NOT LISTED FOR SALE

Estimated Value: $285,000 - $305,833

3 Beds
1 Bath
1,755 Sq Ft
$170/Sq Ft Est. Value

Sale Details

Date Sold: March 6, 2026

Current estimated payment $1,758 / mo

14 Days on Market

Highlights

  • 326,700 Sq Ft lot
  • Deck
  • Wood Flooring
  • Custom Closet System
  • Traditional Architecture
  • 1 Fireplace

About This Home

As of March 2026

Welcome home to 20628 Elm Drive — a charming 3-bedroom bungalow tucked away on a beautiful, treed lot at the very edge of town. This property offers the rare feeling of living on acreage while still enjoying the convenience of nearby amenities. Surrounded by mature trees, wildlife, and peaceful natural views, it’s a setting that feels private, serene, and truly special.
Inside, the home is full of character and timeless charm, with cozy spaces that invite you to slow down and enjoy your surroundings. Whether you’re sipping coffee while watching deer pass through the yard or spending evenings surrounded by nature, this home offers a lifestyle that’s hard to find.
If you’ve been searching for a place where town meets tranquility, this is it.

Last Agent to Sell the Property

Monica Ritter

RE/MAX Central Brokerage Phone: 660-238-7629 License #2001029099 Listed on: 01/16/2026

RE/MAX Central

Last Buyer's Agent

Monica Ritter

RE/MAX Central Brokerage Phone: 660-238-7629 License #2001029099 Listed on: 01/16/2026

RE/MAX Central
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Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $1,357

Year Built

  • Built in 1940

Lot Details

  • 7.5 Acre Lot
  • Paved or Partially Paved Lot

Parking

  • 2 Car Detached Garage

Home Design

  • Traditional Architecture
  • Bungalow
  • Frame Construction
  • Composition Roof
  • Metal Roof
  • Vinyl Siding

Interior Spaces

  • 1,755 Sq Ft Home
  • 1 Fireplace
  • Thermal Windows
  • Combination Dining and Living Room
  • Crawl Space
  • Laundry on main level

Kitchen

  • Electric Range
  • Microwave
  • Dishwasher
  • Wood Stained Kitchen Cabinets

Flooring

  • Wood
  • Vinyl

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Custom Closet System
  • 1 Full Bathroom

Outdoor Features

  • Deck
  • Patio

Schools

  • Lafayette Co Ci Elementary School

Utilities

  • Forced Air Heating and Cooling System
  • Lagoon System

Community Details

  • No Home Owners Association

Listing and Financial Details

  • Assessor Parcel Number 09-7.0-36-0-000-002.000
  • $0 special tax assessment

Home Details

Home Type

Single Family

Est. Annual Taxes

$1,357

Year Built

Built in 1940

Lot Details

7.5 Acres

Parking

2

Listing Details

  • Property Type: Residential
  • Property Sub Type: Single Family Residence
  • Year Built: 1940
  • Above Grade Finished Sq Ft: 1755
  • Architectural Style: Traditional
  • Fireplaces: 1
  • Internet Address Display: Yes
  • Internet Consumer Comment: No
  • List Agent Full Name: Monica Ritter
  • Listing Service: Full Service
  • List Office Mls Id: HMSRMX_34
  • List Office Name: RE/MAX Central
  • List Office Phone: 660-584-5557
  • Living Area: 1755
  • Mls Status: Sold
  • Ownership: Private
  • Age Description: 76-100 Years
  • Floor Plan Features: Bungalow
  • Tax Special Amount: 0
  • Dining Area Features: Liv/Dining Combo
  • Special Documents Required YN: 0
  • Major Repair Costs: 8000.00
  • Major Repair Description: New Roof
  • Attribution Contact: 660-238-7629
  • Special Features: None

