NOT LISTED FOR SALE

2045 Rivers Own Rd Saint Augustine, FL 32092

Estimated Value: $515,000 - $563,000

4 Beds
4 Baths
2,928 Sq Ft
$183/Sq Ft Est. Value

Sale Details

Date Sold: October 20, 2025

Last sale price $525,000 $179 Per Sq Ft

Est. 2% increase in value since last sale

Current estimated payment $3,640 / mo

108 Days on Market

Highlights

  • Fitness Center
  • RV or Boat Parking
  • View of Trees or Woods
  • Wards Creek Elementary School Rated A
  • RV or Boat Storage in Community
  • Open Floorplan

About This Home

As of October 2025

BEST DEAL in Heritage Landing.... Freshly painted Cordelle home on an estate sized lot, at the end of a cul-de-sac and on one of the most desirable streets in Heritage Landing! This 4 bedroom 4 bath semi custom home has a fabulous open floor plan with a huge kitchen, family room, living room, separate dining room and office. It is located in the cul-de-sac, on a very private lot, with a large backyard. Recent updates include new paint, carpet, lighting, 4 new toilets, and exterior paint. Roof (2018) and A/C (2018). The Heritage Landing amenities are AMAZING and include a 13 acre amenity park complete with pools, tennis courts, pickle ball courts, soccer, basketball, fitness center, RV storage and more! Schedule your showing today! Owner is Licensed Realtor and Listing Agent.

Last Agent to Sell the Property

Rhonda Gummerman

KELLER WILLIAMS REALTY ATLANTIC PARTNERS License #3190658 Listed on: 02/07/2025

KELLER WILLIAMS REALTY ATLANTIC PARTNERS

Last Buyer's Agent

Christine Wier

CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COAST License #3284381

CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COAST

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $8,035

Year Built

  • Built in 2006

Lot Details

  • 11,761 Sq Ft Lot
  • Cul-De-Sac
  • Street terminates at a dead end
  • East Facing Home
  • Back Yard Fenced
  • Front and Back Yard Sprinklers
  • Zoning described as PUD

HOA Fees

  • $9 Monthly HOA Fees

Parking

  • 2 Car Garage
  • RV or Boat Parking

Property Views

  • Woods
  • Trees

Home Design

  • Traditional Architecture
  • Entry on the 1st floor
  • Shingle Roof
  • Stucco

Interior Spaces

  • 2,928 Sq Ft Home
  • 2-Story Property
  • Open Floorplan
  • Ceiling Fan
  • Wood Burning Fireplace
  • Entrance Foyer
  • Washer and Electric Dryer Hookup

Kitchen

  • Breakfast Area or Nook
  • Eat-In Kitchen
  • Breakfast Bar
  • Electric Oven
  • Electric Cooktop
  • Dishwasher
  • Kitchen Island
  • Disposal

Flooring

  • Wood
  • Carpet
  • Stone

Bedrooms and Bathrooms

  • 4 Bedrooms
  • Split Bedroom Floorplan
  • Walk-In Closet
  • Jack-and-Jill Bathroom
  • 4 Full Bathrooms
  • Separate Shower in Primary Bathroom
  • Bathtub With Separate Shower Stall

Outdoor Features

  • Covered Patio or Porch

Schools

  • Wards Creek Elementary School
  • Pacetti Bay Middle School
  • Tocoi Creek High School

Utilities

  • Zoned Heating and Cooling
  • Electric Water Heater

Listing and Financial Details

  • Assessor Parcel Number 2881033270

Community Details

Overview

  • Wgv Heritage Landing Subdivision

Amenities

  • Community Barbecue Grill
  • Clubhouse

Recreation

  • RV or Boat Storage in Community
  • Tennis Courts
  • Community Basketball Court
  • Pickleball Courts
  • Community Playground
  • Fitness Center
  • Community Pool
  • Children's Pool
  • Park
  • Jogging Path

