$440,000
SOLD SEP 26, 2025
Last list price

203 Derail Ln Roach, MO 65787

3 Beds
2 Baths
1,248 Sq Ft
1984 Built

Recently Sold

$353 Per Sq Ft

17 Days on Market

Highlights

  • Lake Front
  • Deck
  • Covered Patio or Porch
  • Climax Springs Elementary School Rated 10
  • Furnished
  • Low Threshold Shower

About This Home

As of September 2025

Buyers loss, your gain
Are you ready for a waterfront property with Great Sunset Views, a large double lot w/ 160 ft of shoreline, 2 decks, 2 porch swings, 2 lots, 2 sheds, 2 boat slips, 2 boat hoists, 2 kayaks & so much more! Double the fun at this Lake House located at the 42MM in a nice deep water cove.
This charming 3 bed, 2 bath home is perfectly situated in a deep water cove that you can even fish in the winter months. Like to cook? Enjoy the updated kitchen featuring custom soft-close cabinets, beautiful tile & SS appliances. Additional updates to bathroom, decks, railings, rip wrap, & a new septic system also been installed this year.
Water lovers will appreciate a 2-well dock complete w/ boat lifts , jet ski lift, dock box, dock locker, plus the incredible bonus of a 24 ft Triton boat included with the sale!
Whether you’re looking for a weekend retreat or a full-time residence, this home has it all! Priced below appraised value and sellers are offering 3 grand in closing cost concessions. Lake life is the best life!

Last Agent to Sell the Property

Dee Dee Jacobs

EXP Realty, LLC Brokerage Phone: (866) 224-1761 License #2007005756 Listed on: 08/20/2025

EXP Realty, LLC

Co-Listed By

Connie Siddens

EXP Realty, LLC Brokerage Phone: (866) 224-1761 License #2022011294

Last Buyer's Agent

Laura Kirk Jones

Realty Executives Premiere License #2023041598

Realty Executives Premiere

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $658

Year Built

  • Built in 1984 | Remodeled

Lot Details

  • Lot Dimensions are 160x98x133x87
  • Lake Front
  • Home fronts a seawall
  • Gentle Sloping Lot

Home Design

  • Block Foundation
  • Vinyl Siding

Interior Spaces

  • 1,248 Sq Ft Home
  • 1-Story Property
  • Furnished
  • Ceiling Fan
  • Tile Flooring
  • Stacked Washer and Dryer

Kitchen

  • Oven
  • Stove
  • Range
  • Microwave
  • ENERGY STAR Qualified Refrigerator
  • ENERGY STAR Qualified Dishwasher

Bedrooms and Bathrooms

  • 3 Bedrooms
  • 2 Full Bathrooms
  • Walk-in Shower

Partially Finished Basement

  • Walk-Out Basement
  • Partial Basement

Parking

  • No Garage
  • Driveway

Accessible Home Design

  • Low Threshold Shower

Outdoor Features

  • Rip-Rap
  • Cove
  • Deck
  • Covered Patio or Porch
  • Shed

Utilities

  • Forced Air Heating and Cooling System
  • Private Water Source
  • Well
  • Water Softener is Owned
  • Septic Tank
  • High Speed Internet

Listing and Financial Details

  • Assessor Parcel Number 06101100000001006000

Home Details

Home Type

Single Family

Est. Annual Taxes

$658

Year Built

Built in 1984 | Remodeled

Lot Details

0

Listing Details

  • Property Sub Type: Detached
  • Prop. Type: Residential
  • Lot Size: 160x98x133x87
  • Road Surface Type: Asphalt, Gravel, Paved
  • Co List Office Mls Id: 50754840
  • Co List Office Phone: (866) 224-1761
  • Inclusions: Appliances, remaining furniture and decor, Dock, Jet ski Lift, 2 boat lifts, 24 ft Laundua Triton Boat/motor dock boxes, kayak, 2 sheds, water softener, porch swings
  • Ownership: Fee Simple,
  • Subdivision Name: None
  • Directions: Highway & to 7-9 (rd right before O Tommys) right on Alta Drive, right on Acorn Hollow, left on Hollow Tree When you get to 3 way on derail lane bear left to driveway to #203 on the right.
  • Architectural Style: One Story
  • Garage Yn: No
  • Unit Levels: One
  • Efficiency: Appliances
  • Property Attached Yn: No
  • Building Stories: 1
  • Year Built: 1984
  • Property Sub Type Additional: Detached,Single Family Residence
  • Attribution Contact: (866) 224-1761
  • Special Features: VirtualTour
  • Stories: 1

