$439,000

20 Ludlow Ln E Palm Coast, FL 32137

Estimated payment $2,899/month

Total Views 218
4 Beds
3 Baths
2,094 Sq Ft
$210 Price per Sq Ft

Highlights

  • Popular Property
  • Tile Flooring
  • 1-Story Property
  • Concrete Block With Brick
  • Central Heating and Cooling System

About This Home

Welcome to a showstopper that truly has it all! Built in 2024 and crafted with solid concrete block construction, this like-new home delivers the perfect blend of modern design, flexibility, and functionality—something rarely found in today’s market. From the moment you walk in, you’ll feel the difference with its spacious layout, high-end upgrades, and thoughtfully designed living spaces that cater to today’s lifestyle. One of the standout features is the private in-law suite, offering its own bedroom, full bathroom, separate living area, and a kitchenette, all tucked behind a door that creates a completely private retreat. Whether you’re accommodating extended family, hosting guests, setting up a home office, or creating the ultimate teen suite, this space offers endless possibilities. The rest of the home is equally impressive with a split floor plan that provides privacy and comfort for everyone. Three additional bedrooms and two bathrooms are positioned away from the primary suite, which is privately located at the rear of the home, creating a peaceful escape. The main living areas are enhanced with beautiful tile flooring, and the upgraded kitchen is a true centerpiece, featuring a modern farmhouse style that is both warm and sophisticated—perfect for entertaining or everyday living. Step outside to a spacious covered patio, ideal for relaxing evenings or weekend gatherings, and enjoy the convenience of a large three-car garage with plenty of room for vehicles, storage, and all your toys. Perfectly situated on the desirable southern end of Palm Coast, you’re just minutes to I-95, surrounded by new shopping and dining options, and only a short 14-minute drive to Flagler Beach. With no HOA restrictions and short-term rentals allowed, this property offers not only a beautiful place to call home but also an incredible investment opportunity. Homes like this—with a private suite, modern upgrades, and prime location—are incredibly hard to find. This is the one buyers wait for... and it will not last long.

