Claim Deed | -- | None Available | |
| Warranty Deed | $346,200 | None Available |
Source: Central Panhandle Association of REALTORS®
MLS Number: 787865
APN: 28-2S-20-33440-000-0400
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Ask me questions while you tour the home.