NOT LISTED FOR SALE

20 Terrace Rd Sebago, ME 04029

Estimated Value: $1,218,992 - $1,324,000

4 Beds
3 Baths
2,999 Sq Ft
$424/Sq Ft Est. Value

Last Sold November 16, 2021

Last sale price $945,000 $315 Per Sq Ft

Est. 35% increase in value since last sale

Current estimated payment $7,821/month

16 Days on Market

Highlights

  • 92 Feet of Waterfront
  • Deck
  • Wooded Lot
  • Docks
  • Contemporary Architecture
  • Main Floor Bedroom

About This Home

As of November 2021

Enjoy the best view on Sebago Lake with this year round private lake front home. A private dock with 3 moorings for your boats and water toys. Three outside decks allow for outdoor entertaining and enjoyment for all seasons that Maine has to offer. The interior of this home is spacious with 4 bedrooms, 3 full baths and 2 living spaces. Each bedroom has designated closet with built ins for easy living. The primary bedroom has an ensuite bathroom and a private deck. The kitchen boosts new stainless appliances. There's an extra finished space below primary bedroom that could be used as storage or home office. This home also has a detached 2 car garage, Great location... 30 minutes to Portland, 20 minutes to a ski mountain and over an hour to Portsmouth, NH. The seller is a licensed agent in NH.

Last Agent to Sell the Property

Dan Twonbly

RE/MAX On The Move Listed on: 09/14/2021

RE/MAX On The Move

Last Buyer's Agent

Rodney Charest

Meservier & Associates

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $7,324

Year Built

  • Built in 1969

Lot Details

  • 0.43 Acre Lot
  • 92 Feet of Waterfront
  • Lake Front
  • Dirt Road
  • Rural Setting
  • Level Lot
  • Wooded Lot

HOA Fees

  • $8 Monthly HOA Fees

Parking

  • 2 Car Detached Garage
  • Driveway

Home Design

  • Contemporary Architecture
  • Concrete Foundation
  • Wood Frame Construction
  • Shingle Roof
  • Metal Roof
  • Wood Siding
  • Vinyl Siding
  • Concrete Perimeter Foundation

Interior Spaces

  • Living Room
  • Water Views
  • Walk-Out Basement

Kitchen

  • Electric Range
  • Stove
  • Microwave

Flooring

  • Carpet
  • Vinyl

Bedrooms and Bathrooms

  • 4 Bedrooms
  • Main Floor Bedroom
  • En-Suite Primary Bedroom
  • 3 Full Bathrooms
  • Bathtub

Laundry

  • Dryer
  • Washer

Outdoor Features

  • Mooring
  • Docks
  • Deck

Utilities

  • No Cooling
  • Heating System Uses Coal
  • Heating System Uses Oil
  • Heating System Uses Wood
  • Baseboard Heating
  • Heating System Uses Steam
  • Natural Gas Not Available
  • Private Water Source
  • Water Heated On Demand
  • Private Sewer

Community Details

  • Great Shoal Terrace/Anderson Road Association Subdivision
  • The community has rules related to deed restrictions

