$386,500

203 Oak Ave Essex, MD 21221

Estimated payment $2,172/month

Total Views 36,589
4 Beds
2 Baths
1,624 Sq Ft
$238 Price per Sq Ft

Highlights

  • Water Views
  • Gourmet Kitchen
  • Cape Cod Architecture
  • Water Oriented
  • Open Floorplan
  • Main Floor Bedroom

About This Home

Welcome to this beautifully remodeled cottage in Essex, ideally located just one house off the water with sweeping views from many rooms. This home blends timeless cottage charm with the convenience of a complete, modern renovation. Every detail has been refreshed such as new flooring, paint, lighting, doors, and fixtures throughout, making this home truly turnkey. The heart of the home is the brand-new kitchen, featuring quartz countertops, custom cabinetry, and stainless steel appliances. A small covered porch sits just off the kitchen, offering a private spot for morning coffee, potted plants, or extra storage. The thoughtful floor plan includes a private office on the main level, perfect for working from home, as well as a spacious first-floor primary suite with a full en-suite bath. Upstairs, three additional bedrooms provide plenty of room for family, guests, or flexible living space. Large windows throughout fill the home with natural light and showcase water views from multiple vantage points. Step outside and enjoy the lifestyle of living so close to the water, whether it’s catching a sunset, launching your boat from a nearby marina, or simply enjoying the coastal breeze. All of this comes with the convenience of nearby restaurants, shopping, and easy commuter access. If you’ve been searching for a move-in ready home that combines character, comfort, and water views, this Oak Avenue cottage is the perfect fit. ***Seller offering $2,500 towards closing contribution***

Listing Agent

Jane Duvall

(410) 740-1200 janeduvall@verizon.net RE/MAX Advantage Realty Brokerage Phone: 4107401200 Listed on: 09/03/2025

RE/MAX Advantage Realty

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $2,196

Year Built

  • Built in 1924

Lot Details

  • 7,750 Sq Ft Lot
  • Property is in excellent condition

Home Design

  • Cape Cod Architecture
  • Shingle Roof
  • Cement Siding
  • Vinyl Siding

Interior Spaces

  • Property has 3 Levels
  • Open Floorplan
  • Recessed Lighting
  • Double Pane Windows
  • Replacement Windows
  • Vinyl Clad Windows
  • Double Hung Windows
  • Insulated Doors
  • Dining Area
  • Water Views
  • Unfinished Basement
  • Sump Pump

Kitchen

  • Gourmet Kitchen
  • Electric Oven or Range
  • Built-In Microwave
  • Dishwasher
  • Disposal

Flooring

  • Carpet
  • Luxury Vinyl Plank Tile

Bedrooms and Bathrooms

  • En-Suite Bathroom
  • 2 Full Bathrooms
  • Bathtub with Shower
  • Walk-in Shower

Laundry

  • Laundry on main level
  • Washer and Dryer Hookup

Parking

  • Driveway
  • On-Street Parking
  • Off-Street Parking

Accessible Home Design

  • Level Entry For Accessibility

Outdoor Features

  • Water Oriented
  • River Nearby
  • Exterior Lighting
  • Rain Gutters

Schools

  • Middleborough Elementary School
  • Deep Creek Middle School
  • Chesapeake High School

Utilities

  • Central Heating and Cooling System
  • Heat Pump System
  • Vented Exhaust Fan
  • Electric Water Heater

Community Details

  • No Home Owners Association
  • Middleborough Subdivision

Listing and Financial Details

  • Tax Lot 18
  • Assessor Parcel Number 04151504200720

Home Details

Home Type

Single Family

Est. Annual Taxes

$2,196

Year Built

Built in 1924

Lot Details

7,750 Sq Ft Lot

Listing Details

  • Property Type: Residential
  • Structure Type: Detached
  • Architectural Style: Cape Cod
  • Accessibility Features: Level Entry - Main
  • Ownership: Fee Simple
  • New Construction: No
  • Story List: Main, Upper 1
  • Year Built: 1924
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Appliances: Built-In Microwave, Dishwasher, Exhaust Fan, Disposal, Oven/Range - Electric, Refrigerator, Water Heater
  • Flooring Type: Luxury Vinyl Plank, Carpet
  • Interior Amenities: Carpet, Bathroom - Tub Shower, Bathroom - Walk-In Shower, Dining Area, Entry Level Bedroom, Floor Plan - Open, Kitchen - Gourmet, Recessed Lighting, Primary Bath(s)
  • Window Features: Double Pane, Double Hung, Replacement, Vinyl Clad
  • Fireplace: No
  • Door Features: Insulated
  • Wall Ceiling Types: Dry Wall
  • Foundation Details: Other
  • Levels Count: 3
  • Basement: Yes
  • Basement Type: Sump Pump, Unfinished
  • Laundry Type: Hookup, Main Floor
  • Total Sq Ft: 2968
  • Living Area Sq Ft: 1624
  • Price Per Sq Ft: 237.99
  • Above Grade Finished Sq Ft: 1624
  • Below Grade Sq Ft: 1344
  • Total Below Grade Sq Ft: 1344
  • Above Grade Finished Area Units: Square Feet

Beds/Baths

  • Bedrooms: 4
  • Main Level Bedrooms: 1
  • Total Bathrooms: 2
  • Full Bathrooms: 2
  • Main Level Bathrooms: 2.00
  • Main Level Full Bathrooms: 2

