$350,000
SOLD AUG 26, 2026
2 Beds
2 Baths
1,612 Sq Ft
4,574 Sq Ft Lot

Sale Details

Date Sold: August 26, 2026

$217 Per Sq Ft

7% Below List Price

63 Days on Market

Highlights

  • Fitness Center
  • Tennis Courts
  • Lake View
  • Pinewoods Elementary School Rated A-
  • Gated Community
  • Clubhouse

About This Home

As of August 2026

Welcome to 20038 Serre Drive in the highly sought-after Bella Terra community in Estero, Florida.

This beautifully maintained villa offers 2 bedrooms, 2 bathrooms, plus a versatile flex room that adapts to your lifestyle. Whether you need a home office, den, reading room, fitness area, or additional sitting space, this bonus area adds valuable functionality while preserving the home’s bright, rarely available open layout.

The heart of the home is a beautifully appointed kitchen featuring white shaker cabinetry, upgraded granite countertops, stainless steel appliances (approximately three years old), a stainless steel sink, and a spacious pantry. Adjacent to the kitchen is a generous dining area, creating an ideal space for both everyday living and entertaining.

Sliding glass doors open to the screened lanai overlooking lush landscaping and partial lake views. This peaceful outdoor space is perfect for enjoying your morning coffee or relaxing at the end of the day.

Privately located at the rear of the villa, the inviting primary suite features a walk-in closet, linen closet, dual vanities, and a walk-in shower. The guest bedroom and bathroom are located on the opposite side of the home, offering comfort and privacy for visitors.

Additional features include an inside laundry room, spacious two-car garage, waterproof luxury vinyl plank flooring throughout the main living areas, ceramic tile in the primary bath, recently painted guest bedroom and bathroom, and a new 40-gallon water heater installed in 2023.

Ideally located on a low-traffic cul-de-sac near the front of the community, this move-in-ready attached villa is just steps from the resort-style amenities and main entrance gate, offering both convenience and an exceptional lifestyle.

Outside, is an attractive paver driveway with additional parking and a long screened entryway leading to the front door. The exterior was freshly painted in March, and the HOA maintains the landscaping, roof, and exterior painting for low-maintenance living.

Bella Terra spans 999 acres with over 400 acres of preserve and 100 acres of lakes. Residents enjoy a 24-hour fitness center, tennis, pickleball, bocce, basketball, volleyball, soccer field, playground, butterfly garden, inline skate rink, scenic walking trails, and more. A resort-style pool with spa and waterfall, along with an additional ancillary community pool, provides year-round enjoyment.

The community also offers an active social calendar including food truck nights, bingo, poker, and water aerobics.

Conveniently located near RSW International Airport with easy access to I-75, Bella Terra is close to FGCU, Miromar Outlets, Coconut Point, Gulf Coast Town Center, Hertz Arena, and some of Southwest Florida’s best dining and shopping.

Whether you are searching for a full-time residence or seasonal retreat, this move-in-ready villa offers exceptional value, comfort, and lifestyle in one of Estero’s most desirable communities.

Last Agent to Sell the Property

Mary Dowling

The Agency Naples Listed on: 05/21/2026

The Agency Naples

Co-Listed By

Mike Zecchino

The Agency Naples

Last Buyer's Agent

Chris Sweat

Gulf Shore Properties SWFL

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Property Details

Home Type

  • Multi-Family

Est. Annual Taxes

  • $3,683

Year Built

  • Built in 2005

Lot Details

  • 4,574 Sq Ft Lot
  • 35 Ft Wide Lot
  • Cul-De-Sac
  • Landscaped

HOA Fees

Parking

  • 2 Car Attached Garage
  • Driveway

Home Design

  • Duplex
  • Villa
  • Concrete Block With Brick
  • Concrete Foundation
  • Stucco
  • Tile

Interior Spaces

  • Property has 1 Level
  • Ceiling Fan
  • Window Treatments
  • Entrance Foyer
  • Family Room
  • Combination Dining and Living Room
  • Screened Porch
  • Lake Views
  • Pull Down Stairs to Attic

Kitchen

  • Breakfast Bar
  • Self-Cleaning Oven
  • Range
  • Microwave
  • Freezer
  • Dishwasher
  • Built-In or Custom Kitchen Cabinets
  • Disposal

Flooring

  • Tile
  • Vinyl

Bedrooms and Bathrooms

  • 2 Bedrooms
  • Split Bedroom Floorplan
  • Walk-In Closet
  • In-Law or Guest Suite
  • 2 Full Bathrooms

Laundry

  • Laundry Room
  • Dryer
  • Washer

Home Security

  • Fire and Smoke Detector
  • Fire Sprinkler System

Outdoor Features

  • Tennis Courts
  • Basketball Court
  • Playground

Utilities

  • Central Heating and Cooling System
  • Underground Utilities
  • Internet Available
  • Cable TV Available

Listing and Financial Details

  • Assessor Parcel Number 29-46-26-E2-0100A.0510
  • Tax Block A

Community Details

Overview

  • 2 Units
  • 2,074 Sq Ft Building
  • Bella Terra Subdivision
  • Mandatory home owners association

