NOT LISTED FOR SALE

20 Derek Way Harpswell, ME 04079

Harpswell Neck Neighborhood

Estimated Value: $416,000 - $730,000

2 Beds
3 Baths
1,507 Sq Ft
$376/Sq Ft Est. Value

Sale Details

Date Sold: September 13, 2024

Last sale price $422,000 $280 Per Sq Ft

Est. 34% increase in value since last sale

Current estimated payment $3,323 / mo

94 Days on Market

Highlights

  • Water Views
  • Cape Cod Architecture
  • Main Floor Bedroom
  • 3.24 Acre Lot
  • Wood Flooring
  • No HOA

About This Home

As of September 2024

OCEAN VIEWS!! INVESTORS PARADISE!!! CAN POTENTIALLY SPLIT LAND INTO MULTIPLE LOTS!!! Additional Dwelling Unit!!! No water front. Check out this 2 Bed, 3 Bath, 1507 sq ft property with an Additional Dwelling Unit and Ocean Views!!! Along with being On a Private Road and Private Cove, This property boast 3.24 Acres and a potential splittable in multiple lots!!

Last Agent to Sell the Property

Zachariah Oja

Dream Home Realty LLC Listed on: 05/30/2024

Last Buyer's Agent

Sierra Lemieux

Fontaine Family-The Real Estate Leader

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $1,914

Year Built

  • Built in 1970

Lot Details

  • 3.24 Acre Lot

Home Design

  • Cape Cod Architecture
  • Shingle Roof
  • Composition Roof

Interior Spaces

  • 1,507 Sq Ft Home
  • Water Views
  • Interior Basement Entry

Flooring

  • Wood
  • Carpet
  • Laminate
  • Concrete
  • Tile

Bedrooms and Bathrooms

  • 2 Bedrooms
  • Main Floor Bedroom
  • 3 Full Bathrooms

Utilities

  • No Cooling
  • Baseboard Heating
  • Well
  • Private Sewer

Community Details

  • No Home Owners Association

Listing and Financial Details

  • Tax Lot 92
  • Assessor Parcel Number 447

Home Details

Home Type

Single Family

Est. Annual Taxes

$1,914

Year Built

Built in 1970

Lot Details

3.24 Acres

Listing Details

  • Property Sub Type: Single Family Residence
  • Prop. Type: Residential
  • Lot Size Acres: 3.24
  • Water Body Name: Widgeon Cove
  • MLS Status: Closed
  • Above Grade Finished Sq Ft: 1507.0
  • Architectural Style: Cape Cod
  • Garage Yn: No
  • Year Built: 1970
  • Location Information:HERS Certified: No
  • Contract Information:List PriceSqFt: 364.96
  • Property Information:Seasonal: No
  • Water Info:Water View2: Yes
  • Dining Room:Dining Room: Dining Room
  • Living Room:Living Room: Living Room
  • Location:Location: Neighborhood, Other Location
  • Special Features: None

Interior Features

  • Has Basement: Interior Entry
  • Full Bathrooms: 3
  • Total Bedrooms: 2
  • Fireplace: No
  • Flooring: Carpet, Concrete, Laminate, Tile, Wood
  • Bedroom 2 Level: Second
  • Dining Room Dining Room Level: First
  • Kitchen Kitchen Level: First
  • Living Room Living Room Level: First
  • Bedroom 1:Bedroom 1 Level: First

Exterior Features

  • Waterfront: No
  • Roof: Composition, Shingle

Garage/Parking

  • Attached Garage: No

Utilities

  • Cooling: None
  • Cooling Y N: No
  • Heating: Baseboard
  • Heating Yn: Yes
  • Electric: Circuit Breakers
  • Sewer: Private Sewer
  • Water Source: Well

Condo/Co-op/Association

  • Association: No

Lot Info

  • Land Lease: No
  • Lot Size Sq Ft: 141134.4
  • Parcel #: 447
  • Zoning: Residential

Tax Info

  • Tax Annual Amount: 1914.1
  • Tax Lot: 92

Ownership History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Name Owned For Owner Type

Purchase Details

Listed on
May 30, 2024
Closed on
Sep 13, 2024
Sold by
Bought by
Seller's Agent
Zachariah Oja
Dream Home Realty LLC
Buyer's Agent
Sierra Lemieux
Fontaine Family-The Real Estate Leader
List Price
$599,999
Sold Price
$422,000
Premium/Discount to List
-$177,999
-29.67%
Views
138
Current Estimated Value
$565,987

