Seller's Agent in 2026
Christy Querceto
The Q Group Realty
(401) 742-1858
185 Total Sales
20 Terrace Ave Cumberland, RI 02864
Monastery Heights Neighborhood
3
Beds
1
Bath
1,380
Sq Ft
9,148
Sq Ft Lot
Highlights
- Golf Course Community
- Wood Flooring
- Corner Lot
- Wood Burning Stove
- Attic
- Tennis Courts
About This Home
As of July 2026HIGHEST AND BEST OFFERS DUE TUESDAY 6/23 by NOON.
Welcome home to 20 Terrace Ave in Cumberland! If you've been searching for low-maintenance, one-level living without sacrificing space, this is the one. Offering 3 bedrooms, 1 bathroom, and 1380 square feet of living space, this ranch style home has so much to offer. The oversized eat-in kitchen provides ample room for hosting. Just off the kitchen, you'll find a bonus family room featuring warm wood-planked ceilings and a cozy wood-burning stove that will quickly become your favorite spot to relax year-round. The sun-filled living room is anchored by a large bay window that floods the home with natural light, while hardwood floors add warmth and character throughout. An oversized two-car garage offers exceptional storage and workspace, making it ideal for hobbyists, contractors, or anyone needing extra space. Situated on a spacious corner lot, there's plenty of room for outdoor entertaining, gardening, and recreation. You'll also love the convenience of being within walking distance to local elementary and middle schools. Need more room in the future? The huge, dry basement offers endless possibilities and is ready to be finished to suit your needs. Additional features include a whole-house generator hookup for added peace of mind and convenience and central air to cool off during warm summer days that are just around the corner! Quiet neighborhood, incredible location, and easy one-level living.
Last Agent to Sell the Property
The Q Group Realty License #REB.0019894 Listed on: 06/08/2026
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $3,974
Year Built
- Built in 1957
Lot Details
- 9,148 Sq Ft Lot
- Corner Lot
Parking
- 2 Car Attached Garage
- Driveway
Home Design
- Wood Siding
- Shingle Siding
- Concrete Perimeter Foundation
Interior Spaces
- 1,380 Sq Ft Home
- 1-Story Property
- Wood Burning Stove
- Thermal Windows
- Storage Room
- Utility Room
- Attic
Kitchen
- Oven
- Range
- Microwave
- Dishwasher
- Disposal
Flooring
- Wood
- Laminate
- Ceramic Tile
Bedrooms and Bathrooms
- 3 Bedrooms
- 1 Full Bathroom
- Bathtub with Shower
Laundry
- Laundry Room
- Dryer
- Washer
Unfinished Basement
- Basement Fills Entire Space Under The House
- Interior Basement Entry
Outdoor Features
- Patio
- Porch
Utilities
- Central Air
- Heating System Uses Oil
- Baseboard Heating
- Hot Water Heating System
- 200+ Amp Service
- Oil Water Heater
Listing and Financial Details
- Tax Lot 43
- Assessor Parcel Number 20TERRACEAVCUMB
Community Details
Amenities
- Shops
- Restaurant
- Public Transportation
Recreation
- Golf Course Community
- Tennis Courts
- Recreation Facilities
Ownership History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Dec 28, 2020
Closed on
Feb 18, 2021
Sold by
Bought by
Seller's Agent
Samuel Alba
Innovations Realty
Buyer's Agent
Samuel Alba
Innovations Realty
List Price
$315,000
Sold Price
$340,000
Premium/Discount to List
$25,000
7.94%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
4.50%
Original Mortgage
$333,841
Outstanding Balance
$292,093
Interest Rate
2.65%
Mortgage Type
FHA
Estimated Equity
$140,572
Purchase Details
Listed on
Dec 28, 2020
Closed on
Feb 10, 2021
Sold by
Bought by
Seller's Agent
Samuel Alba
Innovations Realty
Buyer's Agent
Samuel Alba
Innovations Realty
List Price
$315,000
Sold Price
