$359,900
PENDING

20 Bell St Spencer, MA 01562

Estimated payment $2,220/month

Total Views 1,203
4 Beds
1 Bath
1,279 Sq Ft
$281 Price per Sq Ft

Highlights

  • Custom Closet System
  • Main Floor Primary Bedroom
  • Corner Lot
  • Property is near public transit and schools
  • Victorian Architecture
  • No HOA

About This Home

Cute & well maintained home in the heart of Spencer, situated on manicured 1/4 acre corner lot. Enter through the enclosed porch to the bright dining kitchen with original features and a tin ceiling. Large living room off the kitchen with a large picture window. Also on the first floor there's a full bath and bedroom. The second floor has 3 bedrooms (one of which is a pass through. 2 with new paint and flooring) Great, larger detached single car garage & ample paved driveway. Quick closing possible.

Listing Agent

Fiona Hoare

RE/MAX Prof Associates Listed on: 06/12/2026

RE/MAX Prof Associates

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $3,317

Year Built

  • Built in 1880

Lot Details

  • 10,681 Sq Ft Lot
  • Corner Lot
  • Cleared Lot
  • Property is zoned VR

Parking

  • 1 Car Detached Garage
  • Side Facing Garage
  • Tandem Parking
  • Garage Door Opener
  • Driveway
  • 3 Open Parking Spaces
  • Off-Street Parking

Home Design

  • Victorian Architecture
  • Stone Foundation
  • Frame Construction
  • Shingle Roof
  • Rubber Roof

Interior Spaces

  • 1,279 Sq Ft Home
  • Insulated Windows
  • Picture Window
  • Window Screens
  • French Doors
  • Insulated Doors
  • Dining Area
  • Range with Range Hood

Flooring

  • Wall to Wall Carpet
  • Vinyl

Bedrooms and Bathrooms

  • 4 Bedrooms
  • Primary Bedroom on Main
  • Custom Closet System
  • 1 Full Bathroom
  • Bathtub with Shower

Laundry

  • Laundry on main level
  • Dryer
  • Washer

Unfinished Basement

  • Walk-Out Basement
  • Basement Fills Entire Space Under The House
  • Interior Basement Entry
  • Dirt Floor
  • Crawl Space

Outdoor Features

  • Enclosed Patio or Porch
  • Rain Gutters

Location

  • Property is near public transit and schools

Schools

  • Wire Village Elementary School
  • Knox Trail Middle School
  • Prouty High School

Utilities

  • Window Unit Cooling System
  • Central Heating
  • 2 Heating Zones
  • Heating System Uses Natural Gas
  • Baseboard Heating
  • 100 Amp Service
  • Power Generator
  • Gas Water Heater

Listing and Financial Details

  • Assessor Parcel Number 1693000

Community Details

Overview

  • No Home Owners Association

Amenities

  • Shops
  • Coin Laundry

Home Details

Home Type

Single Family

Est. Annual Taxes

$3,317

Year Built

Built in 1880

Lot Details

10,681 Sq Ft Lot

Parking

1

Listing Details

  • Property Type: Residential
  • Property Sub Type: Single Family Residence
  • Architectural Style: Victorian
  • Year Built: 1880
  • Year Built Details: Approximate
  • MLSPIN_ADU: N
  • MLSPIN_BEACHFRONT_FLAG: No
  • Special Features: None

Interior Features

  • Flooring: Vinyl, Carpet
  • Door Features: Insulated Doors, French Doors
  • Fireplace YN: No
  • Appliances: Gas Water Heater, Range, Refrigerator, Washer, Dryer, Range Hood, Other
  • Total Bedrooms: 4
  • Room Bedroom2 Level: Second
  • Room Bedroom2 Features: Flooring - Vinyl
  • Room Bedroom3 Features: Flooring - Wall to Wall Carpet
  • Room Bedroom3 Level: Second
  • Room Bedroom4 Level: Second
  • Room Bedroom4 Features: Closet, Flooring - Vinyl
  • Basement YN: Yes
  • Full Bathrooms: 1
  • Total Bathrooms: 1
  • Room Master Bedroom Features: Flooring - Wall to Wall Carpet
  • Room Master Bedroom Level: First
  • Master Bathroom Features: No
  • Bathroom 1 Features: Bathroom - Full, Bathroom - With Tub & Shower
  • Bathroom 1 Level: First
  • Room Kitchen Level: First
  • Room Kitchen Features: Closet/Cabinets - Custom Built, Flooring - Vinyl, Dining Area, French Doors, Washer Hookup
  • Laundry Features: Main Level, First Floor, Electric Dryer Hookup
  • Room Living Room Level: Main,First
  • Room Living Room Features: Flooring - Wall to Wall Carpet, Window(s) - Picture, French Doors
  • Basement: Full, Crawl Space, Walk-Out Access, Interior Entry, Dirt Floor, Concrete, Unfinished
  • Above Grade Finished Sq Ft: 1279
  • Living Area: 1279
  • Spa YN: No
  • Window Features: Insulated Windows, Screens
  • MAIN LO: K01527
  • Insulation: Full

