NOT LISTED FOR SALE

197 Providence Rd Deltaville, VA 23043

Estimated Value: $346,368 - $392,000

3 Beds
3.5 Baths
1,731 Sq Ft
$212/Sq Ft Est. Value

Last Sold March 19, 2020

Last sale price $227,500 $131 Per Sq Ft

Est. 58% increase in value since last sale

Current estimated payment $2,089/month

12 Days on Market

Highlights

  • Cape Cod Architecture
  • Wood Flooring
  • Breakfast Area or Nook
  • Deck
  • Granite Countertops
  • Built-In Double Oven

About This Home

As of March 2020

Fall in love when you open the door to this beautiful 3 BR, 3.5 BA , 1,723 sq. ft. Cape Cod with tranquil river blue decor and open floor plan. Great/dining room opens to bright and cheery kitchen with crisp, white cabinets and sparkling, stainless steel appliances, perfect for entertaining. Center island with granite tile top and induction surface cook-top plus downdraft and seating area is a gathering place for family and friends to talk and nosh. Breakfast nook has gentle morning light ideal for coffee and reading. Attractively designed home features 3 inch oak floorboards in the main living area, 1st and 2nd floor Master Suites, 3rd BR with hall bath upstairs and powder room off great room. Utility room with convenient shelving has full size washer and dryer and leads to spacious attached 2-car garage with countertop, overhead cabinets, and storage area. Property enjoys shade and beauty of two ancient oak trees, a special fig tree, and a wonderful backyard with fire pit and deck platform offering many possibilities, such as a foundation for a greenhouse or tool house. HVAC 2-zone. Lovely deck and patio area for grilling. Convenient location near shopping, restaurants and more.

Last Agent to Sell the Property

Elizabeth Johnson

Long & Foster Real Estate License #0225068909 Listed on: 02/04/2020

Long & Foster Real Estate

Co-Listed By

Frank Johnson

Long & Foster Real Estate License #0225068908

Last Buyer's Agent

Leanne Hester

Liz Moore & Associates License #0225209848

Liz Moore & Associates

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $1,092

Year Built

  • Built in 2005

Lot Details

  • 0.4 Acre Lot
  • Landscaped
  • Level Lot
  • Zoning described as VC

Parking

  • 2 Car Garage
  • Garage Door Opener
  • Off-Street Parking

Home Design

  • Cape Cod Architecture
  • Frame Construction
  • Composition Roof
  • Vinyl Siding

Interior Spaces

  • 1,731 Sq Ft Home
  • 1-Story Property
  • Built-In Features
  • Bookcases
  • Ceiling Fan
  • Window Treatments
  • Insulated Doors
  • Dining Area
  • Crawl Space

Kitchen

  • Breakfast Area or Nook
  • Built-In Double Oven
  • Induction Cooktop
  • Microwave
  • Dishwasher
  • Granite Countertops

Flooring

  • Wood
  • Carpet
  • Tile
  • Vinyl

Bedrooms and Bathrooms

  • 3 Bedrooms
  • En-Suite Primary Bedroom
  • Walk-In Closet

Laundry

  • Dryer
  • Washer

Home Security

  • Storm Doors
  • Fire and Smoke Detector

Outdoor Features

  • Deck
  • Exterior Lighting

Schools

  • Middlesex Elementary School
  • Saint Clare Walker Middle School
  • Middlesex High School

Utilities

  • Zoned Heating and Cooling
  • Heat Pump System
  • Well
  • Water Heater
  • Septic Tank
  • Cable TV Available

Community Details

  • Deltaville Heights Subdivision

Listing and Financial Details

  • Tax Lot 13
  • Assessor Parcel Number 40-68-13

Home Details

Home Type

Single Family

Est. Annual Taxes

$1,092

Year Built

Built in 2005

Lot Details

0

Parking

2

Listing Details

  • Property Type: Residential
  • Property Sub Type: Single Family Residence
  • Year Built: 2005
  • Property Attached Yn: No
  • Lot Size Acres: 0.4
  • Co List Office Mls Id: cbra.499
  • Co List Office Phone: (804) 776-8100
  • Ownership: Individuals
  • Subdivision Name: Deltaville Heights
  • Architectural Style: Cape Cod
  • Garage Yn: Yes
  • New Construction: No
  • Year Built Details: Actual
  • ResoBuildingAreaSource: Assessor
  • Property Sub Type Additional: Single Family Residence
  • Special Features: None

Interior Features

  • Flooring: Carpet, Tile, Vinyl, Wood
  • Basement: Crawl Space
  • Appliances: Built-In Oven, Double Oven, Dryer, Dishwasher, Electric Water Heater, Microwave, Refrigerator, Smooth Cooktop, Washer
  • Basement YN: No
  • Full Bathrooms: 3
  • Half Bathrooms: 1
  • Total Bedrooms: 3
  • Door Features: Insulated Doors, Storm Door(s)
  • Fireplace: No
  • Interior Amenities: Bookcases, Built-in Features, Breakfast Area, Ceiling Fan(s), Dining Area, Granite Counters, Bath in Primary Bedroom, Main Level Primary, Cable TV, Walk-In Closet(s), Window Treatments
  • Living Area: 1731.0
  • Stories: 1
  • Window Features: Window Treatments
  • ResoLivingAreaSource: Assessor

