Kimberly Zahand
Keller Williams North Shore West
(708) 859-7009
390 Total Sales
1 in Cortland
$265,000 Price
195 E Clover Ave Cortland, IL 60112
Cortland AreaEstimated Value: $397,075
4
Beds
3.5
Baths
2,866
Sq Ft
$139/Sq Ft
Est. Value
Highlights
- Property is near park
- Wood Flooring
- Den
- Recreation Room
- High Ceiling
- Stainless Steel Appliances
About This Home
As of August 2025This stunning home is full of custom upgrades and features a deep-pour, finished basement with a 5th bedroom AND full bath! From the moment you arrive, the charming brick walkway welcomes you through the front door into the foyer and living room. To the left is a private office with hardwood floors! The kitchen offers 42" cabinets with crown molding, ceramic backsplash, walk-in pantry, a peninsula and a prep island. Additional upgrades include stainless steel appliances and under cabinet lighting. The kitchen flows into the large family room with custom crown molding and tall windows that let in great sunlight! The sliding door in the breakfast area leads outside to a brick paver patio with lots of space to entertain, a firepit, gas line for your grill, low voltage lighting AND your own tranquil fountain! Enjoy a host of smart features including a smart thermostat, smart exterior light switches, Cat 6 wiring throughout, and surround sound on every level-plus it's pre-wired for outdoor speakers. Upstairs is equally impressive with wood flooring in all bedrooms, custom moldings, custom paint, decorative railings, and built-ins in two of the upstairs bedrooms. The spacious loft boasts dramatic floor-to-ceiling built-ins, while the upstairs laundry with cabinetry adds everyday convenience. Bathrooms feature granite countertops, including a double sink in the hall bath. Storage is abundant with walk-in closets and the primary bedroom closet, pantry and basement are outfitted with premium Elfa organizers! The finished, deep-pour basement expands your living space with a large recreation area, a full bathroom, and a spacious bedroom-all enhanced with luxury vinyl plank flooring, crown molding, and upgraded bathroom finishes. Last but not least, the 2-car garage is insulated and drywalled and complete with shelving, a service door, and 220V outlet for electric vehicle charging. This one owner home is truly move-in ready, offering luxury, technology, and convenience in one amazing package!
Last Agent to Sell the Property
RE/MAX All Pro - St Charles License #475168644 Listed on: 05/29/2025
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Home Details
Home Type
- Single Family
Est. Annual Taxes
- $9,244
Year Built
- Built in 2003
Lot Details
- Lot Dimensions are 139x60
- Paved or Partially Paved Lot
HOA Fees
- $21 Monthly HOA Fees
Parking
- 2 Car Attached Garage
- Garage Door Opener
- Driveway
- Parking Included in Price
Home Design
- Asphalt Roof
- Stone Siding
- Vinyl Siding
- Concrete Perimeter Foundation
Interior Spaces
- 2,866 Sq Ft Home
- 2-Story Property
- Historic or Period Millwork
- High Ceiling
- Family Room
- Living Room
- Combination Kitchen and Dining Room
- Den
- Recreation Room
- Loft
- Game Room
- Carbon Monoxide Detectors
Kitchen
- Range
- Microwave
- Dishwasher
- Stainless Steel Appliances
Flooring
- Wood
- Carpet
- Laminate
- Ceramic Tile
Bedrooms and Bathrooms
- 4 Bedrooms
- 5 Potential Bedrooms
- Walk-In Closet
- Dual Sinks
Laundry
- Laundry Room
- Laundry on upper level
Finished Basement
- Basement Fills Entire Space Under The House
- 9 Foot Basement Ceiling Height
- Sump Pump
- Recreation or Family Area in Basement
- Finished Basement Bathroom
Location
- Property is near park
Schools
- Cortland Elementary School
- Huntley Middle School
- De Kalb High School
Utilities
- Central Air