Exterior Features

  • Exterior Features: Porch - Enclosed, Rain Gutters, Screens
  • Construction Materials: Frame
  • Foundation Details: Stone
  • Home Warranty YN: No
  • Patio And Porch Features: Porch - Enclosed
  • Road Frontage Type: Public
  • Road Surface Type: Paved
  • Roof: Shingle, Rubber
  • Waterfront YN: No
  • Waterview Flag: No

Garage/Parking

  • Garage Spaces: 1
  • Attached Garage YN: No
  • Carport Y N: No
  • Covered Parking Spaces: 1
  • Garage YN: Yes
  • Open Parking Spaces: 3
  • Open Parking YN: Yes
  • Parking Features: Detached, Garage Door Opener, Garage Faces Side, Paved Drive, Off Street, Tandem, Paved
  • Total Parking Spaces: 4

Utilities

  • Sewer: Public Sewer
  • Utilities: for Electric Range, for Electric Dryer
  • Cooling: Window Unit(s), None
  • Heating: Central, Baseboard, Natural Gas
  • Cooling Y N: No
  • Electric: Generator, Circuit Breakers, 100 Amp Service
  • Heating YN: Yes
  • Water Source: Public
  • HEAT ZONES: 2

Condo/Co-op/Association

  • Association YN: No
  • Community Features: Public Transportation, Shopping, Laundromat, House of Worship, Public School
  • Senior Community YN: No

Lot Info

  • Parcel Number: 1693000
  • Zoning: VR
  • Farm Land Area Units: Square Feet
  • Lot Features: Corner Lot, Cleared
  • Lot Size Acres: 0.25
  • Lot Size Sq Ft: 10681
  • Lot Size Units: Acres
  • Property Attached YN: No

Tax Info

  • Tax Year: 2026
  • Tax Annual Amount: 3317

Multi Family

  • Basement Included Sq Ft: No

MLS Schools

  • High School: Prouty
  • Elementary School: Wire Village
  • Middle Or Junior School: Knox Trail

Map

Range of Values:

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Value Increase
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Percent Increase
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Adjusted for Inflation
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $2,960 $252,100 $41,300 $210,800
2024 $2,766 $241,800 $41,300 $200,500
2023 $2,636 $218,600 $41,300 $177,300
2022 $2,545 $193,400 $37,600 $155,800
2021 $2,520 $179,500 $37,600 $141,900
2020 $2,392 $169,400 $37,600 $131,800
2019 $2,237 $161,400 $33,400 $128,000
2018 $2,009 $149,700 $39,400 $110,300
2017 $1,980 $141,600 $37,600 $104,000
2016 $1,846 $129,200 $37,600 $91,600
2015 $1,811 $132,500 $43,300 $89,200
2014 $1,742 $132,500 $43,300 $89,200
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft Prior Sale
06/18/2026 06/18/26 Pending -- -- --
06/12/2026 06/12/26 For Sale $359,900 +9.9% $281 / Sq Ft
12/23/2024 12/23/24 Sold $327,500 +11.0% $266 / Sq Ft View Prior Sale
08/04/2023 08/04/23 Pending -- -- --
07/31/2023 07/31/23 For Sale $295,000 -- $240 / Sq Ft
Source: MLS Property Information Network (MLS PIN)

Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Type Sale Price Title Company
Quit Claim Deed -- None Available
Quit Claim Deed -- None Available
Quit Claim Deed $327,500 None Available
Quit Claim Deed $327,500 None Available
Quit Claim Deed $327,500 None Available
Deed -- --
Deed $125,000 --
Deed -- --
Deed $125,000 --
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Loan Amount Loan Type
Previous Owner $125,000 Purchase Money Mortgage
Source: Public Records

Source: MLS Property Information Network (MLS PIN)

MLS Number: 73535346

MLS Property Information Network (MLS PIN)

APN: SPEN-000012U-000011

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