$190,000
COMING SOON SEP 08, 2026

Estimated payment $1,205/month

Total Views 9
Studio
-- Baths
3,316 Sq Ft
3,375 Sq Ft Lot

Highlights

  • Second Kitchen
  • Wood Flooring
  • Double Pane Windows
  • City View
  • Corner Lot
  • Paneling

About This Home

A compelling investment opportunity featuring a rare unit configuration, substantial recent improvements and a strategic location within Cumberland’s ongoing revitalization. This expansive all-brick duplex offers approximately 2,668 finished square feet across three levels, with two separately metered units. The main-level residence features three bedrooms and one full bath, while the upper residence spans the second and third floors with four bedrooms, two full baths and an additional kitchen area. The layout may also offer potential for conversion into a third unit, subject to all required zoning, permitting and municipal approvals.

Major foundation repairs have recently been completed, representing a significant structural investment in the property. A metal roof, fenced rear yard, public water and sewer, and convenient on-street parking add to its appeal. One unit is currently leased and the other is vacant, offering immediate income together with flexibility for lease-up, owner occupancy or future repositioning.

Located at Spring and Elm, the property is just steps from Queen City Centre, with grocery shopping, restaurants and everyday conveniences nearby. Historic downtown Cumberland, Canal Place, the Western Maryland Scenic Railroad, the C&O Canal Towpath, the Great Allegheny Passage and I-68 are all just minutes away.

Listing Agent

Jason Wade

(240) 497-0408 chrismann@remax.net REMAX Platinum Realty Brokerage Phone: 2404970408 License #679310

REMAX Platinum Realty

Property Details

Home Type

  • Multi-Family

Est. Annual Taxes

  • $1,930

Year Built

  • Built in 1900 | Remodeled in 2022

Lot Details

  • 3,375 Sq Ft Lot
  • Corner Lot
  • Level Lot

Parking

  • On-Street Parking

Property Views

  • City
  • Mountain

Home Design

  • Duplex
  • Brick Exterior Construction
  • Plaster Walls
  • Metal Roof

Interior Spaces

  • 3,316 Sq Ft Home
  • Paneling
  • Double Pane Windows

Kitchen

  • Second Kitchen
  • Stove

Flooring

  • Wood
  • Laminate
  • Vinyl

Utilities

  • Forced Air Heating System
  • Space Heater
  • Heating System Uses Natural Gas
  • Electric Water Heater

Community Details

  • 2 Units
  • 3-Story Building

Listing and Financial Details

  • Coming Soon on 9/8/26
  • Tax Lot 57-58
  • Assessor Parcel Number 0104018567

Property Details

Home Type

Multi-Family

Est. Annual Taxes

$1,930

Year Built

Built in 1900 | Remodeled in 2022

Lot Details

3,375 Sq Ft Lot

Listing Details

  • Property Type: Multi-Family
  • Property Sub Type: Duplex
  • Ownership: Fee Simple
  • New Construction: No
  • Expected On Market: 9/8/2026 12:00:00 AM
  • Year Built: 1900
  • Year Renovated: 2022
  • Special Features: ComingSoon

Interior Features

  • Appliances: Refrigerator, Stove
  • Flooring Type: Laminated, Vinyl, Wood
  • Interior Amenities: 2nd Kitchen
  • Window Features: Double Pane
  • Fireplace: No
  • Wall Ceiling Types: Paneled Walls, Plaster Walls, Dry Wall
  • Basement: No
  • Total Sq Ft: 3316
  • Living Area Sq Ft: 3316
  • Price Per Sq Ft: 57.30
  • Above Grade Finished Sq Ft: 3316
  • Above Grade Finished Area Units: Square Feet

Exterior Features

  • Other Structures: Above Grade, Below Grade
  • Construction Materials: Brick
  • Roof: Metal
  • Spa: No
  • View: Mountain, City
  • Water Access: No
  • Waterfront: No
  • Water Oriented: No
  • Pool: No Pool
  • Tidal Water: No
  • Water View: No

Garage/Parking

  • Garage: No
  • Type Of Parking: On Street

Utilities

  • Central Air Conditioning: No
  • Heating Fuel: Natural Gas
  • Heating Type: Forced Air, Space Heater
  • Heating: Yes
  • Hot Water: Electric
  • Sewer/Septic System: Public Sewer
  • Water Source: Public

Condo/Co-op/Association

  • Association Recreation Fee: No

Schools

  • School District Source: Listing Agent

Lot Info

  • Lot Features: Corner, Level
  • Lot Size Acres: 0.08
  • Lot Size Units: Square Feet
  • Lot Sq Ft: 3375.00
  • Zoning: R
  • In City Limits: Yes

Rental Info

  • Vacation Rental: No

Tax Info

  • Tax Annual Amount: 1930.00
  • Assessor Parcel Number: 0104018567
  • Tax Lot: 57-58
  • County Tax Payment Frequency: Annually
  • Tax Year: 2025

Multi Family

  • Other Units: Unit 1,Unit 2

MLS Schools

  • School District Name: ALLEGANY COUNTY PUBLIC SCHOOLS

Map

Range of Values:

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Value Increase
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Percent Increase
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Adjusted for Inflation
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Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2026 $895 $113,600 $3,000 $110,600
2025 $895 $97,667 $0 $0
2024 $766 $81,733 $0 $0
2023 $612 $65,800 $3,000 $62,800
2022 $599 $64,533 $0 $0
2021 $592 $63,267 $0 $0
2020 $576 $62,000 $3,000 $59,000
2019 $579 $61,967 $0 $0
2018 $589 $61,933 $0 $0
2017 $585 $61,900 $0 $0
2016 $574 $59,933 $0 $0
2015 $541 $57,967 $0 $0
2014 $541 $56,000 $0 $0
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft Prior Sale
06/13/2023 06/13/23 Sold $131,000 -3.7% $49 / Sq Ft View Prior Sale
04/14/2023 04/14/23 Pending -- -- --
04/10/2023 04/10/23 For Sale $136,000 0.0% $51 / Sq Ft
03/25/2023 03/25/23 Pending -- -- --
08/25/2022 08/25/22 Price Changed $136,000 -1.4% $51 / Sq Ft
07/01/2022 07/01/22 For Sale $138,000 -- $52 / Sq Ft
Source: Bright MLS

Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Type Sale Price Title Company
Deed $131,000 None Listed On Document
Deed $138,000 --
Deed $75,000 --
Deed $30,000 --
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Loan Amount Loan Type
Open $104,800 New Conventional
Previous Owner $110,400 Purchase Money Mortgage
Source: Public Records

Source: Bright MLS

MLS Number: MDAL2015732

Bright MLS

APN: 04-018567

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