Steven Custer
EXP Realty LLC Mooresville
(980) 217-7446
108 Total Sales
1 in Cornelius
$250,000 Price
20105 Henderson Rd Unit J Cornelius, NC 28031
Cornelius AreaEstimated Value: $290,000 - $307,000
2
Beds
2
Baths
1,046
Sq Ft
1987
Built
Highlights
- Water Views
- Access To Lake
- Balcony
- Bailey Middle School Rated A-
- Community Pool
- Laundry Room
About This Home
As of September 2025TENANT OCCUPIED! Great investment property!!!Lake Norman Waterfront Condo!!! Beautifully updated 2-bedroom, 2-bathroom condo in Cornelius! This home features new LVP flooring, fresh paint, updated light fixtures, granite countertops, stainless steel appliances, and a cozy wood-burning fireplace. The open floor plan is perfect for entertaining, while the primary suite includes a walk-in closet and ensuite bath.**Community Amenities:Enjoy lakeside living with a pool, waterfront beaches, paddleboard/kayak launch, day docks, lighted boardwalks, sidewalks to a marina and restaurant, plus RV/boat storage. HOA fees cover trash, water, sewer, exterior maintenance, landscaping, and pool access. Additional storage options available for a fee.Important Notes:Due to pending litigation on behalf of the HOA, only cash offers will be considered at this time.Contact HOA and see notes in attachments. Live like you're on vacation every day on Lake Norman! Seller is licensed real estate agent in Florida.
Last Agent to Sell the Property
Premier South Brokerage Phone: 704-829-3518 License #328260 Listed on: 12/18/2024
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Property Details
Home Type
- Condominium
Year Built
- Built in 1987
HOA Fees
- $283 Monthly HOA Fees
Parking
- 1 Car Garage
- 1 Assigned Parking Space
Home Design
- Entry on the 2nd floor
- Slab Foundation
- Hardboard
Interior Spaces
- 1,046 Sq Ft Home
- 1-Story Property
- Wood Burning Fireplace
- Water Views
Kitchen
- Electric Range
- Microwave
- Dishwasher
- Disposal
Bedrooms and Bathrooms
- 2 Main Level Bedrooms
- 2 Full Bathrooms
Laundry
- Laundry Room
- Laundry on main level
Outdoor Features
- Access To Lake
- Balcony
Schools
- Cornelius Elementary School
- Bradley Middle School
- William Amos Hough High School
Utilities
- Central Air
- Heat Pump System
- Electric Water Heater
Listing and Financial Details
- Assessor Parcel Number 00150357
Community Details
Overview
- Windward At Holiday Harbor Condo Assn Association
- Windward Subdivision
- Mandatory home owners association
Recreation
- Community Pool
Ownership History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Dec 18, 2024
Closed on
Sep 11, 2025
Sold by
Noriega Vela Elsa Patricia
Bought by
Seller's Agent
Christine Pandolf
Premier South
Buyer's Agent
Renee Keller
Southern Homes of the Carolinas, Inc
List Price
$320,000
Sold Price
$280,000
Premium/Discount to List
-$40,000
-12.5%
Views
261
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$19,927
Avg. Annual Appreciation
7.27%
Purchase Details
Listed on
Oct 22, 2021
Closed on
Jan 14, 2022
Sold by
Hartman George C and Hartman Charleen M
Bought by
Vela Elsa Patricia Nor
Seller's Agent
John Rhodes
Rhodes Realty of Lake Norman
Buyer's Agent
Christine Pandolf
Premier South
List Price
$290,000
Sold Price
$291,000
Premium/Discount to List
$1,000
0.34%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
-1.04%
Original Mortgage
$232,800
Interest Rate
3.05%
Mortgage Type
New Conventional
Purchase Details
Closed on
Aug 17, 2015
Sold by
Miller Katrina V and Miller Calvin
Bought by
Hartman George C and Hartman Charlene M
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$108,000
Interest Rate
4.11%
Mortgage Type
New Conventional
Purchase Details
Closed on
Jul 15, 2010
Sold by
Miller Calvin H and Miller Katrina V
Bought by
Miller Katrina
Purchase Details
Closed on
Sep 6, 2001
Sold by
Miller Calvin H and Miller Katrina V
Bought by
Miller Calvin H and Miller Katrina
Home Values in the Area
Average Home Value in this Area
Agents Specializing in Cornelius, NC
-
Steven Custer
-
Tim Kiene
Tim Kiene
The Agency - Charlotte
(860) 905-0219
40 Total Sales
3 in Cornelius
$236K - $452K Price Range
