NOT LISTED FOR SALE

20284 Old Mill Rd Locust, NC 28097

Locust Area

Estimated Value: $416,000 - $509,000

3 Beds
2 Baths
1,670 Sq Ft
$274/Sq Ft Est. Value

Sale Details

Date Sold: February 5, 2021

Last sale price $320,000 $192 Per Sq Ft

Est. 43% increase in value since last sale

Current estimated payment $2,693 / mo

14 Days on Market

Highlights

  • 4.32 Acre Lot
  • Wooded Lot
  • Charleston Architecture
  • Hilly Lot
  • Vaulted Ceiling
  • No HOA

About This Home

As of February 2021

Bring your RVs, boats, campers, trailers & ATVs! There's plenty of parking with a circular gravel driveway, RV shed and exterior storage shed. Charming Cape Cod is tucked into a 4.32 acre lot with front and back rocking chair porches to enjoy the serene wooded setting. Updates include wood look laminate flooring, tiled baths, acrylic countertops, subway tile backsplash, stainless steel appliances and shiplap accented dining room. The main level has two spacious guest bedrooms and full bath. Upstairs master bedroom has dual walk-in closets and deluxe bath with jetted garden tub & separate shower. Study offers the flexibility of a nursery or playroom. Basement with garage door & access door makes a great workshop, hobby room, rec room or man cave!

Last Agent to Sell the Property

Greg Moran

Carolina Living Associates LLC Brokerage Email: greg@homescharlotte.com License #168384 Listed on: 12/14/2020

Carolina Living Associates LLC

Last Buyer's Agent

Meredith Christy

Meredith Christy Real Estate License #298605

Range of Values:

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Value Increase
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Percent Increase
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Adjusted for Inflation
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Average Value
Not Available
List Price
Sold Price
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Home Details

Home Type

  • Single Family

Year Built

  • Built in 1998

Lot Details

  • 4.32 Acre Lot
  • Lot Dimensions are 222x670x278x695
  • Lot Has A Rolling Slope
  • Hilly Lot
  • Wooded Lot

Home Design

  • Charleston Architecture
  • Vinyl Siding

Interior Spaces

  • 1.5-Story Property
  • Vaulted Ceiling
  • Ceiling Fan
  • Insulated Windows
  • Laminate Flooring

Kitchen

  • Electric Oven
  • Electric Range
  • Range Hood
  • Microwave
  • Dishwasher

Bedrooms and Bathrooms

  • 2 Full Bathrooms

Laundry

  • Laundry Room
  • Laundry on main level
  • Electric Dryer Hookup

Partially Finished Basement

  • Basement Fills Entire Space Under The House
  • Interior and Exterior Basement Entry

Home Security

  • Storm Doors
  • Carbon Monoxide Detectors

Parking

  • Garage
  • 1 Detached Carport Space
  • Basement Garage

Outdoor Features

  • Shed
  • Front Porch

Utilities

  • Heat Pump System
  • Electric Water Heater
  • Septic Tank
  • Cable TV Available

Community Details

  • No Home Owners Association

Listing and Financial Details

  • Assessor Parcel Number 6507-03-12-6922

Home Details

Home Type

Single Family

Year Built

Built in 1998

Lot Details

4.32 Acres

Listing Details

  • Property Type: Residential
  • Property Sub Type: Single Family Residence
  • Architectural Style: Charleston
  • Year Built: 1998
  • Restrictions: No Restrictions
  • Second Living Quarters: None
  • Road Surface Type: Stone, Paved
  • Unit Levels: One and One Half
  • Property Attached Yn: No
  • ResoPropertyType: Residential
  • Ratio CurrentPrice/TotalPropertyHLA: 191.62
  • Attribution Contact: greg@homescharlotte.com
  • Special Features: None

Interior Features

  • Fireplace: No
  • Flooring: Laminate
  • Interior Amenities: Cable Prewire, Vaulted Ceiling(s)
  • Lower Level Sq Ft: 0
  • Main Level Sq Ft: 1037
  • Third Level Sq Ft: 0
  • Sq Ft Unheated Basement: 1019
  • Sq Ft Unheated Lower: 0
  • Sq Ft Unheated Main: 0
  • Sq Ft Unheated Third: 0
  • Sq Ft Unheated Total: 1019
  • Sq Ft Unheated Upper: 0
  • Sq Ft Upper: 633
  • Appliances: Dishwasher, Electric Oven, Electric Range, Electric Water Heater, Exhaust Hood, Microwave
  • Above Grade Finished Sq Ft: 1670
  • Has Basement: Basement, Basement Garage Door, Exterior Entry, Interior Entry, Partially Finished
  • Basement YN: Yes
  • Full Bathrooms: 2
  • Total Bedrooms: 3
  • Door Features: Storm Door(s)
  • Living Area: 1670
  • Window Features: Insulated Window(s)
  • Bedroom Main: 2
  • Bedroom Basement: 0

Exterior Features

  • New Construction: No
  • Roof: Shingle
  • Construction Type: Site Built
  • View: Long Range
  • Waterfront Features: None
  • Construction Type: Vinyl
  • Other Structures: Shed(s)
  • Patio And Porch Features: Front Porch, Rear Porch

Garage/Parking

  • Main Level Garage YN: 0
  • Carport Spaces: 1
  • Carport Y N: Yes
  • Parking Features: Basement, Carport, Other - See Remarks

Utilities

  • Heating: Heat Pump
  • Sewer: Septic Installed
  • Laundry Features: Electric Dryer Hookup, Laundry Closet, Main Level
  • Security: Carbon Monoxide Detector(s)
  • Cooling: Ceiling Fan(s), Heat Pump
  • Water Source: Well

