$6,400,000
$350K PRICE DROP

203 Useppa Island Captiva, FL 33924

Estimated payment $41,467/month

Total Views 9,503
5 Beds
7 Baths
6,878 Sq Ft
$931 Price per Sq Ft

Highlights

  • 248 Feet of Bay Harbor Waterfront
  • White Water Ocean Views
  • Fitness Center
  • Cape Coral High School Rated A-
  • Dock has access to electricity and water
  • Fiberglass Pool

About This Home

Located on the eastern shore of the reimagined and redeveloped private Useppa Island, the Aerie estate is the signature property on 30 miles of Pine Island Sound. With 250 feet of shoreline and views that capture 180 degrees of the Sound stretching for miles, the home is unique. Enter the foyer and take in a great room reminiscent of a century old fishing retreat, the pecky cypress ceiling soaring 25 feet above the fireplace gathering area, broad windows to watch passing boats and soaring birds. A mezzanine floor overlooking the great room boasts a kitchen with two of everything and room for multiple chefs-or dishwashers or bartenders. Overlooking the water from this level is a dining room for 12. Adjacent to the kitchen is a screened-in grilling and outdoor serving area, and a swimming pool with an expansive deck area. Also on this level is a half bath, and 2 bedrooms with ensuite baths. The second floor includes 2 bedrooms with ensuite baths and a massive 25x30 owners suite. A private dock, enclosed and conditioned garage, storage and equipment rooms provide the service areas needed to serve this expansive home. Useppa has all the services and amenities of a small town, and is a bridgeless island ensuring privacy and solitude. Yet an active lifestyle of boating and sporting activities for any that wish to participate. The island is known for its outgoing community of residents, and with only 118 homes, the nature of the island will not deviate from the tropical luxury and Old Florida ambiance that create this special place in the sun.

Listing Agent

Brian McColgan

UIP PROPERTY COMPANY LLC Brokerage Phone: 239-410-7850 License #470960 Listed on: 03/25/2026

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $59,683

Year Built

  • Built in 1999

Lot Details

  • 27,225 Sq Ft Lot
  • Lot Dimensions are 248x154x112x168
  • 248 Feet of Bay Harbor Waterfront
  • East Facing Home
  • Private Entrance
  • Mature Landscaping
  • Oversized Lot
  • Level Lot
  • Landscaped with Trees
  • Private Yard
  • Property is zoned RM-2

HOA Fees

Parking

  • 2 Car Attached Garage
  • 2 Carport Spaces
  • Electric Vehicle Home Charger
  • Ground Level Parking
  • Rear-Facing Garage
  • Garage Door Opener
  • Guest Parking
  • Golf Cart Garage

Home Design

  • Key West Architecture
  • Elevated Home
  • Bi-Level Home
  • Turnkey
  • Slab Foundation
  • Metal Roof
  • Concrete Perimeter Foundation
  • HardiePlank Type

Interior Spaces

  • 6,878 Sq Ft Home
  • Open Floorplan
  • Built-In Features
  • Cathedral Ceiling
  • Ceiling Fan
  • Fireplace
  • Thermal Windows
  • Double Pane Windows
  • Low Emissivity Windows
  • Tinted Windows
  • Window Treatments
  • Wood Frame Window
  • French Doors
  • Great Room
  • L-Shaped Dining Room
  • Formal Dining Room
  • Den
  • Storage Room
  • Inside Utility
  • White Water Ocean Views
  • Storm Windows

Kitchen

  • Eat-In Kitchen
  • Built-In Convection Oven
  • Cooktop with Range Hood
  • Microwave
  • Freezer
  • Dishwasher
  • Wine Refrigerator
  • Stone Countertops
  • Solid Wood Cabinet
  • Disposal

Flooring

  • Engineered Wood
  • Reclaimed Wood
  • Brick

Bedrooms and Bathrooms

  • 5 Bedrooms
  • Primary Bedroom Upstairs
  • En-Suite Bathroom
  • Walk-In Closet
  • Private Water Closet

Laundry

  • Laundry Room
  • Dryer
  • Washer

Pool

  • Fiberglass Pool
  • Pool is Self Cleaning
  • Pool Deck
  • Outdoor Shower
  • Pool has a Solar Cover
  • Outside Bathroom Access
  • Child Gate Fence
  • Pool Sweep
  • Pool Lighting

Outdoor Features

  • Access to Bay or Harbor
  • Rip-Rap
  • Dock has access to electricity and water
  • Dock made with wood
  • Deeded Boat Dock
  • Open Dock
  • Deck
  • Enclosed Patio or Porch
  • Outdoor Grill

Location

  • Flood Zone Lot
  • The property is located in a historic district

Utilities

  • Forced Air Zoned Heating and Cooling System
  • Humidity Control
  • Underground Utilities
  • Power Generator
  • Propane
  • Water Filtration System
  • Electric Water Heater
  • Satellite Dish

