Holly Cole
Keller Williams Realty Central Oregon
(458) 206-5287
527 Total Sales
2 in Southeast Bend
$449K - $565K Price Range
20445 Keystone Ct Bend, OR 97702
Southeast Bend NeighborhoodEstimated Value: $921,200 - $965,000
3
Beds
3
Baths
2,196
Sq Ft
$429/Sq Ft
Est. Value
Highlights
- Golf Course Community
- Heated In Ground Pool
- Two Primary Bedrooms
- Indoor Spa
- Gated Parking
- Gated Community
About This Home
As of September 2025Located in Bend's highly sought-after Mountain High, this custom single-level home is a rare blend of privacy and stunning outdoor living. Set on a .43 acre corner lot with a park like setting, and the most admired gardens in the community with mature trees and vibrant blooms. Step inside to find 10' ceilings and expansive picture windows with garden views. The thoughtfully designed floor plan includes two spacious primary suites and a newly remodeled primary bath featuring high-end touches, including heated floors, towel rack, bidet toilet and a private hot tub. The beautifully updated gourmet kitchen boasts custom cabinetry and counters perfect for entertaining. Enjoy the dramatic stone gas fireplace with a light and bright open living area. Featuring a spacious 3-car garage with storage. Over $200k in recent upgrades. Includes a home warranty. Exceptional amenities include a pool, tennis and pickleball courts plus a golf course and more. Don't miss this amazing opportunity!
Last Agent to Sell the Property
eXp Realty, LLC License #201221466 Listed on: 07/18/2025
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Home Details
Home Type
- Single Family
Est. Annual Taxes
- $8,682
Year Built
- Built in 1997
Lot Details
- 18,731 Sq Ft Lot
- Landscaped
- Rock Outcropping
- Native Plants
- Corner Lot
- Level Lot
- Front and Back Yard Sprinklers
- Sprinklers on Timer
- Wooded Lot
- Garden
- Zoning described as RS
HOA Fees
- $210 Monthly HOA Fees
Parking
- 3 Car Attached Garage
- Workshop in Garage
- Garage Door Opener
- Driveway
- Gated Parking
- Paver Block
Property Views
- Forest
- Territorial
- Park or Greenbelt
- Neighborhood
Home Design
- Contemporary Architecture
- Northwest Architecture
- Stem Wall Foundation
- Frame Construction
- Tile Roof
Interior Spaces
- 2,196 Sq Ft Home
- 1-Story Property
- Open Floorplan
- Central Vacuum
- Built-In Features
- Vaulted Ceiling
- Ceiling Fan
- Gas Fireplace
- Double Pane Windows
- Vinyl Clad Windows
- Great Room with Fireplace
- Dining Room
- Home Office
- Indoor Spa
Kitchen
- Breakfast Area or Nook
- Oven
- Cooktop
- Microwave
- Dishwasher
- Kitchen Island
- Tile Countertops
- Disposal
Flooring
- Wood
- Carpet
- Laminate
- Tile
Bedrooms and Bathrooms
- 3 Bedrooms
- Double Master Bedroom
- Linen Closet
- Walk-In Closet
- 3 Full Bathrooms
- Double Vanity
- Bidet
- Bathtub with Shower
- Bathtub Includes Tile Surround
- Solar Tube
Laundry
- Laundry Room
- Dryer
- Washer
Home Security
- Carbon Monoxide Detectors
- Fire and Smoke Detector
Pool
- Heated In Ground Pool
- Fence Around Pool
- Pool Cover
- Pool Tile
Outdoor Features
- Deck
- Outdoor Water Feature
- Front Porch
Schools
- R E Jewell Elementary School
- High Desert Middle School
- Caldera High School
Utilities
- Forced Air Heating and Cooling System
- Heating System Uses Natural Gas
- Water Heater
- High Speed Internet
Listing and Financial Details
- Exclusions: Seller's personal items
- No Short Term Rentals Allowed
- Tax Lot 19
- Assessor Parcel Number 181368
Community Details
Overview
- Built by Jim Elkstein
- Mtn High Subdivision
Recreation
- Golf Course Community
- Tennis Courts
- Pickleball Courts
- Sport Court
- Community Pool
- Park
- Trails
- Snow Removal
Security
- Gated Community
Ownership History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Jul 18, 2025
Closed on
Jul 23, 2025
Sold by
Bought by
Seller's Agent
Nicole Carroll Gould
eXp Realty, LLC
Buyer's Agent
Pattie Serbus
RE/MAX Key Properties
List Price
$945,000
Sold Price
$925,000
Premium/Discount to List
-$20,000
-2.12%
Views
15
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$16,550
Avg. Annual Appreciation
1.99%
Original Mortgage
$425,000
Outstanding Balance
$396,819
Interest Rate
6.74%
Mortgage Type
New Conventional
Estimated Equity
$544,731
Purchase Details
Closed on
Dec 24, 2020
Sold by
Bought by
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$421,000
