NOT LISTED FOR SALE

20523 Harbor View Dr Cornelius, NC 28031

Cornelius Area

Estimated Value: $500,000 - $538,000

4 Beds
3.5 Baths
2,198 Sq Ft
$236/Sq Ft Est. Value

Sale Details

Date Sold: January 16, 2026

Last sale price $524,900 $239 Per Sq Ft

Est. 1% decrease in value since last sale

Current estimated payment $3,424 / mo

3 Days on Market

Highlights

  • Access To Lake
  • Gated Community
  • Deck
  • Bailey Middle School Rated A-
  • Open Floorplan
  • Private Lot

About This Home

As of January 2026

Fall in love the moment you enter this charming neighborhood, where a beautiful tree-lined street leads to a stunning Georgian-style, two-story end-unit townhome. Inside, abundant natural light fills the nearly 2,200 sq. ft. open floor plan. The chef’s kitchen boasts granite countertops, a center island, and stainless steel appliances, all overlooking the spacious great room with a welcoming fireplace that is perfect for everyday living and entertaining. Upstairs, you’ll find a generous primary suite with an en-suite bath, along with two additional bedrooms and a full hall bathroom. The lower level includes a private guest suite with its own en-suite bath and can easily function as a media room, home office, or flexible living space to suit your needs. Outdoor living is just as inviting, with a rear deck ideal for morning coffee or quiet relaxation. The community offers easy walkability to restaurants, boutiques, and grocery stores, along with private direct access to Lake Norman featuring a boat ramp, fishing dock, kayaking area, community pool, and private entry to Jetton Park. With its exceptional features and highly sought-after location, this gem won't last long!

Last Agent to Sell the Property

Lisa Martel

Premier Sotheby's International Realty Brokerage Email: Lisa.Martel@PremierSIR.com License #322613 Listed on: 12/11/2025

Premier Sotheby's International Realty

Last Buyer's Agent

Jamie Werkman

I SHARE REALTY LLC License #253447

Townhouse Details

Home Type

  • Townhome

Year Built

  • Built in 2007

Lot Details

  • 1,830 Sq Ft Lot
  • End Unit
  • Level Lot
  • Wooded Lot
  • Lawn

HOA Fees

  • $400 Monthly HOA Fees

Parking

  • 2 Car Attached Garage
  • Basement Garage
  • Rear-Facing Garage

Home Design

  • Traditional Architecture
  • Georgian Architecture
  • Entry on the 1st floor
  • Brick Exterior Construction
  • Architectural Shingle Roof
  • Vinyl Siding

Interior Spaces

  • 2-Story Property
  • Open Floorplan
  • Gas Log Fireplace
  • Window Treatments
  • Entrance Foyer
  • Great Room with Fireplace
  • Storage
  • Pull Down Stairs to Attic

Kitchen

  • Breakfast Bar
  • Electric Oven
  • Self-Cleaning Oven
  • Electric Cooktop
  • Microwave
  • Dishwasher
  • Kitchen Island
  • Disposal

Flooring

  • Wood
  • Carpet

Bedrooms and Bathrooms

  • Split Bedroom Floorplan
  • Walk-In Closet
  • Garden Bath

Laundry

  • Laundry Room
  • Laundry on upper level
  • Washer and Dryer

Finished Basement

  • Walk-Out Basement
  • Interior and Exterior Basement Entry
  • Basement Storage

Home Security

Outdoor Features

  • Access To Lake
  • Deck
  • Front Porch

Schools

  • Cornelius Elementary School
  • Bailey Middle School
  • William Amos Hough High School

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Natural Gas
  • Gas Water Heater
  • Cable TV Available

Listing and Financial Details

  • Assessor Parcel Number 001-474-48

Community Details

Overview

  • Csi/Sentry Management Association, Phone Number (704) 892-1660
  • Lake Norman Cove At Jetton Subdivision

Recreation

  • Community Pool
  • Trails

Security

  • Gated Community
  • Fire and Smoke Detector

Townhouse Details

Home Type

Townhome

Year Built

Built in 2007

Lot Details

1,830 Sq Ft Lot

HOA Fees

$400 per month

Parking

2

Listing Details

  • Property Type: Residential
  • Property Sub Type: Townhouse
  • Architectural Style: Georgian, Traditional
  • Year Built: 2007
  • Restrictions: Rental – See Restrictions Description
  • Special Assessment Yn: 0
  • Restrictions Description: Owners are required to reside in the home for a minimum of one year prior to leasing the unit. Once this requirement is met, any subsequent rental must have a lease term of no less than six months.
  • Special Assessment Description: n/a
  • Road Surface Type: Concrete, Paved
  • Unit Levels: Two
  • Ratio CurrentPrice/TotalPropertyHLA: 238.81
  • Geocode Confidence: High
  • Attribution Contact: Lisa.Martel@PremierSIR.com
  • Special Features: None

