$850,000
$25K PRICE DROP

20281 Fair Oak Ln Estero, FL 33928

Estero Area

Estimated payment $6,155/month

Total Views 29,692
4 Beds
5 Baths
3,694 Sq Ft
$230 Price per Sq Ft

Highlights

  • Lake Front
  • Boat Ramp
  • Fitness Center
  • Fort Myers High School Rated A
  • Community Cabanas
  • Tennis Courts

About This Home

This beautifully upgraded Olympia floor plan in RiverCreek offers almost 3,700 square feet with 4 bedrooms + den, 5 full bathrooms, a loft, and a 3-car garage on a premium lake-view lot just steps from the community clubhouse and amenities.
Designed for both everyday living and entertaining, the open-concept layout features a spacious great room overlooking the water, a first-floor bedroom with full bath access, a functional mudroom, impact-resistant windows and doors throughout, and thoughtful designer finishes. The kitchen is the centerpiece of the home with quartz countertops, upgraded cabinetry, stainless steel appliances, chimney hood, and an oversized island that flows seamlessly into the dining and living spaces.
Upstairs, every bedroom features its own en suite bathroom, offering privacy and comfort for family and guests alike. The spacious primary suite includes dual walk-in closets, dual vanities, a Roman soaking tub, and a separate walk-in shower.
Step outside to the screened lanai and enjoy peaceful long lake views with room for a future custom pool. Already plumbed for an outdoor kitchen, this backyard is ready to become your own private Florida retreat.
The 3-car garage includes an electric vehicle charging station along with ample storage space.
Located in one of Estero’s newest gated resort-style communities, RiverCreek residents enjoy access to a 12,000-square-foot clubhouse with resort pool, fitness center, indoor sports complex, pickleball courts, tennis courts, bocce, splash park, playground, fire pit lounge, card rooms, and more. Conveniently located near shopping, dining, RSW Airport, and Southwest Florida’s beautiful Gulf beaches and we are not in a flood zone for added peace of mind.

Listing Agent

Lisa Ninchritz

Royal Shell Real Estate, Inc. Listed on: 05/30/2026

Royal Shell Real Estate, Inc.

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $11,193

Year Built

  • Built in 2024

Lot Details

  • 5,780 Sq Ft Lot
  • 50 Ft Wide Lot
  • Lake Front
  • Property is zoned RPD

HOA Fees

  • $386 Monthly HOA Fees

Parking

  • 3 Car Attached Garage
  • Electric Vehicle Home Charger
  • Driveway

Home Design

  • Contemporary Architecture
  • Concrete Block With Brick
  • Concrete Foundation
  • Stone Siding
  • Stucco
  • Tile

Interior Spaces

  • Property has 2 Levels
  • Coffered Ceiling
  • Tray Ceiling
  • Cathedral Ceiling
  • Mud Room
  • Entrance Foyer
  • Combination Dining and Living Room
  • Home Office
  • Loft
  • Hobby Room
  • Screened Porch
  • Lake Views

Kitchen

  • Eat-In Kitchen
  • Breakfast Bar
  • Built-In Self-Cleaning Double Oven
  • Gas Cooktop
  • Microwave
  • Freezer
  • Dishwasher
  • Kitchen Island
  • Built-In or Custom Kitchen Cabinets
  • Disposal

Flooring

  • Laminate
  • Tile

Bedrooms and Bathrooms

  • 4 Bedrooms
  • Main Floor Bedroom
  • Primary Bedroom Upstairs
  • Split Bedroom Floorplan
  • Walk-In Closet
  • 5 Full Bathrooms
  • Soaking Tub

Laundry

  • Laundry in unit
  • Dryer
  • Washer

Home Security

  • Home Security System
  • Fire and Smoke Detector

Outdoor Features

  • Cabana
  • Tennis Courts
  • Basketball Court
  • Playground

Schools

  • Pinewoods Elementary School
  • Three Oaks Middle School
  • School Choice High School

