$1,079,999
$19K PRICE DROP

Estimated payment $7,199/month

Total Views 7,695
4 Beds
3.5 Baths
2,951 Sq Ft
$366 Price per Sq Ft

Highlights

  • Fitness Center
  • Intracoastal View
  • Home fronts a pond
  • Ketterlinus Elementary School Rated A
  • Heated In Ground Pool
  • Gated Community

About This Home

Why build when you can move into nearly $80,000 in after market upgrades -- ready to enjoy from day one? 203 Tesoro Terrace is a rare lakefront estate in the exclusive Estate Section of Madeira, set on a premium 70-foot homesite with panoramic lake and distant lighthouse views -- a location that can't be replicated.
Step outside to your private resort: a heated saltwater pool with water features, an expanded paver sun deck, and a custom solid-roof screened pergola with motorized panoramic screens and designer puck lighting -- all enclosed with no-see-um screening for year-round comfort. The fully equipped Coyote outdoor kitchen makes entertaining effortless against a backdrop most homeowners only dream of.
Inside, this Mastercraft Lola model shines with 10-foot ceilings, 8-foot solid doors, and 12-foot sliders that blur the line between indoor and outdoor living. The chef's kitchen features a 36" gas cooktop, upgraded Electrolux suite, under-cabinet lighting, and a secondary prep kitchen -- a rare find that entertainers will love. Custom plantation shutters, whole-home soft water system, smart thermostat and door lock, and soft-close cabinetry throughout reflect the level of care that only comes from those who invested in doing it right.
Unlike new construction, this home delivers a fully landscaped, fenced yard with Queen and Sylvester palms, sealed driveway pavers, low-voltage lighting, and a 230-foot artisan irrigation well -- upgrades that take months to complete and tens of thousands to install. And while builder incentives typically require using their preferred lender and title company -- with costs already built into the purchase price -- this seller is offering to pay for owner's title insurance, putting real savings in the buyer's pocket with no strings attached.
Perfectly positioned just 3 miles from historic downtown St. Augustine and minutes from Vilano Beach. Community amenities include resort-style pool, fitness center, clubhouse, and a future Intracoastal pier with kayak launch. This is what move-in ready actually means.

Listing Agent

NICOLE MIDDLEBROOK

RE/MAX UNLIMITED License #3471126 Listed on: 02/20/2026

RE/MAX UNLIMITED

Co-Listing Agent

Sarah Olson

RE/MAX UNLIMITED License #3401631

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $15,561

Year Built

  • Built in 2024

Lot Details

  • 16,988 Sq Ft Lot
  • Home fronts a pond
  • South Facing Home
  • Back Yard Fenced
  • Front and Back Yard Sprinklers

HOA Fees

  • $142 Monthly HOA Fees

Parking

  • 3 Car Garage
  • Garage Door Opener

Property Views

  • Intracoastal
  • Lake
  • Pool

Home Design

  • Traditional Architecture
  • Entry on the 1st floor
  • Frame Construction
  • Shingle Roof

Interior Spaces

  • 2,951 Sq Ft Home
  • 1-Story Property
  • Open Floorplan
  • Furnished or left unfurnished upon request
  • Ceiling Fan
  • Free Standing Fireplace
  • Electric Fireplace
  • Plantation Shutters
  • Entrance Foyer

Kitchen

  • Breakfast Area or Nook
  • Eat-In Kitchen
  • Breakfast Bar
  • Butlers Pantry
  • Double Convection Oven
  • Gas Cooktop
  • Microwave
  • Ice Maker
  • Dishwasher
  • Electrolux Appliances
  • Kitchen Island
  • Disposal

Flooring

  • Carpet
  • Tile
  • Vinyl

Bedrooms and Bathrooms

  • 4 Bedrooms
  • Split Bedroom Floorplan
  • Walk-In Closet

Laundry

  • Laundry on lower level
  • ENERGY STAR Qualified Dryer
  • ENERGY STAR Qualified Washer

Home Security

  • Smart Security System
  • Security Gate
  • Smart Home
  • Smart Thermostat
  • Carbon Monoxide Detectors
  • Fire and Smoke Detector

Pool

  • Heated In Ground Pool
  • Saltwater Pool

Outdoor Features

  • Deck
  • Covered Patio or Porch
  • Outdoor Kitchen
  • Awning

Schools

  • Ketterlinus Elementary School
  • Sebastian Middle School
  • St. Augustine High School

Utilities

  • Central Heating and Cooling System
  • Tankless Water Heater
  • Gas Water Heater
  • Water Softener is Owned

Listing and Financial Details

  • Assessor Parcel Number 0734330490

Community Details

Overview

  • Association fees include cable TV, internet
  • First Coast Association Management Association
  • Madeira Subdivision

