RENTED DEC 1, 2025

20109 Henderson Rd Unit D Cornelius, NC 28031

Cornelius Area

Estimated Value: $304,000 - $335,000

2 Beds
2 Baths
1,031 Sq Ft
1987 Built

Sale Details

Date Sold: October 16, 2023

Last sale price $340,000 $330 Per Sq Ft

Est. 5% decrease in value since last sale

Current estimated payment $1,935 / mo

Highlights

  • Open Floorplan
  • Fireplace
  • 1-Story Property
  • Bailey Middle School Rated A-

About This Home

As of December 2025

This stunning two-bedroom home with lake views offers the perfect blend of comfort and charm. Inside, you’ll find an inviting open-concept layout, complete with a cozy wood-burning fireplace and a covered porch for year-round relaxation. Step through the spacious foyer into a beautifully designed kitchen featuring granite countertops, a breakfast bar, stainless steel appliances, and abundant cabinet storage. The primary suite boasts a large walk-in closet and a rustic-style bathroom with brick tile accents, creating a warm, timeless appeal. The community amenities are just as impressive—enjoy private access to two sandy beaches, two day-use docks for your boat, a floating dock, and a lakeside pool with a cabana. Take a leisurely stroll to dine at the popular Hello Sailor or visit Holiday Harbor Marina, where boat slips and dry storage are available for lease. Home is available for 6 months and up lease. Pets welcome (max 2). There is a non-refundable $300 pet fee and and $50 per month additional charge per pet. To Apply use this link thru My Smart Move: There is application fee of $47 for every individual over 18 years of age.

Last Agent to Rent the Property

John Ratliff

Howard Hanna Allen Tate Davidson Brokerage Email: john.ratliff@allentate.com License #287275 Listed on: 09/03/2025

Howard Hanna Allen Tate Davidson

Last Renter's Agent

Jennifer Vant Wout

Howard Hanna Allen Tate Davidson License #336898

Howard Hanna Allen Tate Davidson

Range of Values:

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Value Increase
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Percent Increase
--
Adjusted for Inflation
Collateral Analytics

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Average Value
Not Available
List Price
Sold Price
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Condo Details

Home Type

  • Condominium

Year Built

  • Built in 1987

Home Design

  • Entry on the 2nd floor

Interior Spaces

  • 1,031 Sq Ft Home
  • 1-Story Property
  • Open Floorplan
  • Fireplace

Bedrooms and Bathrooms

  • 2 Main Level Bedrooms
  • 2 Full Bathrooms

Schools

  • Cornelius Elementary School
  • Bailey Middle School
  • William Amos Hough High School

Listing and Financial Details

  • Security Deposit $1,000
  • Property Available on 9/1/25
  • Assessor Parcel Number 001-503-40

Community Details

Overview

  • Property has a Home Owners Association
  • Windward Subdivision

Pet Policy

  • Pet Deposit $300

Condo Details

Home Type

Condominium

Year Built

Built in 1987

Lot Details

0 Sq Ft Lot

Rental Info

  • Furnished: Unfurnished
  • Pets Allowed: Yes
  • Smoking Allowed Yn: 0
  • Lease Term: Other - See Remarks
  • Available Date: 2025-09-01
  • Pet Deposit: 300
  • Security Deposit: 1000
  • Application Fee: 50

Listing Details

  • Property Type: Residential Lease
  • Property Sub Type: Condominium
  • Year Built: 1987
  • Road Surface Type: Paved
  • Unit Levels: One
  • Ratio CurrentPrice/TotalPropertyHLA: 1.84
  • Geocode Confidence: High
  • Attribution Contact: john.ratliff@allentate.com
  • Special Features: None

Interior Features

  • Entry Level: 2
  • Fireplace: Yes
  • Interior Amenities: Open Floorplan
  • Main Level Sq Ft: 1031
  • Sq Ft Unheated Total: 0
  • Above Grade Finished Sq Ft: 1031
  • Basement YN: No
  • Full Bathrooms: 2
  • Total Bedrooms: 2
  • Living Area: 1031
  • Bedroom Main: 2

Exterior Features

  • Water Body Name: Lake Norman
  • Waterfront Features: Beach - Private, Boat Slip – Community

Garage/Parking

  • Main Level Garage YN: 0
  • Carport Y N: No
  • Garage Yn: No
  • Open Parking: No

Condo/Co-op/Association

  • Senior Community: No
  • Association: Yes

Schools

  • Middle Or Junior School: Bailey
  • HOA Subject To: Required

Lot Info

  • Lot Size Units: Acres
  • Parcel Number: 001-503-40
  • Additional Parcels: No

MLS Schools

  • Elementary School: Cornelius
  • High School: William Amos Hough

Ownership History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Name Owned For Owner Type

