$295,000
SOLD JUL 27, 2026
Last list price

205 Summerset Dr de Soto, MO 63020

De Soto Area
3 Beds
2 Baths
1,380 Sq Ft
0.31 Acre Lot

Sale Details

Date Sold: July 27, 2026

$214 Per Sq Ft

3 Days on Market

Highlights

  • Community Lake
  • Ranch Style House
  • Attached Garage
  • Vaulted Ceiling
  • 1 Fireplace
  • Brick Veneer

About This Home

As of July 2026

PRIVATE WOODED RETREAT in the GATED LAKE COMMUNITY of Summerset Lake! This MOVE-IN ready ranch offers the lake lifestyle you've been dreaming of. This 3-bedroom, 2-bath creates a warm and inviting feel from the moment you walk in, with gorgeous wood floors, soaring vaulted ceilings, and a cozy fireplace that anchors the spacious living room. The kitchen is full of rustic charm, featuring slate tile flooring, a coordinating slate backsplash, and plenty of space to gather, with stainless appliances and pantry! Step directly onto the deck and enjoy your own private outdoor retreat surrounded by mature trees—perfect for entertaining or simply unwinding after a long day. The spacious primary suite offers dual closets and a private ensuite bath, complete with a separate soaking tub and shower, creating the perfect place to relax. Two additional bedrooms and a second full bath complete the main level. The partially finished WALK-OUT lower level provides flexible living space with endless possibilities for a fourth bedroom, family room, rec room, home office, or workout area. A ROUGH-IN is already in place, making future expansion even easier. Additional features include a newer furnace and air-conditioning, an attached garage, and a storage shed for all your outdoor equipment. This gated lake community offers access to multiple lakes for fishing, boating, kayaking, and swimming, along with a sandy beach, boat ramps, campground, playground, picnic areas, and a peaceful setting surrounded by nature. Conveniently located just a short drive into downtown Desoto for shopping and under an hour from downtown STL. Summerset Lake offers the perfect balance of everyday living and weekend getaway vibes. Whether you're relaxing on the water, enjoying community amenities, or taking in the tranquil surroundings, you'll love calling this special community home.

Last Agent to Sell the Property

Gina Pate

Elevate Realty, LLC License #2015005701 Listed on: 06/26/2026

Last Buyer's Agent

Default Zmember

Zdefault Office

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
Collateral Analytics

Collateral Analytics Collateral Analytics AVMs (Automated Valuation Model) employ a number of statistical approaches combined with neighborhood-specific comparable selection guarantees the most up-to-date and precise valuations.

Not Available

Collateral Analytics does not have data for the current month. Please view the chart for historical values.

ICE

ICE Mortgage Technology ICE Mortgage Technology’s AVM (Automated Valuation Model) is a state-of-the-art online residential property valuation tool that provides a quick and accurate estimate of the value of almost any home in the U.S.

Not Available

ICE Mortgage Technology does not have data for the current month. Please view the chart for historical values.

First American

First American First American Data & Analytics’ next-generation AVM combines unrivaled data assets with a blended ensemble of valuation models to produce highly accurate, reliable valuations you can trust.

Not Available

First American does not have data for the current month. Please view the chart for historical values.

Quantarium

Quantarium Quantarium’s valuation service, repeatedly proven the industry’s most accurate and comprehensive, is supercharged with a self-learning and auto-tuning AI engine that continually becomes smarter and more accurate as it processes daily inputs from the industry’s leading RE data lake.

Not Available

Quantarium does not have data for the current month. Please view the chart for historical values.

