$499,900
SOLD NOV 7, 2025

2050 Biscayne Blvd Navarre, FL 32566

4 Beds
2 Baths
2,227 Sq Ft
0.42 Acres

Recently Sold

$224 Per Sq Ft

5% Below List Price

65 Days on Market

Highlights

  • Boat Dock
  • Beach
  • Fishing
  • Holley-Navarre Intermediate School Rated A-
  • Deeded access to the beach
  • Contemporary Architecture

About This Home

As of November 2025

$25K Price Improvement! Plus, VA buyers have the option to apply to assume the VA loan with an incredible 2.49% interest rate with a piggyback loan options to cover a large portion of the equity gap! This 4-bed, 2-bath, 2,227 sqft home on a .42-acre corner lot boasts over $100K in upgrades in desirable waterfront Biscayne Pointe, East Navarre. Just a short walk to exclusive deeded Santa Rosa Sound access for paddle boarding, kayaking, fishing & stunning Emerald Coast sunrises/sunsets. Inside: soaring ceilings, smooth (no popcorn!) finishes, spacious kitchen, split floor plan, Florida room & whole-home air & water filtration—designed for comfort, health & function. And when it's time to relax, retreat to your spacious owner's suite, complete with a walk-in closet, double vanity, private water closet, tiled walk-in shower, soaker tub, and French doors that open directly to the Florida room. The newly installed double-paned, double-hung hurricane-rated windows provide more than just storm protection;there's no need for shutters, they improve energy efficiency, you can easily clean both sides from inside your home AND you should qualify for a discount on your home owners insurance. The HVAC system runs on natural gas but can switch to electric if gas is ever unavailable; an efficient and flexible solution for keeping cool and save money during Florida's endless summers. Plus, with tile and luxury vinyl plank flooring throughout (no carpet!), maintenance is a breeze, even after those sandy beach days. For added security and convenience, the home features a full security system with 8 high-definition cameras, 8-day video storage, and remote garage access, offering peace of mind whether you're home or away. Step outside to a privacy-fenced backyard that offers plenty of space to relax and play. The lot extends significantly beyond the fence line on both sides, giving you nearly half an acre of beautifully landscaped and fully irrigated property with lush Zoysia grass and mature trees...the perfect extra space you've been dreaming of to build your ultimate pool oasis or simply start your very own organic fruit and vegetable garden. Plus, 3 sides of the property are heavily wooded providing the privacy you crave for peace and tranquility where you can truly relax and recharge your batteries. Picture 58 is a mockup to visualize a backyard oasis utilizing the space that has been thoughtfully cleared and prepped. The hurricane rated shed has been plumbed for power and is ready to transform into your dream workshop, she shed, man cave, detached office, you name it! The gutter guard system takes the hassle out of routine home maintenanceyou'll never need to climb up and clean out the gutters again. Plus, it comes with a transferable lifetime warranty, so it's one less thing you'll ever have to worry about. Oh, and the WiFi-enabled RainBird system controls the irrigation using well waternot city waterwhich is not only better for your plants, but also helps you save on your utility bills. Plus, the side-entry garage and underground utilities greatly enhance the curb appeal. Bonus peace of mind:
The Arrow Termite treatment plan is paid through September and includes a transferable warrantya valuable addition that offers protection and confidence for the next homeowner. Eligible buyers may receive $3,281 in Hero Rewards after closing through the Homes for Heroes program. (See attached flyer for details.) This home is the total package,move-in ready, lovingly maintained, and packed with upgrades in a vibrant coastal community with a quick commute to shopping, restaurants, top-rated schools, white-sand beaches, Hurlburt Field and Eglin AFB. Don't miss your chance, schedule your private tour today and discover why 2050 Biscayne Blvd is your next dream home where you can truly live the Florida lifestyle to the fullest. Upgrades & Features: -2.49% VA Assumable loan! -2024 hurricane-impact resistant, double-hung, double-paned windows $30K -2020 architectural shingle roof $28K -2017 HVAC -Whole-home air purification system $2K -Attic reflective barrier upgrade $2K -Hurricane-rated shed built on-site $12K -Refinished back patio with Ninja coating $5K -Leaf guard gutter system $8K -2024 insulated garage door $4K -Reverse osmosis water filtration system $2K -Moen touchless kitchen faucet $550 -Pro installed 65'' TV mounts $2K -Security system $3K -Extensive landscaping with expanded usable yard, added irrigation, & premium sod $13K -No popcorn ceilings -Granite / Quartz Countertops -Stainless steel appliances -Termite bond -Tile/LVP - No Carpet!

