20660 Muddy Harbour Square Sterling, VA 20165
Estimated payment $4,435/month
Highlights
- Fitness Center
- Eat-In Gourmet Kitchen
- Open Floorplan
- Lowes Island Elementary School Rated A
- View of Trees or Woods
- 4-minute walk to Lowes Island Community Center
About This Home
Backing to a peaceful wooded setting in the highly desirable Lowes Island at Cascades community, this beautifully maintained 3 bedroom, 3.5 bath home offers nearly 2,500 square feet of inviting living space, a two car garage, and hard-to-find privacy. Built in 1995, it blends warm, timeless finishes with an easy, functional layout designed for both everyday living and entertaining. Step inside to find rich cherry hardwood floors, elegant millwork, and a welcoming main level filled with charm. Crown molding, a ceramic tile powder room, and a designated dining area with added millwork create a refined yet comfortable feel. The open kitchen and adjoining family room invite connection, anchored by a fireplace with built-in shelving above. The kitchen offers granite countertops, white cabinetry, and stainless steel LG appliances including a gas range, built-in microwave, French door refrigerator, dishwasher, and beverage fridge along with generous prep space and a pantry. Upstairs, three spacious bedrooms feature plush carpet, high ceilings, and ceiling fans. A well-appointed hall bath with white ceramic tile and a vanity serves the secondary bedrooms. The primary suite is a true retreat with a tray ceiling, a custom walk-in closet, and a spacious bath featuring a soaking tub, separate shower, and white cabinetry. The convenience of bedroom-level laundry adds to the home’s thoughtful design. The walk-out lower level adds wonderful flexibility. It features great natural light, a full bath, a versatile den or bonus room ideal for guests, a home office, gym, or potential fourth bedroom, and a second gas fireplace. With access to both the backyard and garage, this level adapts beautifully to your needs. Outside, enjoy a deck and patio overlooking the wooded backdrop, perfect for relaxing or entertaining in a peaceful, private setting. Ample parking adds convenience, and major updates including the roof, HVAC, and water heater were completed around 2016. All of this is set within Lowes Island at Cascades in Sterling, VA, a community that feels like its own little escape. Spend weekends by the pool, on the courts, or exploring miles of scenic trails along the Potomac River. With parks, playgrounds, Algonkian Regional Park nearby, and easy access to shopping, dining, and commuter routes, Lowes Island at Cascades offers a lifestyle that feels both vibrant and effortlessly connected.
Listing Agent
(703) 430-9008 klrw420@kw.com Keller Williams Realty Brokerage Phone: 7034309008 License #0225077886 Listed on: 04/08/2026
Co-Listing Agent
(703) 430-9008 klrw420@kw.com Keller Williams Realty Brokerage Phone: 7034309008 License #0225257367
Townhouse Details
Home Type
- Townhome
Est. Annual Taxes
- $5,385
Year Built
- Built in 1995 | Remodeled in 2015
Lot Details
- 1,742 Sq Ft Lot
- North Facing Home
- Privacy Fence
- Back Yard Fenced
- Wooded Lot
- Backs to Trees or Woods
HOA Fees
- $115 Monthly HOA Fees
Parking
- 2 Car Attached Garage
- 2 Driveway Spaces
- Front Facing Garage
- Garage Door Opener
- Off-Street Parking
Property Views
- Woods
- Garden
Home Design
- Colonial Architecture
- Slab Foundation
- Brick Front
Interior Spaces
- 2,424 Sq Ft Home
- Property has 3 Levels
- Open Floorplan
- Built-In Features
