$1,450,000

20045 Tower Hill Rd Leonardtown, MD 20650

Estimated payment $8,431/month

Total Views 3,210
5 Beds
7 Baths
7,376 Sq Ft
$197 Price per Sq Ft

Highlights

  • 820 Feet of Waterfront
  • Parking available for a boat
  • Fishing Allowed
  • Piney Point Elementary School Rated 9+
  • Access to Tidal Water
  • Scenic Views

About This Home

Set quietly within 12 picturesque acres overlooking a peaceful creek, Tower Hill Retreat offers an extraordinary opportunity to experience refined country living in a natural setting. This impressive estate features 5 bedrooms (with potential for a sixth) and 5 full and 2 half bathrooms in a thoughtfully designed and exceptionally versatile floor plan. Rich hardwood and tile flooring extend throughout the main level of the home while dramatic floor-to-ceiling windows invite abundant natural light and frame captivating views of the surrounding woodland landscape. Multiple living areas throughout the original section of the home provide comfortable gathering spaces, while the substantial Ripple Brothers addition creates expansive living areas ideal for entertaining, recreation, or extended family living. For automotive enthusiasts, hobbyists, or those needing exceptional storage, the property offers eight garage bays, including a detached three-car garage with loft space featuring plumbing and electric—presenting an incredible opportunity for a future guest suite, au pair quarters, or private studio. Thoughtfully cared for grounds surround the home; a private nature retreat where peaceful creek views, mature trees, and beautifully maintained yard space provide an unparalleled sense of serenity.

Listing Agent

Barbara Stellway

(703) 535-3610 smccullar@kw.com KW Metro Center Brokerage Phone: 7035353610 License #528729 Listed on: 03/20/2026

KW Metro Center

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $9,635

Year Built

  • Built in 1973 | Remodeled in 2007

Lot Details

  • 12 Acre Lot
  • 820 Feet of Waterfront
  • Creek or Stream
  • Cul-De-Sac
  • Hunting Land
  • Rural Setting
  • Landscaped
  • No Through Street
  • Private Lot
  • Level Lot
  • Irregular Lot
  • Partially Wooded Lot
  • Backs to Trees or Woods
  • Tidal Wetland on Lot
  • Property is tucked away at the beginning of Tower Hill Road. Incredibly private yet close to all amenities
  • Property is in excellent condition
  • Property is zoned RPD

HOA Fees

  • $17 Monthly HOA Fees

Parking

  • 8 Garage Spaces | 5 Direct Access and 3 Detached
  • 6 Driveway Spaces
  • Parking Storage or Cabinetry
  • Side Facing Garage
  • Garage Door Opener
  • Parking available for a boat

Property Views

  • Scenic Vista
  • Creek or Stream

Home Design

  • Colonial Architecture
  • Brick Exterior Construction
  • Wood Foundation
  • Combination Foundation
  • Block Foundation
  • Slab Foundation
  • Frame Construction
  • Architectural Shingle Roof
  • Stone Siding

Interior Spaces

  • 7,376 Sq Ft Home
  • Property has 3 Levels
  • Open Floorplan
  • Dual Staircase
  • Built-In Features
  • Beamed Ceilings
  • High Ceiling
  • Ceiling Fan
  • Skylights
  • Recessed Lighting
  • 2 Fireplaces
  • Wood Burning Fireplace
  • Non-Functioning Fireplace
  • Stone Fireplace
  • Fireplace Mantel
  • Double Pane Windows
  • Double Hung Windows
  • Wood Frame Window
  • French Doors
  • Six Panel Doors
  • Family Room Off Kitchen
  • Formal Dining Room
  • Attic

Kitchen

  • Eat-In Country Kitchen
  • Breakfast Area or Nook
  • Double Oven
  • Gas Oven or Range
  • Six Burner Stove
  • Built-In Range
  • Range Hood
  • Built-In Microwave
  • Extra Refrigerator or Freezer
  • Ice Maker
  • Dishwasher
  • Stainless Steel Appliances
  • Upgraded Countertops
  • Disposal

Flooring

  • Solid Hardwood
  • Tile or Brick
  • Terrazzo

Bedrooms and Bathrooms

  • En-Suite Bathroom
  • Walk-In Closet
  • Bathtub with Shower
  • Walk-in Shower

