$549,900
$20K PRICE DROP

197 Sunset Lodge Rd Lancaster, KY 40444

Lancaster Area

Estimated payment $3,256/month

Total Views 2,562
3 Beds
4 Baths
3,183 Sq Ft
$173 Price per Sq Ft

Highlights

  • Boat Ramp
  • Boat Slip
  • Recreation Room
  • Public Water Access
  • Deck
  • Wood Flooring

About This Home

Near Herrington Lake and approximately 700 feet from Sunset Marina, this completely renovated property offers over 3,100 finished square feet, an income-producing accessory dwelling unit (ADU), and the perfect blend of modern comfort and lake-area living. The extensively renovated home features 2,255 square feet above grade plus a beautifully finished 928-square-foot walkout basement, offering more than 3,100 finished square feet of living space. Renovated throughout in 2024-2025, recent improvements include a stunning new kitchen with new appliances, beautifully updated bathrooms, new flooring, drywall, plumbing, electrical, HVAC, lighting, fixtures, insulation, and more, creating a truly move-in-ready home. Situated on approximately 1.6 acres, you'll enjoy privacy, multiple decks, and plenty of outdoor space to relax, entertain, or simply enjoy the peaceful surroundings. One of the property's standout features is the 672-square-foot accessory dwelling unit (ADU) above the detached two-car garage. This income-producing apartment is currently leased and offers incredible flexibility for generating rental income, accommodating guests or extended family, creating a private home office, or providing additional living space. Whether you're searching for a full-time residence, a weekend lake retreat, or a property with built-in income potential, this home checks all the boxes. Enjoy quick access to Sunset Marina, boating, fishing, kayaking, and everything Herrington Lake has to offer while coming home to a beautifully updated property designed for today's lifestyle. Rarely do you find a home that combines extensive renovations, over 3,100 finished square feet, a finished walkout basement, an income-producing ADU, and a prime location just moments from Herrington Lake. Schedule your private showing today and experience everything this exceptional property has to offer!

Listing Agent

Dustin Haulk

1 Percent Lists Purple Door License #282259 Listed on: 07/24/2026

1 Percent Lists Purple Door

Co-Listing Agent

Christa Haulk

1 Percent Lists Purple Door License #282261

Home Details

Home Type

  • Single Family

Year Built

  • Built in 1984

Lot Details

  • 1.6 Acre Lot

Parking

  • 2 Car Detached Garage
  • Driveway

Home Design

  • Shingle Roof
  • Wood Siding
  • Concrete Perimeter Foundation

Interior Spaces

  • Living Room
  • Recreation Room
  • Finished Basement
  • Walk-Out Basement

Kitchen

  • Oven or Range
  • Microwave
  • Dishwasher

Flooring

  • Wood
  • Ceramic Tile
  • Luxury Vinyl Tile

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Primary Bedroom on Main
  • Walk-In Closet
  • Bathroom on Main Level
  • 4 Full Bathrooms

Laundry

  • Dryer
  • Washer

Outdoor Features

  • Public Water Access
  • Property is near a marina
  • Boat Ramp
  • Boat Slip
  • Deck
  • Covered Patio or Porch

Schools

  • Garrard Co Elementary And Middle School
  • Garrard Co High School

Utilities

  • Cooling Available
  • Air Source Heat Pump
  • Electric Water Heater
  • Septic Tank

