NOT LISTED FOR SALE

20 Bertine St Bellingham, MA 02019

Estimated Value: $452,000 - $515,391

3 Beds
2 Baths
1,652 Sq Ft
$286/Sq Ft Est. Value

Last Sold December 02, 2025

Last sale price $455,000 $275 Per Sq Ft

Est. 4% increase in value since last sale

Current estimated payment $2,988/month

113 Days on Market

Highlights

  • Beach Front
  • Open Floorplan
  • Contemporary Architecture
  • Lake View
  • Deck
  • 5-minute walk to Kasper Park

About This Home

As of December 2025

HUGE PRICE IMPROVEMENT! Charming Silver Lake Contemporary Home with Spectacular Views! An Idyllic Retreat for Lovers of Nature and Comfort. Nestled in a quiet, private Silver Lake neighborhood, this home offers a spacious deck for morning coffee or evening wine. Enjoy high ceilings, skylights, a striking spiral staircase, and a primary bedroom with a walk-in closet and laundry room located on the main level of the house. The second-largest bedroom features a cedar closet. Recent upgrades include refaced cabinets, quartz countertops, engineered hardwood floors, stainless steel appliances, and a large center island. The roof is six years young, and the septic system is only three. Enjoy ice skating, fishing, canoeing, and swimming—embrace lakeside living and classic charm! Close to 495 and only fifteen minutes to the train station in Franklin for the commuters to Boston. Welcome Home!

Last Agent to Sell the Property

Connie Pepin

Realty One Group Dream Makers Listed on: 07/04/2025

Last Buyer's Agent

Leslie Lennon

HomeSmart Professionals Real Estate

HomeSmart Professionals Real Estate

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $5,514

Year Built

  • Built in 1974

Lot Details

  • 8,363 Sq Ft Lot
  • Beach Front
  • Wooded Lot

Parking

  • 4 Open Parking Spaces

Property Views

  • Lake
  • Scenic Vista

Home Design

  • Contemporary Architecture
  • Frame Construction
  • Blown Fiberglass Insulation
  • Shingle Roof
  • Concrete Perimeter Foundation

Interior Spaces

  • 1,652 Sq Ft Home
  • Open Floorplan
  • Skylights
  • Insulated Windows
  • Sliding Doors
  • Dining Area
  • Den
  • Storm Windows

Kitchen

  • Range
  • Kitchen Island

Flooring

  • Engineered Wood
  • Wall to Wall Carpet
  • Ceramic Tile

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Primary bedroom located on second floor
  • Cedar Closet
  • Walk-In Closet
  • 2 Full Bathrooms
  • Bathtub with Shower
  • Separate Shower

Laundry

  • Laundry Room
  • Dryer
  • Washer

Basement

  • Exterior Basement Entry
  • Crawl Space

Outdoor Features

  • Balcony
  • Deck
  • Outdoor Storage

Utilities

  • Cooling System Mounted In Outer Wall Opening
  • Window Unit Cooling System
  • 3 Heating Zones
  • Heating System Uses Oil
  • Pellet Stove burns compressed wood to generate heat
  • Baseboard Heating
  • 100 Amp Service
  • Tankless Water Heater
  • Private Sewer
  • Internet Available

Additional Features

  • Energy-Efficient Thermostat
  • Property is near schools

Listing and Financial Details

  • Assessor Parcel Number 6179

Community Details

Recreation

  • Park

Additional Features

  • No Home Owners Association
  • Shops

Home Details

Home Type

Single Family

Est. Annual Taxes

$5,514

Year Built

Built in 1974

Lot Details

8,363 Sq Ft Lot

Listing Details

  • Property Type: Residential
  • Property Sub Type: Single Family Residence
  • Architectural Style: Contemporary
  • Year Built: 1974
  • Year Built Details: Actual
  • Special Features: None

