NOT LISTED FOR SALE

20 Surrey Rd Schenectady, NY 12302

Estimated Value: $300,000 - $378,000

3 Beds
1.5 Baths
1,396 Sq Ft
$239/Sq Ft Est. Value

Last Sold January 29, 2025

Last sale price $310,000 $222 Per Sq Ft

Est. 7% increase in value since last sale

Current estimated payment $1,900/month

6 Days on Market

Highlights

  • Cape Cod Architecture
  • No HOA
  • Bay Window
  • Burnt Hills Ballston Lake Senior High School Rated A-
  • Tray Ceiling
  • Chair Railings

About This Home

As of January 2025

Introducing this beautiful, move-in ready home. Listed as 3 bedrooms, but there is possibility for a 4th as it has a finished room in the basement as well. This cute cape cod style home is conveniently located next to your local grocery stores, restaurants, and urgent care. It features a fenced in back yard, a one car garage, and newer renovations throughout the kitchen and bathrooms. Schedule your showing to come see it!

Last Agent to Sell the Property

Anganese Gomez

Empire Real Estate Firm LLC License #10401386465 Listed on: 10/23/2024

Last Buyer's Agent

Sara Keller

Monticello License #10401331903

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $5,230

Year Built

  • Built in 1939

Lot Details

  • 6,970 Sq Ft Lot
  • Back Yard Fenced
  • Landscaped
  • Level Lot
  • Garden

Parking

  • 1 Car Garage
  • Driveway

Home Design

  • Cape Cod Architecture
  • Masonite
  • Asphalt

Interior Spaces

  • 1,396 Sq Ft Home
  • Built-In Features
  • Chair Railings
  • Paneling
  • Tray Ceiling
  • Insulated Windows
  • Bay Window
  • Living Room with Fireplace
  • Dining Room

Kitchen

  • Oven
  • Range
  • Dishwasher

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Bathroom on Main Level
  • Ceramic Tile in Bathrooms

Basement

  • Basement Fills Entire Space Under The House
  • Partial Basement
  • Laundry in Basement

Outdoor Features

  • Exterior Lighting

Schools

  • Burnt Hills-Ballston Lake High School

Utilities

  • Window Unit Cooling System
  • Heating System Uses Oil
  • Septic Tank
  • High Speed Internet

Community Details

  • No Home Owners Association

Listing and Financial Details

  • Assessor Parcel Number 422289 22.7-4-15

Home Details

Home Type

Single Family

Est. Annual Taxes

$5,230

Year Built

Built in 1939

Lot Details

0

Parking

1

Listing Details

  • Property Type: Residential
  • Property Sub Type: Single Family Residence
  • Year Built: 1939
  • Directions: Take a right on to Surrey rd in Glenville and the home will be on your left.
  • Above Grade Finished Sq Ft: 1396.0
  • Architectural Style: Cape Cod
  • Lot Size Acres: 0.16
  • New Construction: No
  • Parking Features Parking Total: 3.0
  • Full Bathroom Level: Second
  • Half Bathroom Level: First
  • Sale Detail Seller Contribution: No
  • Garage Yn: Yes
  • Appliances Refrigerators: Yes
  • Fencing:Back Yard: Yes
  • Architectural Style:Cape Cod: Yes
  • Laundry Features:In Basement: Yes
  • Directions Remarks: Agent to Agent Remarks: Home is contingent on the sellers finding a home. We are not under contract, but are actively looking. Hot tub stays.
  • Directions Remarks: Public Remarks: Introducing this beautiful, move-in ready home. Listed as 3 bedrooms, but there is possibility for a 4th as it has a finished room in the basement as well. This cute cape cod style home is conveniently located next to your local grocery stores, restaurants, and urgent care. It features a fenced in back yard, a one car garage, and newer renovations throughout the kitchen and bathrooms. Schedule your showing to come see it!
  • Special Features: None