Interest Rate
2.7%
Mortgage Type
VA
Purchase Details
Listed on
Aug 17, 2016
Closed on
Feb 10, 2017
Sold by
Bought by
Seller's Agent
Julia Buckland
Coldwell Banker Bain
Buyer's Agent
Kathleen O'Connor
High Desert Realty, LLC
List Price
$499,900
Sold Price
$490,000
Premium/Discount to List
-$9,900
-1.98%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
7.10%
Purchase Details
Listed on
Aug 17, 2016
Closed on
Jan 23, 2017
Sold by
Bought by
Seller's Agent
Julia Buckland
Coldwell Banker Bain
Buyer's Agent
Kathleen O'Connor
High Desert Realty, LLC
List Price
$499,900
Sold Price
$490,000
Premium/Discount to List
-$9,900
-1.98%
Home Values in the Area
Average Home Value in this Area
Agents Specializing in Southeast Bend, OR
-
Holly Cole
-
Annie Wayland
Annie Wayland
Cascade Hasson SIR
(458) 202-2390
95 Total Sales
1 in Southeast Bend
$907,000 Price
-
Chance Jackson
Chance Jackson
Realty One Group Discovery
(541) 402-5110
43 Total Sales
1 in Southeast Bend
$799,000 Price
-
Bill Panton
Bill Panton
Duke Warner Realty ERA Powered
(458) 202-3202
43 Total Sales
2 in Southeast Bend
$555K - $615K Price Range
-
David Keyte
David Keyte
eXp Realty, LLC
(541) 634-8853
334 Total Sales
14 in Southeast Bend
$479K - $940K Price Range
-
Ryan Hoover
Ryan Hoover
Bend Premier Real Estate LLC
(541) 827-8655
35 Total Sales
2 in Southeast Bend
$539K - $637K Price Range
Purchase History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Buyer | Sale Price | Title Company |
|---|---|---|---|
| $925,000 | First American Title | ||
| -- | Western Title | ||
| -- | Western Title & Escrow | ||
| $490,000 | Western Title & Escrow |
Source: Public Records
Mortgage History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Status | Borrower | Loan Amount |
|---|---|---|---|
| Open | $425,000 | ||
| Closed | $421,000 |
Source: Public Records
Property History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Event | Price | List to Sale | Price per Sq Ft | Prior Sale |
|---|---|---|---|---|---|
| 09/05/2025 09/05/25 | Sold | $925,000 | -2.1% | $421 / Sq Ft | |
| 07/22/2025 07/22/25 | Pending | -- | -- | -- | |
| 07/18/2025 07/18/25 | For Sale | $945,000 | +92.9% | $430 / Sq Ft | |
| 01/26/2017 01/26/17 | Sold | $490,000 | -2.0% | $223 / Sq Ft | View Prior Sale |
| 10/28/2016 10/28/16 | Pending | -- | -- | -- | |
| 08/17/2016 08/17/16 | For Sale | $499,900 | -- | $228 / Sq Ft |
Source: Oregon Datashare
Tax History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $9,024 | $534,090 | ||
| 2024 | $8,682 | $518,540 | ||
| 2023 | $8,048 | $503,440 | $0 | $0 |
| 2022 | $7,509 | $474,550 | $0 | $0 |
| 2021 | $7,520 | $460,730 | $0 | $0 |
| 2020 | $7,135 | $460,730 | $0 | $0 |
| 2019 | $6,936 | $447,320 | $0 | $0 |
| 2018 | $6,740 | $434,300 | $0 | $0 |
| 2017 | $6,609 | $421,660 | $0 | $0 |
| 2016 | $6,306 | $409,380 | $0 | $0 |
| 2015 | $6,133 | $397,460 | $0 | $0 |
| 2014 | $5,954 | $385,890 | $0 | $0 |
Source: Public Records
Agents Affiliated with this Home
-
Nicole Carroll Gould
Seller's Agent in 2025
Nicole Carroll Gould
eXp Realty, LLC
(541) 410-5167
3 in this area
40 Total Sales
-
Pattie Serbus
Buyer's Agent in 2025
Pattie Serbus
RE/MAX
(541) 390-5220
2 in this area
60 Total Sales
-
Megan Serbus
Buyer Co-Listing Agent in 2025
Megan Serbus
RE/MAX
(541) 788-7003
2 in this area
61 Total Sales
-
J
Seller's Agent in 2017
Julia Buckland
Coldwell Banker Bain
-
Kathleen O'Connor
K
Buyer's Agent in 2017
Kathleen O'Connor
High Desert Realty, LLC
(541) 312-9449
32 Total Sales
Map
Source: Oregon Datashare
MLS Number: 220206044
APN: 181368
Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.
© 2026 Oregon Datashare (KCAR | MLSCO | SOMLS). All rights reserved. The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange Program of the Oregon Datashare. Real estate listings held by IDX Brokerage firms other than Ten-X are marked with the Internet Data Exchange logo or the Internet Data Exchange thumbnail logo and detailed information about them includes the name of the listing Brokers. Information provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties the viewer may be interested in purchasing. The consumer will not copy, retransmit nor redistribute any of the content from this website. Information provided is deemed reliable, but not guaranteed.
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