Laundry

  • Laundry on main level
  • Dryer
  • Washer

Partially Finished Basement

  • Walk-Out Basement
  • Connecting Stairway
  • Interior and Exterior Basement Entry
  • Sump Pump
  • Shelving
  • Workshop
  • Basement Windows

Home Security

  • Storm Windows
  • Flood Lights

Outdoor Features

  • Access to Tidal Water
  • Water Oriented
  • Stream or River on Lot
  • Exterior Lighting
  • Outdoor Storage
  • Rain Gutters

Schools

  • Leonardtown Middle School
  • Leonardtown High School

Utilities

  • Forced Air Zoned Heating and Cooling System
  • Heating System Uses Oil
  • Heat Pump System
  • Vented Exhaust Fan
  • Geothermal Heating and Cooling
  • Programmable Thermostat
  • Well
  • Electric Water Heater
  • On Site Septic

Listing and Financial Details

  • Assessor Parcel Number 1903040275

Community Details

Overview

  • Association fees include road maintenance
  • Tower Hill Subdivision

Recreation

  • Fishing Allowed

Home Details

Home Type

Single Family

Est. Annual Taxes

$9,635

Year Built

Built in 1973 | Remodeled in 2007

Lot Details

12 Acres

HOA Fees

$17 per month

Parking

8

Listing Details

  • Property Type: Residential
  • Structure Type: Detached
  • Architectural Style: Colonial
  • Ownership: Fee Simple
  • Inclusions: back-up generator, geo-thermal-see inve form in docsntory
  • New Construction: No
  • Story List: Lower 1, Main, Upper 1
  • Expected On Market: 3/20/2026 12:00:00 AM
  • Year Built: 1973
  • Year Renovated: 2007
  • Building Winterized: No
  • Special Features: VirtualTour
  • Property Sub Type: Detached

Interior Features

  • Appliances: Built-In Microwave, Built-In Range, Dishwasher, Disposal, Dryer, Exhaust Fan, Extra Refrigerator/Freezer, Icemaker, Oven - Double, Oven/Range - Gas, Range Hood, Six Burner Stove, Refrigerator, Stainless Steel Appliances, Washer, Water Heater
  • Flooring Type: Solid Hardwood, Terrazzo, Tile/Brick
  • Interior Amenities: Additional Stairway, Attic, Bathroom - Tub Shower, Bathroom - Walk-In Shower, Breakfast Area, Built-Ins, Ceiling Fan(s), Double/Dual Staircase, Entry Level Bedroom, Exposed Beams, Family Room Off Kitchen, Floor Plan - Open, Formal/Separate Dining Room, Kitchen - Country, Kitchen - Eat-In, Kitchen - Table Space, Pantry, Primary Bath(s), Recessed Lighting, Skylight(s), Upgraded Countertops, Walk-In Closet(s), Wood Floors
  • Window Features: Double Hung, Skylights, Storm, Wood Frame, Double Pane
  • Fireplace Features: Mantel(s), Non-Functioning, Stone, Wood
  • Fireplaces Count: 2
  • Fireplace: Yes
  • Door Features: French, Six Panel
  • Wall Ceiling Types: High, Dry Wall, Beamed Ceilings
  • Foundation Details: Slab, Block, Wood
  • Levels Count: 3
  • Basement: Yes
  • Basement Type: Connecting Stairway, Combination, Interior Access, Outside Entrance, Sump Pump, Walkout Level, Windows, Workshop, Shelving, Rear Entrance, Partially Finished
  • Laundry Type: Dryer In Unit, Washer In Unit, Main Floor, Has Laundry
  • Total Sq Ft: 7376
  • Living Area Sq Ft: 7376
  • Price Per Sq Ft: 196.58
  • Above Grade Finished Sq Ft: 7376
  • Above Grade Finished Area Units: Square Feet

Beds/Baths

  • Bedrooms: 5
  • Main Level Bedrooms: 1
  • Total Bathrooms: 7
  • Full Bathrooms: 5
  • Half Bathrooms: 2
  • Main Level Bathrooms: 4.00
  • Upper Level Bathrooms: 2
  • Lower Levels Bathrooms: 1
  • Upper Level Bathrooms: 2.00
  • Lower Levels Bathrooms: 1.00
  • Main Level Full Bathrooms: 2
  • Lower Level Full Bathrooms: 1
  • Main Level Half Bathrooms: 2