Utilities

  • Zoned Heating and Cooling
  • Heating System Uses Natural Gas
  • Underground Utilities
  • Gas Available
  • Cable TV Available

Listing and Financial Details

  • Assessor Parcel Number 30-46-26-E2-08000.2940
  • Tax Block 08000

Community Details

Overview

  • Rivercreek In Estero Subdivision
  • Mandatory home owners association

Amenities

  • Clubhouse
  • Billiard Room
  • Meeting Room

Recreation

  • Boat Ramp
  • Tennis Courts
  • Pickleball Courts
  • Bocce Ball Court
  • Fitness Center
  • Community Cabanas
  • Community Pool
  • Park

Security

  • Gated Community

Home Details

Home Type

Single Family

Est. Annual Taxes

$11,193

Year Built

Built in 2024

Lot Details

5,780 Sq Ft Lot

HOA Fees

$386 per month

Parking

3

Listing Details

  • Property Type: Residential
  • Year Built: 2024
  • Property Sub Type: Single Family Residence
  • Community Features: Clubhouse, Park, Pool, Fitness Center, Sidewalks, Street Lights, Tennis Court(s), Gated
  • Frontage: Lakefront
  • Horses: No
  • Lot Features: Regular
  • LotSizeAcres: 0.1327
  • Park Name: RIVERCREEK IN ESTERO
  • Road Surface Type: Paved
  • Is Senior Community?: No
  • Has View?: Yes
  • Security Features: Security System, Smoke Detector(s), Gated Community
  • Association Amenities: Basketball Court, Billiard Room, Bocce Court, Cabana, Clubhouse, Community Boat Ramp, Park, Pool, Community Room, Fitness Center, Hobby Room, Pickleball, Play Area, Sidewalk, Streetlight, Tennis Court(s), Underground Utility
  • Association Fees: 4632
  • Has H O A?: Yes
  • Co List Office Mls Id: BRSRE2
  • Standard Status: Active
  • Subdivision Name: RIVERCREEK IN ESTERO
  • Architectural Style: Two Story, Contemporary, Single Family
  • Has Fireplace?: No
  • Unit Levels: 2
  • Is New Construction?: No
  • Structure Type: House
  • Golf Type: No Golf Available
  • NABOR_GulfAccessYN: No
  • NABOR_GasYN: Yes
  • NABOR_MasterHOAFee: 1158
  • OpenHouseCount: 1
  • Elevator: None
  • NABOR_CableAvailableYN: No
  • Boat Access: None
  • Pet Limit Breed: No Dangerous Breeds
  • LastChangeTimestamp: 2026-09-04T13:25:16.647Z
  • NABOR_MasterHOAFeeFreq: Quarterly
  • Community Type: Gated, Tennis
  • BridgeModificationTimestamp: 2026-09-04T13:27:27.054Z
  • ListAgent_MUI: 38854814
  • NABOR_HOADesc: Mandatory
  • NABOR_AuctionYN: No
  • CDOM: 97
  • NABOR_MandatoryHOAYN: Yes
  • Building Desc: 2 Story, Contemporary
  • Equipment: Auto Garage Door, Cooktop - Gas, Dishwasher, Disposal, Double Oven, Dryer, Home Automation, Microwave, Refrigerator/Freezer, Security System, Self Cleaning Oven, Smoke Detector, Wall Oven, Washer
  • DOM: 97
  • Additional Rooms: Den - Study, Home Office, Laundry in Residence, Loft, Screened Lanai/Porch
  • NABOR_ListPrice: 850000
  • NABOR_LotFrontage: 50
  • Special Features: 4098