Amenities

  • Community Barbecue Grill
  • Clubhouse
  • Meeting Room
  • Bike Room

Recreation

  • Tennis Courts
  • Volleyball Courts
  • Pickleball Courts
  • Bocce Ball Court
  • Shuffleboard Court
  • Fitness Center
  • Community Pool
  • Community Spa
  • Park
  • Dog Park
  • Bike Trail

Pet Policy

  • Limit on the number of pets

Security

  • Gated Community

Property Details

Home Type

Multi-Family

Est. Annual Taxes

$3,683

Year Built

Built in 2005

Lot Details

4,574 Sq Ft Lot

HOA Fees

$441 per month

Parking

2

Listing Details

  • Property Type: Residential
  • Year Built: 2005
  • Property Sub Type: Villa Attached
  • Community Features: Clubhouse, Park, Pool, Dog Park, Fitness Center, Sidewalks, Street Lights, Tennis Court(s), Gated
  • Horses: No
  • Lot Features: Cul-De-Sac, Regular
  • LotSizeAcres: 0.105
  • Park Name: BELLA TERRA
  • Is Senior Community?: No
  • Spa Features: Community
  • Has View?: Yes
  • Security Features: Smoke Detector(s), Gated Community, Fire Sprinkler System
  • Association Amenities: Basketball Court, Barbecue, Bike And Jog Path, Bike Storage, Bocce Court, Clubhouse, Park, Pool, Community Room, Dog Park, Fitness Center, Internet Access, Pickleball, Play Area, Shuffleboard Court, Sidewalk, Streetlight, Tennis Court(s), Underground Utility, Volleyball
  • Association Fees: 5296
  • Has H O A?: Yes
  • Co List Office Mls Id: NTAGN
  • Co List Office Phone: 239-610-3235
  • Co List Office Mls Id: NTAGN
  • MLS Status: Sold
  • Standard Status: Closed
  • Subdivision Name: BELLA TERRA
  • Architectural Style: Duplex, Villa Attached
  • Entry Level: 1
  • Has Fireplace?: No
  • Unit Levels: 1
  • Is New Construction?: No
  • Structure Type: Duplex, Villa Attached
  • Golf Type: No Golf Available
  • NABOR_GulfAccessYN: No
  • NABOR_GasYN: No
  • NABOR_MasterHOAFee: 573
  • OpenHouseCount: 3
  • Elevator: None
  • NABOR_CableAvailableYN: Yes
  • Boat Access: None
  • Pet Limit Breed: No aggressive breeds
  • LastChangeTimestamp: 2026-08-26T17:56:44.097Z
  • NABOR_MasterHOAFeeFreq: Quarterly
  • Community Type: Gated
  • BridgeModificationTimestamp: 2026-08-26T17:59:25.816Z
  • ListAgent_MUI: 27399332
  • NABOR_HOADesc: Mandatory
  • NABOR_AuctionYN: No
  • CDOM: 97
  • NABOR_MandatoryHOAYN: Yes
  • Building Desc: Duplex
  • Equipment: Auto Garage Door, Dishwasher, Disposal, Dryer, Microwave, Range, Refrigerator/Freezer, Self Cleaning Oven, Smoke Detector, Washer
  • NABOR_HOAFeeFreq: Quarterly
  • CoListAgent_MUI: 27211495
  • DOM: 63
  • Additional Rooms: Family Room, Guest Bath, Guest Room, Laundry in Residence, Screened Lanai/Porch
  • NABOR_ListPrice: 349900
  • NABOR_PetsLimitMaxNumber: 2
  • NABOR_LotFrontage: 35
  • Pets Limit Other: Tenants may not have pets
  • NABOR_HOAFee: 751
  • Special Features: VirtualTour

Interior Features

  • Flooring: Tile, Vinyl
  • Interior Amenities: Built-In Cabinets, Fire Sprinkler, Foyer, Pantry, Pull Down Stairs, Smoke Detectors, Walk-In Closet(s), Window Coverings
  • Private Spa: No
  • Appliances: Dishwasher, Disposal, Dryer, Microwave, Range, Refrigerator/Freezer, Self Cleaning Oven, Washer
  • Full Bathrooms: 2
  • Total Bedrooms: 2
  • Stories: 1
  • Window Features: Window Coverings
  • Room Bedroom Features: Split Bedrooms
  • Room Dining Room Features: Breakfast Bar, Dining - Living
  • Kitchen Description: Pantry
  • NABOR_Bedrooms: 2 Bed

Exterior Features

  • Roof: Tile
  • View: Lake, Landscaped Area
  • Exterior Features: Screened Lanai/Porch
  • Pool Features: Community
  • Has Private Pool?: No
  • Waterfront Features: None
  • Construction Type: Concrete Block, Stucco
  • Foundation Details: Concrete Block
  • Other Structures: Tennis Court(s)

