191 Water Oaks Loop Santa Rosa Beach, FL 32459
Estimated payment $2,699/month
Highlights
- Primary Bedroom Suite
- Florida Architecture
- Central Heating and Cooling System
- Van R. Butler Elementary School Rated A-
- Covered Patio or Porch
- Ceiling Fan
About This Home
Never lived in 2021-built Florida cottage in a non-short-term rental community in Santa Rosa Beach, offering a quiet residential setting just minutes from 30A and local hotspots. Originally held off-market as the builder's office, this home presents as new with a clean, well-maintained interior and no prior occupancy. The 3-bedroom, 2.5-bath layout spans approximately 1,417 square feet with an open-concept living area, tray ceilings, and abundant natural light. The kitchen features white shaker cabinetry, solid surface countertops, stainless steel appliances, and a large island overlooking the main living space. Luxury vinyl plank flooring runs throughout, creating a cohesive, low-maintenance interior. The primary suite includes a double vanity and a walk-in shower. The split-bedroom layout provides separation from the additional bedrooms. Located in a neighborhood with HOA-maintained standards and no short-term rentals, this property offers a more stable, residential environment compared to nearby rental-heavy areas. Conveniently located just off Mussett Bayou with easy access to Hwy 98, 30A, dining, shopping, and the emerald coast beaches. All information is deemed reliable but not guaranteed. Buyer to verify all details, including but not limited to measurements, features, zoning, and permitted uses.
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $3,061
Year Built
- Built in 2021
Lot Details
- 3,920 Sq Ft Lot
- Lot Dimensions are 50x85
- Sprinkler System
Home Design
- Florida Architecture
- Exterior Columns
- Frame Construction
- Composition Shingle Roof
- Cement Board or Planked
Interior Spaces
- 1,417 Sq Ft Home
- 1-Story Property
- Ceiling Fan
- Family Room
- Fire and Smoke Detector
Kitchen
- Electric Oven or Range
- Cooktop
- Microwave
- Freezer
- Dishwasher
Bedrooms and Bathrooms
- 3 Bedrooms
- Primary Bedroom Suite
- Dual Vanity Sinks in Primary Bathroom
Outdoor Features
- Covered Patio or Porch
Schools
- Van R Butler Elementary School
- Emerald Coast Middle School
- South Walton High School
Utilities
- Central Heating and Cooling System
- Underground Utilities
- Community Sewer or Septic
Community Details
- Property has a Home Owners Association
- Association fees include accounting, management
- Water Oaks Subdivision
Listing and Financial Details
- Assessor Parcel Number 28-2S-20-33440-000-0400
Map
Tax History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $1,314 | $88,218 | ||
| 2024 | $1,314 | $85,732 | ||
| 2023 | $1,233 | $83,235 | $0 | $0 |
| 2022 | $1,178 | $80,811 | $0 | $0 |
| 2021 | $1,134 | $78,457 | $0 | $0 |
| 2020 | $1,058 | $77,374 | $0 | $0 |
| 2019 | $980 | $75,634 | $0 | $0 |
| 2018 | $938 | $74,224 | $0 | $0 |
| 2017 | $926 | $117,188 | $0 | $0 |
| 2016 | $911 | $70,304 | $0 | $0 |
| 2015 | $923 | $69,815 | $0 | $0 |
| 2014 | $906 | $69,261 | $0 | $0 |
| 2013 | -- | $68,237 | $0 | $0 |
Property History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Event | Price | List to Sale | Price per Sq Ft |
|---|---|---|---|---|
| 07/18/2026 07/18/26 | Price Changed | $445,000 | -9.0% | $314 / Sq Ft |
| 04/06/2026 04/06/26 | For Sale | $489,000 | -- | $345 / Sq Ft |
Purchase History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Special Warranty Deed | $140,000 | Attorney | |
| Quit Claim Deed | -- | None Available | |
| Warranty Deed | $346,200 | None Available |
Source: Emerald Coast Association of REALTORS®
MLS Number: 999960
APN: 28-2S-20-33440-000-0400
Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.
IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.
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Ask me questions while you tour the home.