Community Details

  • No Home Owners Association
  • Herrington Subdivision

Listing and Financial Details

  • Assessor Parcel Number 04A-03-005

Home Details

Home Type

Single Family

Year Built

Built in 1984

Lot Details

1.6 Acres

Parking

2

Listing Details

  • Property Type: Residential
  • Property Sub-Type: Single Family Residence
  • Year Built: 1984
  • Above Grade Finished Sq Ft: 2255.0
  • Building: Home Warranty YN: No
  • Building: Accessibility Features YN: No
  • Lot: Water Body Access YN: Yes
  • Lot: Horse YN: No
  • AssociationCommunity: Association YN: No
  • Room Types: Recreation Room Level: Lower
  • Construction Materials:Construction Materials: Wood Siding
  • Cooling:Cooling: Electric, Heat Pump
  • Foundation Details:Foundation Details: Concrete Perimeter
  • Patio And Porch Details:Patio And Porch Details: Covered Patio, Rear Patio
  • Patio And Porch Features:Patio And Porch Features: Deck, Patio
  • Sewer:Sewer: Septic Tank
  • Water Heater:Water Heater: Electric
  • Water Body Access Type: Public Accessible
  • Water Body Features: Boat Ramp, Boat Slip, Marina
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Appliances: Dryer, Dishwasher, Microwave, Refrigerator, Washer, Range
  • Interior Amenities: Primary First Floor, Walk-In Closet(s)
  • Flooring: Ceramic Tile, Hardwood, Tile, Luxury Vinyl
  • Full Bathrooms: 4
  • Total Bathrooms: 4
  • Basement: Concrete, Finished, Walk-Out Access
  • Basement: Yes
  • Total Bedrooms: 3
  • Below Grade Sq Ft: 928.0
  • Fireplace: No
  • LivingArea: 3183.0
  • Lot Size Area: 1.6
  • Interior: Basement YN: Yes
  • Interior: Fireplace YN: No
  • Room Types: Living Room Level: First
  • Room Types: Primary Bedroom Level: First
  • Room Types: Bathroom 1 Level: First
  • Room Types: Bathroom 2 Level: First
  • Room Types: Bathroom 3 Level: Second
  • Room Types: Bathroom 4 Level: Lower
  • Interior Features:Interior Features: Primary First Floor, Walk-In Closet(s)
  • Laundry Features:Laundry Features: Electric Dryer Hookup, Washer Hookup

Exterior Features

  • Roof: Shingle
  • Construction Materials: Wood Siding
  • Foundation Details: Concrete Perimeter
  • Home Warranty: No
  • Horse: No
  • List Price: 549900.0
  • Pool Private: No
  • Waterfront: No
  • Lot: Waterfront YN: No
  • Lot: Pool Private YN: No
  • Roof:Roof: Shingle

Garage/Parking

  • Attached Garage: No
  • Carport: No
  • Garage Spaces: 2.0
  • Garage: Yes
  • Parking Features: Detached Garage, Driveway
  • Parking Information: Garage YN: Yes
  • Parking Information: Carport YN: No

Utilities

  • Sewer: Septic Tank
  • Heating: Electric, Heat Pump
  • Cooling: Electric, Heat Pump
  • Cooling: Yes
  • Heating: Yes
  • Laundry Features: Electric Dryer Hookup, Washer Hookup
  • Water Source: Public
  • Utilities: Cooling YN: Yes
  • Utilities: Heating YN: Yes
  • Water Source:Water Source: Public

Condo/Co-op/Association

  • Association: No

Schools

  • Elementary School: Garrard Co
  • High School: Garrard Co
  • Middle or Junior School: Garrard Co

Lot Info

  • Lot Size Acres: 1.6
  • Lot Size Sq Ft: 69696.0
  • Parcel Number: 04A-03-005

Map

Range of Values:

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Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $2,882 $280,000 $50,000 $230,000
2024 $2,882 $280,000 $50,000 $230,000
2023 $2,896 $280,000 $50,000 $230,000
2022 $1,982 $184,500 $25,000 $159,500
2021 $2,025 $184,500 $25,000 $159,500
2020 $2,026 $184,500 $25,000 $159,500
2019 $2,036 $184,500 $25,000 $159,500
2018 $2,036 $184,500 $25,000 $159,500
2017 $2,142 $195,000 $195,000 $0
2016 $2,101 $195,000 $195,000 $0
2012 $2,066 $195,000 $195,000 $0
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft Prior Sale
08/14/2026 08/14/26 Price Changed $549,900 -3.5% $173 / Sq Ft
07/24/2026 07/24/26 For Sale $569,900 +208.9% $179 / Sq Ft
01/15/2018 01/15/18 Sold $184,500 0.0% $84 / Sq Ft View Prior Sale
12/03/2017 12/03/17 Pending -- -- --
10/02/2017 10/02/17 For Sale $184,500 -- $84 / Sq Ft
Source: ImagineMLS (Bluegrass REALTORS®)

Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Type Sale Price Title Company
Deed $235,000 None Listed On Document
Deed $275,000 Whitaker Richard A
Deed $184,500 None Available
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Loan Amount Loan Type
Previous Owner $220,000 New Conventional
Source: Public Records

Source: ImagineMLS (Bluegrass REALTORS®)

MLS Number: 26019694

ImagineMLS (Bluegrass REALTORS®)

APN: 04A-03-005

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