Garage/Parking

  • Garage Spaces: 2
  • Has Attached Garage?: Yes
  • Has Carport?: No
  • Covered Parking Spaces: 2
  • Has Attached Garage?: Yes
  • Parking Features: Driveway Paved, Attached
  • Total Parking Spaces: 2

Utilities

  • Cooling: Ceiling Fan(s), Central Electric
  • Cooling Y N: Yes
  • Heating Yn: Yes
  • Laundry Features: Laundry in Residence
  • Green Building Features: DSL/Cable Available
  • Heating: Central Electric
  • Water Source: Central

Condo/Co-op/Association

  • Pets Allowed: Limits

Lot Info

  • Waterfront: No
  • Parcel Number: 29-46-26-E2-0100A.0510
  • Lot Size Sq Ft: 4574
  • Land Lease Expiration Date: 2026-12-11
  • Additional Parcels: No
  • Zoning: RPD

Rental Info

  • Lease Term: Buyer Finance/Cash

Tax Info

  • Tax Year: 2025
  • Tax Annual Amount: 3682.94
  • Tax Block: A

Multi Family

  • Number Of Units Furnished: Unfurnished
  • Number Of Units Total: 2

Ownership History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Name Owned For Owner Type

Purchase Details

Listed on
May 21, 2026
Closed on
Aug 25, 2026
Sold by
Megan Kahler
Bought by
Seller's Agent
Mary Dowling
The Agency Naples
Buyer's Agent
Chris Sweat
Gulf Shore Properties SWFL
List Price
$375,000
Sold Price
$350,000
Premium/Discount to List
-$25,000
-6.67%
Views
54

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
-8.73%
Original Mortgage
$280,000
Outstanding Balance
$280,000
Interest Rate
6.58%
Mortgage Type
New Conventional
Estimated Equity
$67,451

Purchase Details

Listed on
Oct 11, 2017
Closed on
Mar 8, 2018
Sold by
Wilmington Saving Fund Cociety
Bought by
Kahler Megan
Seller's Agent
Michael Thompson
Sunrise Realty Network Inc
Buyer's Agent
Angela Guillette
Premiere Plus Realty Company
List Price
$239,900
Sold Price
$218,000
Premium/Discount to List
-$21,900
-9.13%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
5.77%
Original Mortgage
$214,051
Interest Rate
4.75%
Mortgage Type
FHA

Purchase Details

Closed on
Mar 6, 2017
Sold by
Opyt Maria A
Bought by
Wilmington Savings Fund Society Fsb and Christiana Trust

Purchase Details

Closed on
Jun 29, 2005
Sold by
Gallivan Patrick M and Gallivan Mary Patricia
Bought by
Opyt Maria A

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$264,000
Interest Rate
6.5%
Mortgage Type
New Conventional

Purchase Details

Closed on
Mar 16, 2005
Sold by
U S Home Corp
Bought by
Gallivan Patrick M and Gallivan Mary Patricia

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$206,150
Interest Rate
9.35%
Mortgage Type
Unknown
Source: Public Records

Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Agents Specializing in Bella Terra, FL

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Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Type Sale Price Title Company
Special Warranty Deed $218,000 Attorney
Deed $27,600 None Available
Warranty Deed $330,000 --
Special Warranty Deed $229,100 North American Title Company
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Loan Amount Loan Type
Open $100,000 Credit Line Revolving
Closed $50,000 Credit Line Revolving
Open $214,051 FHA
Previous Owner $66,000 Credit Line Revolving
Previous Owner $264,000 New Conventional
Previous Owner $206,150 Unknown
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft Prior Sale
08/26/2026 08/26/26 Sold $350,000 0.0% $217 / Sq Ft
07/23/2026 07/23/26 Pending -- -- --
06/27/2026 06/27/26 Price Changed $349,900 -2.5% $217 / Sq Ft
06/05/2026 06/05/26 Price Changed $359,000 -4.3% $223 / Sq Ft
05/21/2026 05/21/26 For Sale $375,000 +72.0% $233 / Sq Ft
03/19/2018 03/19/18 Sold $218,000 -9.1% $135 / Sq Ft View Prior Sale
02/17/2018 02/17/18 Pending -- -- --
10/11/2017 10/11/17 For Sale $239,900 -- $149 / Sq Ft
Source: Naples Area Board of REALTORS®

Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2026 $3,683 $225,992
2025 $3,683 $220,051
2024 $3,482 $213,849
2023 $3,482 $207,620 $0 $0
2022 $3,535 $201,573 $0 $0
2021 $3,386 $205,524 $56,050 $149,474
2020 $3,402 $193,000 $49,500 $143,500
2019 $3,432 $194,605 $43,565 $151,040
2018 $3,945 $196,229 $38,592 $157,637
2017 $3,883 $201,876 $40,500 $161,376
2016 $3,611 $175,022 $40,500 $134,522
2015 $3,539 $172,502 $40,500 $132,002
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Naples Area Board of REALTORS®

MLS Number: 226020087

Naples Area Board of REALTORS®

APN: 29-46-26-E2-0100A.0510

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