NOT LISTED FOR SALE

20412 Torre Del Lago St Estero, FL 33928

Bella Terra Neighborhood

Estimated Value: $585,991

4 Beds
2 Baths
2,415 Sq Ft
$243/Sq Ft Est. Value

About This Home

POOL HOME located in a Prestigious Community! This 4 bedroom 2 bathroom home has a screened-in pool area with spa, spacious living room, kitchen with a breakfast bar, laundry room, and a 2 car attached garage. Bella Terra features jogging/biking paths, ba

Last Agent to Sell the Property

Janice Gover

Downing Frye Realty Inc. Listed on: 03/09/2015

Downing Frye Realty Inc.

Last Buyer's Agent

NMLS NMLS

NON MLS OFFICE License #FORT

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
Collateral Analytics

Collateral Analytics Collateral Analytics AVMs (Automated Valuation Model) employ a number of statistical approaches combined with neighborhood-specific comparable selection guarantees the most up-to-date and precise valuations.

Not Available

Collateral Analytics does not have data for the current month. Please view the chart for historical values.

ICE

ICE Mortgage Technology ICE Mortgage Technology’s AVM (Automated Valuation Model) is a state-of-the-art online residential property valuation tool that provides a quick and accurate estimate of the value of almost any home in the U.S.

Not Available

ICE Mortgage Technology does not have data for the current month. Please view the chart for historical values.

First American

First American First American Data & Analytics’ next-generation AVM combines unrivaled data assets with a blended ensemble of valuation models to produce highly accurate, reliable valuations you can trust.

Not Available

First American does not have data for the current month. Please view the chart for historical values.

Quantarium

Quantarium Quantarium’s valuation service, repeatedly proven the industry’s most accurate and comprehensive, is supercharged with a self-learning and auto-tuning AI engine that continually becomes smarter and more accurate as it processes daily inputs from the industry’s leading RE data lake.

Not Available

Quantarium does not have data for the current month. Please view the chart for historical values.

Average Value
Not Available
List Price
Sold Price
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area

Property Details

Home Type

Other

Year Built

2005

Lot Details

8,712 Sq Ft Lot

Listing Details

  • Special Features: 20
  • Stories: 1
  • Year Built: 2005

Interior Features

  • Additional Rooms: Laundry in Residence, Screened Lanai/Porch
  • Bedroom Description: Split Bedrooms
  • Dining Room: Family Dining
  • Equipment: Auto Garage Door, Dishwasher, Refrigerator, Smoke Detector
  • Floor Plan: Split Bedrooms
  • Flooring: Carpet, Tile
  • Interior Amenities: High Speed Available
  • Primary Bathroom: Dual Sinks, Separate Tub And Shower

Exterior Features

  • Construction: Concrete Block
  • Exterior Finish: Stucco
  • Private Pool: Below Ground, Concrete, Equipment Stays
  • Private Spa: Below Ground, Concrete, Equipment Stays
  • Roof: Tile
  • Storm Protection: Shutters Manual
  • Windows: Double Hung, Sliding

Garage/Parking

  • Garage Description: Attached
  • Garage Spaces: 2

Utilities

  • Cooling: Ceiling Fans, Central Electric
  • Heating: Central Electric
  • Sewer: Central
  • Water: Central

Condo/Co-op/Association

  • Amenities: Basketball, Bocce Court, Clubhouse, Community Pool, Community Spa/Hot tub, Exercise Room, Internet Access, Streetlight, Tennis Court
  • Community Type: Gated
  • Maintenance: Cable, Irrigation Water, Lawn/Land Maintenance, Security, Street Lights, Trash Removal

Association/Amenities

  • Units in Building: 1
  • Total Number of Units: 1

Fee Information

  • HOA Fees: 362
  • HOA Fee Frequency: Quarterly
  • Master HOA Fee: 190
  • Master HOA Fee Frequency: Quarterly

Lot Info

  • Lot Description: Regular
  • Rear Exposure: West
  • View: Landscaped Area

Ownership History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Name Owned For Owner Type

Purchase Details

Closed on
Oct 2, 2025
Sold by
Gorfinkel Roger L and Gorfinkel Gisela I
Bought by
Current Estimated Value
$585,991

Purchase Details

Listed on
Mar 9, 2015
Closed on
Jun 4, 2015
Sold by
U S Bank Na
Bought by
Gorfinkel Roger L and Gorfinkel Gisela I
Seller's Agent
Janice Gover
Downing Frye Realty Inc.
Buyer's Agent
NMLS NMLS
NON MLS OFFICE
List Price
$352,000
Sold Price
$302,000
Premium/Discount to List
-$50,000
-14.2%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
6.06%
Original Mortgage
$286,900
Interest Rate
3.88%
Mortgage Type
New Conventional

