$850,000

20427 Harborgate Ct Unit 606 Cornelius, NC 28031

Cornelius Area

Estimated payment $5,465/month

Total Views 2,117
3 Beds
2 Baths
1,360 Sq Ft
$625 Price per Sq Ft

Highlights

  • Covered Dock
  • Clubhouse
  • Wooded Lot
  • Waterfront
  • Deck
  • Wood Flooring

About This Home

WOW is what you will say when you walk through the front door of this waterfront beauty! This updated 3 bedroom 2 full bath penthouse condo offers a vaulted ceiling in the family room as well as long range Lake Norman views from the sliding glass doors. The updated kitchen has an opening into the family room & features beautiful cabinets complete w/granite, tile backsplash, stainless steel appliances & even a wine fridge! The family room & dining area have sliding glass doors that lead to the open deck area which has a Sunbrella awning for shade or you can go over to the covered porch area which can also be accessed from the primary bedroom. Porch area has pull down shades to block the afternoon sun. A large magnolia tree offers privacy & shade as well! The primary bath has been updated with new cabinets & a wonderful tiled shower. Hardwoods in the dining area, kitchen & down the hallway. Deck and porch area have the Hydro Stop floor treatment, a huge upgrade. Plantation Shutters on windows ... Nice Blinds on sliders.
Hydro-Host boat lift in Assigned slip #53 is included - outside slip with easy in and out- which you can see right from your condo. Maximum boat length 27 ft overall and must be titled in owner's name. Storage Closet on deck and additional 80 sq ft storage room in basement for all your water toys, etc. Clubhouse and Pool recently renovated and Harborgate Court Street and Parking Areas recently resurfaced. Confirmed Special Assessment of aprx $40 per month for AT&T Fiber Optic runs July-December 2026 and rolls into HOA dues in January 2027.

Listing Agent

Wendy Choquette

Choquette Properties Inc Brokerage Email: wendy@choquetteproperties.com License #256008 Listed on: 07/21/2026

Property Details

Home Type

  • Condominium

Year Built

  • Built in 1985

Lot Details

  • Waterfront
  • Front Green Space
  • End Unit
  • Wooded Lot
  • Lawn

HOA Fees

Home Design

  • Entry on the 3rd floor
  • Slab Foundation
  • Stucco

Interior Spaces

  • 3-Story Property
  • Ceiling Fan
  • Wood Burning Fireplace
  • Family Room with Fireplace
  • Water Views
  • Basement Storage

Kitchen

  • Electric Range
  • Microwave
  • Dishwasher
  • Wine Refrigerator
  • Disposal

Flooring

  • Wood
  • Carpet
  • Tile

Bedrooms and Bathrooms

  • 3 Main Level Bedrooms
  • 2 Full Bathrooms

Laundry

  • Laundry Room
  • Laundry on main level
  • Dryer
  • Washer

Parking

  • Parking Lot
  • Assigned Parking

Outdoor Features

  • Covered Dock
  • Deck
  • Covered Patio or Porch

Utilities

  • Central Air
  • Heat Pump System
  • Electric Water Heater
  • Fiber Optics Available

Listing and Financial Details

  • Assessor Parcel Number 001-441-54

Community Details

Overview

  • Main Street Management Association, Phone Number (980) 217-0339
  • Harborgate Yacht Club Association, Phone Number (440) 478-6007
  • Harborgate Subdivision
  • Mandatory home owners association

Amenities

  • Clubhouse

Recreation

  • Community Pool
  • Trails

Property Details

Home Type

Condominium

Year Built

Built in 1985

Lot Details

0 Sq Ft Lot

HOA Fees

$492 per month

Listing Details

  • Property Type: Residential
  • Property Sub Type: Condominium
  • Year Built: 1985
  • Restrictions: Architectural Review,Rental – See Restrictions Description,Subdivision
  • Special Assessment Yn: 1
  • Restrictions Description: NO SHORT TERM RENTALS - Rentals must be for a minimum 6-month period with Rental Contract Submitted to HOA.
  • Special Assessment Description: AT&T Fiber Optic Internet-aprx $40 mo July-Dec
  • Road Surface Type: Asphalt, Paved
  • Unit Levels: Three
  • Ratio CurrentPrice/TotalPropertyHLA: 625.00
  • Geocode Confidence: High
  • Attribution Contact: wendy@choquetteproperties.com
  • Special Features: VirtualTour