- Chair Railings
- Crown Molding
- Tray Ceiling
- Vaulted Ceiling
- Ceiling Fan
- Skylights
- Recessed Lighting
- 2 Fireplaces
- Corner Fireplace
- Gas Fireplace
- Double Pane Windows
- Low Emissivity Windows
- Vinyl Clad Windows
- Sliding Doors
- Six Panel Doors
- Entrance Foyer
- Family Room
- Living Room
- Dining Room
Kitchen
- Eat-In Gourmet Kitchen
- Breakfast Room
- Built-In Microwave
- Dishwasher
- Stainless Steel Appliances
- Kitchen Island
- Upgraded Countertops
- Disposal
Flooring
- Wood
- Carpet
Bedrooms and Bathrooms
- 3 Bedrooms
- En-Suite Bathroom
Laundry
- Laundry Room
- Laundry on upper level
- Dryer
- Washer
Finished Basement
- Heated Basement
- Walk-Out Basement
- Connecting Stairway
- Front and Rear Basement Entry
- Basement Windows
Home Security
Outdoor Features
- Deck
- Patio
Location
- Suburban Location
Schools
- Lowes Island Elementary School
- Seneca Ridge Middle School
- Dominion High School
Utilities
- 90% Forced Air Heating and Cooling System
- Heating System Uses Natural Gas
- Programmable Thermostat
- Underground Utilities
- Natural Gas Water Heater
- Cable TV Available
Listing and Financial Details
- Tax Lot 23
- Assessor Parcel Number 006293228000
Community Details
Overview
- $500 Capital Contribution Fee
- Association fees include management, snow removal, trash, pool(s), common area maintenance, insurance, recreation facility, reserve funds, road maintenance
- $121 Other One-Time Fees
- Cascades HOA
- Built by ENGLE HOMES
- Cascades Subdivision, Biltmore Floorplan
- Cascades Community
- Property Manager
Amenities
- Picnic Area
- Common Area
- Clubhouse
- Community Center
- Meeting Room
- Party Room
Recreation
- Tennis Courts
- Community Basketball Court
- Community Playground
- Fitness Center
- Community Pool
- Jogging Path
- Bike Trail
Security
- Fenced around community
- Fire and Smoke Detector
Map
Home Values in the Area
Average Home Value in this Area
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $5,385 | $668,930 | $220,000 | $448,930 |
| 2024 | $5,696 | $658,540 | $220,000 | $438,540 |
| 2023 | $5,483 | $626,580 | $220,000 | $406,580 |
| 2022 | $5,161 | $579,940 | $195,000 | $384,940 |
| 2021 | $5,093 | $519,670 | $155,000 | $364,670 |
| 2020 | $5,180 | $500,510 | $155,000 | $345,510 |
| 2019 | $5,050 | $483,250 | $155,000 | $328,250 |
| 2018 | $5,322 | $490,470 | $145,000 | $345,470 |
| 2017 | $5,458 | $485,150 | $145,000 | $340,150 |
| 2016 | $5,238 | $457,500 | $0 | $0 |
| 2015 | $5,193 | $312,520 | $0 | $312,520 |
| 2014 | $5,091 | $295,770 | $0 | $295,770 |
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft | Prior Sale |
|---|---|---|---|---|---|
| 04/08/2026 04/08/26 | For Sale | $730,000 | +44.6% | $301 / Sq Ft | |
| 01/13/2016 01/13/16 | Sold | $505,000 | -1.9% | $215 / Sq Ft | View Prior Sale |
| 12/04/2015 12/04/15 | Pending | -- | -- | -- | |
| 10/27/2015 10/27/15 | For Sale | $514,900 | +2.0% | $219 / Sq Ft | |
| 10/26/2015 10/26/15 | Off Market | $505,000 | -- | -- | |
| 10/26/2015 10/26/15 | For Sale | $514,900 | -- | $219 / Sq Ft |
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $505,000 | None Available | |
| Deed | $439,000 | -- | |
| Deed | $350,000 | -- | |
| Deed | $225,598 | -- |
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Previous Owner | $351,200 | New Conventional | |
| Previous Owner | $280,000 | New Conventional | |
| Previous Owner | $202,750 | No Value Available |
Source: Bright MLS
MLS Number: VALO2118628
APN: 006-29-3228
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