NOT LISTED FOR SALE

20412 Torre Del Lago St Estero, FL 33928

Bella Terra Neighborhood

Estimated Value: $585,991

4 Beds
2 Baths
2,415 Sq Ft
$243/Sq Ft Est. Value

About This Home

POOL HOME located in a Prestigious Community! This 4 bedroom 2 bathroom home has a screened-in pool area with spa, spacious living room, kitchen with a breakfast bar, laundry room, and a 2 car attached garage. Bella Terra features jogging/biking paths, ba

Last Agent to Sell the Property

Janice Gover

Downing Frye Realty Inc. Listed on: 03/09/2015

Downing Frye Realty Inc.

Last Buyer's Agent

NMLS NMLS

NON MLS OFFICE License #FORT

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
Collateral Analytics

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Average Value
Not Available
List Price
Sold Price
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Property Details

Home Type

Other

Year Built

2005

Lot Details

8,712 Sq Ft Lot

Listing Details

  • Special Features: 20
  • Stories: 1
  • Year Built: 2005

Interior Features

  • Additional Rooms: Laundry in Residence, Screened Lanai/Porch
  • Bedroom Description: Split Bedrooms
  • Dining Room: Family Dining
  • Equipment: Auto Garage Door, Dishwasher, Refrigerator, Smoke Detector
  • Floor Plan: Split Bedrooms
  • Flooring: Carpet, Tile
  • Interior Amenities: High Speed Available
  • Primary Bathroom: Dual Sinks, Separate Tub And Shower

Exterior Features

  • Construction: Concrete Block
  • Exterior Finish: Stucco
  • Private Pool: Below Ground, Concrete, Equipment Stays
  • Private Spa: Below Ground, Concrete, Equipment Stays
  • Roof: Tile
  • Storm Protection: Shutters Manual
  • Windows: Double Hung, Sliding

Garage/Parking

  • Garage Description: Attached
  • Garage Spaces: 2

Utilities

  • Cooling: Ceiling Fans, Central Electric
  • Heating: Central Electric
  • Sewer: Central
  • Water: Central

Condo/Co-op/Association

  • Amenities: Basketball, Bocce Court, Clubhouse, Community Pool, Community Spa/Hot tub, Exercise Room, Internet Access, Streetlight, Tennis Court
  • Community Type: Gated
  • Maintenance: Cable, Irrigation Water, Lawn/Land Maintenance, Security, Street Lights, Trash Removal

Association/Amenities

  • Units in Building: 1
  • Total Number of Units: 1

Fee Information

  • HOA Fees: 362
  • HOA Fee Frequency: Quarterly
  • Master HOA Fee: 190
  • Master HOA Fee Frequency: Quarterly

Lot Info

  • Lot Description: Regular
  • Rear Exposure: West
  • View: Landscaped Area

Ownership History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Name Owned For Owner Type

Purchase Details

Closed on
Oct 2, 2025
Sold by
Gorfinkel Roger L and Gorfinkel Gisela I
Bought by
Current Estimated Value
$585,991

Purchase Details

Listed on
Mar 9, 2015
Closed on
Jun 4, 2015
Sold by
U S Bank Na
Bought by
Gorfinkel Roger L and Gorfinkel Gisela I
Seller's Agent
Janice Gover
Downing Frye Realty Inc.
Buyer's Agent
NMLS NMLS
NON MLS OFFICE
List Price
$352,000
Sold Price
$302,000
Premium/Discount to List
-$50,000
-14.2%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
6.06%
Original Mortgage
$286,900
Interest Rate
3.88%
Mortgage Type
New Conventional

Purchase Details

Closed on
Jun 24, 2005
Sold by
Gray James J and Gray Raquel L
Bought by
Buccini Joanne

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$352,000
Interest Rate
8.7%
Mortgage Type
Fannie Mae Freddie Mac

Purchase Details

Closed on
Feb 28, 2005
Sold by
U S Home Corp
Bought by
Lugo Gray James J and Lugo Gray Raquel

