Listed by Bellwether Real Estate, Bought with eXp Realty
NOT LISTED FOR SALE

196 Sudden Valley Dr Bellingham, WA 98229

Estimated Value: $547,000 - $595,986

4 Beds
2.5 Baths
2,400 Sq Ft
$234/Sq Ft Est. Value

Sale Details

Date Sold: January 31, 2026

Last sale price $555,000 $231 Per Sq Ft

Est. 1% increase in value since last sale

Current estimated payment $3,602 / mo

80 Days on Market

Highlights

  • Golf Course Community
  • Community Boat Launch
  • Fruit Trees
  • Kulshan Middle School Rated A-
  • Two Primary Bedrooms
  • Clubhouse

About This Home

As of January 2026

Welcome to tranquility. Windows galore flood this grand A frame with ample light. Settle into your brand new, oversized deck or bring your friends together for a cozy fire in the woods. Situated on the uphill side of a double lot, privacy and comfort abound. A FLAT, pull through driveway leads right to the front door! 2400 sq ft allows for spacious living w/ 4 BRs (TWO primary!), 2.5 BA, a renovated daylight basement (MIL potential), walk in closet, 2 living rooms, and so much more! You've got to see it to believe it! For bikers, a dirt jump course in the side yard is the cherry on top.

Last Agent to Sell the Property

Ethan Hunger

Bellwether Real Estate License #130551 Listed on: 09/18/2025

Bellwether Real Estate

Last Buyer's Agent

Cody Stacy

eXp Realty License #125657

eXp Realty

Source: Northwest Multiple Listing Service (NWMLS)

MLS#: 2435339

Northwest Multiple Listing Service (NWMLS)

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $5,076

Year Built

  • Built in 1972

Lot Details

  • 12,403 Sq Ft Lot
  • Brush Vegetation
  • Level Lot
  • Fruit Trees
  • Wooded Lot

HOA Fees

  • $144 Monthly HOA Fees

Parking

  • Driveway

Home Design

  • Composition Roof
  • Wood Siding

Interior Spaces

  • 2,400 Sq Ft Home
  • 1.5-Story Property
  • Vaulted Ceiling
  • Ceiling Fan
  • Loft
  • Territorial Views
  • Natural lighting in basement

Kitchen

  • Stove
  • Microwave
  • Dishwasher

Flooring

  • Carpet
  • Laminate
  • Ceramic Tile
  • Vinyl Plank

Bedrooms and Bathrooms

  • Double Master Bedroom
  • Walk-In Closet
  • Bathroom on Main Level

Laundry

  • Dryer
  • Washer

Location

  • Property is near public transit and bus stop

Schools

  • Geneva Elementary School
  • Kulshan Mid Middle School
  • Bellingham High School

Utilities

  • Forced Air Heating System
  • Propane

Listing and Financial Details

Community Details

Overview

  • Association fees include common area maintenance, road maintenance, snow removal
  • Sudden Valley HOA
  • Sudden Valley Subdivision
  • The community has rules related to covenants, conditions, and restrictions

Amenities

  • Clubhouse

Recreation

  • Community Boat Launch
  • Golf Course Community
  • Sport Court

Home Details

Home Type

Single Family

Est. Annual Taxes

$5,076

Year Built

Built in 1972

Lot Details

0.28 Acres

HOA Fees

$144 per month

Listing Details

  • Property Type: Residential
  • Property Sub Type: Single Family Residence
  • StyleCode: 17 - 1 1/2 Stry w/Bsmt
  • Year Built: 1972
  • Inclusions: Dishwasher(s),Dryer(s),Microwave(s),Refrigerator(s),Stove(s)/Range(s),Washer(s)
  • MLS Status: Sold
  • Prev Status: Closed
  • Unit Levels: One and One Half
  • New Construction: No
  • CalculatedSquareFootage: 2400
  • SeniorExemption: false
  • NWM_DPRUrl: https://www.workforce-resource.com/dpr/listing_results/NWMLS/2435339, https://www.workforce-resource.com/dpr/listing/NWMLS/2435339?w=Consumer&agent=114968
  • Special Features: None

