NOT LISTED FOR SALE

20594 SE Gemstone Ave Bend, OR 97702

Old Farm District Neighborhood

Estimated Value: $609,000 - $629,000

3 Beds
2.5 Baths
2,179 Sq Ft
$286/Sq Ft Est. Value

Sale Details

Date Sold: September 30, 2024

Last sale price $619,900 $284 Per Sq Ft

Current estimated payment $3,689 / mo

13 Days on Market

Highlights

  • Traditional Architecture
  • Great Room with Fireplace
  • Community Pool
  • Loft
  • Stone Countertops
  • 2 Car Attached Garage

About This Home

As of September 2024

Welcome to your dream home! This better than new Franklin Bros built home has been beautifully upgraded with West Elm light fixtures, custom blinds throughout, and low maintenance landscaping & hardscape. Nestled on a quiet, tranquil street, you'll enjoy peace & privacy while still being close to everything you need. The chef's kitchen is a true highlight, featuring sleek white cabinets, a large pantry, & a generous kitchen island perfect for entertaining. The open concept design ensures seamless indoor-outdoor living, with easy access to the spacious back patio—ideal for relaxing or hosting gatherings. The primary suite is a sanctuary of comfort, complete with a large walk-in closet, luxurious tile shower, & a soaking tub for ultimate relaxation. Additionally, there's a flexible loft space that can adapt to your needs, possibly a home office, play area, or reading nook. This home combines modern upgrades with thoughtful design to create a space that is both stylish & functional.

Last Agent to Sell the Property

Brook Criazzo

Duke Warner Realty License #200408079 Listed on: 08/15/2024

Co-Listed By

Aubre Cheshire

Duke Warner Realty License #200602177

Last Buyer's Agent

Julie Reber

Cascade Hasson SIR License #201211714

Cascade Hasson SIR

Range of Values:

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Value Increase
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Percent Increase
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Adjusted for Inflation
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Average Value
Not Available
List Price
Sold Price
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Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $3,260

Year Built

  • Built in 2021

Lot Details

  • 3,485 Sq Ft Lot
  • Fenced
  • Xeriscape Landscape
  • Native Plants
  • Level Lot
  • Front Yard Sprinklers
  • Zoning described as RS

HOA Fees

  • $80 Monthly HOA Fees

Parking

  • 2 Car Attached Garage
  • Garage Door Opener
  • Driveway
  • On-Street Parking

Home Design

  • Traditional Architecture
  • Stem Wall Foundation
  • Frame Construction
  • Composition Roof

Interior Spaces

  • 2,179 Sq Ft Home
  • 2-Story Property
  • Ceiling Fan
  • Gas Fireplace
  • Vinyl Clad Windows
  • Great Room with Fireplace
  • Loft
  • Laundry Room

Kitchen

  • Oven
  • Range
  • Microwave
  • Dishwasher
  • Kitchen Island
  • Stone Countertops
  • Disposal

Flooring

  • Carpet
  • Tile
  • Vinyl

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Linen Closet
  • Walk-In Closet
  • Bathtub with Shower
  • Bathtub Includes Tile Surround

Home Security

  • Smart Lights or Controls
  • Surveillance System
  • Smart Locks
  • Smart Thermostat
  • Carbon Monoxide Detectors
  • Fire and Smoke Detector

Schools

  • Silver Rail Elementary School
  • Pilot Butte Middle School
  • Bend Sr High School

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Natural Gas
  • Water Heater

Additional Features

  • Smart Irrigation
  • Patio

Listing and Financial Details

  • Exclusions: Washer/Dryer, Audio/Video surveillance
  • No Short Term Rentals Allowed
  • Tax Lot 157
  • Assessor Parcel Number 280386