Listing and Financial Details

Community Details

Overview

  • Association fees include pool, escrow reserves fund, ground maintenance, maintenance, management, private road, recreational facilities, trash
  • Evelyn Association, Phone Number (239) 283-1061
  • Visit Association Website
  • Useppa Island Partners Llc Association, Phone Number (239) 283-1061
  • Useppa Island Subdivision
  • Association Owns Recreation Facilities
  • The community has rules related to building or community restrictions, deed restrictions, fencing, allowable golf cart usage in the community, no truck, recreational vehicles, or motorcycle parking, vehicle restrictions

Amenities

  • Restaurant
  • Clubhouse
  • Community Mailbox

Recreation

  • Tennis Courts
  • Recreation Facilities
  • Fitness Center
  • Community Pool
  • Community Spa

Home Details

Home Type

Single Family

Est. Annual Taxes

$59,683

Year Built

Built in 1999

Lot Details

0.62 Acres

HOA Fees

$2,126 per month

Parking

2

Listing Details

  • HOA Fee Includes: Pool, Escrow Reserves Fund, Maintenance Grounds, Maintenance, Management, Private Road, Recreational Facilities, Trash
  • Property Type: Residential
  • Property Condition: Completed
  • Property Sub Type: Single Family Residence
  • Architectural Style: Key West
  • Construction Materials: HardiPlank Type
  • Fireplace: No
  • Living Area: 6878
  • Lot Size Acres: 0.63
  • New Construction: No
  • Year Built: 1999
  • Building Area Total: 16021
  • Lot Size Sq Ft: 27225
  • Status: Active
  • Ownership: Fee Simple
  • Building Area Total Srch Sq M: 1488.40
  • Escrow State: FL
  • Minimum Lease: 1-7 Days
  • Number Of Pets: 1
  • RATIO Current Price By Calculate: 930.50
  • Total Acreage: 1/2 to less than 1
  • Water Access YN: 1
  • Planned Unit Development Yn: 0
  • Property Description: Elevated
  • Amenities Additional Fees: Club launch for access to/from Pine Island 5x daily, launch to Boca Grande 2xweekly are at an additional fee. Note that the HOA fee is dues for membership in the Useppa Island Club and Marina, which is required for buying a home on Useppa Island
  • AG Exemption YN: 0
  • MFR_NumAssignedParkingSpaces: 2
  • MFR_InLawSuiteYN: 0
  • MFR_DockDescription: 4 Point Moorage,Dock - Open,Dock - Slip Deeded On-Site,Dock - Wood,Dock w/Electric,Dock w/Water Supply
  • MFR_DockYN: 1
  • MFR_DockMaintenanceFee: 0
  • MFR_DockMaintenanceFeeFrequency: N/A
  • MFR_CommunityAssociationWaterFeatures: Bay/Harbor Front,Dock,Fishing,Intracoastal Waterway,Marina,Water Access,Waterfront
  • Attribution Contact: 239-410-7850
  • Tax Year: 2025
  • Special Features: VirtualTour

Interior Features

  • Living Area Units: Square Feet
  • Flooring: Hardwood, Reclaimed Wood
  • Full Bathrooms: 5
  • Half Bathrooms: 2
  • Interior Amenities: Built-in Features, Cathedral Ceiling(s), Ceiling Fans(s), Central Vaccum, Eat-in Kitchen, L Dining, Open Floorplan, PrimaryBedroom Upstairs, Solid Wood Cabinets, Stone Counters, Walk-In Closet(s), Window Treatments
  • Appliances Included: Built-In Oven, Convection Oven, Cooktop, Dishwasher, Disposal, Dryer, Electric Water Heater, Freezer, Microwave, Range Hood, Refrigerator, Washer, Water Filtration System, Wine Refrigerator
  • Foundation Details: Concrete Perimeter, Slab
  • Total Bedrooms: 5
  • Levels: Two
  • Other Equipment: Private Entrance, Private Yard, Fuel Tank(s), Generator, Satellite Dish
  • Spa Yn: No
  • Window Features: Double Pane Windows, Low-Emissivity Windows, Storm Window(s), Thermal Windows, Tinted Windows, Wood Frames
  • Additional Rooms: Den/Library/Office,Formal Dining Room Separate,Inside Utility,Storage Rooms
  • Living Area Meters: 638.99