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$321,850
Interest Rate
5.62%
Mortgage Type
Unknown
Source: Public Records

Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Agents Specializing in Bella Terra, FL

  • Missey Weatherly Real Estate Agent - Premiere Plus Realty Company

    Missey Weatherly

    Premiere Plus Realty Company

    (239) 946-4372

    78 Total Sales

    1 in Bella Terra

    $445,000 Price

    Missey Weatherly
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  • Jonathan Gunger Real Estate Agent - Waterfront Realty Group Inc

    Jonathan Gunger

    Waterfront Realty Group Inc

    (239) 356-6632

    28 Total Sales

    2 in Bella Terra

    $345,000 Price Range

    Jonathan Gunger
     Section Image
  • Daniel Ilie Real Estate Agent - Keller Williams Realty Naples

    Daniel Ilie

    Keller Williams Realty Naples

    (239) 329-9475

    97 Total Sales

    2 in Bella Terra

    $420,000 Price Range

    Daniel Ilie
     Section Image
  • Joel Freis Real Estate Agent - Compass Florida, LLC

    Joel Freis

    Compass Florida, LLC

    (786) 882-8340

    198 Total Sales

    1 in Bella Terra

    $370,000 Price

    Joel Freis
     Section Image
  • Lisa Ninchritz Real Estate Agent - Royal Shell Real Estate, Inc.

    Lisa Ninchritz

    Royal Shell Real Estate, Inc.

    (239) 256-2171

    117 Total Sales

    117 in Bella Terra

    $260K - $780K Price Range

    Lisa Ninchritz
     Section Image
  • Tina Burge Real Estate Agent - Keller Williams Elite Realty

    Tina Burge

    Keller Williams Elite Realty

    (239) 204-3952

    69 Total Sales

    2 in Bella Terra

    $460,000 Price Range

    Tina Burge
     Section Image
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Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Buyer Sale Price Title Company
$100 None Listed On Document
Gorfinkel Roger L $302,000 First International Title
Buccini Joanne $440,000 --
Lugo Gray James J $357,700 North American Title Company
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Borrower Loan Amount
Previous Owner $253,000
Previous Owner Gorfinkel Roger L $286,900
Previous Owner Buccini Joanne $352,000
Previous Owner Lugo Gray James J $321,850
Source: Public Records

Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2026 $5,313 $345,131
2025 $5,313 $336,057
2024 $5,034 $326,586
2023 $5,034 $317,074 $0 $0
2022 $5,057 $307,839 $0 $0
2021 $4,917 $316,831 $94,465 $222,366
2020 $4,954 $294,747 $83,408 $211,339
2019 $4,972 $294,728 $73,166 $221,562
2018 $5,083 $297,159 $64,800 $232,359
2017 $5,266 $309,289 $67,500 $241,789
2016 $5,253 $303,029 $67,500 $235,529
2015 $5,605 $295,191 $67,050 $228,141
Source: Public Records

Agents Affiliated with this Home

  • JG

    Seller's Agent in 2015

    Janice Gover

    Downing Frye Realty Inc.

    (239) 564-5036

    16 Total Sales

    Janice Gover
    Section Image

  • NN

    Buyer's Agent in 2015

    NMLS NMLS

    NON MLS OFFICE

See All Agents

Map

Source: Naples Area Board of REALTORS®

MLS Number: 215015904

Naples Area Board of REALTORS®

APN: 29-46-26-E2-0100B.0250

Florida Lee County Estero 33928 Bella Terra

20412 Torre Del Lago St, Estero, FL

Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.

Naples Area Board of REALTORS® The source of this real property information is the copyrighted and proprietary database compilation of the M.L.S. of Naples, Inc. Copyright 2026 M.L.S. of Naples, Inc. All rights reserved. The accuracy of this information is not warranted or guaranteed. This information should be independently verified if any person intends to engage in a transaction in reliance upon it.

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