Shelli Kelsey
Kelsey Realty and Associates Inc
(989) 341-8730
94 Total Sales
2 in Covenant
$89K - $120K Price Range
2023 Schaefer St Saginaw, MI 48602
Covenant NeighborhoodEstimated Value: $117,074
4
Beds
1.5
Baths
1,430
Sq Ft
$82/Sq Ft
Est. Value
Highlights
- Colonial Architecture
- Formal Dining Room
- Porch
- Main Floor Bedroom
- 2.5 Car Detached Garage
- Bay Window
About This Home
As of March 20264 Large Bedrooms (with walk-in closets), 1.5 Baths, Updated Electrical & Plumbing, Newer High-efficiency Furnace & Central Air, 2.5 Car Garage, Full Basement, Large Covered Porch ~ Walking Distance To Tim Horton's, Easy Access to I-675
Last Buyer's Agent
Non Mls
Non-Mls License #BCAR
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Home Details
Home Type
- Single Family
Est. Annual Taxes
Year Built
- Built in 1909
Lot Details
- 7,405 Sq Ft Lot
- Lot Dimensions are 60x120
- Historic Home
Parking
- 2.5 Car Detached Garage
Home Design
- Colonial Architecture
- Brick Foundation
Interior Spaces
- 1,430 Sq Ft Home
- 2-Story Property
- Ceiling height of 9 feet or more
- Bay Window
- Formal Dining Room
Bedrooms and Bathrooms
- 4 Bedrooms
- Main Floor Bedroom
- Walk-In Closet
Basement
- Basement Fills Entire Space Under The House
- Brick Basement
Outdoor Features
- Porch
Utilities
- Forced Air Heating and Cooling System
- Heating System Uses Natural Gas
- Gas Water Heater
Community Details
- Penoyer Farm Subdivision
Listing and Financial Details
- Assessor Parcel Number 14 0508 00000
Ownership History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Sep 26, 2025
Closed on
Feb 6, 2026
Sold by
Bought by
Seller's Agent
Joe Harris
EXP Realty
Buyer's Agent
Non Mls
Non-Mls
List Price
$129,900
Sold Price
$126,000
Premium/Discount to List
-$3,900
-3%
Views
128
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$8,926
Avg. Annual Appreciation
-16.05%
Original Mortgage
$123,717
Outstanding Balance
$123,152
Interest Rate
6.5%
Mortgage Type
FHA
Estimated Equity
-$6,078
Purchase Details
Listed on
Sep 29, 2020
Closed on
Feb 15, 2021
Sold by
Bought by
Seller's Agent
Rrok Koleci
RK Real Estate LLC
Buyer's Agent
Non Participant
Non Realcomp Office
List Price
$39,900
Sold Price
$25,501
Premium/Discount to List
-$14,399
-36.09%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
37.56%
Purchase Details
Closed on
Sep 15, 2020
Sold by
Bought by
Purchase Details
Closed on
Nov 22, 2019
Sold by
Bought by
Purchase Details
Closed on
Feb 17, 2017
Sold by
Bought by
Purchase Details
Closed on
Apr 20, 2006
Sold by
Bought by
Purchase Details
Closed on
Feb 18, 2006
Sold by
Bought by
Purchase Details
Closed on
Jan 10, 2002
Sold by
Bought by
Purchase Details
Closed on
Nov 13, 2001
Sold by
Bought by
Purchase Details
Closed on
Jul 6, 1999
Sold by
Bought by
Purchase Details
Closed on
Apr 22, 1998
Sold by
Bought by
Purchase Details
Closed on
Aug 30, 1990
Sold by
Bought by
Purchase Details
Closed on
Nov 28, 1979
Sold by
Bought by
Home Values in the Area
Average Home Value in this Area
Agents Specializing in Covenant, MI
-
Shelli Kelsey
-
Doris Leal
Doris Leal
Berkshire Hathaway HomeServices