Exterior Features

  • Other Structures: Above Grade, Below Grade
  • Construction Materials: Vinyl Siding, Cement Siding
  • Exterior Features: Exterior Lighting, Gutter System
  • Roof: Shingle
  • Spa: No
  • View: Water
  • Water Access: No
  • Water Body Name: Right off the Middle River
  • Water Body Type: River
  • Waterfront: No
  • Water Oriented: Yes
  • Pool: No Pool
  • Tidal Water: No
  • Water View: Yes

Garage/Parking

  • Garage: No
  • Type Of Parking: Driveway, Off Street, On Street

Utilities

  • Central Air Conditioning: Yes
  • Cooling Fuel: Electric
  • Cooling Type: Central A/C
  • Heating Fuel: Electric
  • Heating Type: Central, Heat Pump(s)
  • Heating: Yes
  • Hot Water: Electric
  • Sewer/Septic System: Public Sewer
  • Water Source: Public

Condo/Co-op/Association

  • Condo Co-Op Association: No
  • HOA: No
  • Senior Community: No
  • Association Recreation Fee: No

Schools

  • Elementary School Source: 3rd Party
  • High School Source: 3rd Party
  • Middle School Source: 3rd Party
  • School District Source: 3rd Party
  • Elementary School: MIDDLEBOROUGH
  • High School: CHESAPEAKE
  • Middle Or Junior School: DEEP CREEK

Lot Info

  • Horses: No
  • Additional Parcels: No
  • Lot Size Acres: 0.18
  • Lot Dimensions: 1.00 x
  • Lot Size Units: Square Feet
  • Lot Sq Ft: 7750.00
  • Property Condition: Excellent
  • Zoning: 1
  • In City Limits: No

Rental Info

  • Pets: No Pet Restrictions
  • Pets Allowed: Yes
  • Vacation Rental: No

Tax Info

  • Tax Annual Amount: 2196.00
  • Assessor Parcel Number: 04151504200720
  • Tax Lot: 18
  • County Tax Payment Frequency: Annually
  • Tax Year: 2024

MLS Schools

  • School District Name: BALTIMORE COUNTY PUBLIC SCHOOLS

Map

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
Collateral Analytics

Collateral Analytics Collateral Analytics AVMs (Automated Valuation Model) employ a number of statistical approaches combined with neighborhood-specific comparable selection guarantees the most up-to-date and precise valuations.

Not Available

Collateral Analytics does not have data for the current month. Please view the chart for historical values.

ICE

ICE Mortgage Technology ICE Mortgage Technology’s AVM (Automated Valuation Model) is a state-of-the-art online residential property valuation tool that provides a quick and accurate estimate of the value of almost any home in the U.S.

Not Available

ICE Mortgage Technology does not have data for the current month. Please view the chart for historical values.

First American

First American First American Data & Analytics’ next-generation AVM combines unrivaled data assets with a blended ensemble of valuation models to produce highly accurate, reliable valuations you can trust.

Not Available

First American does not have data for the current month. Please view the chart for historical values.

Quantarium

Quantarium Quantarium’s valuation service, repeatedly proven the industry’s most accurate and comprehensive, is supercharged with a self-learning and auto-tuning AI engine that continually becomes smarter and more accurate as it processes daily inputs from the industry’s leading RE data lake.

Not Available

Quantarium does not have data for the current month. Please view the chart for historical values.

Average Value
Not Available
List Price
Sold Price
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area

Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $2,659 $197,133 -- --
2024 $2,659 $181,167 -- --
2023 $2,466 $165,200 $73,700 $91,500
2022 $2,402 $162,967 $0 $0
2020 $1,921 $158,500 $73,700 $84,800
2019 $1,874 $154,633 $0 $0
2018 $2,216 $150,767 $0 $0
2017 $2,029 $146,900 $0 $0
2016 -- $143,667 $0 $0
2015 $1,976 $140,433 $0 $0
2014 $1,976 $137,200 $0 $0
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
02/06/2026 02/06/26 Price Changed $386,500 -0.6% $238 / Sq Ft
12/10/2025 12/10/25 Price Changed $389,000 -1.3% $240 / Sq Ft
11/11/2025 11/11/25 Price Changed $394,000 -1.3% $243 / Sq Ft
09/25/2025 09/25/25 Price Changed $399,000 -1.5% $246 / Sq Ft
09/03/2025 09/03/25 For Sale $405,000 +106.5% $249 / Sq Ft
02/20/2025 02/20/25 Sold $196,100 +56.9% $121 / Sq Ft View Prior Sale
01/07/2025 01/07/25 Pending -- -- --
12/16/2024 12/16/24 For Sale $125,000 0.0% $77 / Sq Ft
12/13/2024 12/13/24 Off Market $125,000 -- --
11/12/2024 11/12/24 For Sale $125,000 -32.4% $77 / Sq Ft
03/04/2022 03/04/22 Sold $185,000 0.0% $114 / Sq Ft View Prior Sale
02/12/2022 02/12/22 Pending -- -- --
02/11/2022 02/11/22 Off Market $185,000 -- --
02/08/2022 02/08/22 For Sale $129,900 -- $80 / Sq Ft
Source: Bright MLS

Purchase History

Date Type Sale Price Title Company
Deed $196,100 Crown Title
Deed $196,100 Crown Title
Warranty Deed $185,000 New Title Company Name
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Previous Owner $232,075 New Conventional
Source: Public Records

Source: Bright MLS

MLS Number: MDBC2138974

Bright MLS

APN: 15-1504200720

Your Personal Tour Guide

Ask me questions while you tour the home.