NOT LISTED FOR SALE

20366 Clover Field Terrace Sterling, VA 20165

Estimated Value: $721,000 - $749,570

4 Beds
4 Baths
2,988 Sq Ft
$246/Sq Ft Est. Value

Sale Details

Date Sold: December 22, 2025

Last sale price $720,000 $241 Per Sq Ft

Est. 3% increase in value since last sale

Current estimated payment $4,951 / mo

16 Days on Market

Highlights

  • Fitness Center
  • Eat-In Gourmet Kitchen
  • Colonial Architecture
  • Lowes Island Elementary School Rated A
  • Open Floorplan
  • Deck

About This Home

As of December 2025

Fabulous turnkey grand townhome in prestigious Lowes Island with over $200,000 in recent updates. If you’re looking for luxury maintenance free living with show stopping upgrades your search is over. The kitchen has been completely remodeled with beautiful high-end cabinetry – enjoy two pantries, wide drawers, pull outs, under cabinet lighting, soft close ceiling height cabinets, stainless steel appliances, beautiful granite countertops and tiled backsplash. The primary suite is amazing with a professionally designed walk-in closet. The primary bathroom is magazine worthy with heated floors, large French soaking tub, walk-in shower with dual heads, glass tiles, oversized vanity with two sinks, marble top and lots of storage. The main level has hardwood floors in primary suite, family room and dining area. All staircases are solid hardwood. Family room has Eco-Smart fireplace. For grilling on the deck off the kitchen there is a built-in gas line. A true 4-bedroom home is hard to find. Upstairs on the bedroom level there are three additional bedrooms, all with hardwood floors and custom designed closets. One room is a great hobby/exercise/home office room with built in cabinetry. The laundry is located on the bedroom level and has cabinetry and sink. The entry level has a gathering area with cabinetry, that has space for 2nd full size fridge. Enter into the family room which has French doors with built-in blinds and leads to outside covered patio. The hot water heater and furnace are new in 2025, windows have been replaced. The utility room has hookups for 2nd washer dryer if desired. Oversized garage has epoxy painted floor, built-in storage and new garage door. Special bonus – whole house central vacuum! There is plenty of visitor parking for your guests. The monthly condo fee covers nearly all exterior maintenance plus insurance so you save by buying only an HO6 insurance policy. Coverage includes concrete driveway, exterior landscaping (moving, trimming, plants and grass), roof, gutters and downspouts. Should you need it pest control inside the house that is covered too. You also get access to all the amazing Cascades amenities including 5 pools, tennis and pickleball courts, tot lots, exercise rooms, great walking trails. Walking distance to Trump National.

Last Agent to Sell the Property

Debbie Melia

(703) 858-9108 broker@remaxdistinctive.com RE/MAX Distinctive Real Estate, Inc. Brokerage Phone: 7038589108 License #0225156824 Listed on: 11/01/2025

RE/MAX Distinctive Real Estate, Inc.

Co-Listed By

Timothy Melia

(703) 858-9108 broker@remaxdistinctive.com RE/MAX Distinctive Real Estate, Inc. Brokerage Phone: 7038589108

Last Buyer's Agent

Dee Owens

(703) 652-5760 deeowens@remax.net RE/MAX Gateway, LLC License #0225227329

RE/MAX Gateway, LLC

Townhouse Details

Home Type

  • Townhome

Est. Annual Taxes

  • $5,657

Year Built

  • Built in 2001

Lot Details

  • West Facing Home
  • Property is in excellent condition

HOA Fees

Parking

  • 2 Car Attached Garage
  • Front Facing Garage
  • Garage Door Opener
  • Driveway

Home Design

  • Colonial Architecture
  • Brick Exterior Construction
  • Slab Foundation
  • Architectural Shingle Roof
  • Vinyl Siding

Interior Spaces

  • 2,988 Sq Ft Home
  • Property has 3 Levels
  • Open Floorplan
  • Wet Bar
  • Central Vacuum
  • Ceiling Fan
  • 1 Fireplace
  • Window Treatments
  • Family Room Off Kitchen
  • Sitting Room
  • Living Room
  • Dining Room
  • Recreation Room
  • Bonus Room
  • Alarm System

Kitchen

  • Eat-In Gourmet Kitchen
  • Stove
  • Built-In Microwave
  • Ice Maker
  • Dishwasher
  • Upgraded Countertops
  • Disposal

Flooring

  • Wood
  • Ceramic Tile

Bedrooms and Bathrooms

  • En-Suite Bathroom
  • Walk-In Closet
  • Soaking Tub

Laundry

  • Laundry Room
  • Laundry on upper level
  • Dryer
  • Washer

Outdoor Features

  • Deck
  • Patio
  • Exterior Lighting

Schools

  • Lowes Island Elementary School
  • Seneca Ridge Middle School
  • Dominion High School