Last Agent to Sell the Property

Felicia Smith

Epique Realty Inc License #3562045 Listed on: 07/03/2025

Epique Realty Inc

Last Buyer's Agent

Lauren McMullen

Bastion Realty LLC License #3443226

Home Details

Home Type

  • Single Family

Year Built

  • Built in 1995

Lot Details

  • 0.42 Acre Lot
  • Lot Dimensions are 89x197
  • Back Yard Fenced
  • Interior Lot
  • Level Lot
  • Sprinkler System
  • Cleared Lot
  • Lawn Pump

HOA Fees

  • $37 Monthly HOA Fees

Parking

  • 2 Car Attached Garage
  • Guest Parking

Home Design

  • Contemporary Architecture
  • Brick Exterior Construction
  • Slab Foundation
  • Frame Construction
  • Ridge Vents on the Roof
  • Vinyl Siding

Interior Spaces

  • 2,227 Sq Ft Home
  • 1-Story Property
  • Vaulted Ceiling
  • Ceiling Fan
  • Recessed Lighting
  • Gas Fireplace
  • Double Pane Windows
  • Family Room
  • Dining Area
  • Pull Down Stairs to Attic
  • Exterior Washer Dryer Hookup

Kitchen

  • Breakfast Bar
  • Walk-In Pantry
  • Electric Oven or Range
  • Induction Cooktop
  • Microwave
  • Ice Maker
  • Dishwasher
  • Kitchen Island
  • Disposal

Flooring

  • Tile
  • Vinyl

Bedrooms and Bathrooms

  • 4 Bedrooms
  • Split Bedroom Floorplan
  • 2 Full Bathrooms
  • Shower Only in Primary Bathroom

Home Security

  • Home Security System
  • Storm Windows
  • Storm Doors
  • Fire and Smoke Detector

Outdoor Features

  • Outdoor Shower
  • Deeded access to the beach
  • Enclosed Patio or Porch
  • Shed
  • Rain Gutters

Schools

  • Holley-Navarre Elementary And Middle School
  • Navarre High School

Utilities

  • Cooling System Powered By Gas
  • Central Heating and Cooling System
  • Heating System Uses Natural Gas
  • Underground Utilities
  • Gas Water Heater

Listing and Financial Details

  • Assessor Parcel Number 23-2S-26-0365-00G00-0090

Community Details

Overview

  • Association fees include accounting, ground keeping, management, master, recreational faclty, repairs/maintenance
  • Biscayne Pointe Subdivision

Amenities

  • Picnic Area
  • Community Pavilion

Recreation

  • Boat Dock
  • Beach
  • Fishing

Home Details

Home Type

Single Family

Year Built

Built in 1995

Lot Details

0

HOA Fees

$37 per month

Parking

2

Listing Details

  • Property Sub Type: Detached Single Family
  • Prop. Type: Residential
  • Lot Size Acres: 0.42
  • Lot Size: 89x197
  • Road Surface Type: Paved
  • Subdivision Name: BISCAYNE POINTE
  • Directions: Hwy 98 to Biscayne Pointe, South into Biscayne Blvd, home is on the left
  • Architectural Style: Contemporary
  • Carport Y N: No
  • New Construction: No
  • Building Stories: 1
  • Year Built: 1995
  • Remarks Misc:Remarks: $25K Price Improvement! Plus, VA buyers have the option to apply to assume the VA loan with an incredible 2.49% interest rate with a piggyback loan options to cover a large portion of the equity gap! This 4-bed, 2-bath, 2,227 sqft home on a .42-acre corner lot boasts over $100K in upgrades in desirable waterfront Biscayne Pointe, East Navarre. Just a short walk to exclusive deeded Santa Rosa Sound access for paddle boarding, kayaking, fishing & stunning Emerald Coast sunrises/sunsets. Inside: soaring ceilings, smooth (no popcorn!) finishes, spacious kitchen, split floor plan, Florida room & whole-home air & water filtration—designed for comfort, health & function.
  • Utilities Electric: Yes
  • Utilities:Public Sewer: Yes
  • Utilities:Public Water: Yes
  • Appliances Refrigerators: Yes
  • Energy:AC - Central Elect: Yes
  • Energy:Heat Cntrl Electric: Yes
  • Appliances Microwave: Yes
  • Energy:Ceiling Fans: Yes
  • Energy:Double Pane Windows: Yes
  • Rooms:Dining Area: Yes
  • Utilities:Gas - Natural: Yes
  • Utilities:Underground: Yes
  • Energy:Storm Windows: Yes
  • Energy:Heat Cntrl Gas: Yes
  • Energy:Water Heater - Gas: Yes
  • Rooms:Family Room: Yes
  • Energy:Ridge Vent: Yes
  • Energy:Storm Doors: Yes
  • Energy:AC - Central Gas: Yes
  • Special Features: None
  • Stories: 1

