NOT LISTED FOR SALE

2 Cold Spring Ln Bellingham, WA 98229

Estimated Value: $478,000 - $522,803

3 Beds
1 Bath
1,299 Sq Ft
$386/Sq Ft Est. Value

Last Sold August 30, 2021

Last sale price $465,000 $358 Per Sq Ft

Est. 8% increase in value since last sale

Current estimated payment $3,004/month

Highlights

  • Waterfront Community
  • Golf Course Community
  • Clubhouse
  • Kulshan Middle School Rated A-
  • Community Boat Launch
  • Deck

About This Home

As of August 2021

Lovely & bright single-level home on a .3 acre lot in Sudden Valley! This home gets all day sun and offers lots of privacy to enjoy the expansive, flat yard. Enter to an open floor plan with large windows and vaulted ceilings. Spacious kitchen with skylights & eating nook with access to large, private deck perfect for entertaining. Master suite has en-suite bathroom and walk-in closet. Flat driveway leads to generous 2-car garage with loft for additional storage. Enjoy the Sudden Valley Amenities. Don't miss out on this rare find!

Last Agent to Sell the Property

Elizabeth Wolfe

Windermere Real Estate Whatcom License #108892 Listed on: 07/16/2021

Windermere Real Estate Whatcom

Last Buyer's Agent

Chris Smithson

eXp Realty License #121478

eXp Realty

Source: Northwest Multiple Listing Service (NWMLS)

MLS#: NWM1807709

Northwest Multiple Listing Service (NWMLS)

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $4,055

Year Built

  • Built in 1993

Lot Details

  • Street terminates at a dead end
  • Corner Lot
  • Level Lot
  • Garden

Parking

  • Attached Garage

Home Design

  • Poured Concrete
  • Composition Roof
  • Wood Composite

Interior Spaces

  • 1 Bathroom
  • 1 Fireplace

Kitchen

  • Oven or Range
  • Dishwasher
  • Disposal

Flooring

  • Wall to Wall Carpet
  • Laminate
  • Vinyl

Laundry

  • Dryer
  • Washer

Outdoor Features

  • Deck
  • Patio

Utilities

  • Propane
  • High Speed Internet
  • Cable TV Available

Listing and Financial Details

  • Assessor Parcel Number 3704071715460000

Community Details

Overview

  • Sudden Valley Community
  • The community has rules related to covenants, conditions, and restrictions

Amenities

  • Clubhouse

Recreation

  • Community Boat Launch
  • Waterfront Community
  • Golf Course Community
  • Tennis Courts

Home Details

Home Type

Single Family

Est. Annual Taxes

$4,055

Year Built

Built in 1993

Lot Details

0

Listing Details

  • Property Type: Residential
  • Style: 10 - 1 Story
  • Building Information: Built On Lot
  • Entrance Level: Main
  • Year Built: 1993
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Features: Bath Off Master, Ceiling Fan(s), Dbl Pane/Storm Windw, Skylights, Vaulted Ceilings, Walk-In Closet
  • Floor Covering: Laminate, Vinyl, Wall To Wall Carpet
  • Appliances That Stay: Dishwasher, Dryer, Garbage Disposal, Range/Oven, Refrigerator, Washer
  • Bedrooms: 3.00
  • Main Floor Bedrooms: 3
  • Bathrooms: 1.75
  • Total Full Bathrooms: 1
  • Three Quarter Bathrooms: 1
  • Three Quarter Bathrooms: 1
  • Main Level Full Bathrooms: 1
  • Three Quarter Bathrooms Main: 1
  • Master Bedroom: Main
  • Fireplaces: 1
  • Fireplaces Main: 1
  • Dining Room: Main
  • Family Room: Main
  • Kitchen w/ Eating Area: Main
  • Estimated Sq Ft: 1299
  • Square Footage Finished: 1299

Exterior Features

  • Exterior: Cement/Concrete, Wood Products
  • Foundation: Poured Concrete
  • Roof: Composition

Garage/Parking

  • Parking Type: Garage-Attached
  • Total Covered Parking: 2

Utilities

  • Heating And Cooling: Forced Air
  • Power Company: PSE
  • Sewer: Sewer Connected
  • Sewer Company: Lake Whatcom Water & Sewer
  • Water Company: Lake Whatcom Water & Sewer
  • Water Heater: Garage
  • Water Source: Public

Condo/Co-op/Association

  • HOA Fees: 144
  • Community Name: Sudden Valley
  • Community Features: Boat Launch, CCRs, Clubhouse, Golf Course, Community Waterfront/Pvt Beach, Tennis Courts

Schools

  • Elementary School: Geneva Elem
  • Middle School: Kulshan Mid
  • High School: Bellingham High
  • School District: BEL

Lot Info

  • Lot Details: Corner Lot, Dead End Street, Paved Street
  • Lot Sq Ft: 13364
  • Lot Topography Vegetation: Garden Space, Level, Partial Slope
  • Parcel Number: 3704071715460000
  • Lot Topography: Garden Space, Level, Partial Slope

Tax Info

  • Tax Amount: 2981

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jul 16, 2021
Closed on
Aug 26, 2021
Sold by
Huber Wade Earl and Huber Sabrina Lynn
Bought by
Naylor Jason Christopher and Naylor Elizabeth Dorette
Seller's Agent
Elizabeth Wolfe
Windermere Real Estate Whatcom
Buyer's Agent
Chris Smithson
eXp Realty
List Price
$435,000
Sold Price
$465,000
Premium/Discount to List
$30,000
6.9%
Current Estimated Value
$500,951