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Natural Gas
  • Natural Gas Water Heater

Listing and Financial Details

  • Assessor Parcel Number 005107138004

Community Details

Overview

  • $500 Capital Contribution Fee
  • Association fees include exterior building maintenance, lawn care front, lawn care rear, lawn care side, lawn maintenance, management, insurance, pool(s), reserve funds, road maintenance, snow removal, trash
  • Cascades HOA
  • Medinah Homes Condos
  • Lowes Island/Cascades Subdivision, Devon Floorplan
  • Medinah Homes Condo Community
  • Property Manager

Amenities

  • Common Area
  • Community Center
  • Party Room

Recreation

  • Tennis Courts
  • Community Playground
  • Fitness Center
  • Community Pool
  • Jogging Path

Pet Policy

  • Pets Allowed

Townhouse Details

Home Type

Townhome

Est. Annual Taxes

$5,657

Year Built

Built in 2001

Lot Details

0 Sq Ft Lot

HOA Fees

$504 per month

Parking

2

Listing Details

  • Property Type: Residential
  • Structure Type: Interior Row/Townhouse
  • Architectural Style: Colonial
  • Ownership: Condominium
  • Historic: No
  • New Construction: No
  • Story List: Lower 1, Main, Upper 1
  • Expected On Market: 11/1/2025 12:00:00 AM
  • Federal Flood Zone: No
  • Year Built: 2001
  • Automatically Close On Close Date: No
  • Special Features: None
  • Property Sub Type: Townhouses

Interior Features

  • Appliances: Dishwasher, Disposal, Refrigerator, Built-In Microwave, Dryer, Washer, Stove, Central Vacuum, Icemaker
  • Flooring Type: Hardwood, Ceramic Tile
  • Interior Amenities: Family Room Off Kitchen, Dining Area, Kitchen - Gourmet, Upgraded Countertops, Primary Bath(s), Window Treatments, Wet/Dry Bar, Wood Floors, Floor Plan - Open, Ceiling Fan(s), Bathroom - Soaking Tub, Central Vacuum, Kitchen - Table Space, Walk-In Closet(s)
  • Fireplaces Count: 1
  • Fireplace: Yes
  • Wall Ceiling Types: Dry Wall
  • Foundation Details: Slab
  • Levels Count: 3
  • Room List: Living Room, Dining Room, Primary Bedroom, Sitting Room, Bedroom 2, Bedroom 3, Bedroom 4, Kitchen, Laundry, Recreation Room, Bonus Room, Primary Bathroom
  • Basement: No
  • Laundry Type: Upper Floor
  • Total Sq Ft: 2988
  • Living Area Sq Ft: 2988
  • Price Per Sq Ft: 240.96
  • Above Grade Finished Sq Ft: 2988
  • Above Grade Finished Area Units: Square Feet

Beds/Baths

  • Bedrooms: 4
  • Main Level Bedrooms: 1
  • Total Bathrooms: 4
  • Full Bathrooms: 2
  • Half Bathrooms: 2
  • Main Level Bathrooms: 2.00
  • Upper Level Bathrooms: 1
  • Lower Levels Bathrooms: 1
  • Upper Level Bathrooms: 1.00
  • Lower Levels Bathrooms: 1.00
  • Main Level Full Bathrooms: 1
  • Main Level Half Bathrooms: 1
  • Lower Level Half Bathroom: 1

Exterior Features

  • Other Structures: Above Grade, Below Grade
  • Construction Materials: Brick, Vinyl Siding
  • Exterior Features: Exterior Lighting, Sidewalks
  • Roof: Architectural Shingle
  • Water Access: No
  • Waterfront: No
  • Water Oriented: No
  • Pool: Yes - Community
  • Tidal Water: No
  • Water View: No

Garage/Parking

  • Garage Spaces: 2.00
  • Garage: Yes
  • Parking Features: Paved Driveway
  • Garage Features: Garage Door Opener, Garage - Front Entry
  • Attached Garage Spaces: 2
  • Total Garage And Parking Spaces: 2
  • Type Of Parking: Driveway, Attached Garage

Utilities

  • Central Air Conditioning: Yes
  • Cooling Fuel: Electric
  • Cooling Type: Ceiling Fan(s), Central A/C
  • Heating Fuel: Natural Gas
  • Heating Type: Forced Air
  • Heating: Yes
  • Hot Water: Natural Gas
  • Security: Electric Alarm
  • Sewer/Septic System: Public Sewer
  • Water Source: Public