$340,000
Premium/Discount to List
$25,000
7.94%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$333,841
Outstanding Balance
$292,093
Interest Rate
2.65%
Mortgage Type
FHA
Estimated Equity
$140,572
Purchase Details
Listed on
Nov 10, 2016
Closed on
Jan 20, 2017
Sold by
Bought by
Seller's Agent
Ronald Duquette
CrossRoads Real Estate Group
Buyer's Agent
Stephanie Cohen
List Price
$249,900
Sold Price
$238,000
Premium/Discount to List
-$11,900
-4.76%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
9.18%
Original Mortgage
$233,689
Interest Rate
3.75%
Mortgage Type
FHA
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Quit Claim Deed | -- | None Available | |
| Warranty Deed | $340,000 | None Available | |
| Executors Deed | $238,000 | -- |
Source: Public Records
Mortgage History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $333,841 | FHA | |
| Previous Owner | $233,689 | FHA |
Source: Public Records
Property History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Event | Price | List to Sale | Price per Sq Ft | Prior Sale |
|---|---|---|---|---|---|
| 07/30/2026 07/30/26 | Sold | $438,257 | +3.1% | $318 / Sq Ft | |
| 06/29/2026 06/29/26 | Pending | -- | -- | -- | |
| 06/19/2026 06/19/26 | Price Changed | $424,900 | -5.4% | $308 / Sq Ft | |
| 06/08/2026 06/08/26 | For Sale | $449,000 | +32.1% | $325 / Sq Ft | |
| 02/11/2021 02/11/21 | Sold | $340,000 | +7.9% | $246 / Sq Ft | View Prior Sale |
| 01/12/2021 01/12/21 | Pending | -- | -- | -- | |
| 12/28/2020 12/28/20 | For Sale | $315,000 | +32.4% | $228 / Sq Ft | |
| 01/20/2017 01/20/17 | Sold | $238,000 | -4.8% | $172 / Sq Ft | View Prior Sale |
| 12/21/2016 12/21/16 | Pending | -- | -- | -- | |
| 11/10/2016 11/10/16 | For Sale | $249,900 | -- | $181 / Sq Ft |
Source: State-Wide MLS
Tax History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $3,974 | $323,900 | $139,500 | $184,400 |
| 2024 | $3,871 | $323,900 | $139,500 | $184,400 |
| 2023 | $3,764 | $323,900 | $139,500 | $184,400 |
| 2022 | $3,587 | $239,300 | $97,600 | $141,700 |
| 2021 | $3,527 | $239,300 | $97,600 | $141,700 |
| 2020 | $3,427 | $239,300 | $97,600 | $141,700 |
| 2019 | $3,324 | $209,300 | $81,500 | $127,800 |
| 2018 | $416 | $209,300 | $81,500 | $127,800 |
| 2017 | $3,183 | $209,300 | $81,500 | $127,800 |
| 2016 | $2,810 | $164,500 | $73,600 | $90,900 |
| 2015 | $2,810 | $164,500 | $73,600 | $90,900 |
| 2014 | $1,959 | $164,500 | $73,600 | $90,900 |
| 2013 | $3,257 | $206,400 | $76,600 | $129,800 |
Source: Public Records
Agents Affiliated with this Home
-
Christy Querceto
-
Brooke Depot
Buyer's Agent in 2026
Brooke Depot
Better Living Real Estate, LLC
(401) 871-4854
2 in this area
55 Total Sales
-
Samuel Alba
Seller's Agent in 2021
Samuel Alba
Innovations Realty
(401) 640-0036
1 in this area
523 Total Sales
-
R
Seller's Agent in 2017
Ronald Duquette
CrossRoads Real Estate Group
-
S
Buyer's Agent in 2017
Stephanie Cohen
-
S
Buyer's Agent in 2017
Stephanie Markoff Cohen
Residential Properties Ltd.
Map
Source: State-Wide MLS
MLS Number: 1414663
APN: CUMB-000019-000043-000000
Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.
IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.
Copyright © 2026 State-Wide MLS, Inc. All rights reserved.
Nearby Homes
- 10 Grandview Dr
- 210 Morris St
- 142 Mowry Ave
- 70 Meadow & 75 Mowry Ave
- 85 Mowry & 72 Meadow Ave
- 74 Meadow Ave
- 72 Meadow Ave
- 60 Highland Ave
- 35 Brookdale St
- 221 Curran Rd
- 732 High St
- 27 Norman St
- 209 Curran Rd
- 148 Bryant St
- 40 Blackstone St
- 30 Cumberland St
- 62 Meadowcrest Dr
- 29 E Earle St
- 12 Blackstone St
- 84 W Earle St
Your Personal Tour Guide
Ask me questions while you tour the home.