Deric Tarnowski
Check Mark Realty
(270) 638-7365
79 Total Sales
45 in Murray
$51K - $460K Price Range
20 Cambridge Dr Murray, KY 42071
Murray AreaEstimated Value: $190,799
3
Beds
2
Baths
1,309
Sq Ft
$146/Sq Ft
Est. Value
Highlights
- No HOA
- 2 Car Attached Garage
- Patio
- First Floor Utility Room
- Eat-In Kitchen
- Living Room
About This Home
As of April 2026Great opportunity to own a 3-bd, 2-ba brick ranch in a high-demand rental area close to MSU. Whether you are looking to expand your investment portfolio or create a home of your own, this property offers strong potential in a desirable location. Inside, you will find a spacious eat-in kitchen, full laundry room, and a functional layout ready for your vision. The 2-car garage adds valuable storage and convenience. Step outside to a fenced backyard featuring a large patio and storage shed, perfect for entertaining, relaxing, or future improvements. Seller is selling this property in 'As-Is' condition. HUD will make no repairs and no repairs to be made before closing. Seller nor its representatives make any representations or warranties regarding the Property. Please visit HudHomeStore.gov for additional information on Lead-Based Paint, Radon Gas and Mold notices, as well as electronic bidding and earnest money procedures. Equal Housing Opportunity. Case #201-740762. Insured status: IE.
Last Agent to Sell the Property
Carter Realty Group License #262772 Listed on: 02/19/2026
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Home Details
Home Type
- Single Family
Year Built
- Built in 1997
Lot Details
- 15,246 Sq Ft Lot
- Many Trees
Parking
- 2 Car Attached Garage
Home Design
- Slab Foundation
- Shingle Roof
- Composition Roof
Interior Spaces
- 1,309 Sq Ft Home
- 1-Story Property
- Living Room
- First Floor Utility Room
- Washer and Electric Dryer Hookup
- Utility Room
- Pull Down Stairs to Attic
- Eat-In Kitchen
Flooring
- Laminate
- Ceramic Tile
Bedrooms and Bathrooms
- 3 Bedrooms
- 2 Full Bathrooms
Additional Features
- Patio
- Central Air
Community Details
- No Home Owners Association
- Cambridge Subdivision
Listing and Financial Details
- Foreclosure
Ownership History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Feb 19, 2026
Closed on
Apr 7, 2026
Sold by
Bought by
Seller's Agent
Courtney Carter
Carter Realty Group
Buyer's Agent
Ashton Downey
Keller Williams Experience - Murray
List Price
$150,000
Sold Price
$140,000
Premium/Discount to List
-$10,000
-6.67%
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$50,799
Avg. Annual Appreciation
155.52%
Purchase Details
Closed on
Apr 30, 2025
Sold by
Bought by
Purchase Details
Closed on
Apr 22, 2025
Sold by
Bought by
Purchase Details
Listed on
Jul 11, 2023
Closed on
Sep 8, 2023
Sold by
Bought by
Seller's Agent
Patricia Cherry
Re/Max Real Estate Associates - Murray
Buyer's Agent
WKY Member (Historical)
Fallback Office WKY
List Price
$229,900
Sold Price
$199,000
Premium/Discount to List
-$30,900
-13.44%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
-1.44%
Original Mortgage
$10,000
Interest Rate
6.81%
Mortgage Type
New Conventional
Purchase Details
Listed on
Nov 12, 2021
Closed on
Dec 20, 2021
Sold by
Bought by
Seller's Agent
Tammy Cothran
Keller Williams Experience - Murray
Buyer's Agent
WKY Member (Historical)
Fallback Office WKY
List Price
$154,000
Sold Price
$160,000
Premium/Discount to List
$6,000
3.9%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
13.52%
Original Mortgage
$157,102
Interest Rate
3.09%
Mortgage Type
FHA
Purchase Details
Closed on
Apr 1, 2011
Sold by
Bought by
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$115,000
Interest Rate
4.95%
Mortgage Type
New Conventional
Home Values in the Area
Average Home Value in this Area
Agents Specializing in Murray, KY
-
Deric Tarnowski
-
Eric Crawford
