$630,000
SOLD FEB 19, 2026

20 Charles Terrace Waldwick, NJ 07463

3 Beds
2 Baths
-- Sq Ft
5,663 Sq Ft

Recently Sold

2% Above List Price

16 Days on Market

About This Home

As of February 2026

**Welcome to Waldwick!** This light-filled and beautifully maintained 3-bedroom, 2 bath expanded Cape Cod is nestled in a quiet, highly desirable neighborhood. The first floor features an inviting living room that opens to an updated kitchen complete with an island, granite countertops, and stainless steel appliances. A first-floor primary bedroom, full bath, convenient laundry area, and a spacious expanded family room with a wood-burning stov - *which could also serve as a fourth bedroom if needed* - provide comfortable and flexible living on the main level. The second floor, enhanced by a rear dormer, offers two generous bedrooms, a full bath, and a walk-in closet with additional attic storage. Enjoy excellent outdoor space including a rear patio - perfect for relaxing or entertaining - and a detached garage with extra storage. Ideally located close to town, train and bus transportation, and a beautiful town park. A fantastic opportunity to own in the sought after community of Waldwick. Come see it today!

Last Agent to Sell the Property

Mary Ellen O'Connell

Terrie O'Connor Realtors-Wyckoff Listed on: 12/12/2025

Terrie O'Connor Realtors-Wyckoff

Last Buyer's Agent

Tamar Vacca

Compass New Jersey, LLC-Montclair

Compass New Jersey, LLC-Montclair

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $10,372

Lot Details

  • 5,807 Sq Ft Lot
  • Lot Dimensions are 45x112x70x100
  • Rectangular Lot

Parking

  • 1 Car Garage

Bedrooms and Bathrooms

  • 3 Bedrooms
  • 2 Full Bathrooms

Schools

  • J.A. Traphagen Elementary School
  • Waldwick Middle School
  • Waldwick High School

Additional Features

  • Views to the East
  • Heating System Uses Natural Gas

Listing and Financial Details

  • Legal Lot and Block 00023 / 00018

Home Details

Home Type

Single Family

Est. Annual Taxes

$10,372

Lot Details

5,807 Sq Ft Lot

Parking

1

Listing Details

  • Property Type: Residential
  • Su Prop: Residentia
  • Ownership: Private
  • PropertySubType: Single Family Residence
  • ResoLotFeatures: Regular
  • View Type:Pond View: East
  • Co List Office Phone: 201-891-0100
  • Outside Inclusions: All appliances
  • MLS Status: Sold - Sold
  • Directions: Prospect Street to Richard Drive, right on Charles Terrace
  • Reso Fireplace Features: 1 Fireplace
  • Year Built Details: 1940's,Build Prior to 1978
  • PropertySubTypeAdditional: Other
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Basement: None
  • Full Bathrooms: 2
  • Total Bedrooms: 3
  • Primary Bathroom: No
  • Basement Remarks: None

Exterior Features

  • Pool Features: None
  • Waterfront Features: None
  • Disclosures: Seller's Agent, Seller Disclosure - Yes
  • Construction Type: Vinyl Siding

Garage/Parking

  • Garage Spaces: 1.0

Utilities

  • Cooling: Window Unit(s), Wall Unit(s)
  • Heating: Natural Gas, Forced Air

Schools

  • Elementary School: J.A. Traphagen
  • High School: Waldwick H.S.
  • Middle Or Junior School: Waldwick M.S.
  • Elementary: J.A. Traphagen

Lot Info

  • Lot Dimensions: 45x112x70x100
  • Lot Size Sq Ft: 5807.0

Tax Info

  • Tax Annual Amount: 10372.0
  • Tax Block: 00018
  • Tax Lot: 00023

MLS Schools

  • High School Text: Waldwick H.S.

Ownership History

Date Name Owned For Owner Type

Purchase Details

Closed on
Oct 27, 2020
Sold by
Oconnor Mary Anne
Bought by
Russo Anne Marie

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$345,950
Interest Rate
2.71%
Mortgage Type
New Conventional
Source: Public Records
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Bargain Sale Deed $407,000 Grandview Ttl Agcy Of Bergen
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Previous Owner $345,950 New Conventional
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
02/19/2026 02/19/26 Sold $630,000 +2.4% --
12/28/2025 12/28/25 Pending -- -- --
12/12/2025 12/12/25 For Sale $615,000 -- --
Source: New Jersey MLS

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $10,581 $477,900 $284,000 $193,900
2024 $10,905 $477,900 $284,000 $193,900
2023 $10,680 $375,000 $230,900 $144,100
2022 $10,680 $375,000 $230,900 $144,100
2021 $10,478 $375,000 $230,900 $144,100
2020 $10,376 $375,000 $230,900 $144,100
2019 $10,373 $375,000 $230,900 $144,100
2018 $10,046 $375,000 $230,900 $144,100
2017 $9,960 $375,000 $230,900 $144,100
2016 $9,758 $375,000 $230,900 $144,100
2015 $9,645 $375,000 $230,900 $144,100
2014 $9,413 $375,000 $230,900 $144,100
Source: Public Records

Agents Affiliated with this Home

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Map

Source: New Jersey MLS

MLS Number: 25043050

New Jersey MLS

APN: 64-00018-01-00023

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