Listing and Financial Details

  • Tax Lot 36
  • Assessor Parcel Number SEBA-000032-000000-000036

Home Details

Home Type

Single Family

Est. Annual Taxes

$7,324

Year Built

Built in 1969

Lot Details

0

HOA Fees

$8 per month

Parking

2

Listing Details

  • Property Sub Type: Single Family Residence
  • Prop. Type: Residential
  • Lot Size Acres: 0.43
  • Road Surface Type: Gravel
  • Water Body Name: Sebago Lake
  • MLS Status: Closed
  • Subdivision Name: Great Shoal Terrace/Anderson Road Association
  • Directions: Route 114 to Anderson Road, on Hawk Road entrance to Terrace Road, straight down to home.
  • Above Grade Finished Sq Ft: 1959.0
  • Architectural Style: Contemporary
  • Garage Yn: Yes
  • Year Built: 1969
  • Location Information:Leased Land: No
  • Location Information:HERS Certified: Unknown
  • Contract Information:List PriceSqFt: 509.95
  • Property Information:Seasonal: No
  • Property Information:Lot Size Acres -: 0.43
  • Property Information:Total Baths: 3.0
  • Property Information:SqFt Finished Above Grade: 1959.0
  • Property Information:SqFt Finished Below Grade: 1040.0
  • Property Information:Garage: Yes
  • Site:Level: Yes
  • Water Info:Water Frontage2: Yes
  • Water Info:Water View2: Yes
  • Construction:Wood Frame: Yes
  • Basement:Walkout Access: Yes
  • Roof:Shingle: Yes
  • Heat System:Baseboard: Yes
  • Heat System:Stove: Yes
  • Appliances Included:Dryer: Yes
  • Appliances Included:Electric Range: Yes
  • Appliances Included:Microwave: Yes
  • Appliances Included:Washer: Yes
  • Heat Fuel:Oil: Yes
  • Cooling:None3: Yes
  • Floors:Carpet: Yes
  • Floors:Vinyl: Yes
  • Electric:Circuit Breakers: Yes
  • Driveway:Paved2: Yes
  • Basement Entry:Walk-Out: Yes
  • Water Heater:On Demand: Yes
  • Amenities:Primary Bedroom wBath: Yes
  • Location Information:Association Fee: 100.0
  • Location Information:Fee Frequency Paid: Annually
  • Property Information:Garage Spaces: 2.0
  • Exterior:Vinyl Siding: Yes
  • Vehicle Storage:Detached: Yes
  • Foundation Materials:Poured Concrete: Yes
  • Roof:Metal: Yes
  • Living Room:Living Room: Yes
  • Gas:No Gas: Yes
  • Parking:On Site2: Yes
  • Exterior:Wood Siding: Yes
  • Heat System:Steam: Yes
  • Amenities:Bathtub: Yes
  • Sewer:Private Sewer: Yes
  • Heat Fuel:Wood2: Yes
  • Location:Rural: Yes
  • Roads:GravelDirt: Yes
  • Water Info:Waterfront Amount -: 92.0
  • Water Info:Water Frontage Owned -: 92.0
  • Water:Private2: Yes
  • Site:Wooded: Yes
  • Site:RollingSloping: Yes
  • Property Information:Deed Restrictions: Yes
  • Heat Fuel:Coal: Yes
  • Recreational Water:Dock: Yes
  • Recreational Water:Boat Mooring: Yes
  • Property Sub-Type Property Sub-Type: Single Family Residence
  • Advertising Remarks:Advertising Remarks: Enjoy the best view on Sebago Lake with this year round private lake front home. A private dock with 3 moorings for your boats and water toys. Three outside decks allow for outdoor entertaining and enjoyment for all seasons that Maine has to offer. The interior of this home is spacious with 4 bedrooms, 3 full baths and 2 living spaces. Each bedroom has designated closet with built ins for easy living. The primary bedroom has an ensuite bathroom and a private deck. The kitchen boosts new stainless appliances. There's an extra finished space below primary bedroom that could be used as storage or home office. This home also has a detached 2 car garage, Great location... 30 minutes to Portland, 20 minutes to a ski mountain and over an hour to Portsmouth, NH. The seller is a licensed agent in NH.
  • Special Features: None

Interior Features

  • Appliances: Washer, Refrigerator, Microwave, Electric Range, Dryer
  • Has Basement: Walk-Out Access
  • Full Bathrooms: 3
  • Total Bedrooms: 4
  • Below Grade Sq Ft: 1040.0
  • Fireplace: No
  • Interior Amenities: 1st Floor Bedroom, 1st Floor Primary Bedroom w/Bath, Bathtub, Primary Bedroom w/Bath
  • Bedroom 2 Level: First
  • Bedroom 3 Level: Second
  • Bedroom 4 Bedroom 4 Level: Second
  • Kitchen Kitchen Level: First
  • Living Room Living Room Level: First
  • Bedroom 1:Bedroom 1 Level: First