Community Details

Overview

  • Stone Creek Subdivision
  • On-Site Maintenance

Recreation

  • Community Playground
  • Community Pool
  • Park

Home Details

Home Type

Single Family

Est. Annual Taxes

$3,260

Year Built

Built in 2021

Lot Details

3,485 Sq Ft Lot

HOA Fees

$80 per month

Parking

2

Listing Details

  • Architectural Style: Traditional
  • Garage Yn: Yes
  • Unit Levels: Two
  • Lot Size Acres: 0.08
  • Prop. Type: Residential
  • New Construction: No
  • Property Sub Type: Single Family Residence
  • Road Surface Type: Paved
  • Subdivision Name: Stone Creek
  • Year Built: 2021
  • Co List Office Mls Id: ocWARN
  • Co List Office Phone: 541-382-8262
  • Co List Office Phone: 541-382-8262
  • Outside Inclusions: Refrigerator, Range/Oven, Microwave, Dishwasher, Electronic dropdown TV wall mount
  • MLS Status: Closed
  • General Property Information Audio Surveillance on Premises YN: Yes
  • General Property Information Accessory Dwelling Unit YN: No
  • Patio and Porch Features:Patio and Porch Features: Patio
  • Power Production:Power Production: None
  • Flood:Flood: N/A
  • Rooms:Rooms: Great Room, Loft, Laundry, Kitchen, Eating Area
  • Special Features: None

Interior Features

  • Appliances: Dishwasher, Disposal, Microwave, Oven, Range, Refrigerator, Water Heater
  • Has Basement: None
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Total Bedrooms: 3
  • Fireplace Features: Gas, Great Room
  • Flooring: Carpet, Tile, Vinyl
  • Interior Amenities: Ceiling Fan(s), Kitchen Island, Pantry, Smart Thermostat, Stone Counters, Walk-In Closet(s), Smart Light(s), Smart Lock(s), Enclosed Toilet(s), Linen Closet, Shower/Tub Combo, Tile Shower
  • Window Features: Vinyl Frames
  • Fireplace: Yes

Exterior Features

  • Common Walls: No Common Walls
  • Construction Type: Frame
  • Foundation Details: Stemwall
  • Lot Features: Landscaped, Level, Native Plants, Sprinklers In Front, Smart Irrigation, Xeriscape Landscape, Fenced
  • Roof: Composition
  • Exclusions: Washer/Dryer, Audio/Video surveillance
  • Patio And Porch Features: Patio

Garage/Parking

  • Garage Spaces: 2.0
  • Parking Features: Attached, Driveway, Garage Door Opener, On Street
  • Attached Garage: Yes

Utilities

  • Cooling: Central Air
  • Heating: Forced Air, Natural Gas
  • Security: Carbon Monoxide Detector(s), Smoke Detector(s)
  • Sewer: Public Sewer
  • Water Source: Public
  • Cooling Y N: Yes
  • HeatingYN: Yes

Condo/Co-op/Association

  • Amenities: Landscaping, Pool
  • Association Fee: 240.0
  • Association Fee Frequency: Quarterly
  • Association: Yes
  • Community Features: Park, Playground, Short Term Rentals Not Allowed
  • Senior Community: No

Schools

  • Elementary School: Silver Rail Elem
  • High School: Bend Sr High
  • Middle Or Junior School: Pilot Butte Middle

Lot Info

  • Additional Parcels: No
  • Lot Size Sq Ft: 3484.8
  • Parcel #: 280386
  • ResoLotSizeUnits: Acres
  • Zoning Description: RS

Tax Info

  • Tax Annual Amount: 3259.71
  • Tax Lot: 157
  • Tax Year: 2023

Ownership History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Name Owned For Owner Type

Purchase Details

Listed on
Aug 15, 2024
Closed on
Sep 26, 2024
Sold by
Bought by
Seller's Agent
Brook Criazzo
Duke Warner Realty
Buyer's Agent
Julie Reber
Cascade Hasson SIR
List Price
$619,900
Sold Price
$619,900
Views
13
Current Estimated Value
$622,530

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$2,630
Avg. Annual Appreciation
0.23%
Original Mortgage
$495,920
Outstanding Balance
$485,959
Interest Rate
6.49%
Mortgage Type
New Conventional
Estimated Equity
$136,571