Condo/Co-op/Association

  • HOA Fees: 69.47
  • HOA Fee Frequency: Monthly
  • Condo Co-Op Association: Yes
  • Condo Co-Op Fee: 435.00
  • Condo Co-Op Fee Frequency: Monthly
  • Condo Co-Op Name: Medinah Homes
  • HOA Condo Co-Op Amenities: Common Grounds, Community Center, Exercise Room, Fitness Center, Jog/Walk Path, Party Room, Pool - Outdoor, Swimming Pool, Tennis Courts, Tot Lots/Playground
  • HOA Condo Co-Op Fee Includes: Ext Bldg Maint, Lawn Care Front, Lawn Care Rear, Lawn Care Side, Lawn Maintenance, Management, Insurance, Pool(s), Reserve Funds, Road Maintenance, Snow Removal, Trash
  • HOA Name: CASCADES
  • HOA: Yes
  • Senior Community: No
  • Association Recreation Fee: No

Fee Information

  • Capital Contribution Fee: 500.00

Schools

  • Elementary School Source: Listing Agent
  • High School Source: 3rd Party
  • Middle School Source: Listing Agent
  • School District Source: 3rd Party
  • Elementary School: LOWES ISLAND
  • High School: DOMINION
  • Middle Or Junior School: SENECA RIDGE

Lot Info

  • Outdoor Living Structures: Deck(s), Patio(s)
  • Property Condition: Excellent
  • Zoning: PDH4
  • In City Limits: No

Rental Info

  • Pets: No Pet Restrictions
  • Pets Allowed: Yes
  • Vacation Rental: No
  • Property Manager: Yes

Tax Info

  • Tax Annual Amount: 5657.00
  • Assessor Parcel Number: 005107138004
  • County Tax Payment Frequency: Annually
  • Tax Year: 2024

MLS Schools

  • School District Name: LOUDOUN COUNTY PUBLIC SCHOOLS

Ownership History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Name Owned For Owner Type

Purchase Details

Listed on
Nov 1, 2025
Closed on
Dec 22, 2025
Sold by
Bought by
Seller's Agent
Debbie Melia
RE/MAX Distinctive Real Estate, Inc.
Buyer's Agent
Dee Owens
RE/MAX Gateway, LLC
List Price
$719,999
Sold Price
$720,000
Premium/Discount to List
$1
0.0%
Views
95
Current Estimated Value
$738,881

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$18,881
Avg. Annual Appreciation
3.47%
Original Mortgage
$420,000
Interest Rate
0.0622%
Mortgage Type
New Conventional

Purchase Details

Listed on
Mar 7, 2018
Closed on
May 4, 2018
Sold by
Bought by
Seller's Agent
Jennifer Griffith
Long & Foster Real Estate, Inc.
Buyer's Agent
Bart Chamberlin
Coldwell Banker Realty
List Price
$549,900
Sold Price
$549,500
Premium/Discount to List
-$400
-0.07%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
3.61%
Original Mortgage
$439,600
Interest Rate
0.0444%
Mortgage Type
New Conventional

Purchase Details

Closed on
Oct 30, 2009
Sold by
Bought by

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$243,000
Interest Rate
0.0506%
Mortgage Type
New Conventional
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Buyer Sale Price Title Company
$720,000 Stewart Title Guaranty Company
$549,500 Elite Title & Escrow Llc
$405,000 --
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Borrower Loan Amount
Closed $420,000
Closed $428,973
Closed $439,600
Closed $251,500
Closed $30,000
Closed $243,000
Closed $278,157
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft Prior Sale
12/22/2025 12/22/25 Sold $720,000 0.0% $241 / Sq Ft
11/17/2025 11/17/25 Pending -- -- --
11/01/2025 11/01/25 For Sale $719,999 +31.0% $241 / Sq Ft
05/09/2018 05/09/18 Sold $549,500 -0.1% $184 / Sq Ft View Prior Sale
04/07/2018 04/07/18 Pending -- -- --
03/07/2018 03/07/18 For Sale $549,900 -- $184 / Sq Ft
Source: Bright MLS

Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $5,469 $679,380 $200,000 $479,380
2024 $5,657 $654,010 $200,000 $454,010
2023 $5,612 $641,320 $200,000 $441,320
2022 $5,556 $624,250 $190,000 $434,250
2021 $5,781 $589,900 $170,000 $419,900
2020 $5,399 $521,650 $170,000 $351,650
2019 $5,275 $504,800 $170,000 $334,800
2018 $4,669 $430,360 $170,000 $260,360
2017 $4,595 $408,400 $170,000 $238,400
2016 $4,957 $432,920 $0 $0
2015 $5,449 $310,130 $0 $310,130
2014 $4,893 $313,600 $0 $313,600
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Bright MLS

MLS Number: VALO2110134

Bright MLS

APN: 005-10-7138-004

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