Interior Features

  • Appliances: Dishwasher, Disposal, Microwave, Refrigerator, Refrigerator W/IceMk, Security System, Smoke Detector, Smooth Stovetop Rnge, Stove/Oven Electric, Water Heater - Gas
  • Full Bathrooms: 2
  • Total Bedrooms: 4
  • Door Features: Storm Door(s)
  • Fireplace Features: Fireplace Gas
  • Fireplace: Yes
  • Flooring: Floor Tile, Floor Vinyl
  • Interior Amenities: Breakfast Bar, Ceiling Raised, Fireplace, Kitchen Island, Lighting Recessed, Owner's Closet, Pantry, Pull Down Stairs, Split Bedroom, Washer/Dryer Hookup
  • Window Features: Double Pane Windows, Storm Windows
  • Interior:WasherDryer Hookup: Yes
  • Appliances:StoveOven Electric: Yes
  • Master Bedroom:First: Yes
  • Appliances Dishwasher: Yes
  • Appliances:Smoke Detector: Yes
  • Mstr BdrmMstr Bath:MBath Garden Tub: Yes
  • Mstr BdrmMstr Bath:MBath Separate Shwr: Yes
  • Interior:Breakfast Bar: Yes
  • Interior:Floor Tile: Yes
  • Appliances:Refrigerator WIceMk: Yes
  • Interior:Floor Vinyl: Yes
  • Interior:Pull Down Stairs: Yes
  • Interior:Split Bedroom: Yes
  • Appliances:Smooth Stovetop Rnge: Yes
  • Interior:Lighting Recessed: Yes
  • Interior:Kitchen Island: Yes
  • Appliances:Security System: Yes
  • Interior:Fireplace Gas: Yes
  • Interior:Fireplace: Yes

Exterior Features

  • Fencing: Fenced Privacy
  • Lot Features: Cleared, Interior, Level, Within 1/2 Mile to Water
  • Construction Type: Brick, Frame, Siding Vinyl
  • Exterior Features: Rain Gutter, Fenced Back Yard, Lawn Pump, Shower, Sprinkler System, Yard Building
  • Foundation Details: Slab
  • Patio And Porch Features: Patio Enclosed, Patio Open
  • Property Condition: Renovated, Construction Complete
  • Lot Features:Level: Yes
  • Lot Features:Within 12 Mile to Water: Yes
  • Construction Status:Construction Complete: Yes
  • Lot Features:Interior: Yes
  • ConstructionSiding:Siding Vinyl: Yes
  • ConstructionSiding:Slab: Yes
  • Lot Features:Cleared: Yes
  • Exterior:Patio Open: Yes
  • ConstructionSiding:Frame: Yes
  • Exterior:Lawn Pump: Yes
  • Exterior:Shower: Yes
  • Exterior:Sprinkler System: Yes
  • Exterior:Fenced Back Yard: Yes
  • Exterior:Fenced Privacy: Yes
  • ConstructionSiding:Brick: Yes
  • Exterior:Rain Gutter: Yes
  • Exterior:Patio Enclosed: Yes

Garage/Parking

  • Attached Garage: Yes
  • Garage Spaces: 2.0
  • Parking Features: Garage, Guest
  • General Property Info:Garage2: Yes
  • Parking Features:Garage Attached: Yes
  • Parking Features:Garage3: Yes
  • Parking Features:Guest: Yes

Utilities

  • Cooling: Ceiling Fans, Central Air, Gas
  • Cooling Y N: Yes
  • Heating: Central, Natural Gas
  • Heating Yn: Yes
  • Sewer: Public Sewer
  • Utilities: Electric, Gas - Natural, Public Water, Underground

Condo/Co-op/Association

  • Community Features: Beach, Deed Access, Dock, Fishing, Pavillion/Gazebo, Pets Allowed, Picnic Area, Waterfront
  • Association #2 Fee: 440.0
  • Association Fee Frequency: Annually
  • Association: Yes

Association/Amenities

  • Fees Include:Master Association: Yes

Fee Information

  • Association Fee Includes: Accounting, Ground Keeping, Management, Master Association, Recreational Faclty, Repairs/Maintenance

Schools

  • Elementary School: Holley-Navarre
  • High School: Navarre
  • Middle Or Junior School: Holley-Navarre

Lot Info

  • Lot Size Sq Ft: 18295.2
  • Parcel #: 23-2S-26-0365-00G00-0090
  • Zoning: Resid Single Family