(989) 270-0538
46 Total Sales
1 in Covenant
$95,000 Price
-
Chris Gebrael
Chris Gebrael
Gebrael Management
(810) 766-6376
207 Total Sales
2 in Covenant
$50K - $110K Price Range
-
Joshua Moore
Joshua Moore
Berkshire Hathaway HomeServices
(989) 607-0321
218 Total Sales
4 in Covenant
$45K - $135K Price Range
-
Dawn Williams
Dawn Williams
Real Estate One Great Lakes Bay
(989) 341-6610
75 Total Sales
1 in Covenant
$69,900 Price
-
TJ Beckman
TJ Beckman
RE/MAX New Image
(989) 455-8801
104 Total Sales
1 in Covenant
$160,000 Price
Purchase History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Buyer | Sale Price | Title Company |
|---|---|---|---|
| $126,000 | Crossroads Title | ||
| $25,501 | None Available | ||
| $12,100 | Accommodation | ||
| $61,536 | None Available | ||
| $47,615 | None Available | ||
| $45,800 | -- | ||
| $73,200 | -- | ||
| -- | -- | ||
| -- | -- | ||
| -- | -- | ||
| -- | -- | ||
| -- | -- | ||
| -- | -- | ||
| -- | -- | ||
| -- | -- |
Source: Public Records
Mortgage History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Status | Borrower | Loan Amount |
|---|---|---|---|
| Open | $123,717 |
Source: Public Records
Property History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Event | Price | List to Sale | Price per Sq Ft | Prior Sale |
|---|---|---|---|---|---|
| 03/02/2026 03/02/26 | Sold | $126,000 | +5.1% | $88 / Sq Ft | |
| 12/23/2025 12/23/25 | Pending | -- | -- | -- | |
| 11/07/2025 11/07/25 | Price Changed | $119,900 | -7.7% | $84 / Sq Ft | |
| 09/26/2025 09/26/25 | For Sale | $129,900 | +409.4% | $91 / Sq Ft | |
| 02/26/2021 02/26/21 | Sold | $25,501 | -36.1% | $18 / Sq Ft | View Prior Sale |
| 01/29/2021 01/29/21 | Pending | -- | -- | -- | |
| 01/27/2021 01/27/21 | For Sale | $39,900 | 0.0% | $28 / Sq Ft | |
| 12/17/2020 12/17/20 | Pending | -- | -- | -- | |
| 09/29/2020 09/29/20 | For Sale | $39,900 | -- | $28 / Sq Ft |
Source: Michigan Multiple Listing Service
Tax History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2026 | $1,733 | $38,800 | $0 | $0 |
| 2025 | $1,733 | $34,200 | $0 | $0 |
| 2024 | $1,693 | $31,000 | $0 | $0 |
| 2023 | $1,848 | $28,700 | $0 | $0 |
| 2022 | $1,899 | $25,100 | $0 | $0 |
| 2021 | $1,466 | $22,400 | $0 | $0 |
| 2020 | $1,552 | $21,800 | $0 | $0 |
| 2019 | $1,642 | $19,300 | $1,000 | $18,300 |
| 2018 | $1,264 | $20,239 | $0 | $0 |
| 2017 | $1,050 | $18,150 | $0 | $0 |
| 2016 | $1,015 | $17,699 | $0 | $0 |
| 2014 | -- | $18,927 | $0 | $17,849 |
| 2013 | -- | $19,791 | $0 | $0 |
Source: Public Records
Agents Affiliated with this Home
-
Joe Harris
Seller's Agent in 2026
Joe Harris
EXP Realty
(989) 284-3375
6 in this area
148 Total Sales
-
N
Buyer's Agent in 2026
Non Mls
Non-Mls
-
R
Seller's Agent in 2021
Rrok Koleci
RK Real Estate LLC
-
N
Buyer's Agent in 2021
Non Participant
Non Realcomp Office
-
U
Buyer's Agent in 2021
Unidentified Agent
Unidentified Office
Map
Source: Michigan Multiple Listing Service
MLS Number: 50189720
APN: 91-40-0-50-8000-000
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Source MLS: MiRealSource
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