Interior Features

  • Flooring: Tile, Carpet, Engineered Hardwood, Flooring - Engineered Hardwood
  • Interior Amenities: Den, Internet Available - Unknown
  • Fireplace YN: No
  • Appliances: Tankless Water Heater, Range, Refrigerator, Washer, Dryer
  • Total Bedrooms: 3
  • Room Bedroom2 Level: Second
  • Room Bedroom2 Features: Cedar Closet(s), Closet, Balcony / Deck, Exterior Access, Flooring - Engineered Hardwood
  • Room Bedroom3 Features: Closet, Flooring - Wall to Wall Carpet, Exterior Access
  • Room Bedroom3 Level: Third
  • Basement YN: Yes
  • Full Bathrooms: 2
  • Total Bathrooms: 2
  • Room Master Bedroom Features: Walk-In Closet(s), Flooring - Engineered Hardwood
  • Room Master Bedroom Level: Second
  • Bathroom 1 Features: Bathroom - Full, Bathroom - Tiled With Tub & Shower, Flooring - Stone/Ceramic Tile
  • Bathroom 1 Level: First
  • Bathroom 2 Level: Second
  • Bathroom 2 Features: Bathroom - Full, Bathroom - With Shower Stall, Flooring - Stone/Ceramic Tile
  • Room Dining Room Features: Wood / Coal / Pellet Stove, Deck - Exterior, Exterior Access, Slider, Flooring - Engineered Hardwood
  • Room Dining Room Level: First
  • Room Kitchen Level: First
  • Room Kitchen Features: Bathroom - Full, Dining Area, Pantry, Kitchen Island, Deck - Exterior, Dryer Hookup - Electric, Exterior Access, Open Floorplan, Flooring - Engineered Hardwood
  • Laundry Features: Electric Dryer Hookup, Washer Hookup
  • Room Living Room Level: First
  • Room Living Room Features: Flooring - Hardwood
  • Basement: Crawl Space
  • Above Grade Finished Sq Ft: 1652
  • Accessibility Features: No
  • Living Area: 1652
  • Spa YN: No
  • Window Features: Skylight(s), Insulated Windows, Storm Window(s)
  • MAIN LO: AN8682
  • MAIN SO: AN1257
  • Insulation: Fiberglass

Exterior Features

  • Exterior Features: Deck - Wood, Balcony, Storage
  • Construction Materials: Frame
  • Foundation Details: Concrete Perimeter
  • Home Warranty YN: No
  • Patio And Porch Features: Deck - Wood
  • Road Frontage Type: Public
  • Roof: Shingle
  • View: Scenic View(s)
  • View YN: Yes
  • Waterfront Features: Lake/Pond, 1/10 to 3/10 To Beach, Beach Ownership(Public)
  • Waterfront YN: No
  • Waterview Flag: Yes

Garage/Parking

  • Garage YN: No
  • Open Parking Spaces: 4
  • Total Parking Spaces: 4

Utilities

  • Sewer: Private Sewer
  • Utilities: for Electric Oven, for Electric Dryer, Washer Hookup
  • Cooling: Window Unit(s), Wall Unit(s)
  • Heating: Baseboard, Oil, Pellet Stove
  • Cooling Y N: Yes
  • Electric: 100 Amp Service
  • Heating YN: Yes
  • Water Source: Public
  • HEAT ZONES: 3
  • COOLING ZONES: 0

Condo/Co-op/Association

  • Association YN: No
  • Community Features: Shopping, Park, Highway Access, Public School
  • Senior Community YN: No

Lot Info

  • Parcel Number: 6179
  • Zoning: res
  • Farm Land Area Units: Square Feet
  • Lot Features: Wooded
  • Lot Size Acres: 0.19
  • Lot Size Sq Ft: 8363
  • Lot Size Units: Acres
  • Property Attached YN: No

