$424,900
PENDING $24K PRICE DROP

Estimated payment $2,640/month

Total Views 5,661
3 Beds
1 Bath
1,380 Sq Ft
$308 Price per Sq Ft

Highlights

  • Golf Course Community
  • Wood Burning Stove
  • Attic
  • Cumberland High School Rated 9+
  • Wood Flooring
  • Corner Lot

About This Home

HIGHEST AND BEST OFFERS DUE TUESDAY 6/23 by NOON.
Welcome home to 20 Terrace Ave in Cumberland! If you've been searching for low-maintenance, one-level living without sacrificing space, this is the one. Offering 3 bedrooms, 1 bathroom, and 1380 square feet of living space, this ranch style home has so much to offer. The oversized eat-in kitchen provides ample room for hosting. Just off the kitchen, you'll find a bonus family room featuring warm wood-planked ceilings and a cozy wood-burning stove that will quickly become your favorite spot to relax year-round. The sun-filled living room is anchored by a large bay window that floods the home with natural light, while hardwood floors add warmth and character throughout. An oversized two-car garage offers exceptional storage and workspace, making it ideal for hobbyists, contractors, or anyone needing extra space. Situated on a spacious corner lot, there's plenty of room for outdoor entertaining, gardening, and recreation. You'll also love the convenience of being within walking distance to local elementary and middle schools. Need more room in the future? The huge, dry basement offers endless possibilities and is ready to be finished to suit your needs. Additional features include a whole-house generator hookup for added peace of mind and convenience and central air to cool off during warm summer days that are just around the corner! Quiet neighborhood, incredible location, and easy one-level living.

Listing Agent

Christy Querceto

The Q Group Realty License #REB.0019894 Listed on: 06/08/2026

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $3,974

Year Built

  • Built in 1957

Lot Details

  • 9,148 Sq Ft Lot
  • Corner Lot

Parking

  • 2 Car Attached Garage
  • Driveway

Home Design

  • Wood Siding
  • Shingle Siding
  • Concrete Perimeter Foundation

Interior Spaces

  • 1,380 Sq Ft Home
  • 1-Story Property
  • Wood Burning Stove
  • Thermal Windows
  • Storage Room
  • Utility Room
  • Attic

Kitchen

  • Oven
  • Range
  • Microwave
  • Dishwasher
  • Disposal

Flooring

  • Wood
  • Laminate
  • Ceramic Tile

Bedrooms and Bathrooms

  • 3 Bedrooms
  • 1 Full Bathroom
  • Bathtub with Shower

Laundry

  • Laundry Room
  • Dryer
  • Washer

Unfinished Basement

  • Basement Fills Entire Space Under The House
  • Interior Basement Entry

Outdoor Features

  • Patio
  • Porch

Utilities

  • Central Air
  • Heating System Uses Oil
  • Baseboard Heating
  • Hot Water Heating System
  • 200+ Amp Service
  • Oil Water Heater

Listing and Financial Details

  • Tax Lot 43
  • Assessor Parcel Number 20TERRACEAVCUMB

Community Details

Amenities

  • Shops
  • Restaurant
  • Public Transportation

Recreation

  • Golf Course Community
  • Tennis Courts
  • Recreation Facilities

Home Details

Home Type

Single Family

Est. Annual Taxes

$3,974

Year Built

Built in 1957

Lot Details

9,148 Sq Ft Lot

Parking

2

Listing Details

  • Property Sub Type: Single Family Residence
  • Prop. Type: Residential
  • Lot Size Acres: 0.21
  • Above Grade Finished Sq Ft: 1380.0
  • Architectural Style: Ranch
  • Garage Yn: Yes
  • Unit Levels: One
  • New Construction: No
  • Building Stories: 1
  • Year Built: 1957
  • Property Sub Type Additional: Single Family Residence
  • Special Features: VirtualTour
  • Stories: 1