Security

  • Resident Manager or Management On Site

Home Details

Home Type

Single Family

Est. Annual Taxes

$8,035

Year Built

Built in 2006

Lot Details

0.27 Acres

HOA Fees

$9 per month

Parking

2

Listing Details

  • Property Type: Residential
  • Property Attached Yn: No
  • New Construction: No
  • Stories: 2
  • Year Built: 2006
  • Property Sub Type: Single Family Residence
  • Lot Size Acres: 0.27
  • Road Surface Type: Asphalt
  • Subdivision Name: Wgv Heritage Landing
  • Architectural Style: Traditional
  • Carport Y N: No
  • Entry Level: 1
  • Garage Yn: Yes
  • Unit Levels: Two
  • General Property Information Living Area2: 2928.0
  • General Property Information Waterfront YN: No
  • General Property Information New Construction YN: No
  • General Property Information List PriceSqFt2: 182.68
  • Cooling Central Air: Yes
  • Sewer:Public Sewer: Yes
  • Water Source Public: Yes
  • Architectural Style Traditional: Yes
  • General Property Information Accessibility Features YN2: No
  • General Property Information Furnished: Unfurnished
  • Appliances Refrigerators: Yes
  • Flooring Wood: Yes
  • Laundry Features Electric Dryer Hookup: Yes
  • Laundry Features Washer Hookup: Yes
  • Cooling Zoned: Yes
  • Fencing Back Yard: Yes
  • Association Amenities Children's Pool: Yes
  • Interior Features Primary Bathroom -Tub with Separate Shower: Yes
  • Interior Features Breakfast Nook: Yes
  • General Property Information Entry Level2: 1.0
  • General Property Information Senior Community YN: No
  • General Property Information Lot Size Acres: 0.27
  • Lot Features Dead End Street: Yes
  • General Property Information Carport YN: No
  • Utilities Electricity Connected: Yes
  • View TreesWoods: Yes
  • General Property Information Direction Faces: East
  • Levels Two: Yes
  • General Property Information Accessory Dwelling Unit YN: No
  • Interior Features Jack and Jill Bath: Yes
  • General Property Information:Pool Private YN: No
  • General Property Information Homestead YN: No
  • Special Features: VirtualTour

Interior Features

  • Interior Amenities: Breakfast Bar, Breakfast Nook, Ceiling Fan(s), Eat-in Kitchen, Entrance Foyer, Jack and Jill Bath, Kitchen Island, Open Floorplan, Primary Bathroom -Tub with Separate Shower, Primary Downstairs, Split Bedrooms, Walk-In Closet(s)
  • Major Appliances: Dishwasher, Disposal, Electric Cooktop, Electric Oven, Electric Water Heater, Refrigerator
  • Furnished: Unfurnished
  • Full Bathrooms: 4
  • Total Bedrooms: 4
  • Fireplace Features: Wood Burning
  • Fireplaces: 1
  • Fireplace: Yes
  • Flooring: Carpet, Stone, Wood
  • Living Area: 2928.0
  • Appliances:Electric Water Heater: Yes
  • Appliances Dishwasher: Yes
  • Fireplace Features:Fireplaces Total: 1
  • Fireplace Features:Wood Burning: Yes
  • Interior Features:Primary Downstairs: Yes
  • Interior Features:Kitchen Island: Yes
  • Interior Features:Split Bedrooms: Yes
  • Interior Features:Walk-In Closet(s): Yes
  • Interior Features:Entrance Foyer: Yes
  • Interior Features:Breakfast Bar: Yes
  • Interior Features:Eat-in Kitchen: Yes
  • Appliances:Electric Cooktop: Yes
  • Appliances:Electric Oven: Yes
  • Interior Features:Ceiling Fan(s): Yes
  • Interior Features:Open Floorplan: Yes

Exterior Features

  • Waterfront: No
  • Fencing: Back Yard, Vinyl, Other
  • Roof: Shingle
  • Lot Features: Cul-De-Sac, Dead End Street, Sprinklers In Front, Sprinklers In Rear
  • Pool Private: No
  • View: Trees/Woods
  • Construction Type: Stucco
  • Direction Faces: East
  • Patio And Porch Features: Covered, Front Porch
  • Lot Features:Sprinklers in Front: Yes
  • Lot Features:Sprinklers In Rear: Yes
  • Lot Features:Cul-De-Sac: Yes
  • Patio And Porch Features:Covered2: Yes
  • Patio And Porch Features:Front Porch: Yes
  • Construction Materials:Stucco: Yes

Garage/Parking

  • Attached Garage: No
  • Garage Spaces: 2.0
  • Parking Features: Garage
  • General Property Information:Garage Spaces: 2.0
  • Parking Features:Garage: Yes
  • General Property Information:Garage YN: Yes

Utilities

  • Utilities: Cable Available, Electricity Connected, Sewer Connected, Water Connected
  • Laundry Features: Electric Dryer Hookup, Washer Hookup
  • Cooling: Central Air, Zoned
  • Cooling Y N: Yes
  • Heating: Central
  • Heating Yn: Yes
  • Sewer: Public Sewer
  • Water Source: Public
  • Heating:Central: Yes