Interior Features

  • Foundation Details: Basement
  • Entry Level: 1
  • Fireplace: Yes
  • Flooring: Carpet, Wood
  • Interior Amenities: Attic Stairs Pulldown, Breakfast Bar, Entrance Foyer, Garden Tub, Kitchen Island, Open Floorplan, Pantry, Split Bedroom, Storage, Walk-In Closet(s)
  • Lower Level Sq Ft: 0
  • Main Level Sq Ft: 919
  • Third Level Sq Ft: 0
  • Sq Ft Unheated Total: 0
  • Sq Ft Upper: 818
  • Appliances: Dishwasher, Disposal, Dryer, Electric Cooktop, Electric Oven, Gas Water Heater, Microwave, Oven, Refrigerator, Refrigerator with Ice Maker, Self Cleaning Oven, Washer/Dryer
  • Above Grade Finished Sq Ft: 1737
  • Has Basement: Basement Garage Door, Exterior Entry, Finished, Interior Entry, Storage Space, Walk-Out Access
  • Basement YN: Yes
  • Full Bathrooms: 3
  • Half Bathrooms: 1
  • Total Bedrooms: 4
  • Below Grade Sq Ft: 461
  • Fireplace Features: Gas Log, Gas Unvented, Great Room
  • Living Area: 2198
  • Window Features: Window Treatments
  • Bedroom Main: 0
  • Bedroom Basement: 1
  • Bedroom Third: 0

Exterior Features

  • Exterior Features: Lawn Maintenance
  • New Construction: No
  • Roof: Architectural Shingle
  • Construction Type: Site Built
  • Pool Private: No
  • Water Body Name: Lake Norman
  • Waterfront Features: Boat Ramp – Community, Boat Slip – Community, Paddlesport Launch Site - Community, Dock
  • Construction Type: Brick Partial, Vinyl
  • Other Structures: None
  • Patio And Porch Features: Deck, Front Porch

Garage/Parking

  • Main Level Garage YN: 0
  • Carport Y N: No
  • Garage Spaces: 2
  • Garage Yn: Yes
  • Open Parking: No
  • Parking Features: Attached Garage, Garage Faces Rear

Utilities

  • Heating: Forced Air, Natural Gas
  • Sewer: Public Sewer
  • Laundry Features: Electric Dryer Hookup, In Hall, Upper Level, Washer Hookup
  • Security: Smoke Detector(s)
  • Cooling: Central Air, Electric
  • Utilities: Cable Available, Electricity Connected, Natural Gas, Satellite Internet Available, Underground Power Lines
  • Water Source: City

Condo/Co-op/Association

  • Community Features: Gated, Lake Access, Outdoor Pool, Sidewalks, Street Lights, Walking Trails
  • Association Fee: 400
  • Association Fee Frequency: Monthly
  • Senior Community: No
  • Association Name: CSI/Sentry Management
  • Phone: 704-892-1660
  • Association: Yes
  • Association Email: https://csicommunities.com

Association/Amenities

  • Association Annual Expense: 4800.00

Schools

  • Middle Or Junior School: Bailey
  • HOA Subject To: Required

Lot Info

  • Lot Features: End Unit, Level, Private, Wooded
  • Lot Size Units: Acres
  • Parcel Number: 001-474-48
  • Land Included Yn: 1
  • Lot Size Acres: 0.042
  • Additional Parcels: No
  • Zoning Specification: VC

Rental Info

  • Pets Allowed: Yes, Number Limit

MLS Schools

  • Elementary School: Cornelius
  • High School: William Amos Hough

Ownership History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Name Owned For Owner Type

Purchase Details

Listed on
Dec 11, 2025
Closed on
Jan 16, 2026
Sold by
Bought by
Seller's Agent
Lisa Martel
Premier Sotheby's International Realty
Buyer's Agent
Jamie Werkman
I SHARE REALTY LLC
List Price
$524,900
Sold Price
$524,900
Views
10
Current Estimated Value
$519,297

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$5,603
Avg. Annual Appreciation
-1.97%
Original Mortgage
$419,920
Interest Rate
0.0619%
Mortgage Type
New Conventional

Purchase Details

Closed on
Feb 14, 2007
Sold by
Bought by

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$236,240
Interest Rate
0.0608%
Mortgage Type
New Conventional
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Buyer Sale Price Title Company
$525,000 Trademark Title
$295,500 None Available
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Borrower Loan Amount
Open $419,920
Previous Owner $185,325
Previous Owner $236,240
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft
01/16/2026 01/16/26 Sold $524,900 0.0% $239 / Sq Ft
12/14/2025 12/14/25 Pending -- -- --
12/11/2025 12/11/25 For Sale $524,900 -- $239 / Sq Ft
Source: Canopy MLS

Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $2,325 $346,800 $100,000 $246,800
2024 $2,325 $346,800 $100,000 $246,800
2023 $2,286 $346,800 $100,000 $246,800
2022 $2,258 $261,300 $80,000 $181,300
2021 $2,232 $261,300 $80,000 $181,300
2020 $2,232 $261,300 $80,000 $181,300
2019 $2,226 $261,300 $80,000 $181,300
2018 $2,728 $250,500 $27,000 $223,500
2017 $2,706 $250,500 $27,000 $223,500
2016 $2,703 $250,500 $27,000 $223,500
2015 $2,662 $250,500 $27,000 $223,500
2014 $2,660 $250,500 $27,000 $223,500
Source: Public Records

Agents Affiliated with this Home

  • Lisa Martel

    Seller's Agent in 2026

    Lisa Martel

    Premier Sotheby's International Realty

    (314) 913-2084

    40 Total Sales

    Lisa Martel
    Section Image
  • Jamie Werkman

    Buyer's Agent in 2026

    Jamie Werkman

    I SHARE REALTY LLC

    (704) 340-3860

    64 Total Sales

    Jamie Werkman
    Section Image
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Map

Source: Canopy MLS

MLS Number: 4327733

Canopy MLS

APN: 001-474-48

North Carolina Mecklenburg County Cornelius 28031

20523 Harbor View Dr, Cornelius, NC

Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.

Canopy MLS All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Some IDX listings have been excluded from this website.
Based on information submitted to the MLS GRID
Listings courtesy of Canopy MLS as distributed by MLS GRID

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