Interior Features

  • Basement: Full, Partial
  • Interior Amenities: High Speed Internet, Tray Ceiling(s), Wall Paneling, Built-in Features, Ceramic Tile Bath, Chair Rail
  • Appliances: Dishwasher, Oven, Range, Refrigerator
  • Full Bathrooms: 1
  • Half Bathrooms: 1
  • Total Bedrooms: 3
  • Fireplace Features: Living Room
  • Living Area: 1396.0
  • Bedroom Level: First
  • Dining Room Level: First
  • Kitchen Level: First
  • Living Room Level: First
  • Window Features: Bay Window(s), Insulated Windows
  • Bathroom Levels Full Bathroom 1: 2nd
  • Bathroom Levels Half Bathroom 1: 1st
  • Fireplace: Yes
  • Appliances Dishwasher: Yes
  • Interior Features:High Speed Internet: Yes
  • Kitchen Features:Working Only Kitchen: Yes
  • Full Basement: Yes
  • Kitchen Features:Galley: Yes
  • Fireplace Features:Living Room: Yes
  • Interior Features:Ceramic Tile Bath: Yes
  • Basement:Partial: Yes
  • Interior Features:Wall Paneling: Yes
  • Interior Features:Chair Rail: Yes
  • Appliances:Oven: Yes
  • Appliances Range: Yes
  • Interior Features:Built-in Features: Yes
  • Interior Features:Tray Ceiling(s): Yes

Exterior Features

  • Exterior Features: Drive-Paved, Garden, Lighting
  • Roof: Asphalt
  • Construction Type: Masonite
  • Fencing: Back Yard
  • Pool Features: Other
  • Waterfront: No
  • Exterior Features:Drive-Paved: Yes
  • Window Features:Insulated Windows: Yes
  • Lot Features:Landscaped: Yes
  • Construction Materials:Masonite: Yes
  • Lot Features:Level: Yes
  • Exterior Features:Garden: Yes
  • Exterior Features:Lighting: Yes
  • Window Features:Bay Window(s): Yes

Garage/Parking

  • Garage Spaces: 1.0
  • Parking Features: Driveway
  • Attached Garage: No
  • Total Parking Spaces: 3.0
  • Property Detail:Garage Spaces: 1.0
  • Property Detail:Parking YN: Yes
  • Parking Features:Driveway: Yes
  • Parking Features:Garage: Yes

Utilities

  • Sewer: Septic Tank
  • Cooling: Window Unit(s)
  • Heating: Oil
  • Laundry Features: In Basement
  • Water Source: Public
  • Cooling Y N: Yes
  • Heating Yn: Yes
  • Sewer Septic Tank: Yes
  • Heating:Oil: Yes

Condo/Co-op/Association

  • Association: No

Association/Amenities

  • Parcel Tax HOA:Association YN: No

Schools

  • Junior High Dist: Burnt Hills-Ballston Lake CSD (BHBL)

Lot Info

  • Lot Features: Level, Landscaped
  • Parcel #: 422289 22.7-4-15
  • Lot Size Sq Ft: 6969.6

Tax Info

  • Tax Annual Amount: 5230.0

MLS Schools

  • HighSchool: Burnt Hills-Ballston Lake HS

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Oct 23, 2024
Closed on
Jan 29, 2025
Sold by
Rossi Curtis and Rossi Cassidy
Bought by
Wickremanayaka Don Ruwini and Gunatillake Chaminda J
Seller's Agent
Anganese Gomez
Empire Real Estate Firm LLC
Buyer's Agent
Sara Keller
Monticello
List Price
$285,000
Sold Price
$310,000
Premium/Discount to List
$25,000
8.77%
Views
24
Current Estimated Value
$333,024

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$23,024
Avg. Annual Appreciation
7.06%
Original Mortgage
$260,000
Outstanding Balance
$257,567
Interest Rate
6.96%
Mortgage Type
New Conventional
Estimated Equity
$75,457

Purchase Details

Listed on
Jul 29, 2020
Closed on
Sep 23, 2020
Sold by
Avi Aj Enterprise Llc
Bought by
Rossi Curtis and Monfils Cassidy
Seller's Agent
Philip Wagner
Oxford Property Group USA
Buyer's Agent
Elizabeth Anderson
Carr Real Estate Group, LLC
List Price
$234,900
Sold Price
$234,900

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
6.59%
Original Mortgage
$223,155
Interest Rate
2.9%
Mortgage Type
New Conventional