Exterior Features

  • Lot Features: Level, Right of Way, Rolling Slope, Wooded, Neighborhood, Rural
  • Waterfront Features: Lake
  • Waterfront: Yes
  • Construction Type: Wood Siding, Vinyl Siding, Wood Frame
  • Foundation Details: Concrete Perimeter
  • Patio And Porch Features: Deck
  • Roof: Metal, Shingle
  • Patio And Porch Features:Deck: Yes

Garage/Parking

  • Attached Garage: No
  • Garage Spaces: 2.0
  • Parking Features: 1 - 4 Spaces, Paved, On Site, Detached

Utilities

  • Cooling: None
  • Cooling Y N: No
  • Heating: Stove, Steam, Baseboard
  • Heating Yn: Yes
  • Electric: Circuit Breakers
  • Sewer: Private Sewer
  • Water Source: Private

Condo/Co-op/Association

  • Association Fee: 100.0
  • Association Fee Frequency: Annually
  • Association: Yes

Lot Info

  • Land Lease: No
  • Lot Size Sq Ft: 18730.8
  • Parcel #: SEBA-000032-000000-000036
  • Zoning: Unknown

Tax Info

  • Tax Annual Amount: 7324.0
  • Tax Lot: 36
  • Tax Year: 2020

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Sep 14, 2021
Closed on
Nov 5, 2021
Sold by
Charwat Benjamin and Charwat Mary D
Bought by
Hammond Matthew and Rogers-Hammond Ryan
Seller's Agent
Dan Twonbly
RE/MAX On The Move
Buyer's Agent
Rodney Charest
Meservier & Associates
List Price
$999,000
Sold Price
$945,000
Premium/Discount to List
-$54,000
-5.41%
Current Estimated Value
$1,271,496

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$326,496
Avg. Annual Appreciation
7.34%
Original Mortgage
$661,500
Outstanding Balance
$598,731
Interest Rate
2.45%
Mortgage Type
Purchase Money Mortgage
Estimated Equity
$672,765

Purchase Details

Listed on
May 10, 2018
Closed on
Nov 14, 2018
Sold by
Hugo Harold and Hugo Eva S
Bought by
Charwat Mary D and Charwat Benjamin
Seller's Agent
Anne Plummer-Legere
Maine Real Estate Choice
Buyer's Agent
Anne Plummer-Legere
Better Homes & Gardens Real Estate/The Masiello Group
List Price
$599,900
Sold Price
$510,000
Premium/Discount to List
-$89,900
-14.99%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
22.66%
Original Mortgage
$408,000
Interest Rate
4.7%
Mortgage Type
New Conventional
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Hammond Matthew -- None Available
Charwat Mary D -- --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Hammond Matthew $661,500
Previous Owner Charwat Mary D $408,000
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
11/16/2021 11/16/21 Sold $945,000 -5.4% $315 / Sq Ft
10/01/2021 10/01/21 Pending -- -- --
09/14/2021 09/14/21 For Sale $999,000 +95.9% $333 / Sq Ft
11/09/2018 11/09/18 Sold $510,000 -15.0% $170 / Sq Ft View Prior Sale
09/23/2018 09/23/18 Pending -- -- --
05/10/2018 05/10/18 For Sale $599,900 -- $200 / Sq Ft
Source: Maine Listings

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $12,779 $861,116 $457,430 $403,686
2024 $11,746 $861,116 $457,430 $403,686
2023 $11,177 $861,116 $457,430 $403,686
2022 $7,042 $677,117 $431,430 $245,687
2021 $6,670 $677,117 $431,430 $245,687
2020 $7,324 $521,261 $343,175 $178,086
2019 $7,089 $521,261 $343,175 $178,086
2018 $6,578 $521,261 $343,175 $178,086
2017 $6,750 $521,261 $343,175 $178,086
2016 $6,412 $521,261 $343,175 $178,086
2015 $6,829 $521,261 $343,175 $178,086
2014 $6,954 $521,261 $343,175 $178,086
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Maine Listings

MLS Number: 1508789

Maine Listings

APN: SEBA-000032-000000-000036