Exterior Features

  • Direction Faces: East
  • Pool Features: Child Safety Fence, Deck, Fiberglass, Heated, Lighting, Outside Bath Access, Pool Sweep, Self Cleaning, Solar Cover
  • Exterior Features: French Doors, Outdoor Grill, Outdoor Shower, Private Entrance, Private Yard
  • Roof: Metal
  • Home Warranty: No
  • Pool Private: Yes
  • View: Water
  • Water Body Name: PINE ISLAND SOUND
  • Waterfront: Yes
  • Patio and Porch Features: Covered, Deck, Enclosed, Porch, Screened, Side Porch
  • Road Surface Type: Gravel, Other
  • Water Access: Bay/Harbor
  • Water Extras: Riprap
  • Water View: Bay/Harbor - Full
  • Water View YN: 1
  • Waterfront Feet Total: 248
  • Additional Water Information: Home has a private 2-slip, wood dock
  • Water Frontage Feet Bay Harbor: 248

Garage/Parking

  • Attached Garage: Yes
  • Carport Spaces: 2
  • Carport Y N: Yes
  • Garage Spaces: 2
  • Garage Yn: Yes
  • Parking Features: Covered, Electric Vehicle Charging Station(s), Garage Door Opener, Garage Faces Rear, Golf Cart Garage, Golf Cart Parking, Ground Level, Guest

Utilities

  • Utilities: Electricity Connected, Propane, Public, Sewer Connected, Underground Utilities, Water Connected
  • Cooling: Central Air, Humidity Control, Zoned
  • Heating: Central, Electric, Zoned
  • Laundry Features: Laundry Room
  • Sewer: Public Sewer
  • Water Source: Public
  • Number Of Septics: 0
  • Number of Wells: 0

Condo/Co-op/Association

  • Community Features: Association Recreation - Owned, Buyer Approval Required, Clubhouse, Community Mailbox, Deed Restrictions, Fitness Center, Golf Carts OK, No Truck/RV/Motorcycle Parking, Pool, Restaurant, Sidewalks, Special Community Restrictions, Tennis Court(s)
  • Association Amenities: Clubhouse, Fence Restrictions, Fitness Center, Recreation Facilities, Spa/Hot Tub, Tennis Court(s), Vehicle Restrictions
  • Association Fee: 503.89
  • Association Fee Frequency: Monthly
  • Association Name: Evelyn
  • Phone: 239.283.1061
  • Association: Yes
  • Senior Community: No
  • Association #2 Fee: 1622.22
  • Association #2 Fee Frequency: Monthly
  • Association: Useppa Island Partners LLC
  • Association Phone #2: 239.283.1061
  • Association 2 YN: 1
  • Association Approval Required YN: 1
  • Complex Community Name Nccb: USEPPA ISLAND
  • Association Fee Requirement: Required
  • Condo Land Included YN: 0
  • Association Email: reception@useppa.com
  • Association URL: useppa.com
  • Development: Not Assigned

Fee Information

  • Total Annual Fees: 25513.32
  • Total Monthly Fees: 2126.11
  • Other Fees Term: Monthly
  • Monthly HOA Amount: 503.89

Lot Info

  • Zoning: RM-2
  • Parcel Number: 09-44-21-01-00002.0030
  • Additional Parcels: No
  • Lot Features: FloodZone, Historic District, In County, Landscaped, Level, Oversized Lot, Private
  • Lot Dimensions: 248x154x112x168
  • Property Attached Yn: No
  • Flood Zone Code: A8

Rental Info

  • Furnished: Turnkey
  • Pets Allowed: Cats OK, Dogs OK
  • Lease Restrictions YN: 1
  • Additional Lease Restrictions: Tenants must be members of Useppa Island Club & Marina, or guests of a member.

Tax Info

  • Tax Annual Amount: 59683.37
  • Tax Block: 2
  • Tax Book Number: 01
  • Tax Lot: 3

Multi Family

  • Waterfront Features: Bay/Harbor
  • Approval Process: Application for club membership and initiation fee of $75000 + tax for a single family home

Map

Range of Values:

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Value Increase
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Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $59,683 $3,310,514 -- --
2024 $44,415 $3,009,558 -- --
2023 $44,415 $2,735,962 $0 $0
2022 $38,976 $2,487,238 $0 $0
2021 $32,598 $2,261,125 $1,021,026 $1,240,099
2020 $30,618 $2,068,040 $1,000,000 $1,068,040
2019 $30,457 $2,082,620 $1,000,000 $1,082,620
2018 $27,512 $1,821,758 $1,000,000 $821,758
2017 $29,404 $1,884,748 $1,000,000 $884,748
2016 $32,403 $2,046,852 $1,016,571 $1,030,281
2015 $36,925 $2,251,593 $1,019,927 $1,231,666
2014 -- $3,125,463 $1,230,936 $1,894,527
2013 -- $2,663,724 $1,000,155 $1,663,569
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft
03/25/2026 03/25/26 For Sale $6,750,000 -- $981 / Sq Ft
Source: Stellar MLS

Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Type Sale Price Title Company
Warranty Deed $300,000 --
Warranty Deed $255,300 --
Source: Public Records

Source: Stellar MLS

MLS Number: C7523801

Stellar MLS

APN: 09-44-21-01-00002.0030

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