Green Features

  • Green Energy Efficient: Thermostat

Tax Info

  • Tax Year: 2025
  • Tax Annual Amount: 5514

Multi Family

  • Basement Included Sq Ft: No
  • Waterview: Lake

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jul 4, 2025
Closed on
Dec 2, 2025
Sold by
Ballard Zachary B
Bought by
Palmer Jonathan W and Palmer Kathryn
Seller's Agent
Connie Pepin
Realty One Group Dream Makers
Buyer's Agent
Leslie Lennon
HomeSmart Professionals Real Estate
List Price
$479,900
Sold Price
$455,000
Premium/Discount to List
-$24,900
-5.19%
Views
723
Current Estimated Value
$473,098

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$18,098
Avg. Annual Appreciation
13.88%
Original Mortgage
$439,814
Outstanding Balance
$439,814
Interest Rate
6.19%
Mortgage Type
FHA
Estimated Equity
$33,284

Purchase Details

Listed on
Jun 17, 2021
Closed on
Sep 22, 2021
Sold by
Goodman Robin
Bought by
Ballard Zaachary B
Seller's Agent
Suzanne Ranieri
Coldwell Banker Realty - Franklin
Buyer's Agent
Connie Pepin
Realty One Group Dream Makers
List Price
$425,000
Sold Price
$400,577
Premium/Discount to List
-$24,423
-5.75%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
3.08%
Original Mortgage
$387,207
Interest Rate
2.8%
Mortgage Type
FHA

Purchase Details

Closed on
May 28, 1993
Sold by
Goodman Harold L and Goodman Joan C
Bought by
Goodman William J
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Palmer Jonathan W $455,000 --
Ballard Zaachary B $400,577 None Available
Goodman William J $110,000 --
Goodman William J $110,000 --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Palmer Jonathan W $439,814
Previous Owner Ballard Zaachary B $387,207
Previous Owner Goodman William J $231,795
Previous Owner Goodman William J $176,500
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
12/02/2025 12/02/25 Sold $455,000 -3.2% $275 / Sq Ft
10/25/2025 10/25/25 Pending -- -- --
09/04/2025 09/04/25 Price Changed $469,900 -2.1% $284 / Sq Ft
08/15/2025 08/15/25 Price Changed $479,900 0.0% $290 / Sq Ft
08/15/2025 08/15/25 For Sale $479,900 +5.5% $290 / Sq Ft
08/08/2025 08/08/25 Off Market $455,000 -- --
07/04/2025 07/04/25 For Sale $519,900 +29.8% $315 / Sq Ft
09/22/2021 09/22/21 Sold $400,577 +0.2% $242 / Sq Ft View Prior Sale
08/02/2021 08/02/21 Pending -- -- --
07/21/2021 07/21/21 Price Changed $399,900 -3.6% $242 / Sq Ft
07/08/2021 07/08/21 Price Changed $415,000 -2.4% $251 / Sq Ft
06/25/2021 06/25/21 For Sale $425,000 0.0% $257 / Sq Ft
06/25/2021 06/25/21 Pending -- -- --
06/22/2021 06/22/21 Pending -- -- --
06/16/2021 06/16/21 For Sale $425,000 -- $257 / Sq Ft
Source: MLS Property Information Network (MLS PIN)

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $5,514 $439,000 $130,300 $308,700
2024 $5,279 $410,500 $118,900 $291,600
2023 $5,090 $390,000 $113,300 $276,700
2022 $5,005 $355,500 $94,500 $261,000
2021 $4,523 $313,900 $94,500 $219,400
2020 $4,199 $295,300 $94,500 $200,800
2019 $4,105 $288,900 $94,500 $194,400
2018 $3,882 $269,400 $95,300 $174,100
2017 $3,769 $262,800 $95,300 $167,500
2016 $3,685 $257,900 $99,100 $158,800
2015 $3,537 $248,200 $95,300 $152,900
2014 $3,537 $241,300 $92,000 $149,300
Source: Public Records

Agents Affiliated with this Home

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Map

Source: MLS Property Information Network (MLS PIN)

MLS Number: 73399730

MLS Property Information Network (MLS PIN)

APN: BELL-000069-000047

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