Purchase Details

Closed on
Jun 24, 2005
Sold by
Gray James J and Gray Raquel L
Bought by
Buccini Joanne

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$352,000
Interest Rate
8.7%
Mortgage Type
Fannie Mae Freddie Mac

Purchase Details

Closed on
Feb 28, 2005
Sold by
U S Home Corp
Bought by
Lugo Gray James J and Lugo Gray Raquel

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$321,850
Interest Rate
5.62%
Mortgage Type
Unknown
Source: Public Records

Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Agents Specializing in Bella Terra, FL

  • Tammy Workman Real Estate Agent - Royal Shell Real Estate, Inc.

    Tammy Workman

    Royal Shell Real Estate, Inc.

    (239) 291-4664

    92 Total Sales

    2 in Bella Terra

    $400,000 Price Range

    Tammy Workman
     Section Image
  • Denise Galloway, PA Real Estate Agent - KW PEACE RIVER PARTNERS

    Denise Galloway, PA

    KW PEACE RIVER PARTNERS

    (747) 322-4603

    119 Total Sales

    2 in Bella Terra

    $675,000 Price Range

    Denise Galloway, PA
     Section Image
  • Yanely Fernandez Real Estate Agent - Fast Action Realty Inc

    Yanely Fernandez

    Fast Action Realty Inc

    (239) 880-2557

    91 Total Sales

    5 in Bella Terra

    $220,000 Price Range

    Yanely Fernandez
     Section Image
  • Joe Janisch Real Estate Agent - Real Broker, LLC

    Joe Janisch

    Real Broker, LLC

    (239) 291-3286

    71 Total Sales

    2 in Bella Terra

    $758,000 Price Range

    Joe Janisch
     Section Image
  • Missey Weatherly Real Estate Agent - Premiere Plus Realty Company

    Missey Weatherly

    Premiere Plus Realty Company

    (239) 946-4372

    78 Total Sales

    1 in Bella Terra

    $445,000 Price

    Missey Weatherly
     Section Image
  • Jonathan Gunger Real Estate Agent - Waterfront Realty Group Inc

    Jonathan Gunger

    Waterfront Realty Group Inc

    (239) 356-6632

    28 Total Sales

    2 in Bella Terra

    $345,000 Price Range

    Jonathan Gunger
     Section Image
See All Agents

Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Buyer Sale Price Title Company
$100 None Listed On Document
Gorfinkel Roger L $302,000 First International Title
Buccini Joanne $440,000 --
Lugo Gray James J $357,700 North American Title Company
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Borrower Loan Amount
Previous Owner $253,000
Previous Owner Gorfinkel Roger L $286,900
Previous Owner Buccini Joanne $352,000
Previous Owner Lugo Gray James J $321,850
Source: Public Records

Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2026 $5,313 $345,131
2025 $5,313 $336,057
2024 $5,034 $326,586
2023 $5,034 $317,074 $0 $0
2022 $5,057 $307,839 $0 $0
2021 $4,917 $316,831 $94,465 $222,366
2020 $4,954 $294,747 $83,408 $211,339
2019 $4,972 $294,728 $73,166 $221,562
2018 $5,083 $297,159 $64,800 $232,359
2017 $5,266 $309,289 $67,500 $241,789
2016 $5,253 $303,029 $67,500 $235,529
2015 $5,605 $295,191 $67,050 $228,141
Source: Public Records

Agents Affiliated with this Home

  • JG

    Seller's Agent in 2015

    Janice Gover

    Downing Frye Realty Inc.

    (239) 564-5036

    16 Total Sales

    Janice Gover
    Section Image

  • NN

    Buyer's Agent in 2015

    NMLS NMLS

    NON MLS OFFICE

See All Agents

Map

Source: Naples Area Board of REALTORS®

MLS Number: 215015904

Naples Area Board of REALTORS®

APN: 29-46-26-E2-0100B.0250

Florida Lee County Estero 33928 Bella Terra

20412 Torre Del Lago St, Estero, FL

Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.

Naples Area Board of REALTORS® The source of this real property information is the copyrighted and proprietary database compilation of the M.L.S. of Naples, Inc. Copyright 2026 M.L.S. of Naples, Inc. All rights reserved. The accuracy of this information is not warranted or guaranteed. This information should be independently verified if any person intends to engage in a transaction in reliance upon it.

Nearby Homes
Your Personal Tour Guide

Ask me questions while you tour the home.