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$35,951
Avg. Annual Appreciation
1.83%
Original Mortgage
$449,735
Outstanding Balance
$409,225
Interest Rate
2.8%
Mortgage Type
FHA
Estimated Equity
$91,726

Purchase Details

Listed on
Jul 16, 2021
Closed on
Aug 16, 2021
Sold by
Olson Sabrina Lynn and Huber Wade Earl
Bought by
Naylor Jason Christopher and Naylor Elizaebeth Dorette
Seller's Agent
Elizabeth Wolfe
Windermere Real Estate Whatcom
Buyer's Agent
Chris Smithson
eXp Realty
List Price
$435,000
Sold Price
$465,000
Premium/Discount to List
$30,000
6.9%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$449,735
Outstanding Balance
$409,225
Interest Rate
2.8%
Mortgage Type
FHA
Estimated Equity
$91,726

Purchase Details

Listed on
Jun 21, 2018
Closed on
Jul 23, 2018
Sold by
Wilson Debra S and Dailey Debra S
Bought by
Olson Sabrina Lynn and Huber Wade Earl
Seller's Agent
Joshua Shiflett
Windermere Real Estate Whatcom
Buyer's Agent
Laura Kaestner
RE/MAX Gateway
List Price
$299,000
Sold Price
$300,000
Premium/Discount to List
$1,000
0.33%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
15.24%
Original Mortgage
$294,566
Interest Rate
5.5%
Mortgage Type
FHA

Purchase Details

Closed on
May 8, 2002
Sold by
Harder John J
Bought by
Harder John J and Harder Doris
Source: Public Records

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Naylor Jason Christopher $465,000 Chicago Title Company
Naylor Jason Christopher -- Chicago Title
Olson Sabrina Lynn $300,000 Chicago Title Insurance
Harder John J -- --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Naylor Jason Christopher $449,735
Closed Naylor Jason Christopher $449,735
Previous Owner Olson Sabrina Lynn $294,566
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
08/30/2021 08/30/21 Sold $465,000 +6.9% $358 / Sq Ft
07/21/2021 07/21/21 Pending -- -- --
07/16/2021 07/16/21 For Sale $435,000 +45.0% $335 / Sq Ft
07/30/2018 07/30/18 Sold $300,000 +0.3% $231 / Sq Ft View Prior Sale
06/30/2018 06/30/18 Pending -- -- --
06/21/2018 06/21/18 For Sale $299,000 -- $230 / Sq Ft
Source: Northwest Multiple Listing Service (NWMLS)

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $4,055 $460,708 $168,650 $292,058
2023 $4,055 $463,522 $169,680 $293,842
2022 $3,192 $399,599 $146,280 $253,319
2021 $3,065 $289,564 $106,000 $183,564
2020 $2,981 $273,174 $100,000 $173,174
2019 $2,720 $263,988 $86,304 $177,684
2018 $2,729 $247,859 $81,000 $166,859
2017 $2,302 $211,802 $69,188 $142,614
2016 $2,065 $186,290 $60,750 $125,540
2015 $2,068 $175,078 $57,904 $117,174
2014 -- $170,077 $56,250 $113,827
2013 -- $166,821 $65,700 $101,121
Source: Public Records

Agents Affiliated with this Home

  • Elizabeth Wolfe

    Seller's Agent in 2021

    Elizabeth Wolfe

    Windermere Real Estate Whatcom

    (360) 319-6923

    11 in this area

    127 Total Sales

    Elizabeth Wolfe
    Section Image

  • C

    Buyer's Agent in 2021

    Chris Smithson

    eXp Realty

    Section Image
  • Joshua Shiflett

    Seller's Agent in 2018

    Joshua Shiflett

    Windermere Corporate

    (360) 739-1327

    6 in this area

    283 Total Sales

    Joshua Shiflett
    Section Image
  • Laura Kaestner

    Buyer's Agent in 2018

    Laura Kaestner

    RE/MAX

    (360) 441-5099

    65 Total Sales

    Laura Kaestner
    Section Image
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Map

Source: Northwest Multiple Listing Service (NWMLS)

MLS Number: NWM1807709

Northwest Multiple Listing Service (NWMLS)

APN: 370407-171546-0000

Washington Whatcom County Bellingham 98229

2 Cold Spring Ln, Bellingham, WA

This home is located at 2 Cold Spring Ln, Bellingham, WA 98229 since 16 July 2021 and is currently estimated at $500,951, approximately $385 per square foot. This property was built in 1993. 2 Cold Spring Ln is a home located in Whatcom County with nearby schools including Geneva Elementary School, Kulshan Middle School, and Bellingham High School.

Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.

Northwest Multiple Listing Service (NWMLS) All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Listing information is provided by the Northwest Multiple Listing Service (NWMLS). Property information is based on available data that may include MLS information, county records, and other sources. Listings marked with the 3 tree icon and provided by NWMLS. All properties are subject to prior sale or withdrawal. IDX information is provided exclusively for consumers’ personal noncommercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing, that the data is deemed reliable but is not guaranteed by MLS GRID. ©2025 NWMLS.
Based on information submitted to the MLS GRID

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