Interior Features

  • Basement: Daylight
  • Appliances: Dishwasher(s), Dryer(s), Microwave(s), Refrigerator(s), Stove(s)/Range(s), Washer(s)
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Total Bedrooms: 4
  • Fireplace: No
  • Flooring: Ceramic Tile, Laminate, Vinyl Plank, Carpet
  • Interior Amenities: Second Primary Bedroom, Bath Off Primary, Ceiling Fan(s), Dbl Pane/Storm Window, Loft, Vaulted Ceilings, Walk-In Closet(s)
  • Living Area: 2400
  • Main Level Bathrooms: 1
  • Main Level Bedrooms: 2
  • BathsFullMain: 1
  • SquareFootageFinished: 2400
  • SquareFootageUnfinished: 0
  • BathsFullLower: 1
  • BathsFullUpper: 0
  • BathsHalfLower: 0
  • BathsHalfMain: 0
  • BathsHalfUpper: 1
  • BathsThreeQuarterLower: 0
  • BathsThreeQuarterMain: 0
  • BathsThreeQuarterUpper: 0
  • BedroomsLower: 1
  • BedroomsUpper: 1
  • AppliancesIncluded: Dishwasher(s),Dryer(s),Microwave(s),Refrigerator(s),Stove(s)/Range(s),Washer(s)

Exterior Features

  • Roof: Composition
  • View: Territorial
  • Lot Features: Paved
  • Pool Features: Community
  • View: Yes
  • Waterfront: No
  • Construction Type: Wood
  • Exterior Features: Wood
  • Structure Type: House
  • BusLineNearby: true
  • PoolType: Community
  • BusRouteNumber: 512
  • WaterAccess: Community Waterfront/Pvt Beach

Garage/Parking

  • Attached Garage: No
  • Carport Y N: No
  • Open Parking: No
  • Parking Features: Driveway

Utilities

  • Sewer: Sewer Connected
  • Water Source: Public
  • Cooling: None
  • Cooling Y N: No
  • Heating: Forced Air
  • Heating Yn: Yes
  • SewerCompany: Lake Whatcom Water & Sewer
  • WaterCompany: Lake Whatcom Water & Sewer

Condo/Co-op/Association

  • Community Features: Athletic Court, Boat Launch, CCRs, Club House, Golf
  • Senior Community: No
  • Association Fee: 144.31
  • Association Fee Frequency: Monthly
  • Association: Yes
  • AssociationContactName: Sudden Valley HOA

Fee Information

  • Association Fee Includes: Common Area Maintenance, Road Maintenance, Snow Removal
  • NWM_OtherDuesOrFeesYN: false

Schools

  • Junior High Dist: Bellingham
  • High School: Bellingham High
  • Middle Or Junior School: Kulshan Mid

Lot Info

  • Parcel Number: 3704060733680000
  • Topography: Level,Partial Slope,Sloped
  • Land Lease: No
  • Lot Size Acres: 0.2847
  • Lot Size Sq Ft: 12403
  • Irrigation Water Rights: No
  • ShowMapLink: true
  • MLSLotSizeSource: Realist

Green Features

  • Power Production Type: Electric, Propane

Rental Info

  • ShortTermRentalYN: false

Tax Info

  • Year: 2025
  • Tax Annual Amount: 5076

Multi Family

  • EnergySource: Electric,Propane

MLS Schools

  • Elementary School: Geneva Elem

Ownership History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Name Owned For Owner Type

Purchase Details

Listed on
Sep 18, 2025
Closed on
Jan 28, 2026
Sold by
Bought by
Seller's Agent
Ethan Hunger
Bellwether Real Estate
Buyer's Agent
Cody Stacy
eXp Realty
List Price
$619,000
Sold Price
$555,000
Premium/Discount to List
-$64,000
-10.34%
Views
199
Current Estimated Value
$562,497

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$7,497
Avg. Annual Appreciation
4.15%
Original Mortgage
$405,000
Outstanding Balance
$405,000
Interest Rate
6.21%
Mortgage Type
New Conventional
Estimated Equity
$157,497

Purchase Details

Listed on
Sep 7, 2018
Closed on
Oct 1, 2018
Sold by
Bought by
Seller's Agent
Chris Weitzel
Global Referral Group, LLC
Buyer's Agent
Ryan Greigg
Keller Williams Western Realty
List Price
$339,900
Sold Price
$339,900

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
6.93%
Original Mortgage
$329,703
Interest Rate
4.5%
Mortgage Type
New Conventional

Purchase Details

Closed on
Dec 2, 2010
Sold by
Bought by

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$149,826
Interest Rate
4.25%
Mortgage Type
FHA

Purchase Details

Closed on
Nov 15, 2010
Sold by
Bought by

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$149,826
Interest Rate
4.25%
Mortgage Type
FHA