Listing Agent

Julie Sabine

Realty Exchange, LLC Listed on: 06/17/2026

Realty Exchange, LLC

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $6,379

Year Built

  • Built in 2024

Lot Details

  • 10,019 Sq Ft Lot
  • Property is zoned PUD

Parking

  • 3 Car Garage

Home Design

  • Concrete Block With Brick
  • Shingle Roof
  • Stucco Exterior

Interior Spaces

  • 2,094 Sq Ft Home
  • 1-Story Property

Kitchen

  • Range
  • Microwave
  • Dishwasher

Flooring

  • Carpet
  • Tile

Bedrooms and Bathrooms

  • 4 Bedrooms
  • 3 Full Bathrooms
  • Primary Bathroom includes a Walk-In Shower

Laundry

  • Dryer
  • Washer

Utilities

  • Central Heating and Cooling System
  • Well

Listing and Financial Details

  • Assessor Parcel Number 07-11-31-7037-00020-0040

Home Details

Home Type

Single Family

Est. Annual Taxes

$6,379

Year Built

Built in 2024

Lot Details

10,019 Sq Ft Lot

Parking

3

Listing Details

  • Acreage: Less Than 1/4 Acre
  • Additional Marketing: Yes
  • Class: Residential
  • Construction: Concrete Block, Stucco
  • Heat: Central
  • Legal Description: PALM COAST SECTION 37 BLOCK 00002 LOT 0004 SUBDIVISION COMPLETION YEAR 1981 OR 453 PG 1561 OR 1488/402-DC OR 2013/ 1572 OR 2013/1570
  • Location: City
  • Lot Land Type: Conservation Backyard
  • Lvt Date: 06/17/2026
  • Personal Property: Ceiling Fans, Dishwasher, Dryer, Microwave, Range, Washer
  • Style: Single Family Home
  • Type Of Property: Single Family Residence
  • Year Built: 2024
  • Addnl Marketing Remarks: Three additional bedrooms and two bathrooms are positioned away from the primary suite, which is privately located at the rear of the home, creating a peaceful escape. The main living areas are enhanced with beautiful tile flooring, and the upgraded kitchen is a true centerpiece, featuring a modern farmhouse style that is both warm and sophisticated—perfect for entertaining or everyday living. Step outside to a spacious covered patio, ideal for relaxing evenings or weekend gatherings, and enjoy the convenience of a large three-car garage with plenty of room for vehicles, storage, and all your toys. Perfectly situated on the desirable southern end of Palm Coast, you’re just minutes to I-95, surrounded by new shopping and dining options, and only a short 14-minute drive to Flagler Beach. With no HOA restrictions and short-term rentals allowed, this property offers not only a beautiful place to call home but also an incredible investment opportunity. Homes like this—with a private suite, modern upgrades, and prime location—are incredibly hard to find. This is the one buyers wait for… and it will not last long.
  • Marketing For Public Vw: Welcome to a showstopper that truly has it all! Built in 2024 and crafted with solid concrete block construction, this like-new home delivers the perfect blend of modern design, flexibility, and functionality—something rarely found in today’s market. From the moment you walk in, you’ll feel the difference with its spacious layout, high-end upgrades, and thoughtfully designed living spaces that cater to today’s lifestyle. One of the standout features is the private in-law suite, offering its own bedroom, full bathroom, separate living area, and a kitchenette, all tucked behind a door that creates a completely private retreat. Whether you’re accommodating extended family, hosting guests, setting up a home office, or creating the ultimate teen suite, this space offers endless possibilities. The rest of the home is equally impressive with a split floor plan that provides privacy and comfort for everyone.
  • Subdivision Condo: Palm Coast
  • Special Features: NewHome
  • Property Sub Type: Detached

Interior Features

  • Primary Bathroom: Shower Only
  • Bathrooms: 3
  • Bedrooms: 4
  • Entry Level: Ground Level
  • Flooring: Carpet, Tile
  • Living Sq Ft: 2094
  • Master Bedroom: On Level: 1
  • Price Per Sq Ft: 209.65

Exterior Features

  • Roof: Shingle
  • Stories: 1
  • Private Pool: No

Garage/Parking

  • Parking Facilities: 3 Car Garage

Utilities

  • Air Conditioner: Central
  • Water: City, Well

Lot Info

  • Acres: 0.23
  • Lot Size: 10019
  • Zoning: PUD
  • Geo Subdivision: FL

Tax Info

  • Assessor Parcel Number: 07-11-31-7037-00020-0040
  • Taxes: 6378.99
  • Tax Year: 2025

Map

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $2,438 $220,896 -- --
2024 $2,978 $214,670 -- --
2023 $2,978 $208,418 $0 $0
2022 $439 $41,000 $41,000 $0
2021 $329 $23,000 $23,000 $0
2020 $257 $13,000 $13,000 $0
2019 $193 $11,500 $11,500 $0
2018 $163 $8,000 $8,000 $0
2017 $154 $8,000 $8,000 $0
2016 $145 $6,655 $0 $0
2015 $138 $6,050 $0 $0
2014 $115 $5,500 $0 $0
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft Prior Sale
06/17/2026 06/17/26 For Sale $439,000 +2643.8% $210 / Sq Ft
08/05/2019 08/05/19 Sold $16,000 -5.9% -- View Prior Sale
07/03/2019 07/03/19 Pending -- -- --
05/23/2019 05/23/19 For Sale $17,000 -- --
Source: St. Augustine and St. Johns County Board of REALTORS®

Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Type Sale Price Title Company
Quit Claim Deed -- None Listed On Document
Warranty Deed $227,400 Avis Title
Warranty Deed -- None Available
Warranty Deed $16,000 Avis Title Ins Agcy Inc
Warranty Deed -- --
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Loan Amount Loan Type
Previous Owner $227,314 VA
Source: Public Records

Source: St. Augustine and St. Johns County Board of REALTORS®

MLS Number: 262912

St. Augustine and St. Johns County Board of REALTORS®

APN: 07-11-31-7037-00130-0030

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