NOT LISTED FOR SALE

Estimated Value: $518,000 - $535,000

3 Beds
2 Baths
2,100 Sq Ft
$249/Sq Ft Est. Value

Last Sold August 29, 2025

Last sale price $523,000 $249 Per Sq Ft

Current estimated payment $3,701/month

22 Days on Market

Highlights

  • Docks
  • Gated Community
  • Waterfront
  • Durand Elementary School Rated A-
  • Lake View
  • Deck

About This Home

As of August 2025

Welcome to your future retreat by the lake! This charming 3-bedroom, 2-bathroom home offers lakeside living with endless possibilities for updates and personal touches. With a little vision and elbow grease, you can transform it into the lakeside gem it’s meant to be. Situated within a desirable lake community with direct waterfront access, the property provides a rare opportunity to enjoy true lakeside living with the comfort. The primary bedroom comes with peaceful lake views that may quickly make it your favorite room—and nobody will judge if you never want to leave it. With solid bones and a picturesque setting, this home is your chance to embrace lake living at a comfortable pace. New Roof in 2021 leaf, new backsplash all maple cabinets. 2100 SQF unfinished in the basement for your creative mind. Come and check it out. Located in wonderful community of Lake Summerset IL.

Last Agent to Sell the Property

Angela Schmidt

Keller Williams Realty Signature License #475.195153 Listed on: 07/12/2025

Keller Williams Realty Signature

Last Buyer's Agent

Patricia Tynan

Best Realty License #475130486

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $10,469

Year Built

  • Built in 2005

Lot Details

  • 0.53 Acre Lot
  • Waterfront

HOA Fees

  • $92 Monthly HOA Fees

Home Design

  • Shingle Roof
  • Siding

Interior Spaces

  • 2,100 Sq Ft Home
  • 2-Story Property
  • Lake Views

Kitchen

  • Stove
  • Gas Range
  • Microwave
  • Dishwasher

Bedrooms and Bathrooms

  • 3 Bedrooms
  • 2 Full Bathrooms

Laundry

  • Laundry on main level
  • Dryer
  • Washer

Basement

  • Basement Fills Entire Space Under The House
  • Exterior Basement Entry

Parking

  • 3 Car Garage
  • Driveway

Outdoor Features

  • Docks
  • Deck

Schools

  • Durand Elementary School
  • Durand Jr High Middle School
  • Durand High School

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Natural Gas
  • Gas Water Heater
  • Water Softener

Community Details

Overview

  • Association fees include pool access, water access, clubhouse

Security

  • Gated Community

Home Details

Home Type

Single Family

Est. Annual Taxes

$10,469

Year Built

Built in 2005

Lot Details

0

HOA Fees

$92 per month

Listing Details

  • Interior Amenities: Other/None
  • Road Frontage: City/Town
  • Type: Gated Community, Water Front Lot, Water View Lot, City/Town, Lake View
  • Electric: Circuit Breaker
  • Appliances That Stay or Are Included: Dishwasher, Dryer, Microwave, Refrigerator, Stove/Cooktop, Washer, Water Softener
  • Class: HOUSE
  • Estimated Above Grade Sq Ft: 2100
  • Exemptions: Owner
  • Fee Includes: Pool Access, Water Access, Clubhouse
  • General Features: Basement Entrance, Deck, Laundry 1st Floor, Main Floor Primary, Boat Dock
  • Hoa Fee Frequency: Yearly
  • Legal Description: CORRECTED FINAL PLAT 2 OF LAKE SUMMERSET-BAINBRIDGE SEC 8 EXC TRI TR LYG MOST ELY LN ALL LOT 1922
  • Lot Acreage: 0.53
  • Lvt Date: 07/12/2025
  • Number of Main Level Full Bathrooms: 2
  • Stove Range Fuel: Gas
  • Style: 2 Story
  • Type: House
  • Agent Only_ L A1 User Code: F_6123
  • Egress: Yes
  • Elementary School: Durand Elementary
  • Estimated Total Finished Sq Ft: 2100
  • Garage Type Driveway: Asphalt, Attached
  • Hold Earnest Money Y N: No
  • Pertinent Facts: Welcome to your future retreat by the lake! This charming 3-bedroom, 2-bathroom home offers lakeside living with endless possibilities for updates and personal touches. With a little vision and elbow grease, you can transform it into the lakeside gem it’s meant to be. Situated within a desirable lake community with direct waterfront access, the property provides a rare opportunity to enjoy true lakeside living with the comfort. The primary bedroom comes with peaceful lake views that may quickly make it your favorite room—and nobody will judge if you never want to leave it. With solid bones and a picturesque setting, this home is your chance to embrace lake living at a comfortable pace. New Roof in 2021 leaf, new backsplash all maple cabinets. 2100 SQF unfinished in the basement for your creative mind. Come and check it out. Located in wonderful community of Lake Summerset IL.
  • Designated Managing Broker Y N: No
  • Estimated Above Grade Sq Ft: 2100
  • Special Features: None
  • Property Sub Type: Detached
  • Stories: 2