Exterior Features

  • Roof: Composition
  • Fencing: None
  • Lot Features: Landscaped, Level
  • Pool Features: None
  • Waterfront: No
  • Disclosures: Seller Disclosure
  • Construction Type: Drywall, Frame, Vinyl Siding
  • Exterior Features: Deck, Lighting
  • Patio And Porch Features: Deck
  • Property Condition: Resale

Garage/Parking

  • Garage Spaces: 2.0
  • Parking Features: Garage Door Opener, Off Street, Two Spaces, Storage

Utilities

  • Heating: Electric, Heat Pump, Zoned
  • Cooling: Heat Pump, Zoned
  • Sewer: Septic Tank
  • Water Source: Well
  • Security: Smoke Detector(s)
  • Cooling Y N: Yes
  • Heating Yn: Yes

Schools

  • Middle Or Junior School: Saint Clare Walker

Lot Info

  • Parcel Number: 40-68-13
  • Zoning Description: VC
  • ResoLotSizeUnits: Acres

Tax Info

  • Tax Year: 2019
  • Tax Annual Amount: 1092.0
  • Tax Lot: 13

MLS Schools

  • Elementary School: Middlesex
  • High School: Middlesex

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Feb 4, 2020
Closed on
Feb 25, 2020
Sold by
Armstrong Joan M
Bought by
Foster Mark R
Seller's Agent
Elizabeth Johnson
Long & Foster Real Estate
Buyer's Agent
Leanne Hester
Liz Moore & Associates
List Price
$229,500
Sold Price
$227,500
Premium/Discount to List
-$2,000
-0.87%
Current Estimated Value
$360,476

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$132,976
Avg. Annual Appreciation
9.10%
Original Mortgage
$223,378
Outstanding Balance
$199,945
Interest Rate
3.5%
Mortgage Type
FHA
Estimated Equity
$164,509

Purchase Details

Listed on
Feb 22, 2018
Closed on
May 15, 2018
Sold by
Denkinger Michelle Miller
Bought by
Armstrong Joan M
Seller's Agent
Theresa Ashberry
Century 21 Nachman Realty
Buyer's Agent
Bonnie Layne
Virginia Capital Realty
List Price
$219,000
Sold Price
$215,000
Premium/Discount to List
-$4,000
-1.83%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
3.15%
Original Mortgage
$100,000
Interest Rate
4.6%
Mortgage Type
Credit Line Revolving

Purchase Details

Closed on
Jul 23, 2007
Sold by
Davis Daniel A
Bought by
Miller Edwards Michelle

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$153,200
Interest Rate
6.54%
Mortgage Type
New Conventional

Purchase Details

Closed on
Apr 26, 2005
Sold by
White Rustee Haskel A
Bought by
Davis Daniel A

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$132,572
Interest Rate
5.87%
Mortgage Type
New Conventional

Purchase Details

Closed on
Jan 12, 2005
Sold by
Sarfan Dorene Z
Bought by
White Trustee Haskel S and White Family Trust

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$100,000
Interest Rate
5.81%
Mortgage Type
Land Contract Argmt. Of Sale
Source: Public Records

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Foster Mark R $227,500 Lytle Title & Escrow Llc
Armstrong Joan M $215,000 Attorney
Miller Edwards Michelle $191,500 --
Davis Daniel A $15,000 --
White Trustee Haskel S $110,000 --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Foster Mark R $223,378
Previous Owner Armstrong Joan M $100,000
Previous Owner Miller Edwards Michelle $212,800
Previous Owner Miller Edwards Michelle $13,000
Previous Owner Edwards Michelle M $70,000
Previous Owner White Trustee Haskel S $153,200
Previous Owner White Trustee Haskel S $132,572
Previous Owner White Trustee Haskel S $100,000
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
03/19/2020 03/19/20 Sold $227,500 -0.9% $131 / Sq Ft
02/18/2020 02/18/20 Pending -- -- --
02/05/2020 02/05/20 For Sale $229,500 +6.7% $133 / Sq Ft
05/24/2018 05/24/18 Sold $215,000 -1.8% $124 / Sq Ft
04/24/2018 04/24/18 Pending -- -- --
02/22/2018 02/22/18 For Sale $219,000 -- $126 / Sq Ft
Source: Chesapeake Bay & Rivers Association of REALTORS®

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $1,391 $228,100 $36,000 $192,100
2023 $1,391 $228,100 $36,000 $192,100
2022 $1,391 $228,100 $36,000 $192,100
2021 $1,092 $176,200 $27,500 $148,700
2020 $1,092 $176,200 $27,500 $148,700
2019 $1,092 $176,200 $27,500 $148,700
2018 $987 $176,200 $27,500 $148,700
2017 $987 $176,200 $27,500 $148,700
2016 $941 $177,500 $26,000 $151,500
2015 -- $0 $0 $0
2014 -- $0 $0 $0
2013 -- $0 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Chesapeake Bay & Rivers Association of REALTORS®

MLS Number: 2003532

Chesapeake Bay & Rivers Association of REALTORS®

APN: 40-68-13