Interior Features

  • Appliances: Dryer, Dishwasher, Disposal, Microwave, Oven, Oil Water Heater, Range, Refrigerator, Washer
  • Has Basement: Full, Interior Entry, Unfinished
  • Basement YN: Yes
  • Full Bathrooms: 1
  • Total Bedrooms: 3
  • Fireplace Features: None
  • Fireplace: No
  • Flooring: Ceramic Tile, Hardwood, Laminate
  • Interior Amenities: Attic, Tub Shower, Wood Burning Stove
  • Living Area: 1380.0
  • Dining Room Type: Laundry, Storage Room, Utility Room
  • Stories: 1
  • Window Features: Thermal Windows

Exterior Features

  • Lot Features: Corner Lot
  • Construction Type: Drywall, Shingle Siding, Wood Siding
  • Exterior Features: Porch, Patio, Paved Driveway
  • Foundation Details: Concrete Perimeter
  • Patio And Porch Features: Patio, Porch

Garage/Parking

  • Attached Garage: Yes
  • Covered Parking Spaces: 2.0
  • Garage Spaces: 2.0
  • Parking Features: Attached, Garage
  • Total Parking Spaces: 4.0

Utilities

  • Cooling: Central Air
  • Cooling Y N: Yes
  • Heating: Baseboard, Hot Water, Oil
  • Heating Yn: Yes
  • Electric: 200+ Amp Service, Circuit Breakers
  • Sewer: Connected, Public Sewer
  • Utilities: Sewer Connected
  • Water Source: Connected, Public

Condo/Co-op/Association

  • Community Features: Golf, Highway Access, Near Schools, Public Transportation, Recreation Area, Restaurant, Shopping, Tennis Court(s)
  • Senior Community: No

Lot Info

  • Land Lease: No
  • Lot Size Sq Ft: 9148.0
  • Parcel #: 20TERRACEAVCUMB
  • Zoning: RES

Tax Info

  • Tax Annual Amount: 3974.0
  • Tax Lot: 43
  • Tax Year: 2025

Map

Range of Values:

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Value Increase
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Percent Increase
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Adjusted for Inflation
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $3,974 $323,900 $139,500 $184,400
2024 $3,871 $323,900 $139,500 $184,400
2023 $3,764 $323,900 $139,500 $184,400
2022 $3,587 $239,300 $97,600 $141,700
2021 $3,527 $239,300 $97,600 $141,700
2020 $3,427 $239,300 $97,600 $141,700
2019 $3,324 $209,300 $81,500 $127,800
2018 $416 $209,300 $81,500 $127,800
2017 $3,183 $209,300 $81,500 $127,800
2016 $2,810 $164,500 $73,600 $90,900
2015 $2,810 $164,500 $73,600 $90,900
2014 $1,959 $164,500 $73,600 $90,900
2013 $3,257 $206,400 $76,600 $129,800
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft Prior Sale
06/29/2026 06/29/26 Pending -- -- --
06/19/2026 06/19/26 Price Changed $424,900 -5.4% $308 / Sq Ft
06/08/2026 06/08/26 For Sale $449,000 +32.1% $325 / Sq Ft
02/11/2021 02/11/21 Sold $340,000 +7.9% $246 / Sq Ft View Prior Sale
01/12/2021 01/12/21 Pending -- -- --
12/28/2020 12/28/20 For Sale $315,000 +32.4% $228 / Sq Ft
01/20/2017 01/20/17 Sold $238,000 -4.8% $172 / Sq Ft View Prior Sale
12/21/2016 12/21/16 Pending -- -- --
11/10/2016 11/10/16 For Sale $249,900 -- $181 / Sq Ft
Source: State-Wide MLS

Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Type Sale Price Title Company
Quit Claim Deed -- None Available
Warranty Deed $340,000 None Available
Executors Deed $238,000 --
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Loan Amount Loan Type
Open $333,841 FHA
Previous Owner $233,689 FHA
Source: Public Records

Source: State-Wide MLS

MLS Number: 1414663

State-Wide MLS

APN: CUMB-000019-000043-000000

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