Interior Features

  • Bedrooms: 3
  • Basement Type: Full
  • Master Bedroom: Dimensions: 17x14, On Level: Main
  • Basement: Basement Entrance, Full Exposure
  • Bedroom 2: Dimensions: 14x13, On Level: Main
  • Bedroom 3: Dimensions: 14x10, On Level: Main
  • Dining Room: Yes, On Level: Main, Dimensions: 14x11
  • Family Room: No
  • Full Bathrooms: 2
  • Kitchen: Dimensions: 13x12, On Level: Main
  • Living Room: Yes, On Level: Main, Dimensions: 25x23
  • Recreation Room: No
  • Total Bathrooms: 2
  • Basement: Yes

Exterior Features

  • Exterior: Siding
  • Roof: Shingle

Garage/Parking

  • Garage: 3

Utilities

  • Cooling: Central Air
  • Heating: Forced Air, Natural Gas
  • Sewer: City/Community
  • Water: City/Community
  • Water Heater: Gas

Condo/Co-op/Association

  • HOA Fees: 1099

Building Info

  • Year Built: 2005

Tax Info

  • Year: 2024
  • Taxes: 10469

MLS Schools

  • HighSchool: Durand High
  • School District: Durand 322
  • Middle School: Durand Jr High

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jul 12, 2025
Closed on
Aug 29, 2025
Sold by
Dunkel Scott and Dunkel Dana
Bought by
Sharon K Schwarzbauer Declaration Of Trust and Schwarzbauer
Seller's Agent
Angela Schmidt
Keller Williams Realty Signature
Buyer's Agent
Patricia Tynan
Best Realty
List Price
$599,000
Sold Price
$523,000
Premium/Discount to List
-$76,000
-12.69%
Views
44
Current Estimated Value
$523,830

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$830
Avg. Annual Appreciation
0.48%
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Sharon K Schwarzbauer Declaration Of Trust $523,000 Security First Title
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
08/29/2025 08/29/25 Sold $523,000 -6.4% $249 / Sq Ft
08/03/2025 08/03/25 Pending -- -- --
07/27/2025 07/27/25 Price Changed $559,000 -6.7% $266 / Sq Ft
07/12/2025 07/12/25 For Sale $599,000 -- $285 / Sq Ft
Source: NorthWest Illinois Alliance of REALTORS®

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $10,470 $145,727 $38,600 $107,127
2023 $9,466 $124,873 $33,076 $91,797
2022 $8,505 $110,309 $29,514 $80,795
2021 $8,784 $101,574 $27,177 $74,397
2020 $8,735 $97,733 $26,149 $71,584
2019 $8,608 $95,256 $25,486 $69,770
2018 $9,073 $91,443 $24,466 $66,977
2017 $8,758 $89,650 $23,986 $65,664
2016 $9,315 $89,650 $23,986 $65,664
2015 $9,323 $89,650 $23,986 $65,664
2014 $9,250 $89,650 $23,986 $65,664
Source: Public Records

Agents Affiliated with this Home

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Map

Source: NorthWest Illinois Alliance of REALTORS®

MLS Number: 202504064

NorthWest Illinois Alliance of REALTORS®

APN: 05-06-376-016