- Heating System Uses Natural Gas
Community Details
- Association fees include insurance
- Property Management Association, Phone Number (815) 751-6451
- Neucort Lakes Subdivision
- Property managed by Signature Professionals Property Management
Listing and Financial Details
- Homeowner Tax Exemptions
Ownership History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
May 29, 2025
Closed on
Jul 23, 2025
Sold by
Seller's Agent
Christine Currey
RE/MAX All Pro - St Charles
Buyer's Agent
Marco Zarate
PAK Home Realty
List Price
$399,900
Sold Price
$377,500
Premium/Discount to List
-$22,400
-5.6%
Views
42
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$19,575
Avg. Annual Appreciation
5.19%
Original Mortgage
$345,695
Outstanding Balance
$341,991
Interest Rate
6.25%
Mortgage Type
FHA
Estimated Equity
$55,084
Home Values in the Area
Average Home Value in this Area
Agents Specializing in Cortland, IL
-
Kimberly Zahand
-
Lisa Wolf
Lisa Wolf
Keller Williams North Shore West
(224) 332-2538
1,079 Total Sales
1 in Cortland
$265,000 Price
-
Kasey Zeimet
Kasey Zeimet
American Realty Illinois LLC
(708) 905-9846
99 Total Sales
18 in Cortland
$168K - $350K Price Range
-
Scott Suchy
Scott Suchy
Northern Illinois Realty LLC
(779) 212-7522
56 Total Sales
3 in Cortland
$189K - $252K Price Range
-
Annamarie Moise
Annamarie Moise
Platinum Partners Realtors
(224) 332-3730
102 Total Sales
1 in Cortland
$299,900 Price
-
Dalia Metzger
Dalia Metzger
@properties Christie's International Real Estate
(630) 556-8762
103 Total Sales
1 in Cortland
$279,900 Price
Purchase History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Buyer | Sale Price | Title Company |
|---|---|---|---|
| $377,500 | Chicago Title |
Source: Public Records
Mortgage History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Status | Borrower | Loan Amount |
|---|---|---|---|
| Open | $345,695 | ||
| Previous Owner | $15,757 |
Source: Public Records
Property History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Event | Price | List to Sale | Price per Sq Ft |
|---|---|---|---|---|
| 08/04/2025 08/04/25 | Sold | $377,500 | -5.6% | $132 / Sq Ft |
| 06/24/2025 06/24/25 | Pending | -- | -- | -- |
| 05/29/2025 05/29/25 | For Sale | $399,900 | -- | $140 / Sq Ft |
Source: Midwest Real Estate Data (MRED)
Tax History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $9,244 | $103,283 | $14,175 | $89,108 |
| 2024 | $9,055 | $97,098 | $13,326 | $83,772 |
| 2023 | $9,880 | $83,331 | $12,467 | $70,864 |
| 2022 | $9,880 | $86,112 | $11,898 | $74,214 |
| 2021 | $8,807 | $71,712 | $11,328 | $60,384 |
| 2020 | $8,527 | $67,561 | $10,975 | $56,586 |
| 2019 | $8,264 | $64,875 | $10,514 | $54,361 |
| 2018 | $6,336 | $61,353 | $9,943 | $51,410 |
| 2017 | $7,955 | $58,409 | $9,466 | $48,943 |
| 2016 | $8,277 | $59,383 | $8,897 | $50,486 |
| 2015 | -- | $55,764 | $8,355 | $47,409 |
| 2014 | -- | $53,450 | $8,041 | $45,409 |
| 2013 | -- | $51,016 | $8,333 | $42,683 |
Source: Public Records
Agents Affiliated with this Home
-
Christine Currey
Seller's Agent in 2025
Christine Currey
RE/MAX
(847) 754-0468
670 Total Sales
-
Erin Koertgen
Seller Co-Listing Agent in 2025
Erin Koertgen
RE/MAX
(847) 409-8168
623 Total Sales
-
Marco Zarate
Buyer's Agent in 2025
Marco Zarate
PAK Home Realty
(708) 743-3788
14 Total Sales
Map
Source: Midwest Real Estate Data (MRED)
MLS Number: 12378017
APN: 09-20-278-009
Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.
All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Some IDX listings have been excluded from this website.
Listings courtesy of Midwest Real Estate Data (MRED) as distributed by MLS GRID.
Based on information submitted to the MLS GRID
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