Nicole Rankin
Coldwell Banker Realty FM
(859) 651-7170
207 Total Sales
2 in Downtown Covington
$425K - $650K Price Range
203 Garrard St Covington, KY 41011
Downtown Covington NeighborhoodEstimated Value: $624,000 - $882,000
5
Beds
2.5
Baths
4,672
Sq Ft
$166/Sq Ft
Est. Value
Highlights
- In Ground Pool
- 0.16 Acre Lot
- Property is near public transit
- City View
- Fireplace in Primary Bedroom
- 1-minute walk to George Rogers Clark Park
About This Home
As of January 2025Here's your opportunity to be a part of Covington's Licking Riverside Historic District. Walk to restaurants, downtown Cincinnati, Reds and Bengals games, and Newport. This 1860's nearly 5,000 square foot home is ready for its new owner. Enjoy three floors of living space, 4/5 bedrooms, sitting room off master bedroom, home office space, formal dining room, party room with bar, kitchenette, 1/2 bath and exterior door leading to the inground pool area, hardwood floors, 10 foot ceilings, pocket doors on main floor, beautiful arched stained glass window, 7 fireplaces, 2 story elevator addition, loft room on the third floor with a spiral staircase. This home sits on a large lot with off street parking, a cobblestone driveway, 2 car detached garage, separate entrances in front and back, security gate, inviting front porch, gas lamp post, rear patio, and a private inground pool. This spacious home is perfect for entertaining, or could be an investment opportunity for the right buyer.
Last Agent to Sell the Property
Tony Gibson Realty License #263139 Listed on: 06/28/2024
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Home Details
Home Type
- Single Family
Year Built
- Built in 1860
Lot Details
- 6,862 Sq Ft Lot
- Lot Dimensions are 48'x146'
- Wrought Iron Fence
- Level Lot
- Private Yard
- Historic Home
Parking
- 2 Car Detached Garage
- Front Facing Garage
- Garage Door Opener
- Driveway
- Off-Street Parking
Property Views
- City
- Neighborhood
Home Design
- Stone Foundation
- Shingle Roof
- Stucco
Interior Spaces
- 4,672 Sq Ft Home
- 3-Story Property
- Built-In Features
- Crown Molding
- High Ceiling
- Ceiling Fan
- Recessed Lighting
- Chandelier
- Decorative Fireplace
- Gas Fireplace
- Vinyl Clad Windows
- Double Hung Windows
- Transom Windows
- Picture Window
- Wood Frame Window
- Double Door Entry
- Pocket Doors
- French Doors
- Panel Doors
- Family Room with Fireplace
- Living Room with Fireplace
- Dining Room with Fireplace
- 7 Fireplaces
- Formal Dining Room
- Recreation Room
- Storage In Attic
Kitchen
- Eat-In Kitchen
- Electric Oven
- Electric Range
- Dishwasher
- Laminate Countertops
- Disposal
- Fireplace in Kitchen
Flooring
- Wood
- Carpet
- Laminate
- Concrete
- Ceramic Tile
- Vinyl
Bedrooms and Bathrooms
- 5 Bedrooms
- Fireplace in Primary Bedroom
- En-Suite Bathroom
- Walk-In Closet
- Granite Bathroom Countertops
- Dual Vanity Sinks in Primary Bathroom
- Jetted Tub and Shower Combination in Primary Bathroom
- Hydromassage or Jetted Bathtub
- Primary Bathroom includes a Walk-In Shower
Laundry
- Laundry on main level
- Dryer
- Washer
Unfinished Basement
- Basement Fills Entire Space Under The House
- Laundry in Basement
- Basement Storage
Home Security
- Home Security System
- Security Lights
- Intercom
- Smart Thermostat
- Storm Windows
- Fire and Smoke Detector
Accessible Home Design
- Accessible Elevator Installed
- Accessible Full Bathroom
- Stair Lift
- Accessible Approach with Ramp
Outdoor Features
- In Ground Pool
- Covered Patio or Porch
Schools
- John G. Carlisle Elementary School
- Holmes Middle School
- Holmes Senior High School
Utilities
- Humidifier
- Window Unit Cooling System
- Forced Air Heating and Cooling System
- Heating System Uses Natural Gas
- Heat Pump System
- Baseboard Heating
- 220 Volts
- Cable TV Available
Additional Features
- Air Purifier
- Property is near public transit
Community Details
- No Home Owners Association
Listing and Financial Details
- Assessor Parcel Number 054-14-13-005.00
