Seller's Agent in 2025
Bryan Dicks
COLDWELL BANKER REALTY
(863) 287-7851
16 in this area
67 Total Sales
20 Bridgewater Dr Winter Haven, FL 33884
Southeast Winterhaven NeighborhoodEstimated Value: $451,000 - $463,000
3
Beds
2
Baths
2,434
Sq Ft
$187/Sq Ft
Est. Value
Highlights
- Fishing Pier
- Heated In Ground Pool
- Open Floorplan
- Boat Ramp
- 0.32 Acre Lot
- Family Room with Fireplace
About This Home
As of December 2025WELCOME TO THE CHARMING COMMUNITY OF BRIDGEWATER, WHICH IS COMPRISED OF 22 CUSTOM HOMES BUILT WITH QUALITY AND CHARACTER IN MIND!!! This VERY ESTABLISHED NEIGHBORHOOD is one of the few in the area featuring it's own PRIVATE BOAT LAUNCH and NEWLY RENOVATED COMPOSITE DOCK on Lake Winterset, which is considered one of the cleanest lakes on Winter Haven's Famous "Chain of Lakes". Upon entering 20 Bridgewater Drive, you'll notice this (2,434 Sq.Ft. living) 3 bedroom, 2 bath POOL HOME boasts an OPEN FLOOR PLAN, VAULTED CEILINGS, and SPLIT-BEDROOM CONCEPT! The chef's kitchen was FULLY REMODELED by Burn's Kitchen and Flooring with an abundance of "WELLBORN" custom wood cabinetry in 2018 along with NEW APPLIANCES and CANNED LIGHTING! The master en-suite was also remodeled in 2015 by S&W Cabinets which includes DUAL VANITIES, GRANITE COUNTERTOPS, and a HUGE WALK-IN SHOWER with (2) shower heads. The master bedroom features upgraded wood flooring and most importantly...2 WALK-IN CLOSETS!!! Bedroom 2 and 3 both have WALK-IN-CLOSETS as well. Outside, you will find a great place for grilling/relaxing on the covered/ screened lanai with a HEATED POOL. The pool was beautifully RESURFACED in 2023 and features UPGRADED TRAVERTINE COPING! There is also plenty of green space in the back for gatherings and PLENTY OF PARKING with an EXTENDED CONCRETE PARKING PAD. There's no need to worry about storage with tons of FLOORED ATTIC SPACE and vaulted ceilings to walk around with ease. Other NOTABLE UPDATES include: HVAC-2015, ROOF-2017, HOT WATER HEATER-2020, EXTRA BLOWN-IN INSULATION IN ATTIC-2023, NEW FRONT DOUBLE PANED WINDOWS-2025. There are many other extras that make this home special including a lake breeze and shade from the sprawling oaks. Bridgewater is in close proximity to shopping, medical, restaurants and LEGOLAND, FL.
Last Agent to Sell the Property
COLDWELL BANKER REALTY Brokerage Phone: 863-294-7541 License #3326847 Listed on: 12/02/2025
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $3,042
Year Built
- Built in 1986
Lot Details
- 13,752 Sq Ft Lot
- Lot Dimensions are 110x125
- East Facing Home
- Metered Sprinkler System
HOA Fees
- $46 Monthly HOA Fees
Parking
- 2 Car Attached Garage
Home Design
- Slab Foundation
- Shingle Roof
- Block Exterior
- Stucco
Interior Spaces
- 2,434 Sq Ft Home
- 1-Story Property
- Open Floorplan
- Vaulted Ceiling
- Ceiling Fan
- Wood Burning Fireplace
- French Doors
- Entrance Foyer
- Family Room with Fireplace
- Great Room
- Dining Room
- Laundry Room
Kitchen
- Breakfast Bar
- Convection Oven
- Range with Range Hood
- Microwave
- Dishwasher
- Stone Countertops
- Disposal
Flooring
- Wood
- Carpet
- Tile
Bedrooms and Bathrooms
- 3 Bedrooms
- En-Suite Bathroom
- Walk-In Closet
- 2 Full Bathrooms
Pool
- Heated In Ground Pool
- Gunite Pool
Outdoor Features
- Fishing Pier
- Access To Chain Of Lakes
- Boat Ramp
- Private Mailbox
Utilities
- Central Heating and Cooling System
- Thermostat
- Electric Water Heater
- High Speed Internet
Community Details
- Association fees include common area taxes, escrow reserves fund
- Susan Wildmon Association
- Bridgewater Sub Subdivision