Interior Features

  • Flooring: Laminate, Tile
  • Interior Amenities: Built-In Cabinets, Cathedral Ceiling(s), Coffered Ceiling(s), Foyer, Pantry, Smoke Detectors, Tray Ceiling(s), Volume Ceiling, Walk-In Closet(s)
  • Private Spa: No
  • Appliances: Gas Cooktop, Dishwasher, Disposal, Double Oven, Dryer, Microwave, Refrigerator/Freezer, Self Cleaning Oven, Wall Oven, Washer
  • Full Bathrooms: 5
  • Total Bedrooms: 4
  • Total Bedrooms: 9
  • Stories: 2
  • Room Bedroom Features: First Floor Bedroom, Master BR Upstairs, Split Bedrooms
  • Room Dining Room Features: Breakfast Bar, Dining - Living, Eat-in Kitchen
  • Kitchen Description: Gas Available, Island, Pantry
  • NABOR_Bedrooms: 4+Den

Exterior Features

  • Roof: Tile
  • View: Lake
  • Exterior Features: Screened Lanai/Porch
  • Pool Features: Community
  • Has Private Pool?: No
  • Waterfront Features: Lake
  • Construction Type: Concrete Block, Stone, Stucco
  • Foundation Details: Concrete Block
  • Other Structures: Cabana, Tennis Court(s)

Garage/Parking

  • Garage Spaces: 3
  • Has Attached Garage?: Yes
  • Has Carport?: No
  • Covered Parking Spaces: 3
  • Has Attached Garage?: Yes
  • Parking Features: Driveway Paved, Attached
  • Total Parking Spaces: 3

Utilities

  • Cooling: Central Electric, Zoned
  • Cooling Y N: Yes
  • Heating Yn: Yes
  • Laundry Features: Laundry in Residence
  • Green Building Features: DSL/Cable Available
  • Heating: Natural Gas
  • Water Source: Central
  • Gas: Natural

Condo/Co-op/Association

  • Pets Allowed: Yes

Schools

  • Elementary School: PINEWOODS
  • High School: SCHOOL CHOICE
  • Middle Or Junior School: THREE OAKS MIDDLE SCHOOL

Lot Info

  • Waterfront: Yes
  • Parcel Number: 30-46-26-E2-08000.2940
  • Lot Size Sq Ft: 5780
  • Land Lease Expiration Date: 2026-11-29
  • Additional Parcels: No
  • Zoning: RPD

Rental Info

  • Lease Term: Buyer Finance/Cash,FHA,VA

Tax Info

  • Tax Year: 2025
  • Tax Annual Amount: 11192.89
  • Tax Block: 08000

Multi Family

  • Number Of Units Furnished: Unfurnished
  • Number Of Units Total: 1

Map

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Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2026 $11,193 $689,132 $71,868 $617,264
2025 $11,193 $680,829 $79,135 $601,694
2024 -- $61,800 $61,800
2023 -- $60,223
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft
09/04/2026 09/04/26 Price Changed $850,000 -2.9% $230 / Sq Ft
05/30/2026 05/30/26 For Sale $875,000 -- $237 / Sq Ft
Source: Multiple Listing Service of Bonita Springs-Estero

Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Type Sale Price Title Company
Special Warranty Deed $864,000 Nova Title
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Loan Amount Loan Type
Open $691,121 New Conventional
Source: Public Records

About the Listing Agent

Lisa Ninchritz

Royal Shell Real Estate, Inc.

(239) 420-1703

Section Image

Lisa Ninchritz is widely recognized as the leading real estate expert in Bella Terra in Estero, Florida. With deep roots in the community and a reputation built on trust, integrity, and unmatched market knowledge, Lisa has become the go-to agent for both buyers and sellers in this sought-after gated community as well as the neighboring communities along the Corkscrew corridor.

A full-time Estero resident since 2008, Lisa brings a unique blend of local insight and professional expertise

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    When this Bella Terra townhome hit the market it went under contract in just 4 days, and for good reason. Now it is back and represents one of the most compelling opportunities in Estero today. Tucked at the end of a quiet cul-de-sac with a private pool, this is the combination buyers wait for in Bella Terra and it rarely becomes available.The home offers 3 bedrooms, 2.5 baths, a spacious

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Source: Multiple Listing Service of Bonita Springs-Estero

MLS Number: 226016824

Multiple Listing Service of Bonita Springs-Estero

APN: 30-46-26-E2-08000.2940

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