Purchase Details

Closed on
Dec 21, 2009
Sold by
Bought by

Purchase Details

Closed on
Aug 6, 2007
Sold by
Bought by

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$29,900
Interest Rate
6.26%
Mortgage Type
Stand Alone Second

Purchase Details

Closed on
Jul 24, 2003
Sold by
Bought by

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$150,000
Interest Rate
5.13%
Mortgage Type
New Conventional

Purchase Details

Closed on
Oct 18, 2002
Sold by
Bought by

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$116,000
Interest Rate
6.09%
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
Collateral Analytics

Collateral Analytics Collateral Analytics AVMs (Automated Valuation Model) employ a number of statistical approaches combined with neighborhood-specific comparable selection guarantees the most up-to-date and precise valuations.

Not Available

Collateral Analytics does not have data for the current month. Please view the chart for historical values.

ICE

ICE Mortgage Technology ICE Mortgage Technology’s AVM (Automated Valuation Model) is a state-of-the-art online residential property valuation tool that provides a quick and accurate estimate of the value of almost any home in the U.S.

Not Available

ICE Mortgage Technology does not have data for the current month. Please view the chart for historical values.

First American

First American First American Data & Analytics’ next-generation AVM combines unrivaled data assets with a blended ensemble of valuation models to produce highly accurate, reliable valuations you can trust.

Not Available

First American does not have data for the current month. Please view the chart for historical values.

Quantarium

Quantarium Quantarium’s valuation service, repeatedly proven the industry’s most accurate and comprehensive, is supercharged with a self-learning and auto-tuning AI engine that continually becomes smarter and more accurate as it processes daily inputs from the industry’s leading RE data lake.

Not Available

Quantarium does not have data for the current month. Please view the chart for historical values.

Average Value
Not Available
List Price
Sold Price
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area

Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Buyer Sale Price Title Company
$555,000 First American Title
$339,900 Whatcom Land Title Co Inc
-- First American Title Ins
$155,280 First American Title Ins
$230,000 First American Title Insuran
-- Chicago Title Insurance
-- First American Title Insuran
$124,634 Whatcom Land Title
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Borrower Loan Amount
Open $405,000
Previous Owner $329,703
Previous Owner $149,826
Previous Owner $29,900
Previous Owner $239,200
Previous Owner $150,000
Previous Owner $116,000
Closed $29,000
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft Prior Sale
01/31/2026 01/31/26 Sold $555,000 -1.8% $231 / Sq Ft
12/07/2025 12/07/25 Pending -- -- --
10/29/2025 10/29/25 Price Changed $565,000 -6.5% $235 / Sq Ft
10/14/2025 10/14/25 Price Changed $604,000 -1.6% $252 / Sq Ft
10/06/2025 10/06/25 Price Changed $614,000 -0.8% $256 / Sq Ft
09/18/2025 09/18/25 For Sale $619,000 +82.1% $258 / Sq Ft
10/10/2018 10/10/18 Sold $339,900 0.0% $142 / Sq Ft View Prior Sale
09/12/2018 09/12/18 Pending -- -- --
09/07/2018 09/07/18 For Sale $339,900 -- $142 / Sq Ft
Source: Northwest Multiple Listing Service (NWMLS)

Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $5,076 $555,969 $171,180 $384,789
2024 $4,788 $547,752 $168,650 $379,102
2023 $4,788 $551,097 $169,680 $381,417
2022 $3,767 $475,097 $146,280 $328,817
2021 $3,616 $344,273 $106,000 $238,273
2020 $2,523 $324,786 $100,000 $224,786
2019 $2,291 $222,356 $86,304 $136,052
2018 $2,298 $208,763 $81,000 $127,763
2017 $1,938 $178,387 $69,188 $109,199
2016 $1,741 $156,875 $60,750 $96,125
2015 $1,744 $147,623 $57,904 $89,719
2014 -- $143,407 $56,250 $87,157
2013 -- $155,213 $65,700 $89,513
Source: Public Records

Agents Affiliated with this Home

  • Section Image
  • Section Image
  • Section Image
  • Section Image
  • Section Image
See All Agents

Map

Source: Northwest Multiple Listing Service (NWMLS)

MLS Number: 2435339

Northwest Multiple Listing Service (NWMLS)

APN: 370406-073368-0000

Your Personal Tour Guide

Ask me questions while you tour the home.