Condo/Co-op/Association

  • Association Fee: 110.0
  • Association Fee Frequency: Annually
  • Senior Community: No
  • Amenities: Pool, Barbecue, Basketball Court, Children's Pool, Clubhouse, Fitness Center, Jogging Path, Management - Off Site, Management- On Site, Park, Pickleball, Playground, RV/Boat Storage, Tennis Court(s)
  • Association: Yes

Association/Amenities

  • General Property Information:Association YN: Yes
  • General Property Information:Association Fee: 110.0
  • General Property Information:Association Fee Frequency: Annually
  • Association Amenities:Clubhouse: Yes
  • Association Amenities:Basketball Court: Yes
  • Association Amenities:Fitness Center: Yes
  • Association Amenities:Playground: Yes
  • Association Amenities:Tennis Courts: Yes
  • Association Amenities:Jogging Path: Yes
  • Association Amenities:RVBoat Storage: Yes
  • Association Amenities:Park: Yes
  • Association Amenities:Barbecue: Yes
  • Association Amenities:Pickleball: Yes

Schools

  • Elementary School: Wards Creek
  • High School: Tocoi Creek
  • Middle Or Junior School: Pacetti Bay

Lot Info

  • Current Use: Residential, Single Family
  • Lot Size Sq Ft: 11761.2
  • Parcel #: 2881033270
  • Zoning Description: PUD

Tax Info

  • Tax Annual Amount: 8034.98
  • Tax Year: 2024

Ownership History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Name Owned For Owner Type

Purchase Details

Listed on
Feb 7, 2025
Closed on
Oct 20, 2025
Sold by
Bought by
Seller's Agent
Rhonda Gummerman
KELLER WILLIAMS REALTY ATLANTIC PARTNERS
Buyer's Agent
Christine Wier
CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COAST
List Price
$569,900
Sold Price
$525,000
Premium/Discount to List
-$44,900
-7.88%
Views
240
Current Estimated Value
$536,040

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$11,040
Avg. Annual Appreciation
3.47%
Original Mortgage
$420,000
Outstanding Balance
$418,171
Interest Rate
6.75%
Mortgage Type
New Conventional
Estimated Equity
$117,869
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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List Price
Sold Price
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Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Buyer Sale Price Title Company
$525,000 Blue Ocean Title
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Borrower Loan Amount
Open $420,000
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft
10/20/2025 10/20/25 Sold $525,000 -1.9% $179 / Sq Ft
05/26/2025 05/26/25 Pending -- -- --
05/02/2025 05/02/25 Price Changed $534,900 -0.9% $183 / Sq Ft
04/04/2025 04/04/25 Price Changed $539,900 -1.8% $184 / Sq Ft
03/14/2025 03/14/25 Price Changed $549,900 -1.8% $188 / Sq Ft
02/28/2025 02/28/25 Price Changed $559,900 -1.8% $191 / Sq Ft
02/07/2025 02/07/25 For Sale $569,900 0.0% $195 / Sq Ft
12/17/2023 12/17/23 Off Market $2,250 -- --
12/17/2023 12/17/23 Off Market $2,250 -- --
07/31/2015 07/31/15 Rented $2,250 0.0% --
07/31/2015 07/31/15 Under Contract -- -- --
07/11/2015 07/11/15 For Rent $2,250 0.0% --
08/04/2014 08/04/14 Rented $2,250 0.0% --
07/16/2014 07/16/14 Under Contract -- -- --
07/07/2014 07/07/14 For Rent $2,250 -- --
Source: realMLS (Northeast Florida Multiple Listing Service)

Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2026 $8,850 $445,797 $115,000 $330,797
2025 $7,969 $446,845 -- --
2024 $7,969 $483,169 $135,000 $348,169
2023 $7,969 $514,983 $137,000 $377,983
2022 $6,933 $375,375 $103,040 $272,335
2021 $6,329 $305,202 $0 $0
2020 $6,140 $293,193 $0 $0
2019 $5,954 $266,064 $0 $0
2018 $5,635 $239,409 $0 $0
2017 $5,745 $247,245 $48,000 $199,245
2016 $5,460 $216,135 $0 $0
2015 $5,569 $218,470 $0 $0
2014 $5,519 $204,614 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: realMLS (Northeast Florida Multiple Listing Service)

MLS Number: 2067867

realMLS (Northeast Florida Multiple Listing Service)

APN: 288103-3270

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