Natasha OKonski
Keller Williams Pell City
(205) 813-5435
278 Total Sales
4 in Ashville
$38K - $380K Price Range
195 Bell Dr Ragland, AL 35131
Ashville Area
3
Beds
2
Baths
1,443
Sq Ft
1.5
Acre Lot
Highlights
- Barn
- Den
- Porch
- Attic
- Fenced Yard
- 2 Car Attached Garage
About This Home
As of September 2025Country living at its best. This 3 bedroom 2 bath home is nestled on approximately 1.5 acres. Right of redemption may apply. Case 011-983098- FHA Insurable/w Escrow. Property is owned by US Department of HUD. HUD homes are sold as is. Subject to appraisal. The seller makes no representation or warranties as to the property condition. Equal Housing Opportunity. The seller may contribute up to 3% for the buyers closing cost upon buyers request. No keys will be given to the buyers at closing. Buyers must change locks after closing.
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Home Details
Home Type
- Single Family
Year Built
- Built in 1977
Lot Details
- 1.5 Acre Lot
- Fenced Yard
Parking
- 2 Car Attached Garage
- Front Facing Garage
- Driveway
Home Design
- Vinyl Siding
Interior Spaces
- 1,443 Sq Ft Home
- 1-Story Property
- Smooth Ceilings
- Gas Log Fireplace
- Family Room with Fireplace
- Den
- Crawl Space
- Pull Down Stairs to Attic
Kitchen
- Stove
- Built-In Microwave
- Dishwasher
- Laminate Countertops
Flooring
- Laminate
- Tile
Bedrooms and Bathrooms
- 3 Bedrooms
- 2 Full Bathrooms
- Bathtub and Shower Combination in Primary Bathroom
Laundry
- Laundry Room
- Laundry on main level
- Washer and Electric Dryer Hookup
Outdoor Features
- Patio
- Outdoor Storage
- Porch
Schools
- Iola Roberts Elementary School
- Duran Middle School
- Pell City High School
Farming
- Barn
Utilities
- Central Heating and Cooling System
- Electric Water Heater
- Septic Tank
Listing and Financial Details
- Visit Down Payment Resource Website
- Assessor Parcel Number 17-07-36-0-001-025.002
Ownership History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Jun 3, 2025
Closed on
Sep 2, 2025
Sold by
Bought by
Seller's Agent
Jason Mitchell
HUD Home Network
Buyer's Agent
Rusty Chamness
ERA King Real Estate - Pell City
List Price
$133,000
Sold Price
$133,000
Views
133
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$45,195
Avg. Annual Appreciation
37.43%
Original Mortgage
$129,010
Outstanding Balance
$127,869
Interest Rate
6.74%
Mortgage Type
New Conventional
Estimated Equity
$50,326
Purchase Details
Closed on
May 2, 2025
Sold by
Bought by
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$500,000
Interest Rate
6.62%
Mortgage Type
Credit Line Revolving
Purchase Details
Closed on
Feb 14, 2025
Sold by
Bought by
Purchase Details
Listed on
Aug 6, 2021
Closed on
Oct 20, 2021
Sold by
Bought by
Seller's Agent
Michael Jenkins
eXp Realty, LLC Central
Buyer's Agent
Steven Pharo
Genstone LLC
List Price
$179,900
Sold Price
$179,900
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
-0.20%
Original Mortgage
$176,641
Interest Rate
2.8%
Mortgage Type
FHA
Purchase Details
Closed on
Sep 21, 2017
Sold by
Bought by
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$137,800
Interest Rate
3.9%
Mortgage Type
VA
Purchase Details
Closed on
Feb 9, 2007
Sold by
Bought by
Home Values in the Area
Average Home Value in this Area
Agents Specializing in Ragland, AL
-
Natasha OKonski
-
Bret Rogers
Bret Rogers
