NOT LISTED FOR SALE

2023 Schaefer St Saginaw, MI 48602

Covenant Neighborhood

Estimated Value: $111,000 - $142,000

4 Beds
1.5 Baths
1,430 Sq Ft
$85/Sq Ft Est. Value

Sale Details

Date Sold: March 2, 2026

Last sale price $126,000 $88 Per Sq Ft

Est. 3% decrease in value since last sale

Current estimated payment $802 / mo

88 Days on Market

Highlights

  • Colonial Architecture
  • Formal Dining Room
  • Porch
  • Main Floor Bedroom
  • 2.5 Car Detached Garage
  • Bay Window

About This Home

As of March 2026

4 Large Bedrooms (with walk-in closets), 1.5 Baths, Updated Electrical & Plumbing, Newer High-efficiency Furnace & Central Air, 2.5 Car Garage, Full Basement, Large Covered Porch ~ Walking Distance To Tim Horton's, Easy Access to I-675

Last Agent to Sell the Property

Joe Harris

EXP Realty License #SBR-6501247820 Listed on: 09/26/2025

EXP Realty

Last Buyer's Agent

Non Mls

Non-Mls License #BCAR

Home Details

Home Type

  • Single Family

Est. Annual Taxes

Year Built

  • Built in 1909

Lot Details

  • 7,405 Sq Ft Lot
  • Lot Dimensions are 60x120
  • Historic Home

Parking

  • 2.5 Car Detached Garage

Home Design

  • Colonial Architecture
  • Brick Foundation

Interior Spaces

  • 1,430 Sq Ft Home
  • 2-Story Property
  • Ceiling height of 9 feet or more
  • Bay Window
  • Formal Dining Room

Bedrooms and Bathrooms

  • 4 Bedrooms
  • Main Floor Bedroom
  • Walk-In Closet

Basement

  • Basement Fills Entire Space Under The House
  • Brick Basement

Outdoor Features

  • Porch

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Natural Gas
  • Gas Water Heater

Community Details

  • Penoyer Farm Subdivision

Listing and Financial Details

  • Assessor Parcel Number 14 0508 00000

Home Details

Home Type

Single Family

Est. Annual Taxes

$2,111

Year Built

Built in 1909

Lot Details

7,405 Sq Ft Lot

Listing Details

  • Originating MLS: Saginaw Board of REALTORS
  • Class: RESIDENTIAL
  • Type Of Property: Single Family
  • Architecture Style: Colonial, Historic
  • Structure Style: 2 Story
  • Total Tax Amount: 2110.84
  • Year Built: 1909
  • Mail City: Saginaw
  • Special Features: None
  • Property Sub Type: Detached
  • Stories: 2

Interior Features

  • Interior Amenities: 9 ft + Ceilings, Bay Window, Walk-In Closet
  • Basement: Yes
  • Basement: Full, Brick
  • Bedrooms: 4
  • Bedroom 1: On 2nd Floor, Dimensions: 13 x 12
  • Bedroom 2: On 2nd Floor, Dimensions: 12 x 12
  • Bedroom 3: On 2nd Floor, Dimensions: 12 x 10
  • Bedroom 4: On 1st Floor, Dimensions: 11 x 9
  • Full Bathrooms: 1
  • Total Bathrooms: 2
  • Bathroom 1: On Level: Second
  • Room Types: First Floor Bedroom, Formal Dining Room
  • Dining Room: On 1st Floor, Dimensions: 16 x 13
  • Kitchen: On 1st Floor, Dimensions: 12 x 10
  • Living Room: On 1st Floor, Dimensions: 18 x 12
  • Below Grade Sq Ft: 804
  • Above Grade Finished Sq Ft: 1430
  • Total Finished Sq Ft: 1430
  • Half Bathrooms: 1

Exterior Features

  • Exterior: Aluminum
  • Exterior Features: Porch
  • Foundation: Basement
  • Frontage: 60
  • Road: City/County
  • Frontage Type: Road

Garage/Parking

  • Garage: Detached Garage
  • Garage Spaces: 2.5
  • Garage: Yes

Utilities

  • Heating: Forced Air
  • Heating Fuel: Natural Gas
  • Sewer: Public Sanitary
  • Water: Public Water
  • Water Heater: Gas
  • Cooling: Central A/C

Lot Info

  • Assessor Parcel Number: 14 0508 00000
  • Zoning: Residential
  • Lot Dimensions: 60x120
  • Acreage: 0.17
  • Geo Subdivision: MI

Tax Info

  • Summer Tax: Year: 2025, Amount: $1,733.39
  • Winter Tax: Year: 2024, Amount: $377.45
  • Total Tax: Amount: $2,110.84