Ownership History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Jun 28, 2024
Closed on
Jan 22, 2025
Sold by
Bought by
Seller's Agent
Anthony Gibson
Tony Gibson Realty
Buyer's Agent
Max de Vries
Keller Williams Realty Service
List Price
$689,900
Sold Price
$620,000
Premium/Discount to List
-$69,900
-10.13%
Views
264
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$155,440
Avg. Annual Appreciation
15.74%
Original Mortgage
$589,000
Outstanding Balance
$580,149
Interest Rate
6.85%
Mortgage Type
New Conventional
Estimated Equity
$195,291
Home Values in the Area
Average Home Value in this Area
Agents Specializing in Downtown Covington, KY
-
Nicole Rankin
-
Shane Reno
Shane Reno
Huff Realty - Florence
(859) 600-0793
74 Total Sales
1 in Downtown Covington
$305,000 Price
-
Sydney Meyer
Sydney Meyer
Sibcy Cline, REALTORS-Florence
(513) 650-6313
108 Total Sales
1 in Downtown Covington
$303,000 Price
-
Cami Diodonet
Cami Diodonet
Keller Williams Realty Service
(859) 279-4233
79 Total Sales
2 in Downtown Covington
$167K - $180K Price Range
-
Brian Weber
Brian Weber
eXp Realty, LLC
(859) 600-6441
61 Total Sales
1 in Downtown Covington
$360,000 Price
-
Julia Gootee
Julia Gootee
Sibcy Cline, REALTORS-Florence
(859) 600-0720
49 Total Sales
1 in Downtown Covington
$290,000 Price
Purchase History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Buyer | Sale Price | Title Company |
|---|---|---|---|
| $620,000 | 360 American Title |
Source: Public Records
Mortgage History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Status | Borrower | Loan Amount |
|---|---|---|---|
| Open | $589,000 | ||
| Closed | $589,000 | ||
| Previous Owner | $100,000 |
Source: Public Records
Property History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Event | Price | List to Sale | Price per Sq Ft |
|---|---|---|---|---|
| 01/22/2025 01/22/25 | Sold | $620,000 | -10.1% | $133 / Sq Ft |
| 12/09/2024 12/09/24 | Pending | -- | -- | -- |
| 11/29/2024 11/29/24 | For Sale | $689,900 | +11.3% | $148 / Sq Ft |
| 11/28/2024 11/28/24 | Off Market | $620,000 | -- | -- |
| 11/17/2024 11/17/24 | Price Changed | $689,900 | -8.0% | $148 / Sq Ft |
| 10/01/2024 10/01/24 | Price Changed | $749,900 | -6.1% | $161 / Sq Ft |
| 07/15/2024 07/15/24 | Price Changed | $799,000 | -11.1% | $171 / Sq Ft |
| 06/29/2024 06/29/24 | For Sale | $899,000 | -- | $192 / Sq Ft |
Source: Northern Kentucky Multiple Listing Service
Tax History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $7,596 | $573,300 | $50,000 | $523,300 |
| 2024 | $6,929 | $573,300 | $50,000 | $523,300 |
| 2023 | $7,018 | $573,300 | $50,000 | $523,300 |
| 2022 | $6,973 | $573,300 | $50,000 | $523,300 |
| 2021 | $6,646 | $480,000 | $50,000 | $430,000 |
| 2020 | $6,629 | $480,000 | $50,000 | $430,000 |
| 2019 | $6,705 | $480,000 | $50,000 | $430,000 |
| 2018 | $6,874 | $480,000 | $50,000 | $430,000 |
| 2017 | $6,352 | $440,000 | $50,000 | $390,000 |
| 2015 | $7,624 | $440,000 | $50,000 | $390,000 |
| 2014 | $7,467 | $440,000 | $50,000 | $390,000 |
Source: Public Records
Agents Affiliated with this Home
-
Anthony Gibson
Seller's Agent in 2025
Anthony Gibson
Tony Gibson Realty
(859) 992-4659
1 in this area
3 Total Sales
-
Max de Vries
Buyer's Agent in 2025
Max de Vries
Keller Williams Realty Service
(925) 852-5106
1 in this area
134 Total Sales
Map
Source: Northern Kentucky Multiple Listing Service
MLS Number: 624161
APN: 054-14-13-005.00
Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.
The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange Program of NKMLS. Real estate listings held by IDX Brokerage firms other than Ten-X are marked with the Internet Data Exchange logo or the Internet Data Exchange thumbnail logo and detailed information about them includes the name of the listing Brokers.
Listing information is deemed reliable, but not guaranteed.
Copyright 2026 Northern Kentucky Multiple Listing Service, Inc. All rights reserved.
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