Average Value
Not Available
List Price
Sold Price
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $2,291

Year Built

  • Built in 2003

Lot Details

  • 13,325 Sq Ft Lot
  • Level Lot

HOA Fees

  • $45 Monthly HOA Fees

Parking

  • Attached Garage

Home Design

  • Ranch Style House
  • Brick Veneer
  • Vinyl Siding

Interior Spaces

  • 1,380 Sq Ft Home
  • Vaulted Ceiling
  • 1 Fireplace

Bedrooms and Bathrooms

  • 3 Bedrooms
  • 2 Full Bathrooms
  • Soaking Tub

Partially Finished Basement

  • Walk-Out Basement
  • Rough-In Basement Bathroom
  • Basement Storage

Schools

  • Sunrise Elem. Elementary And Middle School
  • Desoto Sr. High School

Utilities

  • Forced Air Heating and Cooling System
  • Cable TV Available

Community Details

  • Association fees include common area maintenance
  • Summerset Association
  • Community Lake

Listing and Financial Details

  • Assessor Parcel Number 24-5.0-15.0-4-003-002

Home Details

Home Type

Single Family

Est. Annual Taxes

$2,291

Year Built

Built in 2003

Lot Details

0.31 Acres

HOA Fees

$45 per month

Listing Details

  • Property Type: Residential
  • Year Built: 2003
  • Property Sub-Type: Single Family Residence
  • ResoLotFeatures: Adjoins Wooded Area, Level
  • Lot Size Acres: 0.3059
  • Reso Association Amenities: Lake
  • Co List Office Phone: 314-380-0581
  • MLS Status: Closed
  • Subdivision Name: Summer Set Sec 03
  • Above Grade Finished Sq Ft: 1380
  • Architectural Style: Ranch
  • Carport Y N: No
  • Unit Levels: One
  • New Construction: No
  • Property Attached Yn: No
  • Financial Info Electric: Other
  • PreviousStatus: Pending
  • MIS_PoolYN: 0
  • MIS_EfficiencyYN: 0
  • MIS_AuctionYN: 0
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Basement: Partially Finished, Roughed-In Bath, Sleeping Area, Storage Space, Walk-Out Access
  • Basement YN: Yes
  • Full Bathrooms: 2
  • Total Bedrooms: 3
  • Fireplaces: 1
  • Fireplace: Yes
  • MIS_LowerLevelBathroomsFull: 0
  • MIS_LowerLevelBathroomsHalf: 0
  • MIS_LowerLevelBedrooms: 0
  • MIS_MainLevelBathroomsFull: 2
  • MIS_MainLevelBathroomsHalf: 0
  • MIS_UpperLevelBathroomsFull: 0
  • MIS_UpperLevelBathroomsHalf: 0
  • MIS_UpperLevelBedrooms: 0

Exterior Features

  • Disclosures: Seller Property Disclosure
  • Home Warranty: No
  • Construction Type: Brick Veneer, Vinyl Siding

Garage/Parking

  • Attached Garage: Yes
  • Attached Garage: Yes

Utilities

  • Sewer: Public Sewer
  • Cooling: Central Air
  • Heating: Forced Air
  • Utilities: Cable Available
  • Water Source: Community

Condo/Co-op/Association

  • Association Fee: 545
  • Association Fee Frequency: Annually
  • Association: Yes

Association/Amenities

  • General Property Information:Association Name: summerset

Fee Information

  • Association Fee Includes: Common Area Maintenance

Schools

  • Elementary School: Sunrise Elem.
  • Junior High Dist: Sunrise R-IX
  • High School: Desoto Sr. High
  • Middle Or Junior School: Sunrise Elem.

Lot Info

  • Lot Size Sq Ft: 13325
  • Parcel Number: 24-5.0-15.0-4-003-002

Tax Info

  • Tax Year: 2025
  • Tax Annual Amount: 2291

Ownership History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Name Owned For Owner Type

Purchase Details

Listed on
Sep 1, 2017
Closed on
Oct 26, 2017
Sold by
Kamler David and Kamler Amber M
Bought by
Seller's Agent
Charlotte Crow
Patton Properties
Buyer's Agent
Gina Pate
Elevate Realty, LLC
List Price
$179,900

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
5.98%
Original Mortgage
$141,600
Outstanding Balance
$115,542
Interest Rate
3.78%
Mortgage Type
New Conventional
Estimated Equity
$180,621

Purchase Details

Closed on
Apr 24, 2014
Sold by
Kamler David and Kamler Amber M
Bought by
Kamler David and Kamler Amber M