-
Dwayne Ogles
Dwayne Ogles
Horizon Realty Carolinas
(659) 207-2852
88 Total Sales
2 in Cornelius
$415K - $512K Price Range
-
Dion Foulks
Dion Foulks
NorthGroup Real Estate LLC
(980) 890-4096
56 Total Sales
1 in Cornelius
$362,000 Price
-
Narendra Devarapalli
Narendra Devarapalli
Prime Real Estate Advisors LLC
(816) 312-4721
145 Total Sales
1 in Cornelius
$375,000 Price
-
Dulce Delgado
Dulce Delgado
Delgado Realty
(401) 214-9817
667 Total Sales
1 in Cornelius
$207,500 Price
Purchase History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Buyer | Sale Price | Title Company |
|---|---|---|---|
| $280,000 | Investors Title | ||
| Vela Elsa Patricia Nor | $582 | Investors Title | |
| Hartman George C | $135,000 | None Available | |
| Miller Katrina | -- | None Available | |
| Miller Calvin H | -- | -- |
Source: Public Records
Mortgage History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Status | Borrower | Loan Amount |
|---|---|---|---|
| Closed | $232,800 | ||
| Previous Owner | Hartman George C | $108,000 | |
| Previous Owner | Miller Calvin H | $82,600 |
Source: Public Records
Property History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Event | Price | List to Sale | Price per Sq Ft | Prior Sale |
|---|---|---|---|---|---|
| 09/17/2025 09/17/25 | Sold | $280,000 | 0.0% | $268 / Sq Ft | |
| 04/30/2025 04/30/25 | Rented | $1,650 | 0.0% | -- | |
| 04/16/2025 04/16/25 | Price Changed | $1,650 | -2.9% | $2 / Sq Ft | |
| 03/28/2025 03/28/25 | For Rent | $1,700 | 0.0% | -- | |
| 03/06/2025 03/06/25 | Price Changed | $310,000 | -1.6% | $296 / Sq Ft | |
| 02/07/2025 02/07/25 | Price Changed | $315,000 | -1.6% | $301 / Sq Ft | |
| 12/18/2024 12/18/24 | For Sale | $320,000 | 0.0% | $306 / Sq Ft | |
| 12/12/2024 12/12/24 | Off Market | $1,700 | -- | -- | |
| 11/01/2024 11/01/24 | Price Changed | $1,700 | -5.6% | $2 / Sq Ft | |
| 08/16/2024 08/16/24 | For Rent | $1,800 | +12.5% | -- | |
| 02/22/2023 02/22/23 | Rented | $1,600 | -5.9% | -- | |
| 01/04/2023 01/04/23 | For Rent | $1,700 | 0.0% | -- | |
| 01/14/2022 01/14/22 | Sold | $291,000 | +0.3% | $284 / Sq Ft | View Prior Sale |
| 11/15/2021 11/15/21 | Pending | -- | -- | -- | |
| 10/22/2021 10/22/21 | For Sale | $290,000 | 0.0% | $283 / Sq Ft | |
| 12/10/2019 12/10/19 | Rented | $1,200 | 0.0% | -- | |
| 11/15/2019 11/15/19 | For Rent | $1,200 | -- | -- |
Source: Canopy MLS
Tax History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $1,870 | $277,382 | $277,382 | |
| 2024 | $1,870 | $277,382 | $277,382 | |
| 2023 | $1,837 | $277,382 | $0 | $277,382 |
| 2022 | $1,371 | $156,800 | $0 | $156,800 |
| 2021 | $1,355 | $156,800 | $0 | $156,800 |
| 2020 | $1,355 | $156,800 | $0 | $156,800 |
| 2019 | $1,349 | $156,800 | $0 | $156,800 |
| 2018 | $1,443 | $131,300 | $35,000 | $96,300 |
| 2017 | $1,430 | $131,300 | $35,000 | $96,300 |
| 2016 | $1,426 | $131,300 | $35,000 | $96,300 |
| 2015 | $1,403 | $131,300 | $35,000 | $96,300 |
| 2014 | $1,401 | $131,300 | $35,000 | $96,300 |
Source: Public Records
Agents Affiliated with this Home
-
Christine Pandolf
Seller's Agent in 2025
Christine Pandolf
Premier South
(315) 794-9333
47 Total Sales
-
Angela Berrong
AB
Seller's Agent in 2025
Angela Berrong
Lake Norman Realty Inc
(704) 662-6049
-
Michael Spicola
MS
Seller Co-Listing Agent in 2025
Michael Spicola
Lake Norman Realty Inc
(704) 662-6049
-
Renee Keller
Buyer's Agent in 2025
Renee Keller
Southern Homes of the Carolinas, Inc
(704) 458-7421
37 Total Sales
-
Debbie Monroe
Buyer's Agent in 2025
Debbie Monroe
Lake Norman Realty, Inc.
(704) 533-0444
137 Total Sales
-
Amanda J. Crosby
Buyer's Agent in 2023
Amanda J. Crosby
Lake Norman Realty, Inc.
(704) 584-9595
50 Total Sales
Map
Source: Canopy MLS
MLS Number: 4207746
APN: 001-503-57
Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.
All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Some IDX listings have been excluded from this website.
Based on information submitted to the MLS GRID
Listings courtesy of Canopy MLS as distributed by MLS GRID
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