Keller Williams
(205) 236-9756
240 Total Sales
8 in Ashville
$91K - $378K Price Range
-
Orlando Anderson
Orlando Anderson
Responds QuicklyKeller Williams MarketPlace
(659) 599-6002
45 Total Sales
1 in Ashville
$201,000 Price
-
Laurie Brasher
Laurie Brasher
Fields Gossett Realty
(659) 204-5300
173 Total Sales
4 in Ashville
$9K - $575K Price Range
-
Brian Camp
Brian Camp
Responds QuicklyLovejoy Realty Inc
(659) 204-5775
68 Total Sales
9 in Ashville
$80K - $575K Price Range
-
Michaele Moore
Michaele Moore
ERA King Real Estate
(938) 300-4280
71 Total Sales
1 in Ashville
$366,750 Price
Purchase History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Special Warranty Deed | $133,000 | None Listed On Document | |
| Special Warranty Deed | -- | None Listed On Document | |
| Trustee Deed | $149,760 | None Listed On Document | |
| Interfamily Deed Transfer | -- | None Available | |
| Warranty Deed | $179,900 | None Available | |
| Warranty Deed | $134,900 | None Available | |
| Survivorship Deed | -- | None Available |
Source: Public Records
Mortgage History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $129,010 | New Conventional | |
| Previous Owner | $500,000 | Credit Line Revolving | |
| Previous Owner | $21,238 | FHA | |
| Previous Owner | $176,641 | FHA | |
| Previous Owner | $137,800 | VA | |
| Previous Owner | $86,500 | New Conventional | |
| Previous Owner | $88,000 | New Conventional |
Source: Public Records
Property History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Event | Price | List to Sale | Price per Sq Ft | Prior Sale |
|---|---|---|---|---|---|
| 09/03/2025 09/03/25 | Sold | $133,000 | 0.0% | $92 / Sq Ft | |
| 06/30/2025 06/30/25 | Pending | -- | -- | -- | |
| 06/24/2025 06/24/25 | For Sale | $133,000 | 0.0% | $92 / Sq Ft | |
| 06/13/2025 06/13/25 | Pending | -- | -- | -- | |
| 06/03/2025 06/03/25 | For Sale | $133,000 | -26.1% | $92 / Sq Ft | |
| 10/20/2021 10/20/21 | Sold | $179,900 | 0.0% | $132 / Sq Ft | View Prior Sale |
| 08/06/2021 08/06/21 | For Sale | $179,900 | -- | $132 / Sq Ft |
Source: Greater Alabama MLS
Tax History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $672 | $18,660 | $0 | $0 |
| 2024 | $672 | $37,298 | $3,900 | $33,398 |
| 2023 | $672 | $29,778 | $2,760 | $27,018 |
| 2022 | $424 | $13,102 | $1,380 | $11,722 |
| 2021 | $359 | $13,102 | $1,380 | $11,722 |
| 2020 | $359 | $13,100 | $1,381 | $11,719 |
| 2019 | $356 | $12,997 | $1,381 | $11,616 |
| 2018 | $302 | $11,280 | $0 | $0 |
| 2017 | $396 | $6,540 | $0 | $0 |
| 2016 | $155 | $6,540 | $0 | $0 |
| 2015 | $396 | $13,020 | $0 | $0 |
| 2014 | $396 | $12,760 | $0 | $0 |
Source: Public Records
Agents Affiliated with this Home
-
Jason Mitchell
J
Seller's Agent in 2025
Jason Mitchell
HUD Home Network
(205) 807-9005
14 Total Sales
-
Rusty Chamness
R
Buyer's Agent in 2025
Rusty Chamness
ERA King Real Estate - Pell City
(205) 405-7329
35 Total Sales
-
Michael Jenkins
Seller's Agent in 2021
Michael Jenkins
eXp Realty, LLC Central
(205) 585-5549
178 Total Sales
-
Steven Pharo
Buyer's Agent in 2021
Steven Pharo
Genstone LLC
(205) 514-8200
138 Total Sales
Map
Source: Greater Alabama MLS
MLS Number: 21420784
APN: 17-07-36-0-001-025.002
Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.
IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.
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