200 River Road 2 Banner Elk, NC 28604
Banner Elk AreaEstimated payment $1,985/month
Highlights
- Hot Property
- Private Pool
- Clubhouse
- Valle Crucis Elementary School Rated A-
- River View
- Radiant Floor
About This Home
Cozy Riverfront Cottage in Mill Ridge! This charming 2-bedroom, 1.5-bath home offers a peaceful setting along the river, with the soothing sound of rushing water just outside your door. The inviting sunroom overlooks the water and provides a relaxing spot to enjoy the setting year-round. Spend evenings gathered around the fire pit on the patio, or unwind in one of the outdoor seating areas while taking in the surrounding nature. Inside, the kitchen has been refreshed with new cabinets and stainless steel appliances. Fully furnished and turn-key, this delightful cottage is ready to enjoy as a weekend getaway, vacation retreat, or short-term rental opportunity. A wonderful place to relax and enjoy the beauty of the High Country.
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $765
Year Built
- Built in 1972
Lot Details
- 2,614 Sq Ft Lot
- Property fronts a private road
- Zoning described as R1
HOA Fees
- $175 Monthly HOA Fees
Parking
- Driveway
Home Design
- Cottage
- Wood Frame Construction
- Shingle Roof
- Asphalt Roof
- Shake Siding
- Cedar
Interior Spaces
- 860 Sq Ft Home
- 1-Story Property
- Furnished
- Wood Burning Fireplace
- Radiant Floor
- River Views
- Crawl Space
Kitchen
- Electric Range
- Microwave
- Dishwasher
Bedrooms and Bathrooms
- 2 Bedrooms
Laundry
- Laundry on main level
- Dryer
- Washer
Outdoor Features
- Private Pool
- Covered Patio or Porch
- Fire Pit
Schools
- Valle Crucis Elementary School
- Watauga High School
Utilities
- Ductless Heating Or Cooling System
- Heating Available
- Electric Water Heater
- High Speed Internet
Listing and Financial Details
- Long Term Rental Allowed
- Assessor Parcel Number 1878-86-8797-000
Community Details
Overview
- Mill Ridge Subdivision
Amenities
- Clubhouse
Recreation
- Tennis Courts
- Community Pool
Map
Home Values in the Area
Average Home Value in this Area
Tax History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $792 | $183,900 | $24,100 | $159,800 |
| 2024 | $8 | $183,900 | $24,100 | $159,800 |
| 2023 | $757 | $183,900 | $24,100 | $159,800 |
| 2022 | $757 | $183,900 | $24,100 | $159,800 |
| 2021 | $0 | $106,600 | $18,800 | $87,800 |
| 2020 | $563 | $106,600 | $18,800 | $87,800 |
| 2019 | $477 | $87,700 | $18,800 | $68,900 |
| 2018 | $433 | $87,700 | $18,800 | $68,900 |
| 2017 | $433 | $87,700 | $18,800 | $68,900 |
| 2013 | -- | $73,900 | $15,000 | $58,900 |
Property History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Event | Price | List to Sale | Price per Sq Ft |
|---|---|---|---|---|
| 09/09/2026 09/09/26 | For Sale | $315,000 | -- | $366 / Sq Ft |
Purchase History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $120,000 | None Available | |
| Quit Claim Deed | -- | None Available |
Mortgage History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $80,000 | New Conventional |
Source: High Country Association of REALTORS®
MLS Number: 264163
APN: 1878-86-8797-000
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