Condo/Co-op/Association

  • Community Features: None
  • Hoa Subject To Dues: No
  • Association: No

Schools

  • Middle Or Junior School: Unspecified
  • HOA Subject To: None

Lot Info

  • Lot Features: Hilly, Rolling Slope, Sloped, Wooded
  • Lot Size Units: Acres
  • Parcel Number: 6507-03-12-6922
  • Zoning: SFR
  • Lot Size Acres: 4.32
  • Lot Size: 222x670x278x695
  • Lot Size Sq Ft: 188179
  • ResoLotSizeUnits: Acres
  • Zoning Specification: SFR

MLS Schools

  • Elementary School: Unspecified
  • High School: Unspecified

Ownership History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Name Owned For Owner Type

Purchase Details

Listed on
Dec 14, 2020
Closed on
Feb 5, 2021
Sold by
Ray Meredith Cummins and Ray John David
Bought by
Seller's Agent
Greg Moran
Carolina Living Associates LLC
Buyer's Agent
Meredith Christy
Meredith Christy Real Estate
List Price
$315,000
Sold Price
$320,000
Premium/Discount to List
$5,000
1.59%
Current Estimated Value
$457,151

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$137,151
Avg. Annual Appreciation
6.59%
Original Mortgage
$304,000
Outstanding Balance
$265,071
Interest Rate
2.6%
Mortgage Type
New Conventional
Estimated Equity
$192,080

Purchase Details

Closed on
Mar 13, 2014
Sold by
Pennell Matthew Dean and Vick Bonita Lynn
Bought by
Ray Meredith Cummins and Ray John David

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$181,649
Interest Rate
4.5%
Mortgage Type
FHA
Source: Public Records

Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Agents Specializing in Locust, NC

  • Misty Cooper Real Estate Agent - Misty Blue Realty & Consulting

    Misty Cooper

    Misty Blue Realty & Consulting

    (980) 326-4124

    29 Total Sales

    1 in Locust

    $369,690 Price

    Misty Cooper
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  • Martha Mendoza Borgese Real Estate Agent - ERA Live Moore

    Martha Mendoza Borgese

    ERA Live Moore

    (980) 414-0556

    133 Total Sales

    1 in Locust

    $290,000 Price

    Martha Mendoza Borgese
     Section Image
  • Sheila St Germain Real Estate Agent - EXP Realty LLC Ballantyne

    Sheila St Germain

    Responds Quickly

    EXP Realty LLC Ballantyne

    (980) 990-2895

    331 Total Sales

    6 in Locust

    $200K - $520K Price Range

    Sheila St Germain
     Section Image
  • Amanda Cody Real Estate Agent - Hometown Realty Pros

    Amanda Cody

    Hometown Realty Pros

    (980) 261-3049

    308 Total Sales

    15 in Locust

    $150K - $700K Price Range

    Amanda Cody
     Section Image
  • Sarah Rutkowski Real Estate Agent - RE/MAX Executive

    Sarah Rutkowski

    RE/MAX Executive

    (980) 580-8528

    84 Total Sales

    2 in Locust

    $260K - $310K Price Range

    Sarah Rutkowski
     Section Image
  • Alexis Hughes Real Estate Agent - EXP Realty LLC Ballantyne

    Alexis Hughes

    EXP Realty LLC Ballantyne

    (980) 825-4881

    154 Total Sales

    12 in Locust

    $70K - $450K Price Range

    Alexis Hughes
     Section Image
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Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Buyer Sale Price Title Company
$320,000 None Available
Ray Meredith Cummins $185,000 None Available
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Borrower Loan Amount
Open $304,000
Previous Owner Ray Meredith Cummins $225,000
Previous Owner Ray Meredith Cummins $181,649
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft
02/05/2021 02/05/21 Sold $320,000 +1.6% $192 / Sq Ft
12/28/2020 12/28/20 Pending -- -- --
12/21/2020 12/21/20 For Sale $315,000 0.0% $189 / Sq Ft
12/18/2020 12/18/20 Pending -- -- --
12/14/2020 12/14/20 For Sale $315,000 -- $189 / Sq Ft
Source: Canopy MLS

Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $2,057 $311,733 $71,520 $240,213
2024 $1,514 $210,217 $45,740 $164,477
2023 $1,611 $210,217 $45,740 $164,477
2022 $1,611 $210,217 $45,740 $164,477
2021 $1,609 $210,217 $45,740 $164,477
2020 $1,534 $187,178 $40,750 $146,428
2019 $1,545 $187,178 $40,750 $146,428
2018 $1,460 $187,178 $40,750 $146,428
2017 $1,460 $187,178 $40,750 $146,428
2016 $1,270 $167,067 $37,090 $129,977
2015 $1,353 $167,067 $37,090 $129,977
2014 $1,290 $167,067 $37,090 $129,977
Source: Public Records

Agents Affiliated with this Home

  • GM

    Seller's Agent in 2021

    Greg Moran

    Carolina Living Associates LLC

    Section Image
  • Meredith Christy Real Estate Agent - Meredith Christy Real Estate

    Buyer's Agent in 2021

    Meredith Christy

    Meredith Christy Real Estate

    (704) 299-6627

    130 Total Sales

    Meredith Christy
    Section Image
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Map

Source: Canopy MLS

MLS Number: 3689324

Canopy MLS

APN: 6507-03-12-6922

North Carolina Stanly County Locust 28001

20284 Old Mill Rd, Locust, NC

Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.

Canopy MLS All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Some IDX listings have been excluded from this website.
Based on information submitted to the MLS GRID
Listings courtesy of Canopy MLS as distributed by MLS GRID

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