Eric Crawford
Benchmark Realty
(270) 477-7662
136 Total Sales
53 in Murray
$30K - $540K Price Range
-
Makayla Pablo
Makayla Pablo
Arnold Realty Group
(805) 819-2868
89 Total Sales
2 in Murray
$192,500 Price Range
-
Daniel Wade
Daniel Wade
eXp Realty, LLC
(270) 638-7618
22 Total Sales
5 in Murray
$200K - $295K Price Range
-
Chris Fulton
Chris Fulton
Chris Fulton Real Estate
(270) 727-5679
137 Total Sales
2 in Murray
$148,200 Price Range
-
Glenda Ritchie
Glenda Ritchie
1st Realty Group
(270) 267-1666
159 Total Sales
2 in Murray
$420,000 Price Range
Purchase History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Buyer | Sale Price | Title Company |
|---|---|---|---|
| $140,000 | Home Team Title | ||
| $184,800 | None Listed On Document | ||
| -- | None Listed On Document | ||
| $199,000 | None Listed On Document | ||
| $160,000 | Home Team Title Llc | ||
| $115,000 | None Available |
Source: Public Records
Mortgage History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Status | Borrower | Loan Amount |
|---|---|---|---|
| Previous Owner | $10,000 | ||
| Previous Owner | $195,395 | ||
| Previous Owner | $157,102 | ||
| Previous Owner | $150,000 | ||
| Previous Owner | $1,000,000 | ||
| Previous Owner | $115,000 | ||
| Previous Owner | $154,750 |
Source: Public Records
Property History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Event | Price | List to Sale | Price per Sq Ft | Prior Sale |
|---|---|---|---|---|---|
| 04/08/2026 04/08/26 | Sold | $140,000 | -6.7% | $107 / Sq Ft | |
| 03/09/2026 03/09/26 | Pending | -- | -- | -- | |
| 02/19/2026 02/19/26 | For Sale | $150,000 | -24.6% | $115 / Sq Ft | |
| 09/08/2023 09/08/23 | Sold | $199,000 | -13.4% | $148 / Sq Ft | View Prior Sale |
| 07/28/2023 07/28/23 | Pending | -- | -- | -- | |
| 07/11/2023 07/11/23 | For Sale | $229,900 | +43.7% | $171 / Sq Ft | |
| 12/20/2021 12/20/21 | Sold | $160,000 | +3.9% | $119 / Sq Ft | View Prior Sale |
| 11/13/2021 11/13/21 | Pending | -- | -- | -- | |
| 11/12/2021 11/12/21 | For Sale | $154,000 | -- | $114 / Sq Ft |
Source: ImagineMLS (Bluegrass REALTORS®)
Tax History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $1,785 | $199,000 | $0 | $0 |
| 2024 | $1,763 | $199,000 | $0 | $0 |
| 2023 | $1,465 | $160,000 | $0 | $0 |
| 2022 | $1,494 | $160,000 | $0 | $0 |
| 2021 | $1,075 | $112,000 | $0 | $0 |
| 2020 | $1,059 | $112,000 | $0 | $0 |
| 2019 | $1,027 | $112,000 | $0 | $0 |
| 2018 | $995 | $112,000 | $0 | $0 |
| 2017 | $967 | $112,000 | $0 | $0 |
| 2016 | $956 | $112,000 | $0 | $0 |
| 2015 | $707 | $112,000 | $0 | $0 |
| 2011 | $707 | $90,000 | $0 | $0 |
Source: Public Records
Agents Affiliated with this Home
-
Courtney Carter
Seller's Agent in 2026
Courtney Carter
Carter Realty Group
(502) 548-8326
95 Total Sales
-
Ashton Downey
Buyer's Agent in 2026
Ashton Downey
Keller Williams Experience - Murray
(270) 293-6310
168 Total Sales
-
Patricia Cherry
Seller's Agent in 2023
Patricia Cherry
Re/Max Real Estate Associates - Murray
(270) 293-0318
120 Total Sales
-
WKY Member (Historical)
W
Buyer's Agent in 2023
WKY Member (Historical)
Fallback Office WKY
2,516 Total Sales
-
Tammy Cothran
Seller's Agent in 2021
Tammy Cothran
Keller Williams Experience - Murray
(270) 752-4712
160 Total Sales
Map
Source: ImagineMLS (Bluegrass REALTORS®)
MLS Number: W135668
APN: 041-V-0002-00031
Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.
The information is being provided by LBAR Multiple Listing Service. Information deemed reliable but not guaranteed. Information is provided for consumers' personal, non-commercial use, and may not be used for any purpose other than the identification of potential properties for purchase. Copyright 2026 LBAR Multiple Listing Service. All Rights Reserved.
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