Diana Murphy
Diana H. Murphy Broker
(914) 281-2322
19 Total Sales
3 in Philipstown
$521K - $907K Price Range
20 Division St Cold Spring, NY 10516
Philipstown Area
4
Beds
2.5
Baths
2,002
Sq Ft
4,000
Sq Ft Lot
Highlights
- 3 Fireplaces
- Formal Dining Room
- Heating System Uses Oil
- Beamed Ceilings
- Central Air
About This Home
As of November 2025Welcome to 20 Division Street, a captivating piece of history nestled in the heart of picturesque Cold Spring, NY. Built in 1790, this charming residence boasts 2,002 square feet of living space, featuring four spacious bedrooms and three bathrooms. Step outside to discover the beautifully updated exterior, complete with brand new pavers, modern siding, and a newly installed roof, ensuring both aesthetic appeal and peace of mind. The exterior complements the home’s historic character while providing a fresh, inviting entrance. While the interior of the home is ready for your personal touch and updates, it offers incredible potential to create the living space of your dreams. Imagine the possibilities as you transform this historic gem into a modern oasis while preserving its unique charm. Located in the historic Cold Spring Village, you're just a short stroll away from an array of local shops, delightful restaurants, and the scenic Hudson River. This prime location combines the tranquility of village life with the convenience of nearby amenities. Don’t miss this rare opportunity to own a piece of history in one of New York’s most charming villages. Schedule your private tour today and envision the endless possibilities that await at 20 Division Street!
Last Agent to Sell the Property
Serhant LLC Brokerage Phone: 646-480-7665 License #10401359659 Listed on: 05/20/2025
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Home Details
Home Type
- Single Family
Est. Annual Taxes
- $10,561
Year Built
- Built in 1790
Lot Details
- 4,000 Sq Ft Lot
Parking
- 1 Car Garage
Home Design
- HardiePlank Type
Interior Spaces
- 2,002 Sq Ft Home
- Beamed Ceilings
- 3 Fireplaces
- Formal Dining Room
- Walk-Out Basement
Kitchen
- Oven
- Microwave
- Dishwasher
Bedrooms and Bathrooms
- 4 Bedrooms
Laundry
- Dryer
- Washer
Schools
- Haldane Elementary/Middle School
- Haldane Middle School
- Haldane High School
Utilities
- Central Air
- Heating System Uses Oil
- Septic Tank
- Cable TV Available
Listing and Financial Details
- Assessor Parcel Number 372603-049-005-0001-024-000-0000
Ownership History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
May 20, 2025
Closed on
Nov 21, 2025
Sold by
Bought by
Seller's Agent
Debra Russo
Serhant LLC
Buyer's Agent
Jake Garay
Serhant LLC
List Price
$650,000
Sold Price
$550,000
Premium/Discount to List
-$100,000
-15.38%
Views
241
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$49,226
Avg. Annual Appreciation
13.43%
Original Mortgage
$440,000
Outstanding Balance
$436,997
Interest Rate
6.19%
Mortgage Type
New Conventional
Estimated Equity
$162,229
Purchase Details
Closed on
Mar 19, 2024
Sold by
Bought by
Home Values in the Area
Average Home Value in this Area
Agents Specializing in Cold Spring, NY
-
Diana Murphy
-
Michael Kahns
Michael Kahns
Compass Greater NY, LLC
(845) 834-8108
173 Total Sales
5 in Philipstown
$375K - $530K Price Range
-
Stefan Bolz
Stefan Bolz
Hudson Dwellings Realty
(845) 552-4554
67 Total Sales
1 in Philipstown
$870,000 Price
-
Maria Campanelli
Maria Campanelli
BHHS River Towns Real Estate
(914) 529-6616
209 Total Sales
3 in Philipstown
$420K - $620K Price Range
-
Phyllis Lerner
Phyllis Lerner
Corcoran Legends Realty
(914) 506-4862
54 Total Sales
1 in Philipstown
$340,000 Price
-
Jack Yao
Jack Yao
Realmart Realty, LLC
(732) 838-6992
1,395 Total Sales
1 in Philipstown
$540,000 Price
Purchase History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Bargain Sale Deed | $550,000 | Westcor Land Title | |
| Deed | -- | None Listed On Document |
Source: Public Records
Mortgage History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $440,000 | New Conventional |
Source: Public Records
Property History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Event | Price | List to Sale | Price per Sq Ft |
|---|---|---|---|---|
| 11/26/2025 11/26/25 | Sold | $550,000 | -7.6% | $275 / Sq Ft |
| 08/01/2025 08/01/25 | Pending | -- | -- | -- |
| 06/18/2025 06/18/25 | Price Changed | $595,000 | -8.5% | $297 / Sq Ft |
| 05/20/2025 05/20/25 | For Sale | $650,000 | -- | $325 / Sq Ft |
Source: OneKey® MLS
Tax History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $10,548 | $212,200 | $37,500 | $174,700 |
| 2024 | $10,456 | $183,100 | $37,500 | $145,600 |
| 2023 | $10,456 | $183,100 | $37,500 | $145,600 |
| 2022 | $10,200 | $183,100 | $37,500 | $145,600 |
| 2021 | $8,788 | $183,100 | $37,500 | $145,600 |
| 2020 | $9,033 | $183,100 | $37,500 | $145,600 |
| 2019 | $1,119 | $183,100 | $37,500 | $145,600 |
| 2018 | $8,718 | $183,100 | $37,500 | $145,600 |
| 2017 | $8,533 | $183,100 | $37,500 | $145,600 |
| 2016 | $8,431 | $183,100 | $37,500 | $145,600 |
| 2015 | -- | $183,100 | $37,500 | $145,600 |
| 2014 | -- | $183,100 | $37,500 | $145,600 |
Source: Public Records
Agents Affiliated with this Home
-
Debra Russo
D
Seller's Agent in 2025
Debra Russo
Serhant LLC
4 Total Sales
-
Jake Garay
Seller Co-Listing Agent in 2025
Jake Garay
Serhant LLC
(914) 772-2603
325 Total Sales
Map
Source: OneKey® MLS
MLS Number: 864642
APN: 372603-049-005-0001-024-000-0000
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The data relating to real estate for sale or lease on this web site comes in part from OneKey® MLS. Real estate listings held by brokerage firms other than Ten-X are marked with the OneKey® MLS logo or an abbreviated logo and detailed information about them includes the name of the listing broker.
Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Some IDX listings have been excluded from this website. IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Information is deemed reliable but not guaranteed.
Copyright 2026 OneKey® MLS. All rights reserved.
Based on information submitted to the MLS GRID
Listings courtesy of OneKey® MLS as distributed by MLS GRID
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