Exterior Features

  • Other Structures: Above Grade
  • Construction Materials: Frame, Brick, Stone
  • Exterior Features: Boat Storage, Exterior Lighting, Flood Lights, Gutter System, Secure Storage
  • Road Surface Type: Gravel
  • Roof: Architectural Shingle
  • View: Creek/Stream, Scenic Vista
  • Water Access: No
  • Water Body Name: Poplar Hill Creek
  • Water Body Type: Creek/Stream
  • Waterfront: Yes
  • Water Oriented: Yes
  • Pool: No Pool
  • Tidal Water: Yes
  • Water View: Yes
  • Water Frontage In Feet: 820

Garage/Parking

  • Garage Spaces: 8.00
  • Garage: Yes
  • Garage Features: Additional Storage Area, Garage - Side Entry, Garage Door Opener, Inside Access, Oversized
  • Attached Garage Spaces: 5
  • Number Of Detached Garage Spaces: 3
  • Total Garage And Parking Spaces: 14
  • Type Of Parking: Attached Garage, Detached Garage, Driveway
  • Number of Spaces in Driveway: 6

Utilities

  • Central Air Conditioning: Yes
  • Cooling Fuel: Electric, Geothermal
  • Cooling Type: Central A/C, Geothermal, Heat Pump(s), Programmable Thermostat, Zoned, Ceiling Fan(s)
  • Heating Fuel: Electric, Geo-Thermal, Oil
  • Heating Type: Central, Heat Pump(s), Zoned
  • Heating: Yes
  • Hot Water: Electric
  • Sewer/Septic System: On Site Septic
  • Water Source: Private, Well
  • Municipal Trash: No

Condo/Co-op/Association

  • HOA Fees: 200.00
  • HOA Fee Frequency: Annually
  • Condo Co-Op Association: No
  • HOA Condo Co-Op Fee Includes: Road Maintenance
  • HOA: Yes
  • Senior Community: No

Schools

  • High School Source: 3rd Party
  • Middle School Source: 3rd Party
  • School District Source: 3rd Party
  • High School: LEONARDTOWN
  • Middle Or Junior School: LEONARDTOWN

Lot Info

  • Horses: No
  • Additional Parcels: No
  • Additional Parcels Description: Property is tucked away at the beginning of Tower Hill Road. Incredibly private yet close to all amenities
  • Lot Features: Backs To Trees, Fishing Available, Cul-De-Sac, Hunting Available, Irregular, Landscaping, Level, No Thru Street, Not In Development, Partly Wooded, Private, Rural, Stream/Creek, Tidal Wetland, Trees/Wooded
  • Lot Size Acres: 12.00
  • Lot Size Units: Square Feet
  • Lot Sq Ft: 522720.00
  • Property Condition: Excellent
  • Zoning: RPD
  • In City Limits: No

Rental Info

  • Ground Rent Exists: No
  • Lease Considered: No
  • Vacation Rental: No

Tax Info

  • Tax Annual Amount: 9635.00
  • Assessor Parcel Number: 1903040275
  • County Tax Payment Frequency: Annually
  • Tax Year: 2025

MLS Schools

  • School District Name: ST. MARYS COUNTY PUBLIC SCHOOLS

Map

Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $7,676 $1,003,900 $116,000 $887,900
2024 $7,281 $940,100 $0 $0
2023 $6,830 $876,300 $0 $0
2022 $6,591 $812,500 $117,000 $695,500
2021 $6,395 $782,467 $0 $0
2020 $6,204 $752,433 $0 $0
2019 $6,017 $722,400 $112,000 $610,400
2018 $5,859 $713,667 $0 $0
2017 $5,597 $704,933 $0 $0
2016 -- $696,200 $0 $0
2015 -- $673,400 $0 $0
2014 $4,167 $650,600 $0 $0
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
03/20/2026 03/20/26 For Sale $1,450,000 -- $197 / Sq Ft
Source: Bright MLS

Purchase History

Date Type Sale Price Title Company
Deed -- None Listed On Document
Source: Public Records

Source: Bright MLS

MLS Number: MDSM2029738

Bright MLS

APN: 03-040275

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