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jul 3, 2025
Closed on
Nov 7, 2025
Sold by
Russ James and Russ Aizel
Bought by
Bowers William Shane and Bowers Kristina Ann
Seller's Agent
Felicia Smith
Epique Realty Inc
Buyer's Agent
Lauren McMullen
Bastion Realty LLC
List Price
$525,000
Sold Price
$499,900
Premium/Discount to List
-$25,100
-4.78%
Views
71
Current Estimated Value
$494,972

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$4,928
Avg. Annual Appreciation
-3.89%
Original Mortgage
$349,000
Outstanding Balance
$349,000
Interest Rate
6.34%
Mortgage Type
New Conventional
Estimated Equity
$145,972

Purchase Details

Listed on
Aug 20, 2020
Closed on
Sep 14, 2020
Sold by
Horton Joshua D and Horton Kandyss Peterson
Bought by
Russ James and Russ Aizel
Seller's Agent
Jessica Drew
Keller Williams Realty Navarre
Buyer's Agent
Jenny Jacobson
Keller Williams Realty Navarre
List Price
$349,000
Sold Price
$349,000

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
7.29%
Original Mortgage
$349,000
Interest Rate
2.8%
Mortgage Type
VA

Purchase Details

Listed on
Apr 16, 2016
Closed on
Jul 29, 2016
Sold by
Gwin Enrique J and Gwin Kelly R
Bought by
Peterson Horton Joshua D and Peterson Horton Kandyss
Seller's Agent
Paula Patching
Levin Rinke Realty
Buyer's Agent
Stephanie Barfield
Berkshire Hathaway HomeServices PenFed Realty
List Price
$245,000
Sold Price
$245,000

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
8.83%
Original Mortgage
$253,085
Interest Rate
3.48%
Mortgage Type
New Conventional

Purchase Details

Closed on
Jun 18, 2010
Sold by
Colburn Nancy C
Bought by
Gwin Enrique J and Gwin Kelly R

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$241,062
Interest Rate
4.91%
Mortgage Type
VA

Purchase Details

Closed on
Mar 12, 2007
Sold by
Rielley John M and Rielley Janet
Bought by
Colburn Larry M and Colburn Nancy C

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$159,500
Interest Rate
6.3%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
May 7, 2004
Sold by
Rielley John M and Rielley Janet
Bought by
Rielley John M and Rielley Janet

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$107,900
Interest Rate
5.49%
Mortgage Type
New Conventional
Source: Public Records
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $499,900 Emerald Coast Title
Warranty Deed $349,000 Attorney
Warranty Deed $245,000 None Available
Warranty Deed $250,000 None Available
Warranty Deed $249,500 Reliable Land Title Corp
Interfamily Deed Transfer -- Nations Title
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $349,000 New Conventional
Previous Owner $349,000 VA
Previous Owner $253,085 New Conventional
Previous Owner $241,062 VA
Previous Owner $159,500 Purchase Money Mortgage
Previous Owner $107,900 New Conventional
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
11/07/2025 11/07/25 Sold $499,900 0.0% $224 / Sq Ft
09/06/2025 09/06/25 Pending -- -- --
09/01/2025 09/01/25 Price Changed $499,999 -2.9% $225 / Sq Ft
08/06/2025 08/06/25 Price Changed $515,000 -1.9% $231 / Sq Ft
07/03/2025 07/03/25 For Sale $525,000 +50.4% $236 / Sq Ft
09/30/2020 09/30/20 Sold $349,000 0.0% $157 / Sq Ft View Prior Sale
08/20/2020 08/20/20 Pending -- -- --
08/20/2020 08/20/20 For Sale $349,000 +42.4% $157 / Sq Ft
07/29/2016 07/29/16 Sold $245,000 0.0% $110 / Sq Ft View Prior Sale
06/17/2016 06/17/16 Pending -- -- --
04/16/2016 04/16/16 For Sale $245,000 -- $110 / Sq Ft
Source: Emerald Coast Association of REALTORS®

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $194 $316,892 -- --
2024 $3,138 $307,961 -- --
2023 $3,138 $298,991 $0 $0
2022 $3,057 $290,283 $0 $0
2021 $3,038 $281,828 $45,000 $236,828
2020 $2,376 $219,412 $0 $0
2019 $2,324 $214,479 $0 $0
2018 $2,313 $210,480 $0 $0
2017 $2,311 $206,151 $0 $0
2016 $2,717 $200,906 $0 $0
2015 $2,689 $193,315 $0 $0
2014 $2,596 $183,034 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Emerald Coast Association of REALTORS®

MLS Number: 980136

Emerald Coast Association of REALTORS®

APN: 23-2S-26-0365-00G00-0090