MLS Schools

  • School District: Saginaw City School District

Ownership History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Name Owned For Owner Type

Purchase Details

Listed on
Sep 26, 2025
Closed on
Feb 6, 2026
Sold by
Bought by
Seller's Agent
Joe Harris
EXP Realty
Buyer's Agent
Non Mls
Non-Mls
List Price
$129,900
Sold Price
$126,000
Premium/Discount to List
-$3,900
-3%
Views
128
Current Estimated Value
$122,000

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$4,000
Avg. Annual Appreciation
-11.26%
Original Mortgage
$123,717
Outstanding Balance
$123,717
Interest Rate
6.15%
Mortgage Type
FHA
Estimated Equity
-$1,717

Purchase Details

Listed on
Sep 29, 2020
Closed on
Feb 15, 2021
Sold by
Bought by
Seller's Agent
Rrok Koleci
RK Real Estate LLC
Buyer's Agent
Non Participant
Non Realcomp Office
List Price
$39,900
Sold Price
$25,501
Premium/Discount to List
-$14,399
-36.09%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
37.56%

Purchase Details

Closed on
Sep 15, 2020
Sold by
Bought by

Purchase Details

Closed on
Nov 22, 2019
Sold by
Bought by

Purchase Details

Closed on
Feb 17, 2017
Sold by
Bought by

Purchase Details

Closed on
Apr 20, 2006
Sold by
Bought by

Purchase Details

Closed on
Feb 18, 2006
Sold by
Bought by

Purchase Details

Closed on
Jan 10, 2002
Sold by
Bought by

Purchase Details

Closed on
Nov 13, 2001
Sold by
Bought by

Purchase Details

Closed on
Jul 6, 1999
Sold by
Bought by

Purchase Details

Closed on
Apr 22, 1998
Sold by
Bought by

Purchase Details

Closed on
Aug 30, 1990
Sold by
Bought by

Purchase Details

Closed on
Nov 28, 1979
Sold by
Bought by
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Average Value
Not Available
List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Buyer Sale Price Title Company
$126,000 Crossroads Title
$25,501 None Available
$12,100 Accommodation
$61,536 None Available
$47,615 None Available
$45,800 --
$73,200 --
-- --
-- --
-- --
-- --
-- --
-- --
-- --
-- --
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Borrower Loan Amount
Open $123,717
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft Prior Sale
03/02/2026 03/02/26 Sold $126,000 +5.1% $88 / Sq Ft
12/23/2025 12/23/25 Pending -- -- --
11/07/2025 11/07/25 Price Changed $119,900 -7.7% $84 / Sq Ft
09/26/2025 09/26/25 For Sale $129,900 +409.4% $91 / Sq Ft
02/26/2021 02/26/21 Sold $25,501 -36.1% $18 / Sq Ft View Prior Sale
01/29/2021 01/29/21 Pending -- -- --
01/27/2021 01/27/21 For Sale $39,900 0.0% $28 / Sq Ft
12/17/2020 12/17/20 Pending -- -- --
09/29/2020 09/29/20 For Sale $39,900 -- $28 / Sq Ft
Source: Michigan Multiple Listing Service

Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $1,733 $34,200 $0 $0
2024 $1,693 $31,000 $0 $0
2023 $1,848 $28,700 $0 $0
2022 $1,899 $25,100 $0 $0
2021 $1,466 $22,400 $0 $0
2020 $1,552 $21,800 $0 $0
2019 $1,642 $19,300 $1,000 $18,300
2018 $1,264 $20,239 $0 $0
2017 $1,050 $18,150 $0 $0
2016 $1,015 $17,699 $0 $0
2014 -- $18,927 $0 $17,849
2013 -- $19,791 $0 $0
Source: Public Records

Agents Affiliated with this Home

  • Joe Harris

    Seller's Agent in 2026

    Joe Harris

    EXP Realty

    (989) 284-3375

    6 in this area

    156 Total Sales

    Joe Harris
    Section Image

  • N

    Buyer's Agent in 2026

    Non Mls

    Non-Mls

  • Rrok Koleci

    Seller's Agent in 2021

    Rrok Koleci

    RK Real Estate LLC

    (586) 873-5537

    109 Total Sales

    Rrok Koleci
    Section Image

  • N

    Buyer's Agent in 2021

    Non Participant

    Non Realcomp Office

  • U

    Buyer's Agent in 2021

    Unidentified Agent

    Unidentified Office

See All Agents

Map

Source: Michigan Multiple Listing Service

MLS Number: 50189720

Michigan Multiple Listing Service

APN: 91-40-0-50-8000-000

Michigan Saginaw County Saginaw 48602 Covenant

2023 Schaefer St, Saginaw, MI

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