Recreation

  • Fitness Center
  • Community Pool
  • Park
  • Jogging Path

Additional Features

  • Clubhouse
  • Gated Community

Home Details

Home Type

Single Family

Est. Annual Taxes

$15,561

Year Built

Built in 2024

Lot Details

0.39 Acres

HOA Fees

$142 per month

Parking

3

Listing Details

  • Property Type: Residential
  • Property Attached Yn: No
  • New Construction: No
  • Stories: 1
  • Year Built: 2024
  • Property Sub Type: Single Family Residence
  • Lot Size Acres: 0.39
  • Road Surface Type: Asphalt
  • Subdivision Name: Madeira
  • Architectural Style: Traditional
  • Carport Y N: No
  • Entry Level: 1
  • Garage Yn: Yes
  • Unit Levels: One
  • General Property Information Accessibility Features YN2: No
  • General Property Information Accessory Dwelling Unit YN: No
  • General Property Information:Pool Private YN: Yes
  • General Property Information Homestead YN: Yes
  • Special Features: NewHome

Interior Features

  • Interior Amenities: Breakfast Bar, Ceiling Fan(s), Entrance Foyer, Eat-in Kitchen, Kitchen Island, Open Floorplan, Pantry, Primary Downstairs, Smart Home, Smart Thermostat, Walk-In Closet(s), Primary Bathroom - Shower No Tub, Butler Pantry, Split Bedrooms, Breakfast Nook
  • Major Appliances: Convection Oven, Disposal, Double Oven, Dishwasher, ENERGY STAR Qualified Washer, ENERGY STAR Qualified Dryer, Gas Cooktop, Gas Water Heater, Ice Maker, Microwave, Refrigerator, Tankless Water Heater, Water Softener Owned
  • Furnished: Negotiable
  • Full Bathrooms: 3
  • Half Bathrooms: 1
  • Total Bedrooms: 4
  • Fireplace Features: Electric, Free Standing
  • Fireplaces: 1
  • Fireplace: Yes
  • Flooring: Carpet, Tile, Vinyl
  • Living Area: 2951.0

Exterior Features

  • Waterfront: Yes
  • Exterior: Outdoor Kitchen
  • Roof: Shingle
  • Lot Features: Sprinklers In Front, Sprinklers In Rear
  • Pool Features: Heated, In Ground, Salt Water
  • Pool Private: Yes
  • View: Lake, Pool, Water, Intracoastal
  • Waterfront Features: Pond
  • Construction Type: Frame, Fiber Cement
  • Direction Faces: South
  • Other Structures: Outdoor Kitchen
  • Patio And Porch Features: Awning(s), Covered, Deck, Front Porch, Patio, Screened

Garage/Parking

  • Attached Garage: No
  • Garage Spaces: 3.0

Utilities

  • Utilities: Cable Connected, Electricity Connected, Natural Gas Connected, Sewer Connected, Water Connected
  • Laundry Features: Lower Level, In Unit
  • Security: Carbon Monoxide Detector(s), Smoke Detector(s), Security Gate
  • Cooling: Central Air
  • Cooling Y N: Yes
  • Heating Yn: Yes
  • Sewer: Public Sewer
  • Water Source: Public

Condo/Co-op/Association

  • Association Fee: 426.0
  • Association Fee Frequency: Quarterly
  • Community Features: Gated, Street Lights, Sidewalks
  • Senior Community: No
  • Amenities: Clubhouse, Fitness Center, Gated, Jogging Path, Maintenance Grounds, Park, Pool
  • Association Name: First Coast Association Management
  • Phone: 904-717-9231
  • Association: Yes

Fee Information

  • Association Fee Includes: Cable TV, Internet

Schools

  • Elementary School: Ketterlinus
  • High School: St. Augustine
  • Middle Or Junior School: Sebastian

Lot Info

  • Current Use: Residential, Single Family
  • Lot Size Sq Ft: 16988.4
  • Parcel #: 0734330490
  • Zoning Description: Single Family

Tax Info

  • Tax Annual Amount: 15560.6
  • Tax Year: 2025

Map

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2026 $19,137 $726,955 $175,000 $551,955
2025 $5,527 $798,914 $250,000 $548,914
2024 $5,527 $250,000 $250,000 --
2023 $5,527 $135,000 $135,000 $0
2022 -- $5,000 $5,000 --
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
03/05/2026 03/05/26 Price Changed $1,079,999 -1.7% $366 / Sq Ft
02/20/2026 02/20/26 For Sale $1,099,000 -- $372 / Sq Ft
Source: realMLS (Northeast Florida Multiple Listing Service)

Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Type Sale Price Title Company
Special Warranty Deed $976,600 Sea Glass Title
Special Warranty Deed $981,500 None Listed On Document
Special Warranty Deed $981,500 None Listed On Document
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Loan Amount Loan Type
Open $720,000 New Conventional
Source: Public Records

Source: realMLS (Northeast Florida Multiple Listing Service)

MLS Number: 2131100

realMLS (Northeast Florida Multiple Listing Service)

APN: 073433-0490

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