Purchase Details

Listed on
Sep 15, 2023
Closed on
Oct 16, 2023
Sold by
Leclair Andrew and Leclair Mekenzie
Bought by
Seller's Agent
Austen Oates
Corcoran HM Properties
Buyer's Agent
John Ratliff
Howard Hanna Allen Tate Davidson
List Price
$325,000
Sold Price
$340,000
Premium/Discount to List
$15,000
4.62%
Views
398
Current Estimated Value
$322,343

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$17,657
Avg. Annual Appreciation
-1.82%
Original Mortgage
$272,000
Outstanding Balance
$260,837
Interest Rate
5%
Mortgage Type
New Conventional
Estimated Equity
$61,506

Purchase Details

Closed on
Dec 15, 2020
Sold by
Prince Jeffrey E and Prince Katherine E
Bought by
Leclair Andrew

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$218,500
Interest Rate
2.8%
Mortgage Type
New Conventional

Purchase Details

Listed on
Jun 19, 2017
Closed on
Jul 6, 2017
Sold by
Dunn David H and Dunn Jennifer Joan
Bought by
Prince Jeffrey E and Prince Katherine E
Seller's Agent
David Dunn
David Dunn RE LLC
Buyer's Agent
Christy Allen
The Allen Team Inc
List Price
$172,900
Sold Price
$170,000
Premium/Discount to List
-$2,900
-1.68%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
7.22%

Purchase Details

Closed on
Nov 29, 2016
Sold by
Hogan James and Campise Kyung Hui
Bought by
Dunn Jenifer Joan

Purchase Details

Listed on
Apr 1, 2015
Closed on
Mar 31, 2015
Sold by
Harbour Harold Vaughn and Harbour Donna C
Bought by
Hogan James and Campise Kyung Hui
Seller's Agent
John Rhodes
Rhodes Realty of Lake Norman
Buyer's Agent
John Rhodes
Rhodes Realty of Lake Norman
Sold Price
$1,050

Purchase Details

Closed on
Nov 30, 2009
Sold by
Crane Rachel D and Crane William H
Bought by
Harbour Harold Vaughn and Harbour Donna C

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$114,000
Interest Rate
3.75%
Mortgage Type
New Conventional

Purchase Details

Closed on
Oct 26, 1998
Sold by
Badour Timothy D and Badour Beth A
Bought by
Davis Rachel B

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$106,500
Interest Rate
6.76%
Mortgage Type
FHA
Source: Public Records

Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Agents Specializing in Cornelius, NC

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Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Buyer Sale Price Title Company
$340,000 None Listed On Document
Barry Laura -- None Listed On Document
Leclair Andrew $240,000 Tryon Title
Prince Jeffrey E $170,000 None Available
Dunn Jenifer Joan $165,000 None Available
Hogan James $120,000 Fidelity National Title
Harbour Harold Vaughn $142,500 Chicago
Davis Rachel B $109,000 --
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Borrower Loan Amount
Open $272,000
Previous Owner Leclair Andrew $218,500
Previous Owner Harbour Harold Vaughn $114,000
Previous Owner Davis Rachel B $106,500
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft Prior Sale
12/01/2025 12/01/25 Rented $1,900 0.0% --
11/30/2025 11/30/25 Off Market $1,900 -- --
09/24/2025 09/24/25 Price Changed $1,900 -7.3% $2 / Sq Ft
09/03/2025 09/03/25 For Rent $2,050 0.0% --
10/16/2023 10/16/23 Sold $340,000 +4.6% $314 / Sq Ft View Prior Sale
09/17/2023 09/17/23 Pending -- -- --
09/15/2023 09/15/23 For Sale $325,000 +91.2% $300 / Sq Ft
07/07/2017 07/07/17 Sold $170,000 -1.7% $166 / Sq Ft View Prior Sale
06/23/2017 06/23/17 Pending -- -- --
06/19/2017 06/19/17 For Sale $172,900 0.0% $169 / Sq Ft
04/01/2015 04/01/15 Rented $1,050 -4.1% --
04/01/2015 04/01/15 For Rent $1,095 -- --
Source: Canopy MLS

Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $1,870 $277,382 $277,382
2024 $1,870 $277,382 $277,382
2023 $1,837 $277,382 $0 $277,382
2022 $1,371 $156,800 $0 $156,800
2021 $1,355 $156,800 $0 $156,800
2020 $1,355 $156,800 $0 $156,800
2019 $1,349 $156,800 $0 $156,800
2018 $1,443 $131,300 $35,000 $96,300
2017 $1,430 $131,300 $35,000 $96,300
2016 $1,426 $131,300 $35,000 $96,300
2015 $1,403 $131,300 $35,000 $96,300
2014 $1,401 $131,300 $35,000 $96,300
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Canopy MLS

MLS Number: 4297652

Canopy MLS

APN: 001-503-40

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