20438 Ardore Ln Estero, FL 33928
Bella Terra NeighborhoodEstimated payment $3,474/month
Highlights
- Fitness Center
- Tennis Courts
- Views of Preserve
- Pinewoods Elementary School Rated A-
- Gated Community
- Clubhouse
About This Home
Assumable loan, 5.625% interest rate, primary residence. This exceptionally upgraded residence showcases custom craftsmanship and high-end finishes at every turn. From the moment you step inside, you’ll be impressed by the soaring cathedral ceilings, custom wrought iron railings, and beautiful wood accents that add warmth and architectural character throughout the home. The first floor features designer tile flooring and a completely redesigned custom kitchen outfitted with top-of-the-line cabinetry, premium appliances, and upscale countertops, creating the perfect blend of elegance and functionality for everyday living and entertaining. Impact glass windows and sliding doors, along with electric rear blinds, provide both convenience and peace of mind while enhancing energy efficiency. The spacious first-floor primary suite is a private retreat with a walk-in closet and a luxurious, spa-inspired en-suite bath featuring dual sinks, a soaking tub, and a separate walk-in shower. A convenient half bath for guests and a well-appointed laundry room with built-in cabinetry complete the downstairs layout. Upstairs, you’ll find a large loft space—ideal as a media room, office, or easily converted 4th bedroom—plus two generous guest bedrooms and a beautifully remodeled full bathroom. No detail was overlooked in this true labor of love, where the owners spared no expense in upgrades and improvements. The home also boasts a rare 3-car garage with its own split A/C system, perfect for keeping vehicles, hobbies, or toys climate-controlled year-round. The lot offers plenty of back yard space to build the custom outdoor paradise you've always dreamed of! This one-of-a-kind home combines luxury, comfort, and thoughtful design—an incredible opportunity you won’t want to miss! Bella Terra amenities truly offer something for everyone! Enjoy a beautiful resort-style pool, state-of-the-art fitness center, and an impressive variety of recreation options including tennis and pickleball courts, sand volleyball, basketball, bocce ball, an in-line skating rink, and even a baseball field. Perfectly located just minutes from shopping, dining, the interstate, beaches, universities, and the airport — only about 20 minutes from baggage claim, making travel a breeze. Residents also love the active social calendar packed with events and activities each month, giving you the freedom to be as involved as you choose. With low association fees, outstanding amenities, and a vibrant lifestyle, it’s easy to see why Bella Terra remains one of the area’s most sought-after communities!
Open House Schedule
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Sunday, May 17, 20261:00 to 3:00 pm5/17/2026 1:00:00 PM +00:005/17/2026 3:00:00 PM +00:00Add to Calendar
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $5,462
Year Built
- Built in 2006
Lot Details
- 7,492 Sq Ft Lot
- 50 Ft Wide Lot
- Rectangular Lot
- Property is zoned RPD
HOA Fees
Parking
- 3 Car Attached Garage
- Driveway
- Deeded Parking
Property Views
- Views of Preserve
- Views of Woods
Home Design
- Traditional Architecture
- Concrete Block With Brick
- Concrete Foundation
- Wood Frame Construction
- Metal Construction or Metal Frame
- Stucco
- Tile
Interior Spaces
- Property has 2 Levels
- Cathedral Ceiling
- Ceiling Fan
- Window Treatments
- Combination Dining and Living Room
- Den
- Loft
- Fire and Smoke Detector
Kitchen
- Eat-In Kitchen
- Breakfast Bar
- Range
- Microwave
- Ice Maker
- Dishwasher
- Built-In or Custom Kitchen Cabinets
- Disposal
Flooring
- Laminate
- Tile
Bedrooms and Bathrooms
- 3 Bedrooms
- Primary Bedroom on Main
- Walk-In Closet
- In-Law or Guest Suite
- Soaking Tub
Laundry
- Laundry Room
- Dryer
- Washer
Outdoor Features
- Tennis Courts
- Basketball Court
- Playground
Schools
- School Choice Elementary And Middle School
- School Choice High School
Utilities
- Central Heating and Cooling System
- Underground Utilities
- Cable TV Available
Listing and Financial Details
- Assessor Parcel Number 29-46-26-E3-0400D.0370
- Tax Block D
Community Details
Overview
- Bella Terra Subdivision
- Mandatory home owners association
Amenities
- Clubhouse
- Meeting Room
Recreation
- Tennis Courts
- Volleyball Courts
- Pickleball Courts
- Bocce Ball Court
- Fitness Center
- Community Pool
- Community Spa
- Park
- Bike Trail
Security
- Gated Community
Map
Home Values in the Area
Average Home Value in this Area
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $5,462 | $352,076 | $92,863 | $259,213 |
| 2024 | $6,314 | $404,137 | $93,420 | $310,717 |
| 2023 | $6,314 | $419,520 | $88,890 | $330,630 |
| 2022 | $4,229 | $249,619 | $0 | $0 |
| 2021 | $4,084 | $254,714 | $79,140 | $175,574 |
| 2020 | $4,109 | $239,003 | $77,650 | $161,353 |
| 2019 | $4,145 | $240,633 | $68,300 | $172,333 |
| 2018 | $4,240 | $243,074 | $60,500 | $182,574 |
| 2017 | $4,353 | $251,948 | $63,000 | $188,948 |
| 2016 | $4,693 | $239,594 | $63,000 | $176,594 |
| 2015 | $4,657 | $233,802 | $63,000 | $170,802 |
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft | Prior Sale |
|---|---|---|---|---|---|
| 05/06/2026 05/06/26 | Price Changed | $515,000 | 0.0% | $224 / Sq Ft | |
| 05/06/2026 05/06/26 | For Sale | $515,000 | -1.9% | $224 / Sq Ft | |
| 04/10/2026 04/10/26 | Off Market | $525,000 | -- | -- | |
| 02/26/2026 02/26/26 | Price Changed | $525,000 | -4.5% | $228 / Sq Ft | |
| 02/07/2026 02/07/26 | For Sale | $550,000 | +1.9% | $239 / Sq Ft | |
| 06/23/2022 06/23/22 | Sold | $540,000 | -1.8% | $223 / Sq Ft | View Prior Sale |
| 05/15/2022 05/15/22 | Pending | -- | -- | -- | |
| 05/11/2022 05/11/22 | Price Changed | $549,900 | 0.0% | $227 / Sq Ft | |
| 05/11/2022 05/11/22 | For Sale | $549,900 | +1.8% | $227 / Sq Ft | |
| 04/18/2022 04/18/22 | Off Market | $540,000 | -- | -- | |
| 03/30/2022 03/30/22 | For Sale | $569,900 | 0.0% | $235 / Sq Ft | |
| 03/19/2022 03/19/22 | Pending | -- | -- | -- | |
| 03/15/2022 03/15/22 | For Sale | $569,900 | 0.0% | $235 / Sq Ft | |
| 06/01/2018 06/01/18 | Rented | -- | -- | -- | |
| 05/02/2018 05/02/18 | Under Contract | -- | -- | -- | |
| 04/10/2018 04/10/18 | For Rent | $2,100 | -- | -- |
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $540,000 | New Title Company Name | |
| Quit Claim Deed | -- | North American Title Co | |
| Interfamily Deed Transfer | -- | Attorney | |
| Special Warranty Deed | $335,700 | North American Title Company |
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $492,804 | VA | |
| Previous Owner | $200,000 | Unknown |
Source: Multiple Listing Service of Bonita Springs-Estero
MLS Number: 226004628
APN: 29-46-26-E3-0400D.0370
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Ask me questions while you tour the home.