Seller's Agent in 2021
Cindy Cahill
Cahill Real Estate Services
(859) 331-7400
12 in this area
596 Total Sales
20 Bluffside Dr Covington, KY 41017
South Covington NeighborhoodEstimated Value: $231,000 - $262,000
3
Beds
2
Baths
864
Sq Ft
$283/Sq Ft
Est. Value
Highlights
- Deck
- No HOA
- Forced Air Heating and Cooling System
- Transitional Architecture
- Solid Wood Cabinet
- Ceiling Fan
About This Home
As of December 2021Perfect Location! True 3 Bedroom Bi-Level, 2 Full Bath Home*Fresh Neutral Paint*New Carpet in Bedrooms*New Flooring in Living Room/Hall*Open Dining Area*Walk Out to Deck Overlooking Private Wooded Large Lot*Fenced Yard Great for Entertaining and Pets*Newer HVAC/Roof*Updated Kitchen with Stainless Appliances*Partly Finished Lower Level Waiting for your Finishing Touches*
Last Agent to Sell the Property
Cahill Real Estate Services License #228304 Listed on: 11/04/2021
Co-Listed By
Danae Nixon
Cahill Real Estate Services
Last Buyer's Agent
Jan Burden
Sibcy Cline, REALTORS-Florence License #39746
Home Details
Home Type
- Single Family
Year Built
- Built in 1978
Lot Details
- 7,279 Sq Ft Lot
- Aluminum or Metal Fence
Parking
- 1 Car Garage
- Driveway
- On-Street Parking
Home Design
- Transitional Architecture
- Bi-Level Home
- Poured Concrete
- Composition Roof
- Wood Siding
Interior Spaces
- 864 Sq Ft Home
- Ceiling Fan
- Insulated Windows
- Family Room
- Basement Fills Entire Space Under The House
Kitchen
- Microwave
- Solid Wood Cabinet
Flooring
- Carpet
- Laminate
Bedrooms and Bathrooms
- 3 Bedrooms
- 2 Full Bathrooms
- Bathtub and Shower Combination in Primary Bathroom
Outdoor Features
- Deck
Schools
- Taylor Mill Elementary School
- Woodland Middle School
- Scott High School
Utilities
- Forced Air Heating and Cooling System
- No Utilities
- Cable TV Available
Community Details
- No Home Owners Association
- Lakewood Hills Subdivision
Listing and Financial Details
- Assessor Parcel Number 045-30-00-074.00
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Nov 4, 2021
Closed on
Dec 15, 2021
Sold by
Perkins Patrick Kelly
Bought by
Melton Timmy Lee and Melton Rita Marie
Seller's Agent
Cindy Cahill
Cahill Real Estate Services
Buyer's Agent
Jan Burden
Sibcy Cline, REALTORS-Florence
List Price
$194,900
Sold Price
$205,000
Premium/Discount to List
$10,100
5.18%
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$39,465
Avg. Annual Appreciation
4.47%
Original Mortgage
$7,175
Outstanding Balance
$6,572
Interest Rate
3.11%
Mortgage Type
Stand Alone Second
Estimated Equity
$237,893
Purchase Details
Listed on
Oct 8, 2020
Closed on
Nov 20, 2020
Sold by
Fajardo Charles and Fajardo Cynthia R
Bought by
Perkins Patrick Kelly
Seller's Agent
Deron Schell
Huff Realty - Florence
Buyer's Agent
Danae Nixon
Cahill Real Estate Services
List Price
$165,000
Sold Price
$155,000
Premium/Discount to List
-$10,000
-6.06%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
29.86%
Original Mortgage
$6,000
Interest Rate
2.8%
Mortgage Type
New Conventional
Purchase Details
Closed on
Jun 29, 1994
Sold by
Chapman Allen J
Bought by
Fajardo Cynthia R and Fajardo Charles
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$78,900
Interest Rate
8.51%
Mortgage Type
VA
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Buyer | Sale Price | Title Company |
|---|---|---|---|
| Melton Timmy Lee | $205,000 | Lawyers Title Of Cincinnati | |
| Perkins Patrick Kelly | $155,000 | Springdale Title | |
| Perkins Patrick Kelly | $155,000 | Springdale Title | |
| Fajardo Cynthia R | $77,400 | -- |
Source: Public Records
Mortgage History
| Date | Status | Borrower | Loan Amount |
|---|---|---|---|
| Open | Melton Timmy Lee | $7,175 | |
| Open | Melton Timmy Lee | $201,286 | |
| Previous Owner | Perkins Patrick Kelly | $6,000 | |
| Previous Owner | Perkins Patrick Kelly | $152,192 | |
| Previous Owner | Fajardo Cynthia R | $78,900 |
Source: Public Records
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft | Prior Sale |
|---|---|---|---|---|---|
| 12/15/2021 12/15/21 | Sold | $205,000 | +5.2% | $237 / Sq Ft | |
| 11/06/2021 11/06/21 | Pending | -- | -- | -- | |
| 11/04/2021 11/04/21 | For Sale | $194,900 | +25.7% | $226 / Sq Ft | |
| 11/20/2020 11/20/20 | Sold | $155,000 | 0.0% | $179 / Sq Ft | View Prior Sale |
| 10/17/2020 10/17/20 | Pending | -- | -- | -- | |
| 10/14/2020 10/14/20 | Price Changed | $155,000 | -6.1% | $179 / Sq Ft | |
| 10/08/2020 10/08/20 | For Sale | $165,000 | -- | $191 / Sq Ft |
Source: Northern Kentucky Multiple Listing Service
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $2,032 | $205,000 | $10,000 | $195,000 |
| 2024 | $2,101 | $205,000 | $10,000 | $195,000 |
| 2023 | $2,185 | $205,000 | $10,000 | $195,000 |
| 2022 | $2,269 | $205,000 | $10,000 | $195,000 |
| 2021 | $1,769 | $155,000 | $10,000 | $145,000 |
| 2020 | $1,180 | $100,000 | $10,000 | $90,000 |
| 2019 | $1,184 | $100,000 | $10,000 | $90,000 |
| 2018 | $1,187 | $100,000 | $10,000 | $90,000 |
| 2017 | $1,155 | $100,000 | $20,000 | $80,000 |
| 2015 | $1,498 | $100,000 | $20,000 | $80,000 |
| 2014 | $1,529 | $100,000 | $20,000 | $80,000 |
Source: Public Records
Agents Affiliated with this Home
-
Cindy Cahill
-
D
Seller Co-Listing Agent in 2021
Danae Nixon
Cahill Real Estate Services
-
J
Buyer's Agent in 2021
Jan Burden
Sibcy Cline, REALTORS-Florence
-
Deron Schell
Seller's Agent in 2020
Deron Schell
Huff Realty - Florence
(859) 640-5149
10 in this area
316 Total Sales
Map
Source: Northern Kentucky Multiple Listing Service
MLS Number: 554577
APN: 045-30-00-074.00
Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.
The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange Program of NKMLS. Real estate listings held by IDX Brokerage firms other than Ten-X are marked with the Internet Data Exchange logo or the Internet Data Exchange thumbnail logo and detailed information about them includes the name of the listing Brokers.
Listing information is deemed reliable, but not guaranteed.
Copyright 2025 Northern Kentucky Multiple Listing Service, Inc. All rights reserved.
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