Interior Features

  • Foundation Details: Slab
  • Entry Level: 3
  • Fireplace: Yes
  • Flooring: Carpet, Tile, Wood
  • Lower Level Sq Ft: 0
  • Main Level Sq Ft: 1360
  • Third Level Sq Ft: 0
  • Sq Ft Unheated Main: 36
  • Sq Ft Unheated Total: 36
  • Sq Ft Upper: 0
  • Appliances: Dishwasher, Disposal, Dryer, Electric Range, Electric Water Heater, Microwave, Refrigerator with Ice Maker, Washer, Wine Refrigerator
  • Above Grade Finished Sq Ft: 1360
  • Has Basement: Storage Space
  • Basement YN: No
  • Full Bathrooms: 2
  • Total Bedrooms: 3
  • Fireplace Features: Family Room, Wood Burning
  • Living Area: 1360
  • Bedroom Main: 3

Exterior Features

  • Exterior Features: Lawn Maintenance
  • New Construction: No
  • Construction Type: Site Built
  • Pool Private: No
  • View: Long Range, Water, Year Round
  • Water Body Name: Lake Norman
  • Waterfront Features: Beach - Private, Boat Slip – Community, Covered structure, Paddlesport Launch Site - Community
  • Construction Type: Fiber Cement, Hard Stucco
  • Patio And Porch Features: Awning(s), Covered, Deck

Garage/Parking

  • Main Level Garage YN: 0
  • Carport Y N: No
  • Garage Yn: No
  • Open Parking: No
  • Parking Features: Assigned, Parking Lot

Utilities

  • Heating: Heat Pump
  • Sewer: Public Sewer
  • Laundry Features: Laundry Room, Main Level
  • Cooling: Ceiling Fan(s), Central Air, Electric, Heat Pump
  • Utilities: Fiber Optics
  • Water Source: City

Condo/Co-op/Association

  • Community Features: Clubhouse, Outdoor Pool, Sidewalks, Street Lights, Walking Trails
  • Association Fee: 445.76
  • Association Fee Frequency: Monthly
  • Association #2 Fee: 550
  • Association #2 Fee Frequency: Annually
  • Hoa Subject To Dues: Mandatory
  • Senior Community: No
  • Association: Harborgate Yacht Club
  • Association Name: Main Street Management
  • Association Phone #2: 440-478-6007
  • Phone: 980-217-0339
  • Association: Yes
  • Association Email: Michele@mainstreetmanagers.com

Association/Amenities

  • Association Annual Expense: 5899.12
  • Association Email 2: prb846@gmail.com

Schools

  • Middle Or Junior School: Unspecified
  • HOA Subject To: Required

Lot Info

  • Lot Features: End Unit, Green Area, Wooded, Views, Waterfront
  • Parcel Number: 001-441-54
  • Land Included Yn: 0
  • Development Status: Completed
  • Additional Parcels: No
  • Zoning Specification: GR

Rental Info

  • Pets Allowed: Yes, Breed Restrictions, Number Limit

MLS Schools

  • Elementary School: Unspecified
  • High School: Unspecified

Map

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $3,613 $543,124 $543,124
2024 $3,613 $543,124 $543,124
2023 $3,116 $543,124 $0 $543,124
2022 $3,116 $371,400 $0 $371,400
2021 $3,155 $371,400 $0 $371,400
2020 $3,116 $371,400 $0 $371,400
2019 $3,149 $371,400 $0 $371,400
2018 $2,967 $272,600 $100,000 $172,600
2017 $2,943 $272,600 $100,000 $172,600
2016 $2,939 $272,600 $100,000 $172,600
2015 $2,895 $272,600 $100,000 $172,600
2014 $2,893 $272,600 $100,000 $172,600
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft Prior Sale
07/21/2026 07/21/26 For Sale $850,000 +73.5% $625 / Sq Ft
08/29/2019 08/29/19 Sold $490,000 -4.3% $360 / Sq Ft View Prior Sale
07/23/2019 07/23/19 Pending -- -- --
07/14/2019 07/14/19 For Sale $512,000 -- $376 / Sq Ft
Source: Canopy MLS

Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Type Sale Price Title Company
Warranty Deed $490,000 None Available
Warranty Deed $400,000 None Available
Warranty Deed $315,000 None Available
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Loan Amount Loan Type
Open $345,170 New Conventional
Closed $441,000 New Conventional
Previous Owner $315,000 VA
Previous Owner $315,000 VA
Previous Owner $125,000 Credit Line Revolving
Source: Public Records

Source: Canopy MLS

MLS Number: 4400359

Canopy MLS

APN: 001-441-54

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