Interior Features

  • Interior Amenities: Custom Cabinets, Stained Cabinets
  • Basement: Crawl Space
  • Appliances: Dishwasher, Microwave, Refrigerator, Electric Range
  • Basement: No
  • Fireplace: Yes
  • Flooring: Vinyl, Wood
  • Laundry Features: Main Level
  • Window Features: Thermal Windows

Beds/Baths

  • Full Bathrooms: 1
  • Bedrooms: 3

Exterior Features

  • Roof: Composition, Metal
  • Construction Materials: Frame, Vinyl Siding
  • Fencing: Other
  • Patio And Porch Features: Deck, Patio
  • Road Surface Type: Gravel, Paved
  • Inside City Limits: No

Garage/Parking

  • Garage Spaces: 2
  • Garage: Yes
  • Parking Features: Detached

Utilities

  • Cooling: Electric
  • Heating: Forced Air
  • Sewer: Lagoon
  • Cooling: Yes
  • Water Source: Public

Condo/Co-op/Association

  • Association Fee Frequency: None

Association/Amenities

  • Association: No

Fee Information

  • Deposit: Truman Title

Schools

  • Junior High Dist: Lafayette Co CI

Lot Info

  • Lot Features: Acreage
  • Lot Size Sq Ft: 326700
  • Parcel Number: 09-7.0-36-0-000-002.000
  • Property Attached: No
  • Subdivision Name: Other
  • In Flood Plain: No

Tax Info

  • Tax Annual Amount: 1357
  • Tax Abatement YN: 0

MLS Schools

  • Elementary School: Lafayette Co CI

Ownership History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Name Owned For Owner Type

Purchase Details

Listed on
Jan 16, 2026
Closed on
Mar 6, 2026
Sold by
Fitzwater Thomas and Fitzwater Morgan R
Bought by
Seller's Agent
Monica Ritter
RE/MAX Central
Buyer's Agent
Monica Ritter
RE/MAX Central
List Price
$315,000
Views
53
Current Estimated Value
$298,208

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
-1.19%
Original Mortgage
$534,592
Interest Rate
6.18%
Mortgage Type
Construction

Purchase Details

Closed on
Nov 6, 2020
Sold by
Overstreet James M
Bought by
Fitzwater Thomas D and Fitzwater Morgan R

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$168,000
Interest Rate
2.8%
Mortgage Type
New Conventional

Purchase Details

Closed on
Jul 19, 2017
Sold by
Beck Joseph A and Beck Melissa A
Bought by
Overstreet James M and Overstreet Sheree L

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$128,734
Interest Rate
3.9%
Mortgage Type
New Conventional

Purchase Details

Closed on
Apr 15, 2008
Sold by
Smith Douglas D and Smith Judith L
Bought by
Beck Joseph A and Beck Melissa A
Source: Public Records

Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

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Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Buyer Sale Price Title Company
-- Truman Title
Fitzwater Thomas D -- None Available
Overstreet James M -- Lafayette County Title
Beck Joseph A -- --
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Borrower Loan Amount
Open $235,000
Closed Fitzwater Thomas D $534,592
Previous Owner Fitzwater Thomas D $168,000
Previous Owner Overstreet James M $120,000
Previous Owner Overstreet James M $128,734
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft
03/06/2026 03/06/26 Sold -- -- --
01/16/2026 01/16/26 For Sale $315,000 -- $179 / Sq Ft
Source: Heartland MLS

Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $1,356 $20,201 $0 $0
2024 $12 $17,719 $0 $0
2023 $1,199 $17,719 $0 $0
2022 $1,189 $17,719 $0 $0
2021 $1,211 $17,719 $0 $0
2020 $1,211 $17,457 $0 $0
2019 $1,146 $17,457 $0 $0
2018 $1,077 $17,457 $0 $0
2017 $1,077 $17,458 $0 $0
2016 $1,162 $94,730 $27,550 $67,180
2012 -- $94,700 $27,550 $67,150
Source: Public Records

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Map

Source: Heartland MLS

MLS Number: 2596696

Heartland MLS

APN: 09-7.0-36-0-000-002.000

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