Purchase Details

Closed on
Jun 23, 2021
Sold by
Bought by

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$467,732
Interest Rate
2.9%
Mortgage Type
New Conventional

Purchase Details

Closed on
Jun 3, 2021
Sold by
Bought by

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$467,732
Interest Rate
2.9%
Mortgage Type
New Conventional
Source: Public Records

Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Agents Specializing in Old Farm District, OR

  • Denny Osborn Real Estate Agent - Bend Premier Real Estate LLC

    Denny Osborn

    Bend Premier Real Estate LLC

    (541) 368-2895

    38 Total Sales

    2 in Old Farm District

    $565K - $672K Price Range

    Denny Osborn
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  • Cameron Rice Real Estate Agent - Real Broker, LLC DBA Real

    Cameron Rice

    Real Broker, LLC DBA Real

    (971) 260-9727

    29 Total Sales

    1 in Old Farm District

    $720,000 Price

    Cameron Rice
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  • Holly Cole Real Estate Agent - Keller Williams Realty Central Oregon

    Holly Cole

    Keller Williams Realty Central Oregon

    (458) 206-5287

    528 Total Sales

    14 in Old Farm District

    $385K - $858K Price Range

    Holly Cole
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  • Annie Wayland Real Estate Agent - Cascade Hasson SIR

    Annie Wayland

    Cascade Hasson SIR

    (458) 202-2390

    94 Total Sales

    3 in Old Farm District

    $485K - $930K Price Range

    Annie Wayland
     Section Image
  • Nick Shivers Real Estate Agent - eXp Realty, LLC

    Nick Shivers

    eXp Realty, LLC

    (971) 232-4415

    1,263 Total Sales

    2 in Old Farm District

    $800,000 Price Range

    Nick Shivers
     Section Image
  • Chance Jackson Real Estate Agent - Realty One Group Discovery

    Chance Jackson

    Realty One Group Discovery

    (541) 402-5110

    43 Total Sales

    2 in Old Farm District

    $799K - $815K Price Range

    Chance Jackson
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Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Buyer Sale Price Title Company
$619,900 Amerititle
$492,350 Western Title & Escrow
$492,350 Western Title & Escrow
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Borrower Loan Amount
Open $495,920
Previous Owner $467,732
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft
09/30/2024 09/30/24 Sold $619,900 0.0% $284 / Sq Ft
08/29/2024 08/29/24 Pending -- -- --
08/15/2024 08/15/24 For Sale $619,900 -- $284 / Sq Ft
Source: Oregon Datashare

Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $3,655 $216,310
2024 $3,516 $210,010
2023 $3,260 $203,900 $0 $0
2022 $3,041 $43,820 $0 $0
2021 $694 $10,572 $0 $0
2020 $164 $10,572 $0 $0
Source: Public Records

Agents Affiliated with this Home

  • B

    Seller's Agent in 2024

    Brook Criazzo

    Duke Warner Realty

  • A

    Seller Co-Listing Agent in 2024

    Aubre Cheshire

    Duke Warner Realty

  • Julie Reber Real Estate Agent - Cascade Hasson SIR

    Buyer's Agent in 2024

    Julie Reber

    Cascade Hasson SIR

    (415) 609-3677

    6 in this area

    72 Total Sales

    Julie Reber
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Map

Source: Oregon Datashare

MLS Number: 220188262

Oregon Datashare

APN: 280386

Oregon Deschutes County Bend 97702 Old Farm District

20594 SE Gemstone Ave, Bend, OR

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Oregon Datashare © 2026 Oregon Datashare (KCAR | MLSCO | SOMLS). All rights reserved. The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange Program of the Oregon Datashare. Real estate listings held by IDX Brokerage firms other than Ten-X are marked with the Internet Data Exchange logo or the Internet Data Exchange thumbnail logo and detailed information about them includes the name of the listing Brokers. Information provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties the viewer may be interested in purchasing. The consumer will not copy, retransmit nor redistribute any of the content from this website. Information provided is deemed reliable, but not guaranteed.

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