- The community has rules related to deed restrictions, allowable golf cart usage in the community
Listing and Financial Details
- Visit Down Payment Resource Website
- Tax Lot 13
- Assessor Parcel Number 26-29-11-687421-000130
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Dec 2, 2025
Closed on
Dec 31, 2025
Sold by
Wyles Holle L and Loar Gary G
Bought by
Daniel M Ruttenbur Jr Trust and Ruttenbur
Seller's Agent
Bryan Dicks
COLDWELL BANKER REALTY
Buyer's Agent
Wanda Dicks
COLDWELL BANKER REALTY
List Price
$472,500
Sold Price
$455,000
Premium/Discount to List
-$17,500
-3.7%
Views
44
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$7,376
Avg. Annual Appreciation
0.14%
Purchase Details
Closed on
Apr 25, 2003
Sold by
Davis Robert T and Davis Sharon K
Bought by
Wyles Holle L
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$100,000
Interest Rate
5.79%
Purchase Details
Closed on
Jul 13, 2001
Sold by
Mahalak Michael J and Mahalak Stacey M
Bought by
Davis Robert T and Davis Sharon K
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$200,000
Interest Rate
7.23%
Purchase Details
Closed on
Apr 17, 1998
Sold by
Mahalak Michael J and Mahalak Stacey M
Bought by
Mahalak Michael J and Mahalak Stacey M
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$86,000
Interest Rate
7.14%
Mortgage Type
New Conventional
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Home Values in the Area
Average Home Value in this Area
Purchase History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Buyer | Sale Price | Title Company |
|---|---|---|---|
| Daniel M Ruttenbur Jr Trust | $455,000 | Celebration Title Group | |
| Wyles Holle L | $225,000 | -- | |
| Davis Robert T | $214,000 | -- | |
| Mahalak Michael J | $100 | -- |
Source: Public Records
Mortgage History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Status | Borrower | Loan Amount |
|---|---|---|---|
| Previous Owner | Wyles Holle L | $100,000 | |
| Previous Owner | Mahalak Michael J | $200,000 | |
| Previous Owner | Mahalak Michael J | $86,000 |
Source: Public Records
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft |
|---|---|---|---|---|
| 12/31/2025 12/31/25 | Sold | $455,000 | -3.7% | $187 / Sq Ft |
| 12/09/2025 12/09/25 | Pending | -- | -- | -- |
| 12/02/2025 12/02/25 | For Sale | $472,500 | -- | $194 / Sq Ft |
Source: Stellar MLS
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $3,042 | $228,859 | -- | -- |
| 2024 | $2,848 | $222,409 | -- | -- |
| 2023 | $2,848 | $215,931 | $0 | $0 |
| 2022 | $2,768 | $209,642 | $0 | $0 |
| 2021 | $2,784 | $203,536 | $0 | $0 |
| 2020 | $2,743 | $200,726 | $0 | $0 |
| 2018 | $2,674 | $192,554 | $0 | $0 |
| 2017 | $2,608 | $188,594 | $0 | $0 |
| 2016 | $2,571 | $184,715 | $0 | $0 |
| 2015 | $2,263 | $183,431 | $0 | $0 |
| 2014 | $2,467 | $181,975 | $0 | $0 |
Source: Public Records
Agents Affiliated with this Home
-
Bryan Dicks
-
Wanda Dicks
Seller Co-Listing Agent in 2025
Wanda Dicks
COLDWELL BANKER REALTY
(863) 287-7846
17 in this area
68 Total Sales
Map
Source: Stellar MLS
MLS Number: P4937167
APN: 26-29-11-687421-000130
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All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Some IDX listings have been excluded from this website. IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.
Listings courtesy of Stellar MLS as distributed by MLS GRID.
Based on information submitted to the MLS GRID
Listing Information presented by local MLS brokerage: Ten-X - (888)-952-6393
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