Purchase Details

Listed on
Oct 29, 2016
Closed on
Feb 6, 2017
Sold by
Usaa Federal Savings Bank
Bought by
Mulqueen Thomas G
Seller's Agent
Thomas Trevett
Trevett Group LLC
Buyer's Agent
Jesse Lena
Mark T Favaloro
List Price
$132,500
Sold Price
$99,900
Premium/Discount to List
-$32,600
-24.6%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
27.32%
Original Mortgage
$145,000
Interest Rate
4.17%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Sep 21, 2016
Sold by
Thomas Kristian and Thomas Jessica
Bought by
Usaa Federal Savings Bank

Purchase Details

Closed on
Dec 19, 2007
Sold by
Bills Dennis A
Bought by
Thomas Kristian

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$166,000
Interest Rate
6.27%
Mortgage Type
New Conventional

Purchase Details

Closed on
May 23, 2005
Sold by
Colville Jennifer
Bought by
Bills Dennis A

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$140,100
Interest Rate
5.79%
Mortgage Type
New Conventional

Purchase Details

Closed on
Aug 25, 1995
Sold by
Cietek Scott J Cietek Nora E
Bought by
Colville Jennifer Q
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Wickremanayaka Don Ruwini $310,000 Northway Title
Rossi Curtis $235,000 None Available
Mulqueen Thomas G $99,900 None Available
Usaa Federal Savings Bank $184,023 Web Title Agency
Thomas Kristian $166,000 --
Bills Dennis A $147,000 Joseph M Cairo
Colville Jennifer Q $95,000 --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Wickremanayaka Don Ruwini $260,000
Previous Owner Rossi Curtis $223,155
Previous Owner Mulqueen Thomas G $145,000
Previous Owner Thomas Kristian $166,000
Previous Owner Bills Dennis A $140,100
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
01/29/2025 01/29/25 Sold $310,000 +8.8% $222 / Sq Ft
10/29/2024 10/29/24 Pending -- -- --
10/23/2024 10/23/24 For Sale $285,000 +21.3% $204 / Sq Ft
09/23/2020 09/23/20 Sold $234,900 0.0% $168 / Sq Ft View Prior Sale
07/31/2020 07/31/20 Pending -- -- --
07/29/2020 07/29/20 For Sale $234,900 +135.1% $168 / Sq Ft
03/10/2017 03/10/17 Sold $99,900 0.0% $77 / Sq Ft View Prior Sale
01/31/2017 01/31/17 Pending -- -- --
01/11/2017 01/11/17 Price Changed $99,900 -20.6% $77 / Sq Ft
12/07/2016 12/07/16 Price Changed $125,875 -5.0% $97 / Sq Ft
10/28/2016 10/28/16 For Sale $132,500 -- $102 / Sq Ft
Source: Global MLS

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $2,045 $151,000 $18,900 $132,100
2023 $20 $151,000 $18,900 $132,100
2022 $5,765 $151,000 $18,900 $132,100
2021 $5,629 $151,000 $18,900 $132,100
2020 $9,251 $145,000 $18,900 $126,100
2019 -- $145,000 $18,900 $126,100
2018 $1,999 $145,000 $18,900 $126,100
2017 -- $145,000 $18,900 $126,100
Source: Public Records

Agents Affiliated with this Home

  • A

    Seller's Agent in 2025

    Anganese Gomez

    Empire Real Estate Firm LLC

    (518) 941-4341

    1 in this area

    46 Total Sales

    Anganese Gomez
    Section Image
  • Sara Keller

    Buyer's Agent in 2025

    Sara Keller

    Monticello

    (518) 316-3308

    1 in this area

    20 Total Sales

    Sara Keller
    Section Image

  • P

    Seller's Agent in 2020

    Philip Wagner

    Oxford Property Group USA

  • E

    Buyer's Agent in 2020

    Elizabeth Anderson

    Carr Real Estate Group, LLC

    Section Image
  • Thomas Trevett

    Seller's Agent in 2017

    Thomas Trevett

    Trevett Group LLC

    (518) 885-3941

    3 in this area

    352 Total Sales

    Thomas Trevett
    Section Image

  • J

    Buyer's Agent in 2017

    Jesse Lena

    Mark T Favaloro

See All Agents

Map

Source: Global MLS

MLS Number: 202427905

Global MLS

APN: 022-007-0004-015-000-0000

New York Schenectady County Schenectady 12302

20 Surrey Rd, Schenectady, NY

Not Listed for Sale

Detached

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