Interior Features

  • Furnished: Furnished
  • Possible Use: Residential
  • Appliances: Dryer, Washer/Dryer Stacked, Dishwasher, Microwave, Oven, Range, Refrigerator, Water Softener Owned, Stove, ENERGY STAR Qualified Dishwasher, ENERGY STAR Qualified Refrigerator
  • Accessibility Features: Low Threshold Shower
  • Has Basement: Partially Finished, Walk-Out Access, Partial
  • Basement YN: Yes
  • Full Bathrooms: 2
  • Total Bedrooms: 3
  • Fireplace Features: None
  • Fireplace: No
  • Flooring: Luxury Vinyl Plank, Tile
  • Interior Amenities: Ceiling Fan(s), Pantry, Partially Furnished, Walk-In Shower
  • Living Area: 1248.0

Exterior Features

  • Lot Features: Gentle Sloping, Lake Front
  • Waterfront Features: Cove, Riprap, Lake Front, Seawall
  • Waterfront: Yes
  • Construction Type: Vinyl Siding
  • Exterior Features: Concrete Driveway, Deck, Storage
  • Foundation Details: Block
  • Other Structures: Shed(s)
  • Patio And Porch Features: Covered, Deck
  • Property Condition: Updated/Remodeled

Garage/Parking

  • Parking Features: No Garage

Utilities

  • Laundry Features: Stacked
  • Cooling: Central Air
  • Cooling Y N: Yes
  • Heating: Electric, Forced Air
  • Heating Yn: Yes
  • Sewer: Septic Tank
  • Utilities: High Speed Internet Available
  • Water Source: Private, Well

Condo/Co-op/Association

  • Community Features: None

Fee Information

  • Association Fee Includes: None

Schools

  • Junior High Dist: Climax Springs

Lot Info

  • Parcel #: 06101100000001006000
  • Zoning Description: Residential

Tax Info

  • Tax Annual Amount: 657.71
  • Tax Year: 2025

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Aug 20, 2025
Closed on
Sep 26, 2025
Sold by
Seuferling Living Trust and Seuferling Martin J
Bought by
Thrasher Carol and Thrasher Doug
Seller's Agent
Dee Dee Jacobs
EXP Realty, LLC
Buyer's Agent
Laura Kirk Jones
Realty Executives Premiere
List Price
$440,000
Views
10
Current Estimated Value
$444,075

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
1.89%
Original Mortgage
$331,500
Outstanding Balance
$331,205
Interest Rate
6.58%
Mortgage Type
New Conventional
Estimated Equity
$112,870

Purchase Details

Closed on
Sep 1, 2005
Bought by
Mertz Patricia A and Collins Clara K
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Deed -- Great American Title
Deed -- --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $331,500 New Conventional
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
09/26/2025 09/26/25 Sold -- -- --
09/06/2025 09/06/25 Pending -- -- --
08/20/2025 08/20/25 For Sale $440,000 +70.2% $353 / Sq Ft
05/17/2018 05/17/18 Sold -- -- -- View Prior Sale
04/17/2018 04/17/18 Pending -- -- --
04/13/2018 04/13/18 For Sale $258,500 -- $208 / Sq Ft
Source: Bagnell Dam Association of REALTORS®

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $658 $17,540 $0 $0
2024 $658 $17,540 $0 $0
2023 $657 $17,540 $0 $0
2022 $613 $17,540 $0 $0
2021 $614 $17,540 $0 $0
2020 $616 $17,540 $0 $0
2019 $615 $17,540 $0 $0
2018 $477 $13,600 $0 $0
2017 $476 $13,600 $0 $0
2016 $477 $13,600 $0 $0
2015 $473 $13,600 $0 $0
2014 $477 $13,600 $0 $0
2013 -- $13,600 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Bagnell Dam Association of REALTORS®

MLS Number: 3579921

Bagnell Dam Association of REALTORS®

APN: 06-1.0-11.0-000.0-001-006.000