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$129,143
Interest Rate
4.25%
Mortgage Type
FHA

Purchase Details

Closed on
Jun 13, 2008
Sold by
Hsbc Mortgage Services Inc
Bought by
Kamler David and Poyner Amber M

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$134,784
Interest Rate
5.99%
Mortgage Type
FHA

Purchase Details

Closed on
May 5, 2008
Sold by
Catarnichi Michael
Bought by
Hsbc Mortgage Services Inc

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$134,784
Interest Rate
5.99%
Mortgage Type
FHA

Purchase Details

Closed on
Oct 25, 2005
Sold by
Boyer Kevin L and Boyer Kelly L
Bought by
Catarnichi Michael J

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$120,720
Interest Rate
10.25%
Mortgage Type
Fannie Mae Freddie Mac

Purchase Details

Closed on
Jun 14, 2004
Sold by
Townsend Austin and Copeland Chad
Bought by
Boyer Kevin L and Boyer Kelly L

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$185,000
Interest Rate
6.12%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Mar 18, 2003
Sold by
Koch Jerome D
Bought by
Towsend Austin and Copeland Chad

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$4,250
Interest Rate
5.83%
Mortgage Type
Seller Take Back

Purchase Details

Closed on
Dec 6, 2001
Sold by
Hahn Herbert J and Hahn Melissa A
Bought by
Koch Jerome D and Jerome D Koch Revocable Trust
Source: Public Records

Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Agents Specializing in de Soto, MO

See All Agents

Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Type Sale Price Title Company
Warranty Deed -- Title Partners Agency Llc
Interfamily Deed Transfer -- None Available
Special Warranty Deed -- Multiple
Trustee Deed $119,600 Mo Kan Title Services Inc
Warranty Deed -- Investors Title Company
Warranty Deed -- --
Warranty Deed -- --
Warranty Deed -- First American Title
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Loan Amount Loan Type
Open $141,600 New Conventional
Previous Owner $129,143 FHA
Previous Owner $134,784 FHA
Previous Owner $120,720 Fannie Mae Freddie Mac
Previous Owner $185,000 Purchase Money Mortgage
Previous Owner $4,250 Seller Take Back
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft Prior Sale
07/27/2026 07/27/26 Sold -- -- --
06/29/2026 06/29/26 Pending -- -- --
06/26/2026 06/26/26 For Sale $295,000 +19566.7% $214 / Sq Ft
11/17/2021 11/17/21 Sold -- -- -- View Prior Sale
11/16/2021 11/16/21 Pending -- -- --
04/10/2021 04/10/21 For Sale $1,500 -99.2% $1 / Sq Ft
10/26/2017 10/26/17 Sold -- -- -- View Prior Sale
10/20/2017 10/20/17 Pending -- -- --
09/01/2017 09/01/17 For Sale $179,900 -- $99 / Sq Ft
Source: MARIS MLS

Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2026 $2,291 $32,100 $1,300 $30,800
2025 $2,291 $32,100 $1,300 $30,800
2024 $2,136 $29,700 $1,300 $28,400
2023 $2,136 $29,700 $1,300 $28,400
2022 $2,117 $29,700 $1,300 $28,400
2021 $2,098 $29,700 $1,300 $28,400
2020 $1,916 $26,500 $1,000 $25,500
2019 $1,915 $26,500 $1,000 $25,500
2018 $1,900 $26,500 $1,000 $25,500
2017 $1,822 $26,500 $1,000 $25,500
2016 $1,718 $24,500 $1,000 $23,500
2015 $1,585 $24,500 $1,000 $23,500
2013 -- $24,300 $1,000 $23,300
Source: Public Records

Agents Affiliated with this Home

  • Section Image
  • Section Image
  • Section Image
  • Section Image
See All Agents

Map

Source: MARIS MLS

MLS Number: MIS26039707

MARIS MLS

APN: 24-5.0-15.0-4-003-002

Your Personal Tour Guide

Ask me questions while you tour the home.