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$143,987
Avg. Annual Appreciation
16.90%
Original Mortgage
$310,000
Interest Rate
0.0673%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Dec 15, 2021
Sold by
Bought by

Purchase Details

Closed on
Apr 7, 2006
Sold by
Bought by

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$35,000
Interest Rate
0.0626%
Mortgage Type
Purchase Money Mortgage
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
Collateral Analytics

Collateral Analytics Collateral Analytics AVMs (Automated Valuation Model) employ a number of statistical approaches combined with neighborhood-specific comparable selection guarantees the most up-to-date and precise valuations.

Not Available

Collateral Analytics does not have data for the current month. Please view the chart for historical values.

ICE

ICE Mortgage Technology ICE Mortgage Technology’s AVM (Automated Valuation Model) is a state-of-the-art online residential property valuation tool that provides a quick and accurate estimate of the value of almost any home in the U.S.

Not Available

ICE Mortgage Technology does not have data for the current month. Please view the chart for historical values.

First American

First American First American Data & Analytics’ next-generation AVM combines unrivaled data assets with a blended ensemble of valuation models to produce highly accurate, reliable valuations you can trust.

Not Available

First American does not have data for the current month. Please view the chart for historical values.

Quantarium

Quantarium Quantarium’s valuation service, repeatedly proven the industry’s most accurate and comprehensive, is supercharged with a self-learning and auto-tuning AI engine that continually becomes smarter and more accurate as it processes daily inputs from the industry’s leading RE data lake.

Not Available

Quantarium does not have data for the current month. Please view the chart for historical values.

Average Value
Not Available
List Price
Sold Price
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area

Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Buyer Sale Price Title Company
$422,000 None Available
-- None Available
-- --
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Borrower Loan Amount
Open $310,000
Previous Owner $35,000
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft
09/13/2024 09/13/24 Sold $422,000 -23.3% $280 / Sq Ft
09/02/2024 09/02/24 Pending -- -- --
08/01/2024 08/01/24 Price Changed $549,999 -4.3% $365 / Sq Ft
07/10/2024 07/10/24 Price Changed $574,999 -4.2% $382 / Sq Ft
05/30/2024 05/30/24 For Sale $599,999 -- $398 / Sq Ft
Source: Maine Listings

Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $2,581 $387,600 $156,800 $230,800
2024 $2,465 $387,600 $156,800 $230,800
2023 $2,103 $344,800 $156,800 $188,000
2022 $2,034 $344,800 $156,800 $188,000
2021 $3,843 $568,500 $416,400 $152,100
2020 $3,832 $568,500 $416,400 $152,100
2019 $3,809 $568,500 $416,400 $152,100
2018 $3,684 $568,500 $416,400 $152,100
2017 $3,673 $568,500 $416,400 $152,100
2016 $3,638 $568,500 $416,400 $152,100
2015 $3,547 $568,500 $416,400 $152,100
2013 $3,286 $568,500 $416,400 $152,100
Source: Public Records

Agents Affiliated with this Home

  • Z

    Seller's Agent in 2024

    Zachariah Oja

    Dream Home Realty LLC

    (207) 300-4663

    1 in this area

    90 Total Sales

    Zachariah Oja
    Section Image
  • Sierra Lemieux

    Buyer's Agent in 2024

    Sierra Lemieux

    Fontaine Family-The Real Estate Leader

    (207) 376-7255

    1 in this area

    164 Total Sales

    Sierra Lemieux
    Section Image
See All Agents

Map

Source: Maine Listings

MLS Number: 1591476

Maine Listings

APN: HARP-000008-000000-000092

Maine Cumberland County Harpswell 04079 Harpswell Neck

20 Derek Way, Harpswell, ME

Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.

Maine Listings Listing data is derived in whole or in part from Maine Real Estate Information System, Inc. (d/b/a Maine Listings) and is for consumers' personal, noncommercial use only. Dimensions are approximate and not guaranteed. All data should be independently verified.
© 2026 Maine Real Estate Information System, Inc. All Rights Reserved. Equal Housing Opportunity.

Homes.com, LLC, 17600 Laguna Canyon Rd Irvine, CA 92618 (888)-952-6393

Nearby Homes
Your Personal Tour Guide

Ask me questions while you tour the home.